SR-22 Insurance Anacortes  [FAQ]

Start Driving Again! Owner & Non-Owner SR-22

SR-22 Insurance lets you get back on the road fast in Anacortes Washington. Let Mid-Columbia Insurance handle your SR22 filing.

If you are informed that you require an SR22 would you have any idea what to do? Breathe easy, SR-22 insurance coverage is our specialty. Mid-Columbia Insurance can take care of submitting the SR-22 in Anacortes for you. Let us be your insurance coverage finders.

If you are dealing with a DUI or other major tickets then getting SR-22 insurance coverage is probably your next step to getting your license back and having the ability to drive your auto lawfully. Mid-Columbia Insurance serves Anacortes and all of Skagit County and is the general SR22 insurance expert. We can write a Progressive SR 22, National General SR-22, Dairyland SR 22, Kemper SR-22, Safeco SR 22, The General SR22, and more for you.

SR22 insurance can be expensive so it is necessary that you can purchase the protection you require at a rate you can afford. We specialize in representing the progressive insurance companies that provide the very best prices for SR-22 insurance in Washington state.

Anxious about who to trust? Check out our terrific Google Reviews. Can 1500+ clients be wrong? When want to get your SR-22 car insurance, contact us for a fast and complimentary SR-22 insurance quote.

SR22 insurance in AnacortesWashington

Suspended License? Low Priced Washington State SR22. Get Your License Back Quick!

The majority of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI or some driving mishap there are a variety of things you will must to do to get your license back. One of them is to file an SR 22 with the DOL.

All you need to know about SR-22 insurance around Anacortes.

What is SR-22 Insurance?

An SR-22 is ordered by the Department of Licensing (DOL) in order to get back your drivers license after getting a suspension or revocation for a DUI, a lot of tickets, etc. An SR 22 just verifies to the DOL that you have the car insurance coverage they require.

Often an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file simply means you are satisfying the state’s minimum auto insurance requirements.

If you let your SR-22 insurance lapse, your insurance provider is obliged to notify the state with a SR-26 form and if you go long enough without the SR-22, you might need to pay a fine to reinstate your license once you get a new SR-22.

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Is an SR-22 the same as car insurance?

An SR-22 is evidence you have car insurance coverage. Kind of like the Proof of Insurance Card you would show to a cop if you were pulled over but the SR22 form is filed with the Department of Licensing (DOL).

Having an SR22 is merely proof you are fulfilling the DOL’s minimum car insurance requirements and is just a rider on your car insurance . Your insurance carrier is verifying to the DOL that you have liability insurance in force with them and they promise to inform the DOL if your insurance coverage lapses.

I Don’t Own a Car– Can I Still Get an SR22?

Yes, you can get an SR-22 even if you do not have a vehicle. If the Department of Licensing (DOL) requires you have an SR-22 to reinstate your license, we can help even if you don’t own an automobile.

You can also get what is called a Broad Form Insurance policy, or more commonly “Drivers License Insurance”.

A BroadForm policy covers you when you are driving almost any car, owned or non-owned.

There are drawbacks to insuring your license. Be sure to talk to one of our well-informed insurance representatives when making this important choice.

To find out more about Broad Form insurance, have a look at our Broad Form insurance/ Drivers License Insurance page.

SR 22 insurance Anacortes

How to Get SR22 Insurance?

To get an SR22, you can request for your insurance agent to add it to your current auto policy or you can start a new policy with the SR 22. Getting an SR 22 doesn’t have to be a trouble– Mid-Columbia Insurance is the SR 22 expert– we can step you through the whole process!

You can call us at (509)783-5600, visit one of our offices, or start the process online submitting the quote request. The quicker you acquire your policy, the faster we can assist you get your license back.

You might invest all your time browsing the web but it is not likely that you will find lower SR22 coverage and you will never discover client service that can surpass what we can do for you.

Where Can I Find Inexpensive SR-22 Insurance?

Affordable SR 22 insurance in Anacortes is most often purchased at an independent insurance agency like Mid-Columbia Insurance due to the fact that we represent several insurers that want your business. The General, Geico, and Progressive spend millions promoting on television attempting to sway you that they can save you cash by purchasing insurance coverage direct just to let you down.

As an independent insurance agency, we work for you, comparing a whole list of car and truck insurance providers to find for you the very best SR 22 insurance rates in Anacortes.

The majority of other insurance agencies, who we call AllStateFarmers, represent only their one company and just have one rate they can offer.

We work for you, comparing the rates and coverages of numerous car insurance providers and providing you options.

SR22 insurance Anacortes

SR-22 form in Anacortes

Can My Present Insurance Company File My SR 22?

Your present agent can most likely add an SR 22 to your insurance plan however this might cause troubles for you. Many insurers consider themselves “preferred” and do not want to insure people who require an SR-22. They might jack up your prices significantly and even cancel your plan at renewal when they learn you need an SR-22.


Can I get an SR 22 from a different insurer?

Yes, you can have a different insurance agent submit your SR22 with the DOL and not inform your existing insurance company. If they do not examine your driving history, and unless you were involved in an accident they probably will not, you may be able to keep your preferred auto insurance rates.


If you do not intend to inform your present insurance policy agent regarding your requirement for an SR22, Mid-Columbia Insurance can offer a simple insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance policy on your automobiles and have an SR-22 on your license.

Just How Much Is SR 22 Insurance in Anacortes?

The typical price of SR22 insurance coverage ought to be less than $5 monthly when added to a normal car insurance policy because the majority of insurance providers only charge about $25 per 6 month policy term for an SR 22 filing. This is simply the fee the insurer charges to handle the documentation required by the state to inform them that you have an active SR22 filing. If your insurer charges more, you might want to get another quote and Mid-Columbia Insurance would love to help!

Why, then, does SR22 insurance coverage seem so costly? An SR-22 is just a rider on your standard auto insurance policy. If it is expensive, it is due to the fact that the auto insurance rate is based on your driving record. Did you get a DUI? Multiple traffic tickets? Involved in a crash? Been without insurance? Clearly something occurred to trigger you to require the SR 22 and this is what causes your insurance to be higher than others.

So, how much will SR22 insurance run? SR22 insurance coverage is cheap. It is your driving record that is not.

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How Long Am I Required to Have My SR22?

Generally you have to carry an SR 22 for Three years yet it may possibly be more or less depending on the judge as well as your situation.

The most effective way to figure out how long you will need to have an SR22 is to call the Department of Licensing directly and ask.

What Happens If I Cancel My SR-22 Insurance Policy?

If your SR-22 insurance policy cancels while an SR 22 is still needed, the state will suspend your driver’s license until you get an SR-22 submitted again and you might have to pay the reinstatement fees once again in order to get your license back.

When your SR-22 cancels, the insurer is obliged to submit an SR-26 with the DOL to notify them that you no longer have active insurance coverage.

If you are pulled over while your SR22 is out of force, you probably will get a ticket for driving while suspended, which will increase the cost on your insurance even more.

DUI insurance Anacortes

How Can I Obtain The Cheapest SR-22 Insurance Prices?

The lowest SR22 insurance policy prices can be had by checking prices of a few insurance providers that concentrate on SR22 insurance. The easiest means to do that is to simply call Mid-Columbia Insurance. We represent several insurance providers that offer SR 22 insurance coverage– and also we write lots of it.

If you live in Washington state and must get your license unsuspended, we can help. The SR22s are filed electronically with the state so you can get your driver’s license back quickly.

If you reside in Washington you most likely got your ticket here and therefore require a Washington SR 22 yet, if you need an out-of-state SR 22, we can also do Oregon SR-22s, California SR 22s, Idaho SR22, and also almost every other state.

Can I Obtain An SR 22 Without Having Auto Insurance?

If you don’t have auto insurance coverage, you can get an SR 22 by starting a brand-new insurance policy and asking the insurance provider to file the SR-22 for you.

Washington state just mandates minimal liability limits on the plan so it does not have to be costly to get started. Naturally, the more tickets you have collected, the more your insurance coverage will certainly set you back.

A quick telephone call and we can have your insurance policy started and your SR-22 on its way to the DOL.

Does SR-22 Raise Insurance Prices?

Needing an SR-22 hikes your insurance prices since many preferred insurance companies do not wish to cover a person who needs an SR22 and also because of the tickets you most likely have on your motor vehicle history.

The real SR22 filing will just add around $25 to your auto insurance policy, however you will most likely need to obtain insurance coverage with a “High Risk” car insurer ready to take a chance on insuring you.

About Anacortes

Anacortes ( AN-ə-KOR-təs) is a city in Skagit County, Washington, United States. The name “Anacortes” is an adaptation of the name of Anne Curtis Bowman, who was the wife of early Fidalgo Island settler Amos Bowman. Anacortes’ population was 15,778 at the time of the 2010 census. It is one of two principal cities of and included in the Mount Vernon-Anacortes Metropolitan Statistical Area.

Anacortes is known for the Washington State Ferries dock and terminal serving Lopez Island, Shaw Island, Orcas Island, and San Juan Island, as well as Victoria, British Columbia (via Sidney, British Columbia), on Vancouver Island. There is also a Skagit County-operated ferry that serves Guemes Island, a residential island located across Guemes Channel, north of Anacortes.

Anacortes is within the historical territory of the Samish people. The Samish Indian Nation’s headquarters are in Anacortes. Lands that the Samish Nation owns within the city limits include its administrative campuses on Commercial Avenue and on Highway 20 in the Summit Park area; Fidalgo Bay Resort, site of landings during the annual Canoe Journey; the waterfront Cannery Building adjacent to Seafarers Memorial Park; the Samish Longhouse preschool and child care center; a proposed commercial development site on Highway 20 and Thompson Road; a two-acre housing development site on 34th Street; and a future cultural center site on 78 acres of trust land near Campbell Lake.

Source: Anacortes, Washington in Wikipedia

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