(509) 783-5600 [email protected]

Fox Island Motorcycle Insurance – Low Prices Insurance for Your Trike, Scooter, Side x Sides, & Snowmachine

Immediate Proof of Motorcycle Insurance Coverage!

Are you looking for the most inexpensive cycle insurance coverage in Fox Island? You have actually found the right agency. We have established longstanding relationships with premier motorbike insurance carriers so that we can find you the very best rate.Whether your cycle is a street bike, a touring bike, a cruiser, a customized chopper, or even a moped or scooter, your ride is synonymous with liberty which brings excitement. However with this adventure comes uncertainty and since you never can forsee what lies over the next hill, the right coverage can make sure you’re ready for it.

The cycle protection you want at a price you can manage

Do you just need the affordable motorcycle insurance to be legal? We can assist! Are you enthusiastic about your cycle? We can cover your cycle, your accessories, and even your riding gear.Choosing the ideal protection is similar to choosing the right bike. You want it to fit your needs and your way of life however also to be within your budget. The state requires you have a minimal level of liability protection yet greater levels are available and extra protections are recommended. Make certain you talk about all the readily available alternatives with a licensed agent at Mid-Columbia Insurance.

Listed below is everything you need to know to get the very best price on your motorcycle insurance coverage:

Terrible Cycle Accidents - VIDEO

Is Motorbike Insurance Coverage Required in Washington State?

Motorcycle insurance is needed in Washington state as of July 2019. Washington state passed and the Governor signed a modification getting rid of the phrasing in the insurance law excusing cycles from being required to have insurance coverage.
If you cause an accident and don’t have insurance coverage, you might put you and your family in monetary risk for the damage done to others. Also, whether the accident is your fault or not, medical bills and lost wages for you and any passengers could drive you to bankruptcy.Required or not, you want to have motorbike insurance coverage so you can protect yourself from a liability suit or an irresponsible motorist who crashes into you.
motorcycle, moped, scooter, trike, and 4-wheeler insurance in Fox Island

What Motorcycle Insurance Coverage Should I Get?

There are 3 insurance coverages every motorcycle insurance policy ought to have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance is the only protection that Washington state requires you to have (effective July 2019). Liability secures you if you are discovered at fault for an accident where another person is injured or their property is harmed.
  • Uninsured Motorist is, perhaps, the most essential insurance protection and is listed second only due to the fact that you can not purchase it without first getting liability. With uninsured motorist, your insurance company covers you and any others in your car as if they are the uninsured motorist’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional coverage and covers any necessary medical treatment for you and any passengers up to the coverage amount you select. This can be important if you do not have medical insurance to cover your medical expenses or you have a high-deductible health insurance.
You might be surprised that comprehensive & collision (aka full coverage) are not on this list. These coverages are typically mandated by lending institutions if you get a loan to purchase your motorbike. So yes, this protection is extremely crucial to the bank however the three protections above are far more most likely to keep you from insolvency in case of a crash.Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means wearing the right protective gear. If you take your safety and the financial safety of your loved ones seriously, then insurance coverage ought to be seen as protective equipment.
cycle, moped, trike, scooter, and ATV insurance in Fox Island

Can You Insure My Scooter?

Yes! If your bike is designed for either off-road or street use, we can get you insured!We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, trike, scooter, moped, and 4-wheeler insurance in Fox Island

What is a Broad Form Cycle Insurance Policy?

Broad Form Cycle Insurance Coverage is meant to provide the policy owner liability insurance whatever motorcycle they may ride.Comprehensive and collision coverages (also known as “full coverage”) that would pay to deal with the bike in the event of a crash, theft, or vandalism cannot be included in a cycle broadform policy however Uninsured Motorist and Medical can be included.If you answer Yes to these three sentences, then Broad Form Cycle Insurance might be perfect for you. 1. You own or ride numerous bikes. 2. You are the only one who at any time rides your bikes. 3. You don’t need “full coverage” on any of your bikes.
motorbike, trike, moped, scooter, and ATV insurance in Fox Island

How Much Does Cycle Insurance Cost?

A Motorcycle insurance policy can cost you less than $200 yearly or be more than $2000 yearly depending upon 6 significant elements: your age, your driving record, your motorbike, your zip code, your chosen insurance coverages, and also the discounts for which you qualify.
  • Your Age: Stats tell the insurance company that if you are under 25 you are more probable to be involved in a wreck than if you are 30+.
  • Your Driving History: If you have accumulated speeding tickets or have already had an accident in the last few years, then your chances of having another wreck are greater.
  • Your Cycle: Particular motorbikes seem to entice careless cyclists.
  • Your Garaging Address: Crowded, urban areas also increase your possibilities of being involved in a crash.
  • Your Insurance Coverages: Clearly, if you purchase added insurance coverages your price is going to be more however just like when you buy the bigger package at the food store, you likewise end up paying less per $1,000 of insurance. Doubling your liability protection from $25,000 per person to $50,000 per person would not double the cost yet possibly increase it less than 20%.
  • Your Discounts: Every insurer offers different combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle association membership, and others.
motorbike, trike, moped, scooter, and ATV insurance in Fox Island

What Company Has The Best Motorcycle Insurance Rates?

Cycle insurance coverage is not “One Size Fits All”. The very best motorbike insurer for you will feature a policy that aligns with your specific requirements. One call to us will get you all the quotes you require. As an independent agent, we quote you with several cycle insurers to find the very best match for you. Whether that’s coverage for a customized bike or simply the minimum Washington state requirements so you are legal.If you call any of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties giving you options when you are hunting.A few of our motorcycle insurance companies even offer an auto & cycle insurance bundle discount, saving money on both policies. This is an excellent method to save money on your cycle insurance coverage.
cycle, scooter, trike, moped, and ATV insurance in Fox Island

Motorbike Insurance Coverage for New Riders

Purchasing your first motorcycle can be a dream come true. Whether you are looking for motorbike insurance as a 20 year old or have at last saved up enough to buy your first motorbike or ATV/UTV, we can get you cheap motorcycle insurance coverage.As a brand-new rider, you have less experience so insurers figure you are most likely to be in a crash and because of this will require you to pay more. Keep your driving record clean and avoid getting in wrecks and you will see your rate drop as you get experience.
motorbike, scooter, trike, moped, and ATV insurance in Fox Island

About Fox Island

Fox Island is an island and census-designated place (CDP) in Pierce County, Washington, United States, in Puget Sound. It is located approximately 5 miles (8 km) from Gig Harbor. The island was named Fox by Charles Wilkes during the United States Exploring Expedition, to honor J.L. Fox, an assistant surgeon on the expedition. The population was 3,633 at the 2010 census.

In 1792, during the Vancouver Expedition, Peter Puget led an exploration party through southern Puget Sound. After an encounter with local Native tribes ended with Puget ordering a musket fired as warning, the exploration party retreated to Fox Island, where they made camp for the night.

In 1856, during the Puget Sound War, most of the Puyallup and “non-hostile” Nisqually Indians, totaling about 500 people, were removed from their homelands and displaced to Fox Island. John Swan was assigned to supervise the internment camp and distribute food rations provided by the government (territorial government). On January 5, 1856, Chief Leschi and other “hostile” Indians arrived at Fox Island with a flotilla of canoes. Trusting Swan, they had come to talk about the war and how to resolve it. While the hostile Indians were on Fox Island, Captain Maurice Maloney took the steamship Beaver to the island, hoping to rescue Swan, but forgot to bring landing craft and was unable to send men ashore. Before Maloney could figure out what to do, Swan came to the shore and paddled a canoe to the Beaver. He told Maloney that there had been no violence, urged him to not come ashore, and said he had promised to return to the island, which he did. Maloney returned to Steilacoom and, along with other military officers, took another steamship, the USS Active from Steilacoom to Seattle to get a howitzer (which they failed to acquire), then back to Fox Island, hoping to capture Chief Leschi. But by the time the Active returned, more than 30 hours after Leschi had arrived on Fox Island, the hostile Indians had left.

Source: Fox Island, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Motorbike Repair & Gear Near Fox Island

Tacoma Motorsports
16 reviews
Motorcycle Dealers, Motorsport Vehicle Repairs, Motorcycle Gear
+12535648678
4701 Center St, Tacoma, WA 98409
Cycle Gear
22 reviews
Tires, Auto Parts & Supplies, Motorcycle Gear
+12534755444
2501 S 38th St, Tacoma, WA 98409
Action Cycles
1 review
Motorcycle Repair
+12534747770
406 S Wright Ave, Tacoma, WA 98418
South Sound Motorcycles
25 reviews
Motorcycle Dealers, Motorcycle Repair
+12539222004
3605 20th St E, TACOMA, WA 98424

Best Places to Visit Near Fox Island

Gyro Zone
460 reviews
Mediterranean, Greek, Middle Eastern
7510 40th St W, University Place, WA 98466
Devoted Kiss Cafe
552 reviews
Breakfast & Brunch, Sandwiches
8809 N Harborview Dr, Ste 203, Gig Harbor, WA 98332
Taqueria El Sabor
372 reviews
Tacos
1636 S Mildred St, Tacoma, WA 98465
Point Defiance Park
206 reviews
Parks
5400 N Pearl St, Tacoma, WA 98407