Your present insurance agent should be able to attach an SR22 to your insurance policy yet this might cause issues for you. Several insurance providers consider themselves “preferred” and so do not wish to cover people who require an SR22. They may raise your rates significantly or even cancel your plan at renewal when they learn you need an SR 22.

Yes, you can have a different insurance agent submit your SR22 with the DOL and not inform your existing insurance provider. If they do not check your driving history, and unless you were involved in a crash they probably will not, you might be able to keep your preferred auto insurance prices.

The average cost of SR 22 insurance should be less than $5 monthly when added to a regular vehicle insurance plan since many insurance companies only charge about $25 per 6 month policy term for an SR-22 filing. This is just the fee the insurer includes to deal with the paperwork needed by the state to notify them that you have an SR22 insurance filing. If your insurer charges more, it is time to get another quote and Mid-Columbia Insurance is more than happy to help!

Why, then, does SR 22 insurance coverage appear so pricey? An SR-22 is simply a rider on your normal car insurance policy. If it is expensive, it is due to the fact that the vehicle insurance rate is based on your actual driving record. Did you get a DUI? Numerous traffic tickets? Involved in a crash? Been without insurance? Certainly something occurred to cause you to require the SR22 and this is what causes your insurance to be higher than others.

So, Just how much will SR 22 insurance run? SR22 insurance is affordable. It is your driving record that is expensive.

Typically you are required to have an SR-22 for Three years however it might be more or less depending upon the judge and also your situation.

The best way to find out how long you will really need to carry an SR-22 is to call the Washington Department of Licensing directly and find out.

If, while needed, your SR-22 insurance policy cancels while an SR22 is still required, the state will re-suspend your driver’s license until you get another SR-22 filed again and you may have to pay the reinstatement charges once again to get your license back.

When your SR22 terminates, the insurer is obliged to file an SR-26 with the state to alert them that you no longer have active insurance.

If you are pulled over by the cops while your SR 22 is canceled, you probably will receive a ticket for driving while suspended, which will hike up the price on your insurance even more.

The most affordable SR 22 insurance policy rates can be had by checking rates of a couple insurance companies that focus on SR22 insurance. The easiest means to do that is to just call Mid-Columbia Insurance. We work with several insurance companies that provide SR-22 insurance coverage– and also we write a great deal of it.

If you reside in Washington state and must get your license unsuspended, we can help. The SR22s are filed digitally with the Department of Licensing (DOL) so you can get your driver’s license back quick.

If you live in Washington you most likely received your ticket here and so require a Washington SR 22 however, if you require an out-of-state SR 22, we can also do Oregon SR22s, California SR 22s, Idaho SR22, as well as nearly every other state.

If you don’t have auto insurance coverage, you can get an SR-22 by beginning a new insurance plan and asking the insurance provider to submit the SR-22 for you.

Washington only mandates minimum liability limits on the plan so it does not need to be expensive to get insured. Naturally, the more tickets you have collected, the more your insurance coverage will cost you.

A simple telephone call and we can have your insurance launched as well as your SR 22 on its way to the DOL.

An SR 22 raises your insurance policy rates because many preferred insurers do not care to cover a driver who requires an SR22 and due to the tickets you most likely have on your driving record.

The real SR22 filing will only add about $25 to your auto insurance rates, yet you will probably have to get an insurance policy with a “High Risk” auto insurer ready to take a chance on covering you.