Lakewood Motorcycle Insurance – Cheapest Prices Insurance for Your Cycle, Moped, ATV, & Snowmobile

Instant Evidence of Motorcycle Insurance Coverage for You!

Are you trying to find the most economical cycle insurance coverage in Lakewood? You have found the best place. We have cultivated longstanding partnerships with top-rated cycle insurance providers so that we can find you the very best rate. Whether your moytorcyle is a street bike, a touring bike, a cruiser, a custom-made chopper, or even a moped or scooter, your bike is associated with liberty which brings excitement. However with this adventure comes uncertainty and because you never ever can forsee what lies over the next hill, the right coverage will make sure you’re prepared for it.

The motorcycle coverage you desire at a cost you can afford

Do you just need the inexpensive motorbike insurance coverage to be legal? We can help! Are you passionate about your bike? We can cover your bike, your accessories, plus your riding gear. Selecting the right protection is like selecting the best bike. You want it to fit your needs and your way of life but also to be within your budget. The state mandates you carry a minimal amount of liability protection yet greater limits are available and extra coverages are suggested. Make certain you go over all the available choices with a trained agent at our office.

Below is everything you must understand to get the very best cost on your motorbike insurance:

Crazy Motorbike Accidents - VIDEO

Is Motorbike Insurance Required in Washington State?

Cycle insurance coverage is required in Washington state since July 2019. The Washington state legislature passed and the Governor signed a modification removing the wording in the insurance law exempting motorcycles from being required to carry insurance.
If you cause a crash and don’t have insurance, you could put you and your family in monetary danger for the damage done to others. Likewise, whether the accident is your fault or not, medical bills and lost earnings for you and any occupants of your car could drive you to insolvency. Required or not, you would want to have motorcycle insurance coverage so you can protect yourself from a liability suit or a careless driver who hits you.
cycle, moped, scooter, trike, and 4-wheeler insurance in Lakewood

What Cycle Insurance Should I Get?

There are three coverages every motorbike insurance plan ought to have: liability, uninsured motorist}, and medical protection.
  • Liability insurance is the only coverage that Washington state mandates you to have (since July 2019). Liability coverage protects you if you’re discovered at fault for an accident where another person is injured or their property is harmed.
  • Uninsured Motorist is, perhaps, the most important insurance protection and is listed second only due to the fact that you can not purchase it without buying liability. With uninsured motorist, your insurance company covers you and any others in your car as if they are the uninsured driver’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional protection and covers any necessary medical treatment for you and any passengers up to the coverage amount you select. This can be important if you don’t have medical insurance to cover your medical expenses or you have a high-deductible health insurance.
You may be amazed that comprehensive & collision (aka full coverage) are not on this list. These coverages are often required by loan providers if you secure a loan to buy your motorcycle. Yes, this protection is really important to the bank but the three protections above are much more likely to keep you from personal bankruptcy in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a computer game where you can reset the game and start over. If you get struck, you might be hospitalized for months. Riding safe means using the right protective gear. If you take your safety and the financial security of your family seriously, then insurance must be seen as protective gear.
motorcycle, trike, moped, scooter, and 4-wheeler insurance in Lakewood

Can You Insure My UTV?

Yes! If your cycle is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, trike, moped, scooter, and ATV insurance in Lakewood

What is a Broad Form Cycle Insurance Policy?

a Broad Form Motorcycle Insurance Policy is designed to supply the policy owner liability protection no matter what motorbike they might ride. Comprehensive and also collision protections (also known as “full coverage”) that would pay to repair the bike in case of a collision, theft, or vandalism cannot be added to a motorcycle broadform plan however Uninsured Motorist and Medical can be added. If you respond Yes to these three sentences, then Broad Form Cycle Insurance could just be appropriate for you. 1. You own or ride a couple motorbikes. 2. You are the only one who ever rides your motorcycles. 3. You don’t require “full coverage” on any of your cycles.
motorbike, moped, trike, scooter, and ATV insurance in Lakewood

How Much Does Cycle Insurance Cost?

A Cycle insurance policy can cost you less than $200 annually or be greater than $2000 annually depending upon 6 major variables: your age, your driving record, your cycle, your home town, your chosen coverages, and also the discounts for which you qualify.
  • Your Age: Stats tell the insurance provider that if you are under 25 you are more likely to be involved in a crash than if you are 30+.
  • Your Driving History: If you have received speeding tickets or have already had a crash in the last few years, then your probabilities of having another crash are greater.
  • Your Motorcycle: Certain motorcycles appear to entice careless riders.
  • Your Home Address: Clogged, urban areas also escalate your possibilities of being in an accident.
  • Your Insurance Coverages: Of course, if you buy extra coverages your rate will be more however much like when you buy the bigger package at the grocery store, you likewise wind up paying less per $1,000 of insurance. For instance, doubling your liability coverage from $25,000 per person to $50,000 per person will not double the price however possibly raise it less than 20%.
  • Your Discounts: Every insurance company gives various combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available: Multiple motorcycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle organization membership, and others.
motorcycle, moped, scooter, trike, and ATV insurance in Lakewood

What Company Has The Best Motorcycle Insurance Prices?

Motorbike insurance coverage is not “One Size Fits All”. The very best motorbike insurance provider for you will offer a policy that aligns with your particular requirements. One call to us will get you all the quotes you require. As an independent agent, we quote you with several cycle insurance providers to discover the best match for you. Whether that’s coverage for a custom motorbike or just the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we represent, Progressive, Safeco, Dairyland, and Foremost, has different specialties providing you choices when you are shopping. Some of our insurers even provide an auto & motorcycle insurance bundle discount, saving money on both policies. This is a terrific way to save cash on your cycle insurance plan.
motorcycle, moped, scooter, trike, and 4-wheeler insurance in Lakewood

Cycle Insurance Coverage for New Riders

Buying your first cycle can be a dream come true. Whether you are looking for motorcycle insurance as a 21 year old or have actually at long last saved up enough to buy your very first motorbike or ATV/UTV, we can get you affordable motorcycle insurance coverage. As a new rider, you have less experience so insurance providers figure you are more likely to be involved in a crash and for that reason will require you to pay more. Keep your record clean and don’t get in any accidents and you ought to see your rate drop as you get experience.
motorbike, moped, scooter, trike, and 4-wheeler insurance in Lakewood

About Lakewood

Lakewood is a city in Pierce County, Washington, United States. The population was 58,163 at the 2010 census.

Lakewood was officially incorporated on February 28, 1996. Historical names include Tacoma/Lakewood Center and Lakes District (this name was used by the U.S. Census in the 1970 and 1980 Census). Lakewood is the second-largest city in Pierce County and is home to the Clover Park School District, the Lakewood Water District, Fort Steilacoom Park and Western State Hospital, a regional state psychiatric hospital.

Thornewood Castle was built in the vicinity of Tacoma in the area that is now Lakewood.

Source: Lakewood, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Cycle Repair & Gear Near Lakewood

Tacoma Motorsports
16 reviews
Motorcycle Dealers, Motorsport Vehicle Repairs, Motorcycle Gear
4701 Center St, Tacoma, WA 98409
21 reviews
Motorcycle Repair
10313 Lakeview Ave SW, Lakewood, WA 98499
South Sound Motorcycles
25 reviews
Motorcycle Dealers, Motorcycle Repair
3605 20th St E, TACOMA, WA 98424
Cycle Gear
22 reviews
Tires, Auto Parts & Supplies, Motorcycle Gear
2501 S 38th St, Tacoma, WA 98409

Best Places to See Around Lakewood

Cham Garden Korean BBQ Buffet
835 reviews
Korean, Buffets, Barbeque
10518 S Tacoma Way SW, Ste H, Lakewood, WA 98499
Original House of Donuts
508 reviews
Donuts, Coffee & Tea
9638 Gravelly Lake Dr SW, Lakewood, WA 98499
Sushi Niwa
308 reviews
Sushi Bars, Asian Fusion
9701 S Tacoma Way, Lakewood, WA 98499
Pho Friends Restaurant
236 reviews
8904 S Tacoma Way, Ste 7, Lakewood, WA 98499