Motorcycle Insurance

Washington state may not require liability insurance but you are still liable if you cause an accident. Get protected.

PS. Oregon does. And they love pulling over Washington motorcycles to check for insurance.

Motorcycles We Can Insure

The companies we represent can insure nearly every type of motorcycle. We’ve have insured just about everything on two or even three wheels and we’ld be happy to insure just about any type of bike or off-road vehicle you ride.

Moped

A lightweight two-wheel vehicle that can be both pedaled and powered by a small engine.

Scooter

A two-wheel vehicle usually with smaller wheels and a low-power engine.

Dirt bike

A lightweight motorcycle with rugged tires and enhanced suspension that’s designed primarily for off-roading.

Vintage and antique

Bikes 25 years or older. Also called vintage, classic, or collector motorcycles.

Customized

Coverage available for up to $30,000 for customization coverage if you get comprehensive and collision coverage.

Sport and high performance

These motorcycles are built for speed and rapid acceleration/deceleration. They are also called street bikes.

Cruiser

Cruisers are the most common type of motorcycle. Common makes/models include Harley Davidson, Honda Shadow, Kawasaki Vulcan, Suzuki Boulevard, etc.

Touring and sport touring

Touring motorcycles usually include large fairings and luggage compartments. Sport touring motorcycles are more aerodynamic.

Trike

Three-wheel motorcycles with non-enclosed riding. Trikes usually have two wheels in the rear and one in the front but can be reversed (two wheels in the front and one in the rear).

ATV/UTV

An ATV/UTV is designed for off-road riding and usually has four wheels but can have anywhere from 3-8.

Autocycle

A three-wheeled motorcycle with steering wheels and seating that doesn’t require you to straddle the vehicle (usually bucket or bench seating) and is enclosed.

Enduro (on-road/off-road motorcycle)

Designed to be ridden on both unpaved surfaces and highways, usually equipped with lights and mirrors to make them street legal.

Click here for more about Motorcycle Insurance

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