Inexpensive SR22 Insurance Anacortes [FAQ] Instant Proof • Quick Quotes

SR-22 Insurance Anacortes  [FAQ]

Get Back On The Road! Owner & Non-Owner SR-22

SR-22 Insurance lets you start driving again quick in Anacortes Washington. Let Mid-Columbia Insurance take care of your SR22 filing.

If you’re told that you require an SR-22 would you know what to do? Breathe easy, SR 22 insurance coverage is our specialty. Mid-Columbia Insurance can handle processing the SR-22 in Anacortes for you. Let us be your insurance finders.

If you are facing a DUI or other major tickets then getting SR22 insurance coverage is more than likely your next step to getting your license back and being able to drive your vehicle legally. Mid-Columbia Insurance serves Anacortes and all of Skagit County and is the general SR-22 insurance specialist. We offer a Progressive SR-22, National General SR 22, Dairyland SR 22, Kemper SR-22, Safeco SR22, The General SR-22, and more for you.

SR22 insurance coverage can be pricey so it is necessary that you can get the protection you require at a price you can afford. We focus on representing the progressive insurance providers that offer the very best prices for SR 22 insurance in Washington state.

Concerned about who to help you? Check out our fantastic Google Reviews. Can 1550+ clients be wrong? When you’re ready to get your SR22 car insurance coverage, contact us for a quick and free SR 22 insurance quote.

SR-22 insurance in Anacortes

Suspended License? Best Washington State SR 22. Get Your License Back Now!

Most of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI and/or some driving incident there are a number of things you will must to do to get your license back. Among them is to file an SR22 with the state.

All you need to know about SR-22 insurance near Anacortes.

What is SR-22 Insurance?

An SR22 is required by the Department of Licensing (DOL) in order to reinstate your drivers license after getting a suspension or revocation for a DUI, a lot of tickets, and so on. An SR 22 merely certifies to the DOL that you carry the vehicle insurance coverage they require.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file simply proves you are satisfying the state’s minimum vehicle insurance requirements.

If you let your SR 22 insurance go unpaid, your insurance provider is obligated to notify the state with a SR 26 form and if you go without the SR 22, you might have to pay the state to restore your license once you get a new SR-22.

SR22 insurance Anacortes

Is an SR 22 considered car insurance?

An SR-22 is evidence you have cars or truck insurance coverage. Similar to the Insurance ID Card you would present to a cop if you were pulled over but the SR-22 is filed with the Department of Licensing (DOL).

Having an SR 22 is merely proof you are meeting the DOL’s minimum vehicle insurance requirements and is just a rider on your car insurance policy. Your insurance carrier is certifying to the state that you have liability insurance coverage in force with them and they pledge to alert the state if your insurance coverage lapses.

I Don’t Own a Cars or Truck– Can I Still Get an SR22?

Yes, you can get an SR 22 even if you do not have a vehicle. If the Department of Licensing (DOL) requires you carry an SR-22 to keep your drivers license, we can help even if you don’t own an automobile.

You can get what is called a BroadForm Insurance plan, or more typically “Drivers License Insurance”.

A BroadForm policy covers you when you are driving almost any automobile, owned or non-owned.

There are downsides to insuring your license. Make certain to talk to any of our experienced insurance agents when making this essential choice.

To learn more about Broad Form insurance coverage, take a look at our Broad Form insurance/ Driver’s License Insurance page.

SR22 insurance Anacortes

How to Get SR 22 Insurance?

To get an SR-22, you can ask your insurance representative to add it to your existing car policy or you could start a new policy with the SR-22. Getting an SR22 does not need to be a hassle– Mid-Columbia Insurance is the SR-22 expert– we can walk you through the whole process!

You can call us at (509)249-1188, come into one of our offices, or begin the process online submitting the quote request. The earlier you acquire your policy, the faster we can assist you get your license reinstated.

You might spend all your time searching the web but it is unlikely that you will find more affordable SR-22 coverage and you will never ever experience customer care that can do better than what we will do for you.

Where Can I Get Inexpensive SR 22 Insurance?

Low-cost SR-22 insurance in Anacortes is usually found at an independent insurance agency like Mid-Columbia Insurance because we represent numerous insurers that want your business. The General, Geico, and Progressive spend millions marketing on television trying to influence you that they can save you cash by buying insurance coverage online just to let you down.

As an independent insurance agency, we work for you, shopping a whole list of vehicle insurance providers to discover for you the very best SR22 insurance prices in Anacortes.

Many other insurance agencies, who we call AllStateFarmers, represent just their one company and only have a single price to offer.

We work for you, comparing the rates and protections of numerous car insurance providers and providing you options.

DUI insurance Anacortes

SR-22 form in Anacortes

Can My Present Insurance Agent File My SR22?

Your current company can probably add an SR-22 to your insurance plan but this may trigger issues for you. Numerous insurance companies consider themselves “preferred” and do not want to insure people that require an SR-22. They might raise your prices considerably or even terminate your policy at renewal when they learn you need an SR22.


Can I obtain an SR-22 from a different insurance agent?

Yes, you can have a different insurance provider file your SR22 with the DOL and not inform your present insurer. If they don’t examine your driving record, and unless you had a crash they probably won’t, you probably can keep your preferred car insurance policy prices.


If you don’t wish to inform your present insurance policy agent about your requirement for an SR22, Mid-Columbia Insurance can write a basic insurance plan on your driver’s license (called Broad Form) with the SR 22 so you can maintain your current “preferred” insurance on your autos and also have an SR-22 on your license.

How Much Is SR22 Insurance Coverage in Anacortes?

The average price of SR 22 insurance should be less than $5 per month when added to a normal vehicle insurance policy considering that most insurers just charge about $25 per 6 month policy term for an SR22 filing. This is simply the cost the insurer includes to deal with the paperwork needed by the state to alert them that you have an active SR22 insurance filing. If your insurer charges more, it is time to get another quote and our agency can help!

Why, then, does SR22 insurance coverage appear so expensive? An SR22 is just a rider on your normal car insurance. If it is costly, it is due to the fact that the car insurance rate is based upon your actual driving record. Did you get a DUI? Several traffic tickets? Involved in a wreck? Been without insurance? Certainly something occurred to trigger you to require the SR22 and this is what triggers your insurance coverage to be higher than others.

So, how much will SR 22 insurance cost? SR22 insurance is inexpensive. It is your driving record that is costly.

SR-22 insurance Anacortes

For How Long Do I Need to Carry My SR-22?

Generally you have to carry an SR-22 for 3 years however it could well be more or less depending on the court and your circumstances.

The very best way to discover how long you are going to need to have an SR-22 is to call the DOL directly at 360-902-3900 and ask them.

What Takes place If I Terminate My SR22 Insurance?

If, while needed, your SR-22 insurance coverage cancels while an SR 22 is still required, the state will certainly re-suspend your driver’s license till you get an SR 22 filed again and you might have to pay the reinstatement charges once more in order to get your drivers license back.

When your SR-22 cancels, the insurance company is required to file an SR26 with the DOL to alert them that you no longer have active insurance.

If you are pulled over while your SR 22 is terminated, you probably will receive a ticket for driving while suspended, which will certainly raise the cost on your insurance policy even more.

SR 22 insurance Anacortes

How Can I Obtain The Lowest SR22 Insurance Rates?

The most affordable SR 22 insurance prices can be obtained by reviewing rates of a couple insurance companies that focus on SR 22 insurance. The simplest way to do that is to just call us. We work with multiple insurance companies that offer SR22 insurance– as well as we write lots of it.

If you live in Washington and need to get your license unsuspended, we can help. The SR22s are submitted electronically with the Department of Licensing (DOL) so you can get your driver’s license back quickly.

If you reside in Washington you probably got your ticket here and therefore need a Washington SR 22 yet, if you require an out-of-state SR-22, we can also do Oregon SR22s, California SR 22s, Idaho SR22, and almost every other state.

Can I Get An SR 22 Without Having Car Insurance Coverage?

If you do not have auto insurance, you can get an SR22 by beginning a new insurance plan and asking the insurance company to submit the SR 22 for you.

Washington just calls for minimum liability limits on the plan so it does not need to be pricey to start. Of course, the more tickets you have received, the more your insurance will cost you.

A quick call and we can have your insurance set up as well as your SR-22 on its way to the DOL.

Does SR-22 Raise Insurance Rates?

An SR-22 increases your insurance policy prices because the majority of name-brand insurers don’t care to insure someone who needs an SR22 and because of the tickets you probably have on your driving history.

The actual SR22 filing will only add about $25 to your vehicle insurance rates, yet you will probably have to obtain insurance coverage with a “High Risk” insurance provider ready to gamble on insuring you.

About Anacortes

Anacortes ( AN-ə-KOR-təs) is a city in Skagit County, Washington, United States. The name “Anacortes” is an adaptation of the name of Anne Curtis Bowman, who was the wife of early Fidalgo Island settler Amos Bowman. Anacortes’ population was 15,778 at the time of the 2010 census. It is one of two principal cities of and included in the Mount Vernon-Anacortes Metropolitan Statistical Area.

Anacortes is known for the Washington State Ferries dock and terminal serving Lopez Island, Shaw Island, Orcas Island, and San Juan Island, as well as Victoria, British Columbia (via Sidney, British Columbia), on Vancouver Island. There is also a Skagit County-operated ferry that serves Guemes Island, a residential island located across Guemes Channel, north of Anacortes.

Anacortes is within the historical territory of the Samish people. The Samish Indian Nation’s headquarters are in Anacortes. Lands that the Samish Nation owns within the city limits include its administrative campuses on Commercial Avenue and on Highway 20 in the Summit Park area; Fidalgo Bay Resort, site of landings during the annual Canoe Journey; the waterfront Cannery Building adjacent to Seafarers Memorial Park; the Samish Longhouse preschool and child care center; a proposed commercial development site on Highway 20 and Thompson Road; a two-acre housing development site on 34th Street; and a future cultural center site on 78 acres of trust land near Campbell Lake.

Source: Anacortes, Washington in Wikipedia

Top DUI Lawyers Near Anacortes

Finnegan and Associates
2 reviews
Divorce & Family Law, Personal Injury Law
415 S 1st St, Mount Vernon, WA 98273
(360) 336-2000
Souders Law Group
3 reviews
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Weddle Dewey W Attorney At Law
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Terry L Smith Attorney At Law
1 review
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Jamia S. Burns
2 reviews
Estate Planning Law
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Jones Butler Dolan,PS
3 reviews
Estate Planning Law, Real Estate Law
10027 Sr 532, Stanwood, WA 98292
(360) 629-3833

Top Places to See Near Anacortes

753 reviews
Seafood, Breakfast & Brunch, American (Traditional)
510 Commercial Ave, Anacortes, WA 98221
(360) 588-0653
Dad’s Diner
388 reviews
Breakfast & Brunch, Barbeque, Burgers
906 Commercial Ave, Anacortes, WA 98221
(360) 899-5269
The Store in Anacortes
143 reviews
Grocery, Bakeries, Delis
919 37th St, Anacortes, WA 98221
(360) 293-2851
A’Town Bistro
275 reviews
American (New)
418 Commercial Ave, Anacortes, WA 98221
(360) 899-4001
302 reviews
Delis, Sandwiches, Coffee & Tea
502 Commercial Ave, Anacortes, WA 98221
(360) 293-7383
Nonna Luisa Ristorante
148 reviews
314 Commercial Ave, Anacortes, WA 98221
(360) 899-4659