(509) 783-5600 [email protected]

Clarkston SR-22 Insurance [FAQ]
Get Your License Back! Owner & Non-Owner SR22

Return to the Road ASAP in Clarkston. Let Mid-Columbia Handle Your SR22 Insurance

If you’re informed that you need an SR-22 would you know what to do? Breathe easy, SR22 insurance is our specialty. Mid-Columbia Insurance can handle filing the SR 22 in Clarkston for you. Let us be your insurance finders.

If you are facing a DUI or other significant tickets then getting SR22 insurance is probably your next action to getting your license back and being able to drive your vehicle lawfully. Mid-Columbia Insurance serves Clarkston and all of Asotin County and is the general SR 22 insurance specialist. We offer a Progressive SR-22, National General SR22, Dairyland SR 22, Kemper SR22, Safeco SR 22, The General SR22, and more for you.

SR22 insurance can be expensive so it is essential that you can purchase the protection you require at a rate you can handle. We focus on representing the progressive insurers that provide the very best rates for SR22 insurance in Washington .

Anxious about who to trust? Take a look at our terrific Google Reviews. Can 1300+ people be wrong? When you’re ready to start your SR22 auto insurance, call us for a quick and free SR22 insurance quote.

SR-22 insurance in Clarkston

Suspended License? Best Washington SR22. Get Your Drivers License Back Quick!

Most of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI or some driving accident there are a number of things you will be required to do to get your license back. Among them is to get an SR22 with the DOL.

All you need to know about SR-22 insurance around Clarkston.

What is SR 22 Insurance?

An SR 22 is ordered by the Department of Licensing (DOL) in order to get back your license after getting a suspension or revocation for a DUI, a lot of tickets, and so on. An SR-22 just certifies to the DOL that you have the cars and truck insurance coverage they mandate.

Often an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file merely proves you are satisfying the state’s minimum automobile insurance requirements.

If you let your SR22 insurance cancel, your insurance provider is obligated to inform the state with a SR26 form and if you go long enough without the SR 22, you may have to pay the state to reinstate your license once you get a brand-new SR-22.

DUI insurance Clarkston

Is an SR 22 the same as auto insurance coverage?

An SR 22 is evidence you have car insurance. Sort of like the Insurance ID Card you would show to a cop if you were pulled over but the SR22 is submitted to the Department of Licensing (DOL).

Having an SR 22 is merely evidence you are meeting the state’s minimum vehicle insurance requirements and is simply a rider on your automobile insurance coverage. Your insurance provider is certifying to the state that you have liability insurance coverage in force with them and they promise to notify the state if your insurance terminates.

I Don’t Own a Cars or Truck– Can I Get an SR-22?

Yes, you can get an SR-22 even if you do not own a vehicle. If the Department of Licensing (DOL) mandates you carry an SR 22 to reinstate your drivers license, we can help even if you do not own a cars or truck.

You can also get what is called a BroadForm Insurance policy, or more typically “Drivers License Insurance”.

A BroadForm plan covers you when you are driving almost any automobile, owned or non-owned.

There are downsides to insuring your license. Be sure to talk with any of our knowledgeable insurance representatives when making this crucial decision.

For more information about Broad Form insurance coverage, have a look at our Broad Form insurance coverage/ Drivers License Insurance page.

DUI insurance Clarkston

How do I Get SR 22 Insurance?

To get an SR-22, you can ask your insurance agent to add it to your current auto policy or you could start a new policy with the SR22. Getting an SR 22 doesn’t have to be a trouble– Mid-Columbia Insurance is the SR22 specialist– we can step you through the whole process!

You can call us at (509)249-1188, visit one of our offices, or start the process online completing the quote request. The faster you acquire your policy, the faster we can help you get your license reinstated.

You might spend all your time searching the web but it is unlikely that you will find cheaper SR-22 coverage and you will never experience customer care that can do better than what we will do for you.

Where Can I Find Affordable SR-22 Insurance Coverage?

Low-cost SR 22 insurance coverage near Clarkston is most often purchased from an independent insurance agency like Mid-Columbia Insurance because we represent numerous insurance companies that want your business. The General, Geico, and Progressive invest millions marketing on television trying to sway you that they can save you cash by buying insurance coverage online only to let you down.

As an independent insurance agency, we work for you, comparing a whole list of vehicle insurers to locate for you the very best SR 22 insurance prices in Clarkston.

A lot of other insurance agencies, who we call AllStateFarmers, represent just their one insurance company and only have one price they can offer.

We work for you, comparing the prices and coverages of several vehicle insurance providers and providing you options.

SR 22 insurance Clarkston
SR-22 filing in Clarkston

Can My Current Agent File My SR-22?

Your present agent can most likely attach an SR 22 to your insurance plan however this may trigger problems for you. Lots of insurers consider themselves “preferred” and do not wish to insure people who need an SR 22. They may increase your prices significantly and even cancel your policy at renewal when they learn you need an SR22.


Can I get an SR22 from a different insurer?

Yes, you can have a different insurance provider file your SR22 with the state and not notify your existing insurance provider. If they don’t check your driving history, and unless you had a crash they most likely won’t, you probably can keep your preferred vehicle insurance prices.


If you don’t wish to tell your current insurance policy agent regarding your requirement for an SR22, Mid-Columbia Insurance can offer a basic insurance plan on your driver’s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance policy on your automobiles and have an SR-22 on your license.

How Much Is SR-22 Insurance Coverage in Clarkston?

The average rate of SR-22 insurance ought to be less than $5 each month when included in a normal car insurance policy since most insurance providers just charge about $25 per 6 month policy term for an SR22 filing. This is simply the charge the insurer charges to deal with the documentation needed by the state to inform them that you have an SR22 insurance filing. If your insurer charges more, you might want to get a new quote and we can help!

Why, then, does SR22 insurance seem so costly? An SR-22 is simply a rider on your regular car insurance policy. If it is costly, it is because the car insurance rate is based on your driving record. Did you get a ticket for driving under the influence? Numerous traffic tickets? Involved in a crash? Been without insurance coverage? Certainly something occurred to trigger you to require the SR-22 and this is what causes your insurance to be higher than others.

How much does SR 22 insurance coverage cost? SR22 insurance coverage is affordable. It is your driving record that is costly.

DUI insurance Clarkston

For How Long Am I Required to Have My SR-22?

Generally you need to carry an SR-22 for 3 years but it may possibly be more or less depending upon the court and also your situation.

The best way to learn how long you are going to need to have an SR 22 is to call the Washington Department of Licensing directly and ask.

What Happens If I Ever Cancel My SR-22 Insurance Coverage?

If your SR22 insurance coverage cancels while an SR 22 is still mandated, the state will re-suspend your drivers license until you get an SR-22 filed once more and also you may need to pay the reinstatement charges once more to get your drivers license back.

When your SR-22 terminates, the insurer is obliged to file an SR26 with the Department of Licensing to notify them that you no longer have active insurance.

If you are pulled over by the cops while your SR22 is out of force, you probably will get a ticket for driving while suspended, which will raise the cost on your insurance coverage even more.

SR22 insurance Clarkston

Exactly How Can I Obtain The Most Affordable SR-22 Insurance Rates?

The lowest SR-22 insurance prices can be had by looking at prices of a few insurance companies that focus on SR-22 insurance. The most convenient means to do that is to simply call us. We work with several insurers that provide SR 22 insurance coverage– and also we write lots of it.

If you live in Washington state and must get your license unsuspended, we can really help. The SR-22s are submitted digitally with the Department of Licensing (DOL) so you can get your driver’s license back fast.

If you reside in Washington you most likely received your ticket here and so need a Washington SR-22 however, if you need an out-of-state SR 22, we can also do Oregon SR-22s, California SR 22s, Idaho SR22, and also nearly every other state.

Can I Obtain An SR22 Without Having Auto Insurance Coverage?

If you do not have auto insurance coverage, you can obtain an SR22 by starting a new insurance policy and asking the insurance provider to file the SR 22 for you.

Washington state only mandates minimum liability limits on the policy so it doesn’t have to be expensive to get started. Naturally, the more tickets you have on your driving record, the more your insurance coverage will certainly cost you.

A quick call and we can have your insurance started and your SR 22 on its way to the DOL.

Does SR22 Hike Insurance Rates?

An SR 22 hikes your insurance policy rates since a lot of name-brand insurance providers do not desire to insure a person who needs an SR22 and due to the tickets you most likely have on your motor vehicle record.

The actual SR22 filing will just add around $25 to your vehicle insurance rates, yet you will most likely need to get an insurance policy with a “High Risk” auto insurer ready to gamble on insuring you.

About Clarkston

Clarkston is a city in Asotin County, Washington, United States. It is part of the Lewiston, ID-WA metropolitan area, and is located west of Lewiston, Idaho, across the Snake River.

The population of Clarkston was 7,229 in 2010 census.

Walla Walla Community College opened a branch campus in Clarkston that serves the surrounding area.

Source: Clarkston, Washington in Wikipedia

Top DUI Lawyers Near Clarkston

Best Things to Do By Clarkston

Waffles N More

128 reviews

Breakfast & Brunch, Waffles
1421 Main St, Lewiston, ID 83501
Fazzari’s Finest

107 reviews

1281 Bridge St, Clarkston, WA 99403
Mystic Cafe

166 reviews

Sandwiches, Breakfast & Brunch, Coffee & Tea
1303 Main St, Lewiston, ID 83501
Tomato Bros

128 reviews

Pizza, Italian, Steakhouses
200 Bridge St, Clarkston, WA 99403