(509) 783-5600 [email protected]

Anacortes SR-22 Insurance [FAQ]
Get Your License Back! Owner & Non-Owner SR-22

Get Back on the Road ASAP in Anacortes. Let Mid-Columbia Take Care of Your SR22 Insurance

If you’re informed that you need an SR-22 would you know what to do? Breathe easy, SR22 insurance is our specialty. Mid-Columbia Insurance can take care of filing the SR22 in Anacortes for you. Let us be your insurance coverage finders.

If you are dealing with a DUI or other major tickets then getting SR22 insurance is more than likely your next action to getting your license back and having the ability to drive your car lawfully. Mid-Columbia Insurance serves Anacortes and all of Skagit County and is the general SR 22 insurance expert. We can write a Progressive SR-22, National General SR22, Dairyland SR22, Kemper SR22, Safeco SR-22, The General SR22, and more for you.

SR22 insurance can be costly so it is important that you can find the coverage you require at a cost you can pay for. We focus on representing the progressive insurance providers that offer the very best rates for SR-22 insurance in Washington state.

Worried about who to rely on? Check out our great Google Reviews. Can 1300+ clients be wrong? When you are ready to start your SR 22 vehicle insurance, call us for a fast and complimentary SR 22 insurance quote.

SR 22 insurance in Anacortes

License Suspended? Quick Washington State SR 22. Get Your Driver’s License Back Fast!

The majority of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI or some driving incident there are a variety of things you will need to do to get your license back. One of them is to get an SR-22 with the DOL.

All you need to understand about SR-22 insurance near Anacortes.

What is SR 22 Insurance?

An SR-22 is mandated by the Department of Licensing (DOL) in order to get back your license after getting a suspension or revocation for a DUI, a lot of tickets, etc. An SR22 simply attests to the DOL that you have the automobile insurance coverage they mandate.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file merely proves you are meeting the state’s minimum car insurance requirements.

If you let your SR-22 insurance coverage cancel, your insurer is required to alert the state with a SR26 form and if you go without the SR-22, you may have to pay the state to restore your license once you get a new SR-22.

SR 22 insurance Anacortes

Is an SR 22 considered auto insurance?

An SR22 is proof you have car insurance. Kind of like the Insurance ID Card you would present to law enforcement if you were pulled over but the SR22 form is filed with the Department of Licensing (DOL).

Having an SR 22 is simply evidence you are fulfilling the state’s minimum auto insurance requirements and is just a rider on your auto insurance . Your insurance carrier is certifying to the state that you have liability insurance coverage in force with them and they guarantee to notify the state if your insurance cancels.

I Don’t Own an Automobile– Can I Get an SR-22?

Yes, you can get an SR 22 even if you do not have an auto. If the Department of Licensing (DOL) mandates you have an SR22 to reinstate your license, we can help even if you do not own a cars or truck.

You can also get what is called a BroadForm Insurance plan, or more commonly “Drivers License Insurance”.

A Broad Form plan covers you when you are driving almost any car, owned or non-owned.

There are disadvantages to insuring your license. Make sure to speak with one of our experienced insurance agents when making this important choice.

For more information about Broad Form insurance, check out our Broad Form insurance/ Drivers License Insurance page.

SR-22 insurance Anacortes

How to Get SR22 Insurance?

To get an SR22, you can ask your insurance agent to add it to your current car policy or you can start a new policy with the SR22. Getting an SR22 doesn’t need to be an inconvenience– Mid-Columbia Insurance is the SR22 specialist– we can take you through the entire process!

You can call us at (509)547-8824, visit one of our offices, or start the process online filling out the quote request. The faster you purchase your policy, the sooner we can assist you get your license back.

You could invest all day searching the internet however it is unlikely that you will discover cheaper SR 22 coverage and you will never ever find customer care that can do better than what we can do for you.

Where Can I Find Low-Cost SR22 Insurance Coverage?

Cheap SR 22 insurance coverage in Anacortes is usually found from an independent insurance agency like Mid-Columbia Insurance since we represent multiple insurance companies that want your business. The General, Geico, and Progressive invest millions marketing on television attempting to influence you that they can save you money by buying insurance coverage direct only to let you down.

As an independent insurance agent, we work for you, shopping an entire list of car insurance providers to locate for you the best SR 22 insurance rates in Anacortes.

Many other auto insurance agencies, who we call AllStateFarmers, represent only their one insurance company and just have one rate they can offer.

We work for you, comparing the prices and protections of multiple car insurance providers and offering you a choice.

SR 22 insurance Anacortes
SR-22 filing in Anacortes

Can My Current Insurance Company File My SR22?

Your present insurance company can add an SR22 to your insurance plan however this may create issues for you. Lots of insurance companies consider themselves “preferred” and so do not wish to cover people who need an SR-22. They may raise your rates significantly or even terminate your plan at renewal when they find out you need an SR 22.


Can I obtain an SR 22 from a different insurer?

Yes, you can have a different insurance company file your SR22 with the state and not notify your present insurer. If they do not check your driving history, and unless there was an accident they possibly will not, you probably can maintain your preferred car insurance policy prices.


If you do not intend to inform your present insurance coverage representative about your need for an SR22, Mid-Columbia Insurance can write a standard insurance policy on your ‘s license (called Broad Form) with the SR 22 so you can maintain your existing “preferred” insurance policy on your cars and trucks and have an SR-22 on your license.

How Much Is SR22 Insurance Coverage in Anacortes?

The typical price of SR-22 insurance coverage should be less than $5 monthly when added to an ordinary vehicle insurance plan considering that a lot of insurers just charge about $25 per 6 month policy term for an SR 22 filing. This is merely the cost the insurer charges to handle the documents required by the state to inform them that you have an active SR22 insurance filing. If your company charges more, you might want to get a new quote and we would love to help!

Why, then, does SR22 insurance appear so pricey? An SR-22 is just a rider on your ordinary car insurance policy. If it is costly, it is due to the fact that the car insurance rate is based on your real driving record. Did you get a DUI? Several traffic tickets? Involved in an accident? Been without insurance? Undoubtedly something took place to cause you to need the SR-22 and this is what triggers your insurance to be higher than others.

So, how much does SR-22 insurance coverage cost? SR22 insurance is inexpensive. It is your driving record that is costly.

SR 22 insurance Anacortes

For How Long Do I Need to Carry My SR 22?

Generally you have to have an SR 22 for 3 years however it may be more or less depending on the court as well as your circumstances.

The best way to learn how long you will really need to have an SR22 is to call the Department of Licensing directly and ask.

What Happens If I Ever Cancel My SR 22 Insurance?

If, while required, your SR 22 insurance terminates while an SR22 is still required, the state will re-suspend your driver’s license until you get another SR22 filed again as well as you might be required to pay the reinstatement fees once more in order to get your drivers license back.

When your SR22 terminates, the insurer is required to submit an SR 26 with the DOL to inform them that you no longer have active insurance coverage.

If you are pulled over while your SR-22 is out of force, you probably will get a ticket for driving while suspended, which will certainly increase the price on your insurance even more.

SR22 insurance Anacortes

How Can I Get The Lowest SR 22 Insurance Rates?

The lowest SR-22 insurance rates can be obtained by looking at prices of a few insurance companies that focus on SR22 insurance. The simplest way to do that is to just call us. We represent numerous insurance companies that offer SR-22 insurance coverage– as well as we write lots of it.

If you reside in Washington state and must get your license reinstated, we can help. The SR-22s are filed online with the Department of Licensing (DOL) so you can get your drivers license back quickly.

If you reside in Washington you probably received your ticket here and so need a Washington SR 22 however, if you require an out-of-state SR 22, we can likewise do Oregon SR-22s, California SR-22s, Idaho SR22, as well as almost any other state.

Can I Obtain An SR-22 Without Having Auto Insurance Coverage?

If you don’t have auto insurance, you can obtain an SR-22 by beginning a new insurance policy and asking the insurance company to file the SR22 for you.

Washington just calls for minimum liability limits on the policy so it doesn’t have to be costly to get insured. Of course, the more tickets you have received, the more your insurance policy will certainly cost you.

A fast phone call and we can have your insurance policy launched and your SR22 on its way to the state.

Does SR22 Increase Insurance Prices?

Yes, an SR 22 raises your insurance policy rates due to the fact that a lot of name-brand insurance companies don’t want to cover someone who requires an SR22 as well as due to the tickets you most likely have on your motor vehicle record.

The real SR22 filing will only add about $25 to your car insurance rates, however you will most likely need to get insurance with a “High Risk” insurance company ready to gamble on covering you.

About Anacortes

Anacortes is a city in Skagit County, Washington, United States. The name “Anacortes” is an adaptation of the name of Anne Curtis Bowman, who was the wife of early Fidalgo Island settler Amos Bowman. Anacortes’ population was 15,778 at the time of the 2010 census. It is one of two principal cities of and included in the Mount Vernon-Anacortes Metropolitan Statistical Area.

Anacortes is known for the Washington State Ferries dock and terminal serving Lopez Island, Shaw Island, Orcas Island, and San Juan Island, as well as Victoria, British Columbia (via Sidney, British Columbia) on Vancouver Island. There is also a Skagit County-operated ferry that serves Guemes Island, a residential island located across Guemes Channel, north of Anacortes.

Anacortes was officially incorporated on May 19, 1891.

Source: Anacortes, Washington in Wikipedia

Top DUI Lawyers Near Anacortes

David M Wall Attorney At Law

1 review

Criminal Defense Law
310 Pine St, Mount Vernon, WA 98273
Law Offices of Paul Richmond

6 reviews

Criminal Defense Law, Divorce & Family Law, Bankruptcy Law
119 North Commercial St, Ste 610, Bellingham, WA 98225
Emily C Beschen

1 review

Criminal Defense Law, DUI Law, Employment Law
103 E Holly St, Ste 512, Bellingham, WA 98225
Lustick, Kaiman & Madrone

4 reviews

Criminal Defense Law, DUI Law, Traffic Ticketing Law
222 Grand Ave, Ste A, Bellingham, WA 98225

Best Things to Do Near Anacortes


711 reviews

Seafood, Breakfast & Brunch, American (Traditional)
510 Commercial Ave, Anacortes, WA 98221
Dad’s Diner

333 reviews

Breakfast & Brunch, Specialty Food, Barbeque
906 Commercial Ave, Anacortes, WA 98221
A’Town Bistro

251 reviews

American (New)
418 Commercial Ave, Anacortes, WA 98221
The Store in Anacortes

122 reviews

Grocery, Bakeries, Delis
919 37th St, Anacortes, WA 98221