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Zombie Insurance – For that little extra peace of mind

May 242011

Everyone was ‘ready’ for the rapture this past weekend, but if the zombie apocalypse were to happen, would you be ready? Zombie attacks have been on the rise for years, now you can buy lifetime coverage for zombie-related incidents.

MyZombieInsurance.com offers a lifetime policy that normally sells for $12.99 but is currently on sale for $9.99. It comes with your very own insurance card, a proof of insurance certificate, and “Protected By” window decal to ward off potential zombie attacks.

Zombie Insurance will pay to repair your house, replace your stuff, or fix your car after the zombies come through your neighborhood.

There is a 48 hour waiting period before the policy goes into effect, so don’t wait till you start seeing Zombies to buy the policy.

The policy does not cover medical bills sustained in a zombie attack.
It only covers your physical property damaged by zombie-related attacks — such as your house, car, iPod, comic book and/or Cosmopolitan collections, Star Wars DVDs, and all your other stuff that your regular insurance companies don’t cover in the event of a zombie attack. Not to worry though, your health insurance will cover any injuries you may incur from a zombie or from a living person.

Would you consider buying this policy from a local agent if we were able to offer it?

Alert: Samaritan Ministries ordered to stop offering “insurance” in Washington

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Apr 012011

Here is a press release from the Washington State Insurance Commissioner:

OLYMPIA, Washington State Insurance Commissioner Mike Kreidler on Thursday ordered a health-care sharing ministry to stop offering unauthorized insurance in Washington.

Illinois-based Samaritan Ministries International, a nonprofit corporation, maintains that its member ‘need-sharing’ program is not insurance. Under Washington state law, however, the program is considered insurance.

Insurers doing business in Washington must register with the state, submit their policies and rates for review, and meet state financial solvency requirements. Samaritan Ministries hasn’t done any of those things.

Kreidler on Friday issued a cease-and-desist order telling Samaritan to stop engaging in the unauthorized business of insurance in Washington state, which includes organizing the transfer of money between members.

“Our insurance laws exist to protect consumers and make sure that insurers live up to their promises,” said Kreidler. “Members of groups like this don’t have those protections.”

Samaritan Ministries members agree to pay monthly shares of $135 to $320 to other members who have medical costs, plus a $170-a-year administrative fee. A separate program is available to cover auto-accident injuries.

Members submit medical claims, and the group directs members to send their money to members with medical bills. The group says it has a total of 15,500 members in all 50 states, with shares totaling about $3.5 million per month.

The cease and desist order includes Samaritan Ministries International, its Christian Health Care Newsletter and 20 individuals.

Samaritan Ministries has the right to demand a hearing. The order takes effect immediately.