Safeco Watercraft insurance not only offers a boatload of discounts,
check out the comparison chart below to see why it’s a better bet for your boat.

Most companies’ base policy

Safeco’s base policy

  • Actual cash value (ACV) coverage
  • Settles total losses at agreed value (important!)
  • Has internal policy limits on wreckage removal and fuel spill coverage
  • Includes coverages for fuel spill and wreckage removal at the limit of liability
  • Requires that all other coverages be endorsed at additional premium
  • Includes personal effects coverage for fishing gear and other personal property up to $750
  • Includes up to $500 for on-water towing and labor costs
  • Automatically covers items like water skis, safety equipment and marine electronics up to 10% of the insured hull value
    with unattached equipment coverage
  • Even covers pets in a boating accident

A boatload of discounts

In addition to great coverage, Safeco offers a variety of discounts.
You may qualify for a discount if you:

  • Have another Safeco policy
  • Take a safety course
  • Own a boat for more than a year
  • Own a home
  • Pay their premium in full
  • Have at least five years of boating experience
  • Are insuring a watercraft with a diesel engine
  • and more!

Call today to see what Mid-Columbia Insurance can do for you!