Your existing company can probably attach an SR22 to your insurance policy yet this may trigger issues for you. Numerous insurance companies consider themselves “preferred” and do not want to cover individuals that need an SR 22. They may increase your prices considerably and even terminate your policy at renewal when they find out you need an SR22.

Yes, you can have a different insurance provider file your SR22 with the state and not inform your current insurer. If they don’t inspect your driving record, and unless there was a crash they most likely won’t, you probably can maintain your preferred vehicle insurance policy prices.

The average price of SR-22 insurance coverage ought to be less than $5 monthly when added to a normal auto insurance plan considering that many insurers only charge about $25 per 6 month policy term for an SR 22 filing. This is merely the charge the insurance company charges to handle the documentation needed by the state to notify them that you have an active SR22 filing. If your company charges more, it is time to get a new quote and our agency can help!

Why, then, does SR22 insurance seem so pricey? An SR22 is simply a rider on your normal auto insurance policy. If it is pricey, it is because the vehicle insurance rate is based on your actual driving record. Did you get a DUI? Several traffic tickets? Involved in an accident? Been without insurance? Obviously something took place to cause you to require the SR-22 and this is what causes your insurance to be higher than others.

So, how much does SR-22 insurance coverage run? SR22 insurance coverage is cheap. It is your driving record that is costly.

Normally you need to have an SR 22 for 3 years yet it could quite possibly be more or less depending on the court and also your circumstances.

The best way to figure out how long you will really need to have an SR-22 is to call the Washington Department of Licensing directly and find out.

If your SR 22 insurance policy cancels while an SR-22 is still required, the state will certainly suspend your license until you get an SR 22 submitted again and you might have to pay the reinstatement costs again to get your license back.

When your SR 22 cancels, the insurance provider is required to submit an SR-26 with the Department of Licensing to alert them that you no longer have active insurance coverage.

If you are pulled over while your SR22 is out of force, you probably will get a ticket for driving while suspended, which will raise the price on your insurance even more.

The lowest SR-22 insurance policy prices can be found by checking rates of a few insurers that focus on SR22 insurance. The easiest means to do that is to just call our agency. We work with multiple insurance providers that offer SR-22 insurance coverage– as well as we write a great deal of it.

If you live in Washington and need to get your license reinstated, we can help. The SR-22s are submitted digitally with the state so you can have your drivers license back quickly.

If you reside in Washington you most likely got your ticket here and therefore require a Washington SR 22 however, if you require an out-of-state SR 22, we can also do Oregon SR-22s, California SR 22s, Idaho SR-22, and just about any other state.

If you don’t have car insurance coverage, you can obtain an SR 22 by beginning a new insurance policy and asking the insurance company to file the SR22 for you.

Washington state only mandates minimum coverage on the policy so it does not need to be expensive to start. Obviously, the more tickets you have on your driving history, the more your insurance will set you back.

A simple telephone call and we can have your insurance policy launched as well as your SR 22 on its way to the DOL.

Yes, an SR-22 hikes your insurance policy prices because a lot of preferred insurers don’t care to cover someone who requires an SR22 as well as due to the tickets you probably have on your motor vehicle record.

The actual SR22 filing will only add about $25 to your car insurance rates, yet you will possibly need to get insurance coverage with a “High Risk” car insurer willing to take a chance on insuring you.