SR-22 Insurance Benton County  [FAQ]

Get Your License Back! Owner & Non-Owner SR22

SR22 Insurance lets you start driving again fast in Benton County. Let Mid-Columbia Insurance take care of your SR-22.

If you are informed that you need an SR-22 would you know what to do? Breathe easy, SR-22 insurance coverage is our specialty. Mid-Columbia Insurance can take care of filing the SR 22 in Benton County for you. Let us be your insurance finders.

If you are dealing with a DUI or other major tickets then getting SR22 insurance coverage is more than likely your next action to getting your license back and being able to drive your cars or truck legally. Mid-Columbia Insurance serves Benton County and all of Washington state and is the general SR-22 insurance specialist. We offer a Progressive SR22, National General SR22, Dairyland SR22, Kemper SR-22, Safeco SR 22, The General SR22, and more for you.

SR22 insurance coverage can be costly so it is important that you can purchase the protection you need at a rate you can pay for. We specialize in representing the progressive insurance providers that provide the very best rates for SR 22 insurance in Washington.

Anxious about who to trust? Have a look at our terrific Google Reviews. Can 1500+ reviews be wrong? When want to start your SR-22 vehicle insurance, call us for a fast and free SR22 insurance quote.

SR22DWI insurance in Benton County WA

Suspended License? Low Priced Washington SR 22. Get Your License Back Fast!

The majority of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI and/or some driving accident there are a variety of things you will need to do to get your license back. One of them is to file an SR22 with the state.

Everything you care to know about SR-22 insurance in Benton County.

What is SR-22 Insurance?

An SR-22 is ordered by the Department of Licensing (DOL) in order to restore your drivers license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR-22 merely confirms to the DOL that you have the car insurance they mandate.

Sometimes an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR22 form on file simply proves you are meeting the state’s minimum vehicle insurance requirements.

If you let your SR 22 insurance coverage cancel, your insurance company is required to alert the state with a SR26 form and if you go long enough without the SR 22, you may have to pay the state to restore your license once you get a brand-new SR22.

SR-22 insurance Benton County

Is an SR22 the same as auto insurance?

An SR22 is evidence you have vehicle insurance. Sort of like the Proof of Insurance Card you would present to law enforcement if you were pulled over but the SR22 form is submitted to the Department of Licensing (DOL).

Having an SR22 is just evidence you are fulfilling the DOL’s minimum car insurance requirements and is simply a rider on your car insurance coverage. Your insurance company is verifying to the state that you have liability insurance coverage in force with them and they pledge to inform the DOL if your insurance lapses.

I Don’t Own a Car– Can I Still Get an SR-22?

Yes, you can get an SR-22 even if you do not have a vehicle. If the Department of Licensing (DOL) mandates you have an SR-22 to reinstate your driver’s license, we can assist even if you don’t own a cars or truck.

You can get what is called a Broad Form Insurance policy, or more commonly “Drivers License Insurance”.

A Broad Form policy covers you when you are driving almost any car, owned or non-owned.

There are downsides to insuring your license. Be sure to talk to any of our experienced insurance representatives when making this important choice.

For more information about Broad Form insurance coverage, check out our Broad Form insurance coverage/ Driver’s License Insurance page.

SR 22 insurance Benton County

How to Get SR-22 Insurance?

To get an SR22, you can request for your insurance agent to endorse it to your present car policy or you can start a new policy with the SR-22. Getting an SR-22 does not have to be an inconvenience– Mid-Columbia Insurance is the SR22 expert– we can take you through the entire process!

You can call us at (509)547-8824, come into one of our offices, or begin the process online submitting the quote request. The sooner you purchase your policy, the faster we can assist you get your license back.

You might spend all day browsing the web however it is not likely that you will find cheaper SR 22 coverage and you will never ever experience client service that can beat what we will do for you.

Where Can I Get Affordable SR22 Insurance Coverage?

Low-cost SR 22 insurance coverage near Benton County is most often purchased at an independent insurance agency like Mid-Columbia Insurance because we represent several insurers that compete for your business. The General, Geico, and Progressive invest millions promoting on TV attempting to convince you that they can save you money by purchasing insurance coverage direct just to let you down.

As an independent insurance agency, we work for you, comparing an entire list of auto insurers to find for you the very best SR 22 insurance rates in Benton County.

A lot of other car insurance agencies, who we call AllStateFarmers, represent only their one insurance company and just have a single price to offer.

We work for you, comparing the prices and coverages of numerous vehicle insurance companies and providing you options.

SR 22 insurance Benton County

SR-22 form in Benton County

Can My Present Agent File My SR 22?

Your present insurance agent can attach an SR-22 to your insurance policy yet this may create issues for you. Several insurance companies consider themselves “preferred” and so do not wish to cover people who require an SR 22. They might raise your rates substantially or perhaps cancel your policy at renewal when they learn you need an SR22.


Can I get an SR 22 from a different insurance agent?

Yes, you can have a different insurance company submit your SR22 with the DOL and not notify your current insurance provider. If they don’t check your driving history, and unless you were involved in a crash they possibly won’t, you might be able to keep your preferred car insurance prices.


If you do not want to inform your current insurance policy representative about your requirement for an SR22, Mid-Columbia Insurance can write a simple insurance plan on your driver’s license (called Broad Form) with the SR 22 so you can keep your present “preferred” insurance coverage on your vehicles and have an SR-22 on your license.

How Much Is SR-22 Insurance in Benton County?

The average cost of SR 22 insurance coverage should be less than $5 each month when added to a typical vehicle insurance plan since a lot of insurance providers just charge about $25 per 6 month policy term for an SR-22 filing. This is just the fee the insurer charges to manage the documents required by the state to alert them that you have an SR22 insurance filing. If your insurance company charges more, you might want to get another quote and our agency is more than happy to help!

Why, then, does SR 22 insurance seem so pricey? An SR22 is simply a rider on your regular auto insurance. If it is pricey, it is due to the fact that the vehicle insurance rate is based upon your driving record. Did you get a ticket for driving under the influence? Numerous traffic tickets? Involved in an accident? Been without insurance coverage? Undoubtedly something took place to trigger you to need the SR22 and this is what causes your insurance to be higher than others.

How much does SR-22 insurance coverage cost? SR22 insurance coverage is affordable. It is your driving record that is pricey.

SR22 insurance Benton County

How Long Am I Required to Carry An SR-22?

Generally you need to have an SR-22 for Three years yet it can be more or less depending on the judge and your circumstances.

The most effective way to find out how long you are going to really need to carry an SR-22 is to call the Washington DOL directly at (360)902-3900 and find out.

What Happens If I Cancel My SR-22 Insurance?

If your SR 22 insurance terminates while an SR 22 is still required, the state will certainly re-suspend your drivers license until you get another SR-22 submitted once more and also you may have to pay the reinstatement costs again to get your driver’s license back.

When your SR22 cancels, the insurer is obliged to submit an SR 26 with the DOL to notify them that you no longer have active insurance coverage.

If you are pulled over by the cops while your SR-22 is terminated, you probably will get a ticket for driving while suspended, which will certainly raise the price on your insurance policy even more.

SR 22 insurance Benton County

Exactly How Can I Obtain The Most Affordable SR-22 Insurance Rates?

The most affordable SR 22 insurance coverage prices can be obtained by reviewing prices of a couple insurance companies that concentrate on SR-22 insurance. The easiest method to do that is to simply call us. We work with numerous insurance providers that offer SR 22 insurance coverage– and we write a great deal of it.

If you live in Washington state and must get your license unsuspended, we can help. The SR 22s are submitted digitally with the Department of Licensing (DOL) so you can have your drivers license back fast.

If you live in Washington you most likely received your ticket here and so require a Washington SR22 yet, if you need an out-of-state SR 22, we can also do Oregon SR 22s, California SR-22s, Idaho SR 22, and also nearly any other state.

Can I Obtain An SR 22 Without Having Car Insurance?

If you do not have auto insurance coverage, you can get an SR-22 by beginning a brand-new insurance plan and asking the insurance company to submit the SR-22 for you.

Washington just mandates minimal coverage on the policy so it doesn’t have to be costly to get started. Naturally, the more tickets you have collected, the more your insurance will certainly cost you.

A fast call and we can have your insurance coverage set up and also your SR22 on its way to the DOL.

Does SR22 Raise Insurance Rates?

Yes, an SR 22 raises your insurance policy rates because the majority of preferred insurance providers do not desire to cover a driver who requires an SR22 as well as due to the tickets you most likely have on your motor vehicle record.

The actual SR22 filing will only add around $25 to your vehicle insurance rates, however you will possibly have to obtain insurance with a “High Risk” auto insurance company willing to take a chance on covering you.

About Benton County

Benton County is a county in the south-central portion of the U.S. state of Washington. As of the 2010 census, its population was 175,177. The county seat is Prosser, and its largest city is Kennewick. The Columbia River demarcates the county’s north, south, and east boundaries.

Benton County was created from what were then larger versions of Klickitat County and Yakima County on March 8, 1905, and was named after Missouri statesman Thomas Hart Benton.

According to the U.S. Census Bureau, the county has a total area of 1,760 square miles (4,600 km2), of which 1,700 square miles (4,400 km2) is land and 60 square miles (160 km2) (3.4%) is water. The highest point of land elevation within the county is the summit of Rattlesnake Mountain at 3,527 feet; and the lowest point of land elevation is along the southwestern shore of Crow Butte at 265 feet (fluctuates due to level of Columbia River).

Source: Benton County, Washington in Wikipedia

Top DUI Lawyers Near Benton County

Skyview Law
4 reviews
Divorce & Family Law, Criminal Defense Law, Personal Injury Law
677 George Washington Way, Richland, WA 99352
(509) 638-0550
Anderson Law
6 reviews
Personal Injury Law
5861 W Clearwater Ave, Kennewick, WA 99336
(509) 734-1345
Walker Heye
1 review
Personal Injury Law, Criminal Defense Law, Wills, Trusts, & Probates
1333 Columbia Park Trl, Ste 220, Richland, WA 99352
(509) 735-4444
Chvatal King Law
3 reviews
Divorce & Family Law, Wills, Trusts, & Probates
1111 Jadwin Ave, Richland, WA 99352
(509) 943-3331
Gravis Law
3 reviews
Business Law, Divorce & Family Law, Estate Planning Law
503 Knight St, Richland, WA 99352
(509) 380-9102
Ritchie-Reiersen Injury & Immigration Attorneys
4 reviews
Personal Injury Law, Immigration Law
316 N Neel St, Kennewick, WA 99336
(509) 396-5577

Top Places to Visit By Benton County

Brick House Pizza
142 reviews
3791 W Van Giesen St, West Richland, WA 99353
(509) 967-3733
The Endive Eatery
60 reviews
4001 Kennedy Rd, Ste 16, West Richland, WA 99353
(509) 579-5852
Stick+Stone Wood-Fired Pizza
308 reviews
Pizza, Italian
3027 Duportail St, Richland, WA 99352
(509) 627-2450
Italiano’s Serious Pies & Pasta Restaurant
100 reviews
Italian, Pizza
4850 Paradise Way, Ste 200, West Richland, WA 99353
(509) 967-1500
Barracuda Coffee
140 reviews
Coffee & Tea
2171 Van Giesen St, Richland, WA 99354
(509) 946-6058
J Bookwalter Winery
262 reviews
Wineries, American (New), Breakfast & Brunch
894 Tulip Ln, Richland, WA 99352
(509) 627-5000