Your existing insurance company can probably attach an SR22 to your insurance policy but this might trigger troubles for you. Several insurance providers consider themselves “preferred” and do not want to cover individuals that require an SR22. They may increase your rates substantially or even cancel your policy at renewal when they find out you require an SR22.

Yes, you can have a different insurance provider file your SR22 with the state and not inform your existing insurer. If they do not examine your driving history, and unless there was a crash they probably won’t, you might be able to maintain your preferred vehicle insurance policy rates.

The average cost of SR 22 insurance should be less than $5 monthly when added to a typical car insurance policy considering that a lot of insurance providers only charge about $25 per 6 month policy term for an SR22 filing. This is just the charge the insurance provider charges to deal with the documentation required by the state to notify them that you have an active SR22 insurance filing. If your company charges more, it is time to get another quote and we can help!

Why, then, does SR22 insurance appear so pricey? An SR 22 is simply a rider on your ordinary auto insurance policy. If it is pricey, it is because the vehicle insurance rate is based on your driving record. Did you get a ticket for driving under the influence? Multiple traffic tickets? Involved in an accident? Been without insurance? Certainly something happened to trigger you to need the SR-22 and this is what triggers your insurance coverage to be higher than others.

So, Just how much will SR 22 insurance cost? SR22 insurance coverage is cheap. It is your driving record that is expensive.

Typically you need to carry an SR 22 for Three years but it could quite possibly be more or less depending upon the court and also your circumstances.

The best way to figure out how long you will really need to have an SR 22 is to call the DOL directly at (360)902-3900 and ask.

If, while required, your SR 22 insurance coverage terminates while an SR-22 is still required, the state will re-suspend your license until you get an SR-22 filed once again and you might be required to pay the reinstatement charges again in order to get your driver’s license back.

When your SR-22 cancels, the insurer is obliged to submit an SR26 with the DOL to inform them that you no longer have active insurance coverage.

If you are pulled over by the police while your SR22 is terminated, you probably will receive a ticket for driving while suspended, which will jack up the price on your insurance coverage even higher.

The lowest SR 22 insurance policy prices can be obtained by going over prices of a few insurance providers that concentrate on SR22 insurance. The easiest method to do that is to simply call our agency. We represent several insurance companies that offer SR-22 insurance– and we write a great deal of it.

If you live in Washington state and must get your license unsuspended, we can help. The SR-22s are submitted digitally with the state so you can have your driver’s license back fast.

If you reside in Washington you most likely got your ticket here and so require a Washington SR 22 yet, if you require an out-of-state SR 22, we can also do Oregon SR22s, California SR-22s, Idaho SR22, and nearly every other state.

If you don’t have auto insurance coverage, you can get an SR 22 by starting a new insurance plan and also asking the insurer to submit the SR-22 for you.

Washington state just mandates minimal liability limits on the policy so it doesn’t need to be pricey to get insured. Naturally, the more tickets you have collected, the more your insurance will certainly set you back.

A quick telephone call and we can have your insurance policy started and your SR22 on its way to the DOL.

Yes, an SR 22 increases your insurance prices because most name-brand insurance companies do not care to insure someone that requires an SR22 as well as because of the tickets you most likely have on your motor vehicle history.

The real SR22 filing will just add around $25 to your car insurance rates, yet you will probably have to get an insurance policy with a “High Risk” auto insurance company willing to take a chance on covering you.