Your TV screams, “Save hundreds of dollars on your car insurance” but what is really available? We don’t hide behind fake “savings” or celebrities, our professional agents are here to help you get the coverage you want at a price you can afford.
Had a mistake or two while driving? No problem. Had to go without insurance for a while? No problem. Need to get your license back after a DUI? No problem, we can file your SR22 so you can get your license back. Do you collect tickets like some people collect baseball cards? Not a problem. Do you just want to insure your license so you can drive any car? No problem.
Want to do it all over the phone? Perfect! Want to come in to our office? You are welcome to do so.
Here are some real policies we wrote this past week:
Lowest Price Broad Form Insurance Policy
50/100/25 Liability Only – $243 for 6 months
John C. from Pasco is a 40 year-old single guy who owns a bunch of cars but, obviously, can only drive one at a time. He chose to get a broad form insurance policy that “insures his drivers license” and covers him for any car he is driving. He was able to get this great rate with National General Insurance because he qualified for a number of discounts with them including the prior insurance discount, homeowner discount, and paid-in-full discount.
Most Expensive Broad Form Insurance Policy
$779 for 6 months – 25/50/25 Liability Only
Tabitha M. is a 27 year-old single gal from Richland. She chose to buy a broad form policy and Dairyland Insurance had the best rate for her. Tabitha’s prior car insurance policy had lapsed when she started this policy with us and did not qualify for any other discounts. Tabitha got her first policy with us in April of 2011. When you need insurance, we want to be there.
Lowest Price Regular Car Insurance Policy
25/50/25 Liability Only – $245 for 6 months
Suzy C. is a 34 year-old lady from Kennewick who wanted just liability insurance on her 2004 Pontiac Aztek. With no tickets or accidents, even without prior insurance, Suzy was able to get very reasonable car insurance rates with National General Insurance through us. We will be recommending Uninsured Motorist coverage at our next review but at this time she wanted to just make sure she had what the law required.
Highest Price Regular Car Insurance Policy
$1601 for 6 months – Tickets & Accident
Not all car insurance policies are so cheap. Some of us are just ‘unlucky’. Manuel C. and his wife are 60+ from Benton City. Manuel had an at-fault accident last year and a ticket the year before. Their prior policy with us cancelled last month but within 30 days but we were able to get them the “prior insurance” discount.
They have a new Hyundai and another Hyundai that is a couple years old. Both are financed so both need what the bank calls “full coverage” (comprehensive and collision). To save money they chose $1,000 deductibles. The insurance was not cheap but we were able to get it for them with Dairyland Insurance.
Better Coverage Insurance Policy
$607 for 6 months – Liability, Uninsured Motorist, Personal Injury Protection, and Comprehensive & Collision
Monica M., a 31 year-old single gal from Kennewick, had gone for over a month without car insurance when she came to us but, because she had been in an accident 2 years ago, wanted to make sure that she, her passengers, and her 2008 Subaru would be covered if it happened again. It was nice to be able to offer her a car insurance policy from Progressive Insurance for such a great rate.
Even Better Insurance Coverage
$718 for 6 months – 50/100/50 Liability, UM, PIP, Comp, and Collision
Estevan V., a 33 year-old single guy from Kennewick, is a long-time client of Mid-Columbia Insurance, having started his first policy with us in June of 2007. We wrote his home insurance with Safeco back in November and recommended moving the auto insurance on his 2015 Ram pickup to Safeco as well. By bundling the policies we were able to save him $494 for the year even after adding the Personal Injury Protection (PIP) which he did not have on the prior policy.
Mobile Home Insurance Coverage
$1361 for year – $239,000 coverage on home and other structures
Sean I. was able to get his newly purchased 29-year old mobile home insured with us through Foremost Insurance. The home has a number of additions including an attached garage, enclosed patio, and a deck. In addition there is a large 3-vehicle pole building on the property.
All of Washington
Although all the above clients happen to be from the Tri-Cities, we write a large number of auto, home, and renters insurance policies for folks in Yakima and all over Washington State. This week we also wrote policies for clients in Eltopia, Mattawa, Moses Lake, Washougal, Mesa, Selah, and Walla Walla.
Get Instant Proof Of Insurance Regardless of Your Driving History.
Car – License – Tickets – Accidents – DUI – SR22 – We Work for You
(509) 783-5600 – Kennewick: 8601 W Clearwater Ave
(509) 547-8824 – Pasco: 1925 N 20th Ave
(509) 249-1188 – Yakima: 1602 W Lincoln Ave
Notes: Names have been obscured to protect the privacy of our insureds. All prices are the rates charged by the insurance company. The agency also charges a one time fee at time of application.