(509) 783-5600 [email protected]

Silverdale Motorcycle Insurance – Affordable Prices Insure Your Bike, Moped, Side x Sides, & Snowmobile

Instant Evidence of Motorbike Insurance Coverage!

Are you searching for the best motorcycle insurance in Silverdale? You have actually found the best agency. We have cultivated longstanding relationships with top-rated motorbike insurance providers so that we can find you the best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a custom chopper, or perhaps a moped or scooter, your ride is synonymous with flexibility which brings enjoyment. However with this adventure comes unpredictability and given that you never can forsee what is around the next corner, the right protection can make sure you’re prepared for it.

The motorbike protection you desire at a cost you can manage

Do you simply need the inexpensive motorcycle insurance coverage to be legal? We can help! Are you enthusiastic about your motorcycle? We can cover your bike, your accessories, plus your riding gear. Picking the best protection is like selecting the right bike. You want it to fit your needs and your way of life but likewise to be within your budget. The state requires you carry a minimal amount of liability protection but greater levels are available and additional coverages are advised. Make sure you go over all the readily available alternatives with a licensed insurance agent at Mid-Columbia Insurance.

Listed below is all you must know to get the very best price on your motorbike insurance coverage:

Crazy Motorbike Crashes - VIDEO

Is Cycle Insurance Coverage Mandated in Washington State?

Motorcycle insurance coverage is required in Washington state since July 2019. Washington state passed and the Governor signed a change eliminating the wording in the insurance law exempting cycles from being forced to have insurance.
If you cause a crash and do not have insurance coverage, you might put you and your loved ones in financial danger for the damage caused to others. Also, whether the accident is your fault or not, medical bills and lost earnings for you and any passengers could drive you to insolvency. Required or not, you want to have motorcycle insurance coverage so you can safeguard yourself from a liability claim or a reckless driver who hits you.
cycle, scooter, moped, trike, and 4-wheeler insurance in Silverdale

What Motorcycle Insurance Coverage Should I Get?

There are 3 insurance coverages every motorcycle insurance plan needs to have: liability, uninsured motorist}, and medical.
  • Liability insurance coverage is the only protection that Washington state mandates you to carry (effective July 2019). Liability secures you if you are found at fault for a crash where another individual is injured or their property is damaged.
  • Uninsured Motorist is, arguably, the most crucial insurance coverage and is listed second simply due to the fact that you can not purchase it without first getting liability. With uninsured motorist, your insurance provider covers you and any others in your car as if they are the uninsured chauffeur’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical payments is an optional protection and pays for any necessary medical treatment for you and any passengers up to the coverage amount you choose. This can be crucial if you don’t have health insurance to cover your medical costs or you have a high-deductible health insurance.
You may be surprised that comprehensive & collision (aka full coverage) are not on this list. These protections are frequently required by lenders if you take out a loan to purchase your motorbike. So yes, this protection is really crucial to the bank however the three protections above are far more most likely to keep you from personal bankruptcy in case of an accident. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a computer game where you can reset the game and start over. If you get struck, you might be hospitalized for months. Riding safe means wearing the right protective gear. If you take your safety and the financial safety of your family seriously, then insurance coverage ought to be viewed as protective gear.
cycle, scooter, trike, moped, and ATV insurance in Silverdale

Can I Insure My Enduro?

Yes! If your bike is designed for either off-road or street use, we can cover it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, moped, trike, scooter, and ATV insurance in Silverdale

What is Broad Form Cycle Insurance Coverage?

BroadForm Motorbike Insurance is designed to give the policy owner liability protection regardless of what motorcycle they might ride. Comprehensive as well as collision coverages (also known as “full coverage”) that would pay to deal with the bike in case of a crash, theft, or vandalism cannot be added to a motorcycle broadform policy however Uninsured Motorist as well as Medical can be added. If you respond Yes to these 3 sentences, then Broad Form Motorbike Insurance policy might just be appropriate for you. 1. You own or ride a couple motorcycles. 2. You are the just one that ever rides your motorbikes. 3. You do not need “full coverage” on any of your bikes.
motorbike, moped, scooter, trike, and ATV insurance in Silverdale

Just How Much Does Motorcycle Insurance Cost?

Motorcycle insurance coverage can cost you less than $200 per year or be greater than $2000 annually depending on 6 major factors: your age, your driving history, your cycle, your home town, your chosen coverages, and the discounts for which you qualify.
  • Your Age: Stats tell the insurer that if you are under 25 you are more likely to be involved in a crash than if you happen to be 30+.
  • Your Driving Record: If you have accumulated speeding tickets or have already had a crash in the last couple years, then your probabilities of having another crash are greater.
  • Your Cycle: Particular motorcycles appear to attract negligent bikers.
  • Your Garaging Address: Congested, urban areas also escalate your possibilities of being in an accident.
  • Your Insurance Coverages: Of course, if you buy extra coverages your rate is going to be higher however just like when you purchase the larger package at the grocery store, you likewise end up paying less per $1,000 of insurance. Increasing your liability coverage from $25,000 per person to $50,000 per person would not double the price however probably raise it less than 20%.
  • Your Discounts: Every insurer makes available various combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available include: Multiple motorcycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle organization membership, and others.
motorbike, trike, moped, scooter, and ATV insurance in Silverdale

What Company Has The Best Motorcycle Insurance Quotes?

Motorcycle insurance coverage is not “One Size Fits All”. The best motorcycle insurer for you will offer a policy that aligns with your specific requirements. One call to us will get you all the quotes you require. As an independent agent, we quote you with numerous motorcycle insurance companies to discover the very best match for you. Whether that’s coverage for a custom motorcycle or just the minimum Washington state requirements so you are legal. If you call any of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties offering you alternatives when you are hunting. A few of our insurance providers even offer an auto & cycle insurance bundle discount, marking down both policies. This is a fantastic method to save money on your motorbike insurance coverage.
cycle, moped, scooter, trike, and ATV insurance in Silverdale

Motorcycle Insurance Coverage for New Riders

Purchasing your first cycle can be a dream come true. Whether you are looking for motorbike insurance coverage as a 19 year old or have finally saved up enough to purchase your very first cycle or ATV/UTV, we can get you the best motorcycle insurance coverage. As a new rider, you have less experience so insurance companies figure you are most likely to be in a crash and because of this will make you pay more. Keep your record clean and avoid getting in any crashes and you will see your rate drop as you acquire experience.
motorcycle, scooter, trike, moped, and 4-wheeler insurance in Silverdale

About Silverdale

Silverdale is a census-designated place (CDP) in Kitsap County, Washington, in the United States. The population was 19,204 at the 2010 census. Despite many attempts at incorporation, Silverdale remains an unincorporated community.

Silverdale ranks 158th among 522 areas in Washington for which per capita income data is collected.

Silverdale is located on the Kitsap Peninsula at 47°39′34″N 122°40′36″W / 47.65944°N 122.67667°W / 47.65944; -122.67667 (47.659410, -122.676630). It is 9 miles (14 km) northwest of the city of Bremerton and the same distance south of Poulsbo. Silverdale lies at the north tip of Dyes Inlet, which connects it to Bremerton via Sinclair Inlet and to the Pacific Ocean via Port Orchard and Puget Sound.

Source: Silverdale, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Cycle Repair & Gear Near Silverdale

The Brothers Powersports
39 reviews
Motorcycle Dealers
+13604796943
5205 1st St, Bremerton, WA 98312
Road Rider Supply
2 reviews
Motorcycle Dealers, Motorcycle Gear, Tires
+13605989963
3203 NE Totten Rd, Ste E, Poulsbo, WA 98370
Rottweiler Motorcycle Company
8 reviews
Motorcycle Repair, Auto Customization
+13603736777
282 Wilkes Ave, Bremerton, WA 98312
Burton Motorsports
6 reviews
Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
+13607796014
18432 Augusta Ave NE, Suquamish, WA 98392

Top Things to Do Near Silverdale

Oak Table Cafe
599 reviews
American (New), Breakfast & Brunch
3290 Mount Vintage Way, Silverdale, WA 98383
Silver City Restaurant & Brewery
800 reviews
Breweries, American (New)
2799 NW Myhre Rd, Silverdale, WA 98383
Heidi Teriyaki Express
158 reviews
Japanese, Vietnamese
3014 NW Bucklin Hill Rd, Silverdale, WA 98383
Jo:a Japanese Restaurant
321 reviews
Japanese, Sushi Bars
10516 Silverdale Way NW, Ste 120, Silverdale, WA 98383