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Jefferson County Motorcycle Insurance – Low Rates Insurance for Your Trike, Moped, ATV, & Snowmachine

Immediate Evidence of Motorcycle Insurance!

Are you trying to find the cheapest cycle insurance in Jefferson County? You have found the ideal agency. We have established longstanding partnerships with outstanding motorbike insurance companies in order that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a customized chopper, and even a moped or scooter, your cycle is synonymous with freedom which brings excitement. But with this adventure comes unpredictability and considering that you never know what is around the next corner, the ideal protection will ensure you’re prepared for it.

The motorbike coverage you desire at a cost you can afford

Do you just need the cheap motorbike insurance to be legal? We can assist! Are you passionate about your bike? We can cover your bike, your accessories, plus your riding gear. Selecting the ideal protection is like choosing the right bike. You want it to fit your needs and your way of life however likewise to be within your budget. The state mandates you carry a minimal amount of liability coverage but higher levels are available and additional coverages are advised. Make sure you talk about all your offered choices with a trained insurance agent at Mid-Columbia Insurance.

Below is all you need to know to get the very best cost on your motorcycle insurance:

Crazy Motorbike Wrecks - VIDEO

Is Cycle Insurance Required in Washington State?

Motorcycle insurance is needed in Washington state since July 2019. The Washington state legislature passed and the Governor signed a change getting rid of the phrasing in the insurance law excusing motorbike owners from being required to carry insurance.
If you trigger a crash and don’t have insurance coverage, you might put you and your loved ones in financial risk for the damage caused to others. the accident is your fault or not, medical expenses and lost earnings for you and any passengers might drive you to personal bankruptcy. Required or not, you want to have motorbike insurance so you can secure yourself from a liability claim or a reckless driver who crashes into you.
motorbike, scooter, moped, trike, and ATV insurance in Jefferson County

What Motorcycle Insurance Coverage Should I Get?

There are 3 insurance coverages every motorcycle insurance policy needs to have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance is the only protection that Washington state mandates you to have (since July 2019). Liability insurance safeguards you if you are discovered at fault for an accident where another person is injured or their property is damaged.
  • Uninsured Motorist is, perhaps, the most important insurance protection and is listed second only because you can not get it without buying liability. With uninsured motorist, your insurance provider covers you and any passengers as if they were the uninsured chauffeur’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical payments is an optional protection and pays for any required medical treatment for you and any others in your car up to the coverage amount you pick. This can be important if you do not have medical insurance to cover your medical expenses or you have a high-deductible health plan.
You may be shocked that comprehensive & collision (aka full coverage) are not on this list. These protections are often mandated by lending institutions if you get a loan to buy your motorcycle. So yes, this coverage is very important to the bank but the three coverages above are a lot more most likely to keep you from personal bankruptcy in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get struck, you might be hospitalized for months. Riding safe entails wearing the best protective equipment. If you take your safety and the financial security of your family seriously, then insurance coverage needs to be seen as protective equipment.
cycle, trike, scooter, moped, and 4-wheeler insurance in Jefferson County

Can I Insure My UTV?

Yes! If your cycle is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, scooter, trike, moped, and ATV insurance in Jefferson County

What is a Broad Form Cycle Insurance Policy?

BroadForm Motorcycle Insurance Coverage is designed to supply the policy owner liability insurance coverage regardless of what cycle they may ride. Comprehensive as well as collision coverages (aka “full coverage”) that would pay to fix the bike in the event of an accident, theft, or vandalism can not be added to a cycle broadform plan however Uninsured Motorist and also Medical can be included. If you answer Yes to these 3 statements, then Broad Form Bike Insurance may be perfect for you. 1. You own or ride a number of motorbikes. 2. You are the only one who at any time rides your cycles. 3. You do not need “full coverage” on any one of your motorcycles.
cycle, trike, moped, scooter, and ATV insurance in Jefferson County

How Much Does Motorcycle Insurance Cost?

A Motorbike insurance policy can cost you less than $200 annually or be greater than $2000 yearly depending on six major variables: your age, your driving record, your cycle, your home town, your selected coverages, and also the discounts for which you qualify.
  • Your Age: Statistics inform the insurance provider that if you are under 25 you are more probable to be involved in a wreck than if you happen to be 30+.
  • Your Driving History: If you have collected speeding tickets or have been involved in a wreck in the last couple years, then your chances of having another wreck are greater.
  • Your Motorbike: Some bikes appear to attract reckless motorcyclists.
  • Your Home Address: Clogged, metropolitan areas also escalate your chances of being involved in a wreck.
  • Your Insurance Coverages: Obviously, if you buy added insurance coverages your rate is going to be higher but similar to when you purchase the larger package at the supermarket, you likewise end up paying less per $1,000 of insurance. Doubling your liability coverage from $25,000 per person to $50,000 per person will not double the price yet most likely increase it less than 20%.
  • Your Discounts: Every company offers different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Cycle organization membership, and more.
motorbike, scooter, trike, moped, and ATV insurance in Jefferson County

What Company Has The Best Cycle Insurance Quotes?

Motorcycle insurance is not “One Size Fits All”. The very best motorbike insurer for you will offer a policy that lines up with your specific needs. One call to us will get you all the quotes you need. As an independent agent, we quote you with numerous motorbike insurance companies to discover the best match for you. Whether that’s coverage for a customized cycle or simply the minimum Washington state requirements so you are legal. If you call one of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties offering you options when you are shopping. A few of our insurance companies even use an auto & motorcycle insurance package discount, marking down both policies. This is an excellent way to save money on your motorcycle insurance coverage.
cycle, scooter, moped, trike, and ATV insurance in Jefferson County

Motorbike Insurance Coverage for New Riders

Buying your first cycle can be a dream come true. Whether you are looking for motorbike insurance as a 20 year old or have actually at long last saved up enough to buy your very first motorbike or ATV/UTV, we can get you the best cycle insurance coverage. As a new rider, you have less experience so insurers figure you are most likely to be involved in a crash and therefore will make you pay more. Keep your driving record clean and avoid getting in crashes and you will see your rate drop as you gain experience.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Jefferson County

About Jefferson County

Jefferson County is a county located in the U.S. state of Washington. As of the 2010 census, the population was 29,872. The county seat and only incorporated city is Port Townsend. The county is named for Thomas Jefferson.

Jefferson County was formed out of Thurston County on December 22, 1852, by the legislature of Oregon Territory, and included the northern 4,854 square miles (12,571.8 km2) portion of the Olympic Peninsula. On April 26, 1854, the legislature of Washington Territory created Clallam County from the northwestern 2,670 square miles (6,915.3 km2) portion of this original area.

The Hood Canal Bridge connects Jefferson County to Kitsap County, Washington. The Coupeville-Port Townsend route of the Washington State Ferries connects the county to Whidbey Island in Island County, Washington.

Source: Jefferson County, Washington in Wikipedia

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Best Cycle Repair & Gear Near Jefferson County

Olympic Powersports
1 review
Motorcycle Dealers
221 S Peabody St, Ste A, Port Angeles, WA 98362
Port Angeles Power Equipment
10 reviews
Motorcycle Dealers, Motorsport Vehicle Dealers, Motorcycle Repair
2624 E Hwy 101, Port Angeles, WA 98362
Petersen’s Automotive
35 reviews
Auto Repair, Oil Change Stations, Towing
2357 E Hwy 101, Port Angeles, WA 98362
A & B Automotive Repair
2 reviews
Auto Repair
1403 E 1st St, Port Angeles, WA 98362

Best Places to Visit Around Jefferson County

First Street Haven
412 reviews
Breakfast & Brunch, American (Traditional)
107 E 1st St, Port Angeles, WA 98362
Kokopelli Grill
677 reviews
Seafood, American (Traditional)
203 E Front St, Port Angeles, WA 98362
Little Devil’s Lunchbox
251 reviews
Mexican, Sandwiches, Salad
315 E 1st St, Port Angeles, WA 98362
Olympic National Park
131 reviews
600 E Park Ave, Port Angeles, WA 98362