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Selah Motorcycle Insurance – Low Prices Insure Your Bike, Moped, RZRs, & Snowmachine

Instant Proof of Motorcycle Insurance!

Are you looking for the best motorbike insurance coverage in Selah? You have come to the best agency. We have longstanding partnerships with top-rated motorcycle insurance companies in order that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a customized chopper, or even a moped or scooter, your bike is associated with liberty which brings enjoyment. But with this adventure comes uncertainty and given that you never ever know what lies over the next hill, the right coverage will make sure you’re prepared for it.

The motorbike protection you desire at a cost you can afford

Do you simply need the affordable cycle insurance coverage to get legal? We can assist! Are you enthusiastic about your cycle? We can cover your motorbike, your accessories, and also your riding gear. Choosing the best protection is similar to choosing the ideal bike. You want it to fit your needs and your way of life however also to be within your budget. The state mandates you have a minimal amount of liability protection but higher limits are available and extra protections are recommended. Make certain you go over all the readily available choices with a professional insurance agent at our office.

Below is everything you must understand to get the best price on your bike insurance coverage:

Scary Motorcycle Accidents - VIDEO

Is Motorcycle Insurance Required in Washington State?

Motorbike insurance coverage is needed in Washington state as of July 2019. Washington state passed and the Governor signed an amendment eliminating the phrasing in the insurance law exempting cycles from being forced to have insurance coverage.
If you cause a crash and don’t have insurance coverage, you could put you and your loved ones in financial risk for the damage caused to others. Whether the accident is your fault or not, medical bills and lost earnings for you and any passengers might drive you to personal bankruptcy. Mandated or not, you would want to have motorbike insurance so you can protect yourself from a liability lawsuit or a careless motorist who crashes into you.
cycle, trike, moped, scooter, and ATV insurance in Selah

What Cycle Insurance Coverage Should I Get?

There are three coverages every cycle insurance policy needs to have: liability, uninsured motorist}, and medical protection.
  • Liability insurance is the only protection that Washington state mandates you to carry (effective July 2019). Liability insurance safeguards you if you are found at fault for an accident where another person is hurt or their property is harmed.
  • Uninsured Motorist is, probably, the most crucial insurance coverage and is listed second simply due to the fact that you can not get it without purchasing liability. With uninsured motorist, your insurance company covers you and any others in your car as if they are the uninsured motorist’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical payments is an optional coverage and covers any needed medical treatment for you and any others in your car up to the coverage amount you select. This can be important if you do not have health insurance to cover your medical expenses or you have a high-deductible health insurance.
You might be shocked that comprehensive & collision (aka full coverage) are not on this list. These protections are frequently mandated by loan providers if you take out a loan to purchase your bike. Yes, this coverage is extremely essential to the bank but the 3 coverages above are a lot more most likely to keep you from bankruptcy in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a video game where you can reset the game and start over. If you get struck, you may be hospitalized for months. Riding safe entails wearing the right protective equipment. If you take your safety and the financial security of your loved ones seriously, then insurance ought to be seen as protective equipment.
cycle, moped, scooter, trike, and ATV insurance in Selah

Can I Insure My Moped?

Yes! If your bike is designed for either off-road or street use, we can cover it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, trike, moped, scooter, and ATV insurance in Selah

What is Broad Form Motorbike Insurance?

BroadForm Motorcycle Insurance is meant to provide the policy owner liability protection regardless of what cycle they may ride. Comprehensive and also collision protections (also known as “full coverage”) that would pay to fix the bike in the event of an accident, theft, or vandalism cannot be included in a motorcycle broadform policy but Uninsured Motorist and Medical can be included. If you answer Yes to these 3 sentences, then Broad Form Bike Insurance policy may be a good fit for you. 1. You have or ride numerous bikes. 2. You are the only one who ever rides your motorcycles. 3. You do not require “full coverage” on any of your bikes.
motorcycle, trike, moped, scooter, and 4-wheeler insurance in Selah

How Much Does Cycle Insurance Coverage Cost?

Motorbike insurance coverage can cost you less than $200 per year or be greater than $2000 each year depending upon 6 major elements: your age, your driving record, your cycle, your zip code, your chosen coverages, as well as the discounts you qualify for.
  • Your Age: Statistics inform the insurance provider that if you are under 25 you are more likely to be involved in a crash than if you are 30+.
  • Your Driving History: If you have accumulated speeding tickets or have been involved in an accident in the last few years, then your chances of having another crash are higher.
  • Your Motorbike: Particular cycles seem to entice negligent cyclists.
  • Your Home Address: Congested, urban areas also boost your possibilities of being in a wreck.
  • Your Coverages: Clearly, if you choose better coverages your price will be higher but just like when you purchase the larger package at the grocery store, you likewise wind up paying less per $1,000 of insurance coverage. As an example, doubling your liability insurance coverage from $25,000 per person to $50,000 per person would not double the price however possibly increase it less than 20%.
  • Your Discounts: Every insurance company makes available various combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available include: Multiple motorcycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle organization membership, and others.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Selah

What Company Has The Best Motorbike Insurance Prices?

Motorcycle insurance is not “One Size Fits All”. The best motorbike insurer for you will offer a policy that aligns with your specific needs. One call to us will get you all the quotes you require. As an independent agent, we quote you with multiple motorbike insurance providers to find the best match for you. Whether that’s protection for a customized motorcycle or simply the minimum Washington state requirements so you are legal. If you call one of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we represent, Progressive, Safeco, Dairyland, and Foremost, has various specialties giving you options when you are hunting. A few of our insurance providers even provide an automobile & motorcycle insurance bundle discount, saving money on both policies. This is an excellent way to save money on your cycle insurance plan.
motorbike, trike, scooter, moped, and 4-wheeler insurance in Selah

Cycle Insurance Coverage for New Riders

Buying your first cycle is a dream come true. Whether you are trying to find motorcycle insurance coverage as a 21 year old or have actually at long last saved up enough to buy your first motorcycle or ATV/UTV, we can get you cheap motorcycle insurance coverage. As a brand-new rider, you have less experience so insurers figure you are most likely to be in a crash and for that reason will require you to pay more. Keep your record clean and don’t get in any wrecks and you should see your rate drop as you get experience.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Selah

About Selah

Selah is a city in Yakima County, Washington, United States. The population was 7,147 at the 2010 census.

Selah was incorporated on March 17, 1919. The Tree Top apple processor co-operative (established in 1960) has its headquarters and two processing plants in Selah. In 2004, the Yakama Tribe bought the old Hi-Country juicing plant, which it operated until 2010. Currently, the facility is owned and operated by Sun-Rype, the U.S. arm of Western Canada’s largest juice and fruit snack distributor. It continues to produce store brand apple juice and other beverages. In addition a number of fruit companies have warehouses there, due to the proximity of fruit orchards in the nearby Wenas Valley and access to regional railroad and roadway systems for shipment to markets. Selah and the Wenas Valley increasingly serve as a “bedroom community” of the larger city of Yakima to the south. Because of the nearby orchards and juice processing plants, Selah is often referred to as “The Apple Juice Capital of the World”

Each Memorial Day weekend, the Washington State chapter of the National Audubon Society holds a campout some 22 miles north of Selah at the Hazel Wolf Bird Sanctuary in the upper Wenas Valley near Wenas, Washington. The upper valley also holds Wenas Lake, an irrigation reservoir. Wenas Creek flows from the reservoir through the agricultural lower Wenas Valley. This is where the Wenas Creek Mammoth was found. The creek is a tributary of the Yakima River.

Source: Selah, Washington in Wikipedia

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Top Cycle Repair & Gear Near Selah

Owens Cycle
5 reviews
Motorcycle Dealers, Motorcycle Repair
+15095751916
1707 N 1st St, Yakima, WA 98901
Speed Motor Sports
3 reviews
Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
+15094537223
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Leather In Motion
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Chris’recovery Shop
3 reviews
Furniture Reupholstery, Auto Upholstery
+15094532172
1418 E Nob Hill Blvd, Yakima, WA 98901

Best Places to Visit Near Selah

Cowiche Canyon Kitchen & Icehouse Bar
744 reviews
American (Traditional), Bars
202 E Yakima Ave, Yakima, WA 98901
Kings Row Drive In
77 reviews
Burgers
210 S 1st St, Selah, WA 98942
White House Cafe
225 reviews
Breakfast & Brunch, Cafes
3602 Kern Rd, Yakima, WA 98902
Crafted
132 reviews
Desserts, Bars, American (New)
22 N 1st St, Yakima, WA 98901