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Kent Motorcycle Insurance – Cheap Rates Insure Your Bike, Moped, Side x Sides, & Snowmobile

Instantaneous Proof of Motorbike Insurance Coverage!

Are you trying to find the most cost effective motorcycle insurance in Kent? You have actually found the ideal place. We have developed longstanding partnerships with outstanding cycle insurance companies in order that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a custom-made chopper, or even a moped or scooter, your ride is associated with flexibility which brings enjoyment. However with this adventure comes unpredictability and given that you never ever know what lies over the next hill, the ideal protection will make sure you’re ready for it.

The motorcycle protection you want at a price you can handle

Do you simply require the affordable motorcycle insurance coverage to get legal? We can assist! Are you enthusiastic about your cycle? We can cover your motorcycle, your accessories, and even your riding gear. Choosing the ideal protection is similar to picking the right bike. You want it to fit your needs and your lifestyle however likewise to be within your budget. The state mandates you have a minimal amount of liability coverage but greater limits are available and other coverages are recommended. Make sure you talk about all your readily available alternatives with a licensed insurance agent at Mid-Columbia Insurance.

Listed below is all you must understand to get the very best price on your cycle insurance coverage:

Bad Motorcycle Wrecks - VIDEO

Is Cycle Insurance Coverage Required in Washington State?

Motorcycle insurance coverage is needed in Washington state as of July 2019. Washington state passed and the Governor signed an amendment eliminating the phrasing in the insurance coverage law excusing motorcycles from being forced to carry insurance.
If you cause a crash and do not have insurance, you could put you and your loved ones in financial danger for the damage done to others. the crash is your fault or not, medical bills and lost earnings for you and any passengers might drive you to personal bankruptcy. Mandated or not, you want to have motorcycle insurance coverage so you can protect yourself from a liability suit or an irresponsible driver who hits you.
motorcycle, scooter, trike, moped, and ATV insurance in Kent

What Cycle Insurance Should I Get?

There are three insurance coverages every cycle insurance policy ought to have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance is the only coverage that Washington state mandates you to carry (effective July 2019). Liability coverage safeguards you if you are discovered at fault for a crash where another person is injured or their property is harmed.
  • Uninsured Motorist is, arguably, the most crucial insurance protection and is listed second only because you can not purchase it without buying liability. With uninsured motorist, your insurance provider covers you and any others in your car as if they are the uninsured chauffeur’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical payments is an optional coverage and pays for any needed medical treatment for you and any passengers up to the coverage amount you pick. This can be important if you don’t have medical insurance to cover your medical expenses or you have a high-deductible health insurance.
You might be shocked that comprehensive & collision (aka full coverage) are not on this list. These protections are typically mandated by loan providers if you get a loan to buy your cycle. So yes, this protection is very crucial to the bank however the three protections above are a lot more likely to keep you from bankruptcy in case of a crash. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a video game where you can reset the game and start over. If you get hit, you may be hospitalized for months. Riding safe means using the right protective equipment. If you take your safety and the financial security of your family seriously, then insurance coverage should be seen as protective gear.
motorcycle, scooter, trike, moped, and ATV insurance in Kent

Can You Insure My Classic Motorcycle?

Yes! If your bike is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorbike, trike, scooter, moped, and 4-wheeler insurance in Kent

What is a BroadForm Motorcycle Insurance Policy?

BroadForm Cycle Insurance Coverage is meant to offer the policy owner liability protection no matter what cycle they may ride. Comprehensive as well as collision insurance coverages (also known as “full coverage”) that would pay to repair the bike in case of a crash, theft, or vandalism can not be added to a cycle broadform policy yet Uninsured Motorist as well as Medical can be added. If you answer Yes to these three sentences, then Broad Form Motorbike Insurance coverage might be ideal for you. 1. You have or ride a number of motorbikes. 2. You are the just one that ever rides your motorbikes. 3. You do not need “full coverage” on any one of your cycles.
cycle, trike, scooter, moped, and 4-wheeler insurance in Kent

Just How Much Does Cycle Insurance Coverage Cost?

A Motorcycle insurance policy can cost you less than $200 yearly or be greater than $2000 each year depending on 6 major factors: your age, your driving history, your cycle, your zip code, your chosen insurance coverages, and also the discounts you qualify for.
  • Your Age: Stats tell the insurer that if you are under 25 you are more likely to be involved in an accident than if you are 30+.
  • Your Driving Record: If you have accumulated speeding tickets or have already had a crash in the last couple years, then your odds of having another crash are greater.
  • Your Motorbike: Particular motorcycles seem to attract negligent motorcyclists.
  • Your Home Address: Crowded, metropolitan areas also increase your odds of being in a crash.
  • Your Coverages: Naturally, if you purchase added insurance coverages your rate will be more however similar to when you purchase the bigger package at the grocery store, you also end up paying less per $1,000 of insurance coverage. Doubling your liability protection from $25,000 per person to $50,000 per person would not double the price but possibly raise it less than 20%.
  • Your Discounts: Every insurance company gives various combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Cycle organization membership, and others.
motorbike, scooter, moped, trike, and ATV insurance in Kent

Who Has The Very Best Motorcycle Insurance Rates?

Motorcycle insurance is not “One Size Fits All”. The very best cycle insurer for you will offer a policy that lines up with your specific needs. One call to us will get you all the quotes you need. As an independent agent, we quote you with several cycle insurance providers to find the best match for you. Whether that’s protection for a customized motorcycle or simply the minimum Washington state requirements so you are legal. If you call any of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each insurer we represent, Progressive, Safeco, Dairyland, and Foremost, has different specialties offering you choices when you are shopping. Some of our motorcycle insurers even provide an auto & motorcycle insurance bundle discount, marking down both policies. This is a great way to save cash on your motorbike insurance coverage.
motorbike, scooter, trike, moped, and 4-wheeler insurance in Kent

Cycle Insurance Coverage for New Riders

Purchasing your very first motorbike is a dream come true. Whether you are trying to find motorcycle insurance as a 19 year old or have actually finally saved up enough to purchase your first motorcycle or ATV/UTV, we can get you low-cost motorcycle insurance. As a new rider, you have less experience so insurance companies figure you are most likely to be involved in a crash and for that reason will require you to pay more. Keep your record spotless and avoid getting in any crashes and you will see your rate drop as you gain experience.
motorcycle, trike, moped, scooter, and 4-wheeler insurance in Kent

About Kent

Kent is a city located in King County, Washington, United States. The sixth largest city in the state, Kent is in the heart of the Seattle–Tacoma metropolitan area, located 19 miles south of Seattle, 17 miles southwest of Bellevue, and 19 miles northeast of Tacoma. Kent is connected to Seattle, Bellevue and Tacoma via two freeways, numerous city streets, Sounder commuter rail, and – coming in 2024 – Link light rail. Incorporated in 1890, it is the second oldest incorporated city in King County, after Seattle. Kent’s population as of April 2010 was 92,411 according to the 2010 census. Annexation in July 1, 2010 increased the population by 11,000 Kent is generally divided into 3 sections: West Hill (mixed residential and commercial along Interstate 5), Valley (primarily industrial and commercial with some medium density residential; significant parkland along Green River), and East Hill (primarily residential with retail).

The Kent area was first permanently settled by European Americans in the 1850s along the banks of what was then the White River. The first settler was Samuel Russell, who sailed the White and Duwamish rivers until he claimed a plot of land southeast of modern-day downtown Kent in the spring of 1853. Russell was followed by several other settlers who quickly staked claims around the area. The settlements were originally known as “White River” and later the town was called “Titusville” after an early settler by the name of James Henry Titus. (There is still a “Titusville Station” sign on Gowe Street near First Avenue). In 1861 a post office was established under the name White River and was located at the farm of David and Irena Neely who settled in modern-day Kent in 1854. In 1855 their farm was attacked by Native Americans when David Neely served as a lieutenant in the Territorial Army. Another settler was Henry L. Yesler, who was the first sawmill operator in Seattle. By 1870 the population was 277 and all of the quality bottom-land had been claimed.

Throughout the 1860s and 70’s, grain and forage crops such as wheat, barley, oats, hay, and timothy accounted for much of the annual return of farmers in the valley. During the late 1870s the town discovered hops production as a major source of income. Due to an aphid invasion which affected hops crops in Europe, hops from the Puget Sound area began to command high prices. Hops were shipped from Titusville either by the river or via rail. In 1889 the town was renamed for the County of Kent, the major hops-producing region in England. Ezra Meeker was asked by the Northern Pacific Railroad to name its station. Meeker suggested that it be known as Kent as it was “Hop Capitol of the West”. Hops production in the White River valley came to an end soon after its own invasion of aphids in 1891.

Source: Kent, Washington in Wikipedia

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