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Kitsap County Motorbike Insurance – Cheap Prices Insurance for Your Cycle, Scooter, Side x Sides, & Snowmachine

Instantaneous Evidence of Motorcycle Insurance!

Are you searching for the most budget-friendly cycle insurance in Kitsap County? You have found the right agency. We have longstanding relationships with premier motorbike insurance companies in order that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a custom chopper, or even a moped or scooter, your cycle is associated with freedom which brings excitement. However with this adventure comes unpredictability and because you never ever know what is around the next corner, the ideal protection can make sure you’re ready for it.

The motorbike coverage you desire at a rate you can afford

Do you just require the cheap cycle insurance to be legal? We can help! Are you enthusiastic about your motorbike? We can cover your cycle, your accessories, and even your riding gear. Selecting the ideal protection is like choosing the ideal bike. You want it to fit your needs and your lifestyle but also to be within your budget. The state mandates you have a minimal level of liability coverage yet higher limits are available and extra coverages are suggested. Make sure you talk about all your offered choices with a trained agent at Mid-Columbia Insurance.

Listed below is everything you need to know to get the very best price on your cycle insurance:

Bad Cycle Wrecks - VIDEO

Is Motorcycle Insurance Coverage Mandated in Washington State?

Motorcycle insurance is needed in Washington state since July 2019. The Washington state legislature passed and the Governor signed an amendment removing the phrasing in the insurance law exempting motorcycle owners from being forced to carry insurance.
If you cause a crash and do not have insurance coverage, you could put you and your loved ones in monetary risk for the damage done to others. Whether the accident is your fault or not, medical bills and lost earnings for you and any occupants of your car might drive you to insolvency. Required or not, you want to have motorcycle insurance so you can protect yourself from a liability suit or a reckless motorist who hits you.
cycle, moped, scooter, trike, and ATV insurance in Kitsap County

What Cycle Insurance Should I Get?

There are 3 coverages every cycle insurance plan should have: liability, uninsured motorist}, and medical protection.
  • Liability insurance is the only coverage that Washington state requires you to carry (effective July 2019). Liability coverage protects you if you’re found at fault for a crash where another person is injured or their property is damaged.
  • Uninsured Motorist is, perhaps, the most essential insurance protection and is listed second only because you can not purchase it without first getting liability. With uninsured motorist, your insurance provider covers you and any others in your car as if they were the uninsured driver’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional coverage and pays for any needed medical treatment for you and any passengers up to the coverage amount you pick. This can be crucial if you do not have medical insurance to cover your medical costs or you have a high-deductible health plan.
You might be surprised that comprehensive & collision (aka full coverage) are not on this list. These protections are frequently required by lenders if you secure a loan to buy your bike. So yes, this coverage is very essential to the bank however the three coverages above are a lot more most likely to keep you from personal bankruptcy in the event of a crash. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get struck, you may be hospitalized for months. Riding safe entails using the right protective gear. If you take your safety and the financial security of your family seriously, then insurance coverage must be viewed as protective gear.
motorcycle, moped, trike, scooter, and 4-wheeler insurance in Kitsap County

Can You Insure My Dirt Bike?

Yes! If your bike is designed for either off-road or street use, we can insure it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorbike, scooter, trike, moped, and 4-wheeler insurance in Kitsap County

What is a BroadForm Motorcycle Insurance Policy?

BroadForm Motorbike Insurance is meant to supply the policy owner liability insurance regardless of what motorbike they may ride. Comprehensive and also collision coverages (also known as “full coverage”) that would pay to repair the bike in the event of a crash, theft, or vandalism can not be included in a motorcycle broadform policy however Uninsured Motorist as well as Medical can be added. If you respond Yes to these three statements, then Broad Form Motorbike Insurance might simply be ideal for you. 1. You have or ride numerous motorbikes. 2. You are the just one that ever rides your motorbikes. 3. You don’t need “full coverage” on any one of your bikes.
motorcycle, scooter, trike, moped, and 4-wheeler insurance in Kitsap County

How Much Does Motorcycle Insurance Cost?

Motorbike insurance can cost you less than $200 annually or be more than $2000 annually depending upon 6 major elements: your age, your driving record, your motorcycle, your home town, your chosen insurance coverages, and the discounts you qualify for.
  • Your Age: Statistics tell the insurance company that if you are under 25 you are more likely to be involved in a crash than if you happen to be 30+.
  • Your Driving Record: If you have collected speeding tickets or have been involved in a crash in the last couple years, then your probabilities of having another accident are greater.
  • Your Motorbike: Some bikes seem to attract negligent motorcyclists.
  • Your Garaging Address: Clogged, metropolitan areas also raise your chances of being involved in a crash.
  • Your Coverages: Of course, if you buy added coverages your rate will be increased but much like when you buy the larger package at the food store, you likewise wind up paying less per $1,000 of insurance. For instance, doubling your liability coverage from $25,000 per person to $50,000 per person would not double the cost yet possibly increase it less than 20%.
  • Your Discounts: Every insurer gives different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle association membership, and more.
motorbike, scooter, moped, trike, and ATV insurance in Kitsap County

What Company Has The Best Motorbike Insurance Rates?

Cycle insurance coverage is not “One Size Fits All”. The best motorcycle insurance provider for you will provide a policy that lines up with your specific requirements. One call to us will get you all the quotes you need. As an independent agent, we quote you with several motorbike insurance companies to discover the best match for you. Whether that’s protection for a customized motorbike or just the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we represent, Progressive, Safeco, Dairyland, and Foremost, has different specialties offering you choices when you are shopping. Some of our insurers even provide a car & motorcycle insurance bundle discount, marking down both policies. This is an excellent method to save cash on your motorcycle insurance coverage.
motorcycle, scooter, moped, trike, and ATV insurance in Kitsap County

Cycle Insurance for New Riders

Buying your very first cycle is a dream come true. Whether you are searching for motorcycle insurance as a 19 year old or have actually at last saved up enough to purchase your very first cycle or ATV/UTV, we can get you low-cost motorbike insurance coverage. As a new rider, you have less experience so insurance companies figure you are most likely to be involved in an accident and for that reason will need you to pay more. Keep your driving record clear and avoid getting in any wrecks and you ought to see your rate drop as you get experience.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Kitsap County

About Kitsap County

Kitsap County is located in the U.S. state of Washington. As of the 2010 census, its population was 251,133. Its county seat is Port Orchard, and its largest city is Bremerton. The county was formed out of King County and Jefferson County on January 16, 1857, and is named for Chief Kitsap of the Suquamish Tribe. Originally named Slaughter County, it was soon renamed.

Kitsap County comprises the Bremerton-Silverdale, WA Metropolitan Statistical Area, which is also included in the Seattle-Tacoma, WA Combined Statistical Area.

The United States Navy is the largest employer in the county, with installations at Puget Sound Naval Shipyard, Naval Undersea Warfare Center Keyport, and Naval Base Kitsap (which comprises former NSB Bangor, and NS Bremerton).

Source: Kitsap County, Washington in Wikipedia

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Top Motorbike Repair & Gear Near Kitsap County

Road Rider Supply
2 reviews
Motorcycle Dealers, Motorcycle Gear, Tires
+13605989963
3203 NE Totten Rd, Ste E, Poulsbo, WA 98370
The Brothers Powersports
39 reviews
Motorcycle Dealers
+13604796943
5205 1st St, Bremerton, WA 98312
Rottweiler Motorcycle Company
8 reviews
Motorcycle Repair, Auto Customization
+13603736777
282 Wilkes Ave, Bremerton, WA 98312
Cliff’s Cycle Center
17 reviews
Motorcycle Dealers, Motorcycle Repair, Motorcycle Parts & Supplies
+13603775568
1200 Charleston Beach Rd W, Bremerton, WA 98312

Top Places to See Near Kitsap County

Oak Table Cafe
599 reviews
American (New), Breakfast & Brunch
3290 Mount Vintage Way, Silverdale, WA 98383
Silver City Restaurant & Brewery
800 reviews
Breweries, American (New)
2799 NW Myhre Rd, Silverdale, WA 98383
Heidi Teriyaki Express
158 reviews
Japanese, Vietnamese
3014 NW Bucklin Hill Rd, Silverdale, WA 98383
Moctezuma’s Mexican Restaurant & Tequila Bar
445 reviews
Bars, Mexican
10315 Silverdale Way NW, Ste J-03, Kitsap Mall, Silverdale, WA 98383