Bothell West SR22 Insurance [FAQ]
Get Your License Back! Owner & Non-Owner SR-22

Your existing insurance agent can add an SR-22 to your insurance policy but this may trigger issues for you. Several insurance companies consider themselves “preferred” and so do not want to cover people that need an SR22. They may raise your prices substantially and even terminate your policy at renewal when they learn you need an SR22.

Yes, you can have a different insurance provider submit your SR22 with the state and not notify your current insurance company. If they don’t inspect your driving record, and unless you had an accident they probably will not, you may be able to keep your preferred vehicle insurance prices.

The typical price of SR-22 insurance coverage should be less than $5 each month when added to a typical vehicle insurance plan because a lot of insurance companies just charge about $25 per 6 month policy term for an SR22 filing. This is merely the cost the insurance company includes to deal with the documentation required by the state to alert them that you have an active SR22 filing. If your insurance company charges more, it is time to get another quote and we are more than happy to help!

Why, then, does SR 22 insurance seem so costly? An SR-22 is simply a rider on your normal vehicle insurance. If it is pricey, it is because the car insurance rate is based on your actual driving record. Did you get a DUI? Multiple traffic tickets? Involved in a crash? Been without insurance? Undoubtedly something took place to trigger you to need the SR-22 and this is what triggers your insurance coverage to be higher than others.

So, Just how much does SR-22 insurance coverage cost? SR22 insurance coverage is affordable. It is your driving record that is pricey.

Normally you need to carry an SR 22 for 3 years however it could be more or less depending upon the court and your circumstances.

The best way to figure out how long you are going to need to have an SR-22 is to call the Washington DOL directly and find out.

If your SR22 insurance coverage terminates while an SR22 is still required, the state will certainly re-suspend your driver’s license till you get another SR-22 submitted once more and also you may be required to pay the reinstatement costs again to get your license back.

When your SR22 terminates, the insurer is obliged to file an SR-26 with the Department of Licensing to alert them that you no longer have active insurance coverage.

If you are pulled over by the cops while your SR 22 is out of force, you probably will receive a ticket for driving while suspended, which will certainly increase the cost on your insurance policy even higher.

The most affordable SR-22 insurance prices can be obtained by looking at prices of a number of insurance companies that focus on SR 22 insurance. The most convenient method to do that is to just call Mid-Columbia Insurance. We represent numerous insurance companies that provide SR 22 insurance coverage– and we write lots of it.

If you reside in Washington and must get your license unsuspended, we can really help. The SR-22s are filed online with the state so you can have your driver’s license back fast.

If you live in Washington you most likely received your ticket here and so require a Washington SR-22 yet, if you require an out-of-state SR22, we can likewise do Oregon SR-22s, California SR22s, Idaho SR22, as well as almost every other state.

If you do not have car insurance, you can get an SR-22 by starting a brand-new insurance plan and also asking the insurer to submit the SR-22 for you.

Washington only calls for minimal liability limits on the policy so it doesn’t need to be costly to get insured. Naturally, the more tickets you have received, the more your insurance policy will certainly cost you.

A quick telephone call and we can have your insurance policy set up and your SR22 on its way to the state.

An SR-22 hikes your insurance prices because a lot of preferred insurance companies don’t wish to insure someone who requires an SR22 and also due to the tickets you most likely have on your driving history.

The actual SR22 filing will just add about $25 to your vehicle insurance rates, however you will probably need to get an insurance policy with a “High Risk” insurance provider ready to take a chance on covering you.