When I see a serious accident reported in the paper, I try to look up the persons mentioned in the article to see if they are clients and, if so, to offer assistance in handling the claim. We do the same when an apartment fire is reported, looking up the address to see if any of our clients live in the same building since they may not realize their renters insurance may provide coverage.
It is very sad when you find the name in your client files but the policy is out of force. You pray that they got coverage elsewhere but when there are no notes to that effect and the policy has lapsed for non-payment, a knot in your stomach tells you that chances are good that money got tight and the first thing to go is that pesky monthly insurance payment. I mean, who ever plans on using it anyway?
Insurance is not important until it is. #DontDriveNaked