Coupeville Motorcycle Insurance – Cheap Prices Insure Your Trike, Scooter, RZRs, & Snowmobile

Immediate Proof of Motorcycle Insurance Coverage!

Are you looking for the best cycle insurance in Coupeville? You have found the right place. We have longstanding partnerships with top-rated motorcycle insurance providers so that we can find you the best rate. Whether your ride is a street bike, a touring bike, a cruiser, a custom-made chopper, and even a moped or scooter, your ride is associated with freedom which brings excitement. However with this adventure comes unpredictability and given that you never ever can forsee what lies over the next hill, the best coverage will make sure you’re prepared for it.

The motorbike protection you desire at a price you can afford

Do you simply require the inexpensive cycle insurance to be legal? We can help! Are you passionate about your motorbike? We can cover your bike, your accessories, plus your riding gear. Picking the ideal coverage is like choosing the right bike. You want it to fit your needs and your way of life but likewise to be within your budget. The state requires you carry a minimal level of liability coverage yet greater levels are available and extra coverages are recommended. Make certain you discuss all your available choices with a licensed insurance agent at Mid-Columbia Insurance.

Below is all you must know to get the very best cost on your motorbike insurance:

Terrible Motorbike Crashes - VIDEO

Is Motorcycle Insurance Coverage Mandated in Washington State?

Cycle insurance coverage is needed in Washington state as of July 2019. The Washington state legislature passed and the Governor signed a change eliminating the phrasing in the insurance coverage law exempting motorbikes from being required to have insurance coverage.
If you cause an accident and don’t have insurance coverage, you might put you and your loved ones in financial risk for the damage caused to others. Also, whether the crash is your fault or not, medical bills and lost income for you and any occupants of your car might drive you to insolvency. Mandated or not, you would want to have cycle insurance coverage so you can protect yourself from a liability suit or an irresponsible driver who crashes into you.
motorbike, trike, moped, scooter, and 4-wheeler insurance in Coupeville

What Motorbike Insurance Should I Get?

There are three insurance coverages every cycle insurance policy should have: liability, uninsured motorist}, and medical.
  • Liability insurance is the only protection that Washington state mandates you to have (effective July 2019). Liability safeguards you if you are discovered at fault for a crash where another individual is hurt or their property is damaged.
  • Uninsured Motorist is, perhaps, the most important insurance protection and is listed second simply because you can not buy it without buying liability. With uninsured motorist, your insurance provider covers you and any passengers as if they were the uninsured driver’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical payments is an optional protection and covers any necessary medical treatment for you and any others in your car up to the coverage amount you select. This can be important if you don’t have health insurance to cover your medical expenses or you have a high-deductible health plan.
You may be amazed that comprehensive & collision (aka full coverage) are not on this list. These coverages are frequently mandated by loan providers if you secure a loan to purchase your motorcycle. So yes, this coverage is really crucial to the bank however the three coverages above are far more most likely to keep you from personal bankruptcy in case of a crash. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a computer game where you can reset the game and start over. If you get struck, you may be hospitalized for months. Riding safe means using the right protective gear. If you take your safety and the financial security of your loved ones seriously, then insurance should be seen as protective equipment.
cycle, scooter, moped, trike, and ATV insurance in Coupeville

Can You Insure My Sport Touring Cycle?

Yes! If your bike is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, trike, moped, scooter, and 4-wheeler insurance in Coupeville

What is Broad Form Motorbike Insurance Coverage?

a BroadForm Motorbike Insurance Policy is meant to supply the policy owner liability insurance whatever motorbike they may ride. Comprehensive and also collision coverages (aka “full coverage”) that would pay to take care of the bike in case of a collision, theft, or vandalism can not be included in a cycle broadform policy however Uninsured Motorist as well as Medical can be added. If you answer Yes to these 3 statements, then Broad Form Cycle Insurance may just be appropriate for you. 1. You have or ride a number of cycles. 2. You are the only one who at any time rides your cycles. 3. You do not need “full coverage” on any one of your motorbikes.
cycle, scooter, moped, trike, and ATV insurance in Coupeville

How Much Does Motorbike Insurance Coverage Cost?

Cycle insurance coverage can cost you less than $200 per year or be more than $2000 each year depending upon six significant elements: your age, your driving history, your cycle, your hometown, your selected coverages, and also the discounts for which you qualify.
  • Your Age: Statistics inform the insurance company that if you are under 25 you are more probable to have an accident than if you are 30+.
  • Your Driving History: If you have received speeding tickets or have already had a wreck in the last couple years, then your chances of having another crash are higher.
  • Your Bike: Certain motorcycles seem to entice negligent cyclists.
  • Your Garaging Address: Congested, metropolitan areas also boost your possibilities of being in an accident.
  • Your Insurance Coverages: Clearly, if you buy more coverages your rate will be increased but similar to when you buy the larger package at the supermarket, you likewise wind up paying less per $1,000 of insurance. For instance, increasing your liability coverage from $25,000 per person to $50,000 per person will not double the price yet possibly raise it less than 20%.
  • Your Discounts: Every insurance company makes available various combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available: Multiple motorcycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle organization membership, and others.
cycle, trike, moped, scooter, and 4-wheeler insurance in Coupeville

Who Has The Very Best Motorcycle Insurance Quotes?

Motorbike insurance coverage is not “One Size Fits All”. The best motorbike insurer for you will feature a policy that aligns with your specific needs. One call to us will get you all the quotes you require. As an independent agent, we quote you with numerous cycle insurance providers to discover the very best match for you. Whether that’s protection for a custom bike or just the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each insurer we represent, Progressive, Safeco, Dairyland, and Foremost, has different specialties offering you alternatives when you are hunting. Some of our motorcycle insurance companies even use an auto & cycle insurance package discount, saving money on both policies. This is a fantastic method to save money on your motorbike insurance policy.
motorcycle, moped, trike, scooter, and 4-wheeler insurance in Coupeville

Cycle Insurance for New Riders

Buying your very first cycle is a dream come true. Whether you are looking for cycle insurance as a 20 year old or have actually at long last saved up enough to buy your first motorcycle or ATV/UTV, we can get you inexpensive motorbike insurance coverage. As a brand-new rider, you have less experience so insurance companies figure you are most likely to be involved in a crash and therefore will need you to pay more. Keep your driving record clear and avoid getting in any wrecks and you should see your rate drop as you gain experience.
motorcycle, trike, moped, scooter, and 4-wheeler insurance in Coupeville

About Coupeville

Coupeville is a town on Whidbey Island, in Island County, Washington, United States.

It is the county seat of Island County. The population was 1,831 at the 2010 census.

Coupeville was laid out in the 1850s by Captain Thomas Coupe, and named for him.

Source: Coupeville, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Motorcycle Repair & Gear Near Coupeville

Cascade Motorcycle Safety
5 reviews
Driving Schools
Coupeville, WA 98239
Port Townsend Honda & Marine
3 reviews
Motorcycle Dealers, Motorcycle Repair
3059 W Sims Way, Port Townsend, WA 98368
Whidbey Island Moped
3 reviews
Motorcycle Dealers
308 First St, Langley, WA 98260
Port Angeles Power Equipment
10 reviews
Motorcycle Dealers, Motorsport Vehicle Dealers, Motorcycle Repair
2624 E Hwy 101, Port Angeles, WA 98362

Top Things to Do Around Coupeville

207 reviews
American (Traditional), Seafood
901 Grace St NW, Coupeville, WA 98239
Currents Bistro
340 reviews
Seafood, Sandwiches, American (New)
103 NW Coveland St, Coupeville, WA 98239
227 reviews
Italian, Venues & Event Spaces, Pizza
701 N Main St, Coupeville, WA 98239
Kapaw’s Iskreme
109 reviews
Ice Cream & Frozen Yogurt
21 NW Front St, Coupeville, WA 98239