Your current agent should be able to attach an SR-22 to your insurance plan but this might cause problems for you. Numerous insurers consider themselves “preferred” and so do not want to insure people who need an SR 22. They may jack up your rates considerably and even terminate your policy at renewal when they find out you need an SR-22.

Yes, you can have a different insurance provider file your SR22 with the state and not inform your current insurance company. If they do not examine your driving history, and unless you had an accident they possibly won’t, you might be able to maintain your preferred vehicle insurance policy rates.

The average cost of SR 22 insurance should be less than $5 per month when added to a standard car insurance policy because the majority of insurance providers just charge about $25 per 6 month policy term for an SR22 filing. This is simply the fee the insurer includes to deal with the documentation required by the state to notify them that you have an SR22 insurance filing. If your company charges more, it is time to get another quote and we can help!

Why, then, does SR-22 insurance coverage seem so expensive? An SR-22 is simply a rider on your standard auto insurance. If it is pricey, it is due to the fact that the vehicle insurance rate is based on your driving record. Did you get a DUI? Numerous traffic tickets? Involved in an accident? Been without insurance? Clearly something happened to trigger you to need the SR22 and this is what triggers your insurance coverage to be higher than others.

So, how much will SR22 insurance coverage run? SR22 insurance coverage is cheap. It is your driving record that is expensive.

Usually you are required to have an SR-22 for Three years but it could be more or less depending upon the court as well as your situation.

The best way to figure out how long you are going to really need to have an SR-22 is to call the Washington DOL directly at 360-902-3900 and ask.

If, while required, your SR22 insurance policy cancels while an SR 22 is still required, the state will suspend your driver’s license until you get another SR 22 filed once again as well as you might need to pay the reinstatement costs again in order to get your driver’s license back.

When your SR22 cancels, the insurer is obliged to submit an SR26 with the DOL to alert them that you no longer have active insurance coverage.

If you are pulled over by the police while your SR-22 is canceled, you most likely will receive a ticket for driving while suspended, which will jack up the cost on your insurance policy even higher.

The most affordable SR22 insurance policy prices can be found by looking at prices of a number of insurers that concentrate on SR-22 insurance. The easiest method to do that is to just call Mid-Columbia Insurance. We represent multiple insurance companies that offer SR-22 insurance– and also we write a great deal of it.

If you reside in Washington state and need to get your license reinstated, we can really help. The SR22s are filed digitally with the Department of Licensing (DOL) so you can have your driver’s license back fast.

If you reside in Washington you most likely got your ticket here and therefore need a Washington SR 22 but, if you require an out-of-state SR 22, we can likewise do Oregon SR22s, California SR 22s, Idaho SR 22, and practically any other state.

If you don’t have car insurance coverage, you can obtain an SR 22 by starting a brand-new insurance plan and asking the insurance provider to submit the SR-22 for you.

Washington state just mandates minimum coverage on the policy so it doesn’t have to be costly to start. Obviously, the more tickets you have on your driving record, the more your insurance will cost you.

A simple telephone call and we can have your insurance coverage set up as well as your SR22 on its way to the state.

An SR-22 increases your insurance policy prices due to the fact that many preferred insurance providers do not wish to insure someone that requires an SR22 and because of the tickets you probably have on your driving history.

The actual SR22 filing will only add around $25 to your vehicle insurance rates, but you will probably need to obtain insurance coverage with a “High Risk” auto insurance provider willing to take a chance on covering you.