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Redmond Motorcycle Insurance – Best Quotes Insure Your Bike, Scooter, Side x Sides, & Snowmachine

Instantaneous Proof of Motorbike Insurance!

Are you trying to find the most economical cycle insurance coverage in Redmond? You have actually come to the ideal agency. We have longstanding relationships with premier motorcycle insurance companies so that we can find you the very best rate. Whether your ride is a street bike, a touring bike, a cruiser, a custom chopper, and even a moped or scooter, your cycle is synonymous with liberty which brings enjoyment. However with this adventure comes uncertainty and given that you never ever can forsee what is around the next corner, the ideal coverage will ensure you’re prepared for it.

The motorcycle protection you desire at a price you can manage

Do you just require the affordable cycle insurance to get legal? We can help! Are you passionate about your motorcycle? We can cover your motorbike, your accessories, plus your riding gear. Choosing the right protection is like selecting the right bike. You want it to fit your needs and your way of life however also to be within your budget. The state requires you have a minimal level of liability coverage yet greater levels are available and extra coverages are advised. Ensure you talk about all the available alternatives with a trained insurance agent at our office.

Listed below is everything you must understand to get the best price on your bike insurance:

Crazy Motorbike Crashes - VIDEO

Is Cycle Insurance Coverage Required in Washington State?

Motorcycle insurance coverage is required in Washington state as of July 2019. The Washington state legislature passed and the Governor signed an amendment getting rid of the phrasing in the insurance coverage law exempting cycle owners from being forced to carry insurance.
If you trigger a crash and do not have insurance coverage, you could put you and your loved ones in financial risk for the damage caused to others. the crash is your fault or not, medical bills and lost wages for you and any passengers could drive you to bankruptcy. Mandated or not, you would want to have motorcycle insurance so you can safeguard yourself from a liability lawsuit or an irresponsible motorist who hits you.
motorbike, trike, scooter, moped, and ATV insurance in Redmond

What Motorcycle Insurance Should I Get?

There are 3 insurance coverages every cycle insurance policy ought to have: liability, uninsured motorist}, and medical protection.
  • Liability insurance coverage is the only coverage that Washington state requires you to have (since July 2019). Liability protects you if you are found at fault for an accident where another person is hurt or their property is harmed.
  • Uninsured Motorist is, perhaps, the most important insurance coverage and is listed second only because you can not purchase it without purchasing liability. With uninsured motorist, your insurance provider covers you and any passengers as if they were the uninsured motorist’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional coverage and covers any necessary medical treatment for you and any others in your car up to the coverage amount you select. This can be crucial if you do not have health insurance to cover your medical costs or you have a high-deductible health insurance.
You may be surprised that comprehensive & collision (aka full coverage) are not on this list. These protections are typically required by loan providers if you take out a loan to purchase your motorcycle. So yes, this protection is very crucial to the bank but the 3 coverages above are much more most likely to keep you from personal bankruptcy in case of an accident. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a video game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe entails wearing the right protective gear. If you take your safety and the financial safety of your family seriously, then insurance should be viewed like protective equipment.
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Can I Insure My Trike?

Yes! If your bike is designed for either off-road or street use, we can get you insured! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, scooter, moped, trike, and ATV insurance in Redmond

What is BroadForm Motorcycle Insurance?

Broad Form Cycle Insurance Coverage is meant to offer the policy owner liability protection whatever motorcycle they may ride. Comprehensive and also collision protections (also known as “full coverage”) that would pay to fix the bike in the event of a collision, theft, or vandalism cannot be included in a motorcycle broadform policy yet Uninsured Motorist as well as Medical can be included. If you respond Yes to these three sentences, then Broad Form Motorcycle Insurance coverage could just be a good fit for you. 1. You own or ride multiple motorcycles. 2. You are the only one that at any time rides your bikes. 3. You don’t need “full coverage” on any of your bikes.
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Just How Much Does Cycle Insurance Cost?

A Cycle insurance policy can cost you less than $200 yearly or be more than $2000 per year depending upon 6 major factors: your age, your driving record, your cycle, your hometown, your selected insurance coverages, and the discounts for which you qualify.
  • Your Age: Stats tell the insurance company that if you are under 25 you are more probable to have a crash than if you happen to be 30+.
  • Your Driving Record: If you have received speeding tickets or have already had an accident in the last couple years, then your odds of having another accident are greater.
  • Your Motorbike: Certain cycles seem to entice reckless bikers.
  • Your Home Address: Clogged, urban areas also increase your odds of being involved in an accident.
  • Your Insurance Coverages: Of course, if you purchase extra coverages your price is going to be higher but similar to when you purchase the larger package at the supermarket, you also end up paying less per $1,000 of insurance coverage. Increasing your liability protection from $25,000 per person to $50,000 per person would not double the price however most likely increase it less than 20%.
  • Your Discounts: Every insurance company gives different combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available: Multiple cycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle organization membership, and more.
motorcycle, scooter, moped, trike, and 4-wheeler insurance in Redmond

Who Has The Best Cycle Insurance Prices?

Cycle insurance coverage is not “One Size Fits All”. The very best cycle insurance provider for you will provide a policy that aligns with your particular needs. One call to us will get you all the quotes you need. As an independent agent, we quote you with multiple cycle insurance companies to find the very best match for you. Whether that’s protection for a customized cycle or just the minimum Washington state requirements so you are legal. If you call any of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties providing you options when you are shopping. A few of our insurance companies even offer a car & motorcycle insurance package discount, saving money on both policies. This is a great method to save money on your motorcycle insurance coverage.
motorcycle, trike, scooter, moped, and ATV insurance in Redmond

Cycle Insurance for New Riders

Purchasing your first motorcycle can be a dream come true. Whether you are searching for motorbike insurance coverage as a 21 year old or have actually at last saved up enough to purchase your very first cycle or ATV/UTV, we can get you the best motorcycle insurance. As a brand-new rider, you have less experience so insurers figure you are more likely to be involved in an accident and for that reason will need you to pay more. Keep your driving record spotless and avoid getting in accidents and you should see your rate drop as you get experience.
motorcycle, trike, moped, scooter, and ATV insurance in Redmond

About Redmond

Redmond is a city in King County, Washington, United States, located 15 miles (24 km) east of Seattle. The population was 54,144 at the 2010 census and an estimated 71,929 in 2019. Redmond is commonly recognized as the home of Microsoft and Nintendo of America. With an annual bike race on city streets and the state’s only velodrome, Redmond is also known as the “Bicycle Capital of the Northwest”.

Native Americans have lived in the Redmond area for over 10,000 years, based on artifacts discovered at the Redmond Town Center archaeological site and Marymoor Prehistoric Indian Site. The first European settlers arrived in the 1870s. Luke McRedmond filed a Homestead Act claim for land next to the Sammamish Slough on September 9, 1870, and the following year Warren Perrigo took up land adjacent to him. The rivers and streams had so many salmon that the settlement was initially named Salmonberg. More settlers came, and with the establishment of the first post office in 1881, the name of the community was changed to Melrose. The new name was derived from the Perrigos’ successful inn, Melrose House, which upset McRedmond. After becoming postmaster, he successfully petitioned to have the name changed to Redmond in 1883.

The abundant forests and fish of Redmond provided jobs for loggers and fishermen, and with those jobs came demand for goods and services, bringing in merchants. The logging industry expanded significantly in 1889 when the Seattle, Lake Shore and Eastern Railway built a station in the center of town. The first plat for Redmond was filed on May 11, 1891, encompassing much of the area now known as downtown. After reaching the necessary population of 300, Redmond was incorporated on December 31, 1912.

Source: Redmond, Washington in Wikipedia

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