SR-22 Insurance Jefferson County WA  [FAQ]

Start Driving Again! Owner & Non-Owner SR22

SR22 Insurance lets you start driving again asap in Jefferson County WA. Let Mid-Columbia Insurance take care of your SR22 filing.

If you are informed that you require an SR22 would you know what to do? Breathe easy, SR 22 insurance coverage is our specialty. Mid-Columbia Insurance can handle filing the SR-22 in Jefferson County for you. Let us be your insurance finders.

If you are facing a DUI or other major tickets then getting SR22 insurance is probably your next step to getting your license back and being able to drive your car legally. Mid-Columbia Insurance serves Jefferson County and all of Washington state and is the general SR 22 insurance specialist. We can write a Progressive SR22, National General SR22, Dairyland SR-22, Kemper SR 22, Safeco SR-22, The General SR 22, and more for you.

SR22 insurance coverage can be costly so it is essential that you can purchase the coverage you need at a cost you can manage. We concentrate on representing the progressive insurance companies that provide the best rates for SR 22 insurance in Washington.

Concerned about who to trust? Check out our great Google Reviews. Can 1500+ clients be wrong? When you are ready to start your SR22 vehicle insurance coverage, call us for a quick and complimentary SR-22 insurance quote.

SR 22 DUI insurance in Jefferson County WA

License Suspended? Affordable{ Rates} Washington SR 22. Get Your Driver’s License Back Quick!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI and/or some driving mishap there are a number of things you will must to do to get your license back. One of them is to file an SR-22 with the state.

Everything you need to know about SR-22 insurance near Jefferson County.

What is SR22 Insurance coverage?

An SR22 is required by the Department of Licensing (DOL) in order to restore your driver’s license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR-22 simply guarantees to the DOL that you carry the automobile insurance coverage they mandate.

Often an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file simply indicates you are meeting the state’s minimum vehicle insurance requirements.

If you let your SR22 insurance coverage lapse, your insurance provider is required to notify the state with a SR26 form and if you go long enough without the SR 22, you might have to pay the state to reinstate your license once you get a new SR22.

SR-22 insurance Jefferson County

Is an SR22 considered auto insurance?

An SR-22 is evidence you have cars or truck insurance coverage. Kind of like the Insurance ID Card you would show to law enforcement if you were pulled over but the SR-22 form is submitted to the Department of Licensing (DOL).

Having an SR 22 is just evidence you are meeting the state’s minimum automobile insurance requirements and is simply an addition to your auto insurance coverage. Your insurance provider is certifying to the state that you have liability insurance in force with them and they guarantee to notify the state if your insurance cancels.

I Don’t Own a Car– Can I Still Get an SR22?

Yes, you can get an SR-22 even if you do not own an auto. If the Department of Licensing (DOL) requires you have an SR 22 to reinstate your license, we can help even if you do not own a vehicle.

You can get what is called a Broad Form Insurance plan, or more commonly “Drivers License Insurance”.

A BroadForm plan covers you when you are driving almost any car, owned or non-owned.

There are drawbacks to insuring your license. Make certain to speak to one of our experienced insurance agents when making this crucial choice.

To find out more about Broad Form insurance, check out our Broad Form insurance/ Drivers License Insurance page.

SR22 insurance Jefferson County

How do I Get SR-22 Insurance?

To get an SR 22, you can ask your insurance representative to endorse it to your present auto policy or you could start a new policy with the SR22. Getting an SR22 does not need to be a hassle– Mid-Columbia Insurance is the SR 22 specialist– we can guide you through the entire process!

You can call us at (509)249-1188, visit one of our offices, or begin the process online completing the quote request. The quicker you buy your policy, the faster we can help you get your license reinstated.

You might spend all your time searching the web but it is unlikely that you will discover less expensive SR22 coverage and you will never discover customer service that can do better than what we can do for you.

Where Can I Find Affordable SR-22 Insurance Coverage?

Cheap SR22 insurance coverage around Jefferson County is most often found at an independent insurance agency like Mid-Columbia Insurance because we represent numerous companies that want your business. The General, Geico, and Progressive spend millions marketing on television attempting to influence you that they can save you cash by buying insurance coverage online only to disappoint.

As an independent insurance agency, we work for you, shopping an entire list of car insurance providers to find for you the best SR-22 insurance rates in Jefferson County.

Many other insurance agencies, who we call AllStateFarmers, represent simply their one company and just have one price to offer.

We work for you, comparing the prices and coverages of several car insurers and giving you options.

SR 22 insurance Jefferson County

SR22 filing in Jefferson County

Can My Present Company File My SR22?

Your present insurance agent can probably add an SR 22 to your insurance policy however this might cause problems for you. Numerous insurers consider themselves “preferred” and so do not wish to cover people that require an SR 22. They may jack up your rates significantly and even cancel your policy at renewal when they find out you need an SR22.


Can I obtain an SR-22 from a different insurance provider?

Yes, you can have a different insurance provider submit your SR22 with the state and not inform your present insurer. If they don’t examine your driving record, and unless you were involved in an accident they possibly will not, you probably can maintain your preferred vehicle insurance policy rates.


If you do not intend to tell your existing insurance representative regarding your need for an SR22, Mid-Columbia Insurance can offer a basic insurance policy on your ‘s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance policy on your automobiles and also have an SR-22 on your license.

Just How Much Is SR22 Insurance in Jefferson County?

The average cost of SR-22 insurance should be less than $5 per month when added to a normal car insurance plan because most insurance providers just charge about $25 per 6 month policy term for an SR22 filing. This is merely the fee the insurer charges to handle the documentation needed by the state to notify them that you have an active SR22 filing. If your company charges more, it is time to get another quote and Mid-Columbia Insurance can help!

Why, then, does SR-22 insurance seem so expensive? An SR 22 is just a rider on your standard vehicle insurance policy. If it is pricey, it is due to the fact that the auto insurance rate is based on your real driving record. Did you get a DUI? Multiple traffic tickets? Involved in an accident? Been without insurance? Clearly something happened to trigger you to require the SR-22 and this is what causes your insurance to be higher than others.

So, how much does SR-22 insurance coverage run? SR22 insurance coverage is cheap. It is your driving record that is pricey.

SR-22 insurance Jefferson County

For How Long Am I Required to Carry My SR-22?

Normally you have to have an SR 22 for 3 years yet it may be more or less depending on the judge and also your situation.

The very best way to figure out how long you are going to need to have an SR22 is to call the Department of Licensing directly and find out.

What Occurs If I Cancel My SR 22 Insurance Policy?

If your SR22 insurance coverage cancels while an SR 22 is still needed, the state will certainly suspend your driver’s license till you get an SR 22 submitted once more as well as you might be required to pay the reinstatement costs once more to get your license back.

When your SR22 terminates, the insurer is obliged to submit an SR-26 with the state to inform them that you no longer have active insurance.

If you are pulled over by the police while your SR-22 is terminated, you most likely will get a ticket for driving while suspended, which will certainly hike up the cost on your insurance coverage even more.

DUI insurance Jefferson County

How Can I Get The Most Affordable SR 22 Insurance Rates?

The lowest SR 22 insurance coverage rates can be had by checking rates of a few insurance providers that concentrate on SR 22 insurance. The most convenient way to do that is to simply call our agency. We work with numerous insurance companies that provide SR 22 insurance– and also we write lots of it.

If you live in Washington state and need to get your license reinstated, we can help. The SR22s are filed electronically with the state so you can have your driver’s license back fast.

If you live in Washington you most likely received your ticket here and so need a Washington SR22 however, if you require an out-of-state SR-22, we can likewise do Oregon SR 22s, California SR 22s, Idaho SR-22, and practically any other state.

Can I Get An SR22 Without Having A Car Insurance Policy?

If you don’t have auto insurance, you can obtain an SR-22 by starting a new insurance policy and asking the insurance company to submit the SR 22 for you.

Washington only mandates minimum liability limits on the plan so it doesn’t have to be pricey to start. Certainly, the more tickets you have on your driving record, the more your insurance will certainly set you back.

A quick phone call and we can have your insurance policy started as well as your SR-22 on its way to the DOL.

Does SR22 Increase Insurance Rates?

Yes, an SR22 hikes your insurance policy prices due to the fact that many name-brand insurance providers do not want to insure someone who requires an SR22 and also because of the tickets you most likely have on your motor vehicle history.

The actual SR22 filing will only add about $25 to your auto insurance plan, however you will possibly need to get insurance coverage with a “High Risk” car insurance provider willing to take a chance on covering you.

About Jefferson County

Jefferson County is a county located in the U.S. state of Washington. As of the 2020 census, the population was 32,977. The county seat and only incorporated city is Port Townsend. The county is named for Thomas Jefferson.

Jefferson County was formed out of Thurston County on December 22, 1852, by the legislature of Oregon Territory, and included the northern 4,854 square miles (12,571.8 km2) portion of the Olympic Peninsula. On April 26, 1854, the legislature of Washington Territory created Clallam County from the northwestern 2,670 square miles (6,915.3 km2) portion of this original area.

The Hood Canal Bridge connects Jefferson County to Kitsap County, Washington. The Coupeville-Port Townsend route of the Washington State Ferries connects the county to Whidbey Island in Island County, Washington.

Source: Jefferson County, Washington in Wikipedia

Best DUI Lawyers Near Jefferson County

Wolfley Law Office
3 reviews
Estate Planning Law, Personal Injury Law, Criminal Defense Law
713 E 1st St, Port Angeles, WA 98362
(360) 457-9749
John Black Attorney At Law
3 reviews
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230 E 5th St, Port Angeles, WA 98362
(360) 452-4533
Andrews Curry Law Firm
1 review
Divorce & Family Law
603 E 8th St, Ste A, Port Angeles, WA 98362
(360) 452-4448
Waypoint Law Office
1 review
Real Estate Law, Wills, Trusts, & Probates
618 S Peabody St, Ste k, Port Angeles, WA 98362
(360) 457-2002
Johnson, Rutz & Tassie
2 reviews
Estate Planning Law
804 S Oak St, Port Angeles, WA 98362
(360) 457-1139
The Law Office of Stan Myers
2 reviews
Criminal Defense Law
708 E 8th St, Port Angeles, WA 98362
(360) 452-4173

Top Things to Do By Jefferson County

First Street Haven
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(360) 457-0352
Kokopelli Grill
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Granny’s Cafe
189 reviews
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Olympic National Park
152 reviews
600 E Park Ave, Port Angeles, WA 98362
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Little Devil’s Lunchbox
283 reviews
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315 E 1st St, Port Angeles, WA 98362
(360) 504-2959
Chestnut Cottage Restaurant
352 reviews
Breakfast & Brunch, American (Traditional)
929 E Front St, Port Angeles, WA 98362
(360) 452-8344