Cheapest Car Insurance

Some of the best SR22, broadform, and regular car insurance rates in Washington

Tired of all the lizards and animated characters bombarding you with promises of savings if you only spend 15 minutes online with them? So you end up talking to someone from India or go online to who-knows-where and give them all your personal data. Then you find out they can only quote you with their one company and it is no better than you could have got locally. Why not stay local and get your insurance from an agent who can do the shopping for you? We are professional insurance agents licensed in Washington state and we are here to help you get the coverage you want at a price you can afford.

Want to know what we do for our clients? Here are just a few examples from last week:

Cheap Broad Form Insurance Policy

50/100/50 Liability, SR22, & Refuse Breathalyzer – $51 per month

Sharon H. from West Richland is 53 years old and needed an SR22 filing because of refusing a brethalyzer when pulled over. She chose to purchase a broad form insurance policy which allows her to drive owned and non-owned vehicles. We were able to offer this inexpensive car insurance policy through National General Insurance with discounts for having prior insurance, being a homeowner, and setting up automatic monthly payments.

Not So Cheap Broad Form Insurance Policy

25/50/25 Liability Only – $201 per month

Alex C. is a 18 year-old single guy from Kennewick. He wanted be sure that he had insurance for any car he drove, owned or non-owned and chose to ‘insure his license’ and get a broad form policy. Dairyland Insurance offered him the best rate which was high strictly due to his age. Alex did not have prior car insurance and did not qualify for any discounts.

‘Deluxe’ Broad Form Insurance Policy

25/50/25 Liability, Uninsured Motorist, and PIP Medical – $76 per month

Jessica S. is a 37 year-old single gal from Richland. She wanted insurance to drive any car but wanted more than just state-minimum coverage. She chose a broad form insurance policy with liability, uninsured motorist, and personal injury protection (PIP). National General Insurance had the best rate for this coverage and lowered her payments about 10% by choosing monthly automatic payments.

Inexpensive Car Insurance Policy

25/50/25 Liability Only – $235 for full 6 months ($40/month)

Martin J. of Richland is a 58 years old just wanted liability insurance to make him legal to drive his 2000 Toyota 4Runner in Washington state. Progressive Insurance came in with a killer rate, giving him a paid-in-full discount and a safe driver discount.

Great but Not So Cheap Car Insurance Policy

“Full Coverage” with Accidents – $314 per month

Sometimes car insurance costs a bit more because the car is financed or we have had an accident or two. Andy S. is 26 years old and had two accidents this past year. He lives in Everett and was referred to us by an insurance agent who could not help him due to his driving record. Andy needed “Full Coverage” on his 2016 Hyundai Elantra that was financed the bank and also chose to include Uninsured Motorist and Roadside Assistance. Rates over in the Seattle and Everett area are higher than here on the east side of the state but we were able to save him money by choosing $1000 deductibles and going with National General Insurance where he was able to get a prior insurance discount and the automatic monthly payment discount.

Better Coverage Auto Insurance Policy

50/100/50 Liability, Uninsured Motorist, and PIP Medical – $165 per month

Valentin C. lives in Richland is 63 years old and needed to get his 2012 Honda Civic insured again (the policy had lapsed back in December). His rate is not as low as possible due to the lapse in coverage and he did not get the accident-free discount due to a Not-At-Fault accident back in 2017. Progressive Insurance still stepped up and gave him a discount because he owns his mobile home.

Valentin wanted more than state-minimum coverage so chose 50/100/50 Liability and matching Uninsured Motorist (UM) along with $10,000 Personal Injury Protection (PIP) medical to protect himself and any passengers in his car. He also has $250 deductible comprehensive and $500 deductible Collision along with Roadside Assistance and Rental Car After an Accident coverage. Valentin is a long-time client, having purchased his first policy with us back in 2005. It is great to have clients choose to protect themselves and their passengers and not just the state minimum coverage that Washington state requires.

Renters Insurance Coverage

$25,000 Contents with Replacement Cost – $18 per month

Gerry S. from Yakima needed renters insurance for the apartment he was moving to. We were able to get him $25,000 of replacement cost contents coverage along with $100,000 liability for just $18 per month. He does not have auto insurance or we could have bundled it and got an even lower rate for the renters insurance.  It’s not a big policy but it is what he needed covered and we were glad to help.

All of Washington

We write a large number of auto, home, and renters insurance policies each week for folks all over Washington State. Besides the cities mentioned above, this week we also wrote policies for clients in Benton City, Burbank, Grandview, Mabton, Mattawa, Moxee, Pasco, Prosser, Seattle, Selah, Sunnyside, Walla Walla, and Wapato.

Get Instant Proof Of Insurance Regardless of Your Driving History.
Car – License – Tickets – Accidents – DUI – SR22 – We Work for You
(509) 783-5600 – Kennewick: 8601 W Clearwater Ave
(509) 547-8824 – Pasco: 1925 N 20th Ave
(509) 249-1188 – Yakima: 1602 W Lincoln Ave

Notes: Names have been obscured to protect the privacy of our insureds. All prices are the rates charged by the insurance company. The agency also charges a one time fee at time of application.

Had a mistake or two while driving? No problem. Had to go without insurance for a while? No problem. Need to get your license back after a DUI? No problem, we can file your SR22 so you can get your license back. Do you collect tickets like some people collect baseball cards? Not a problem. Do you just want to insure your license so you can drive any car? No problem.

Want to do it all over the phone? Great, it is quite simple. Want to come in to our office? You are welcome to do so.