Your present insurance company can most likely attach an SR 22 to your insurance policy yet this might trigger troubles for you. Lots of insurance providers consider themselves “preferred” and do not wish to cover individuals that need an SR 22. They might raise your rates significantly and even terminate your policy at renewal when they find out you require an SR-22.

Yes, you can have a different insurance provider file your SR22 with the state and not inform your existing insurance company. If they do not inspect your driving record, and unless you were involved in an accident they probably won’t, you might be able to keep your preferred auto insurance rates.

The typical price of SR22 insurance should be less than $5 monthly when included in an ordinary car insurance plan given that the majority of insurance companies only charge about $25 per 6 month policy term for an SR-22 filing. This is just the cost the insurance provider includes to manage the documents required by the state to notify them that you have an active SR22 filing. If your company charges more, you might want to get another quote and we can help!

Why, then, does SR-22 insurance seem so costly? An SR-22 is just a rider on your regular auto insurance policy. If it is costly, it is due to the fact that the vehicle insurance rate is based on your driving record. Did you get a DUI? Multiple traffic tickets? Involved in a crash? Been without insurance coverage? Certainly something occurred to cause you to need the SR-22 and this is what triggers your insurance coverage to be higher than others.

Just how much does SR-22 insurance coverage run? SR22 insurance is affordable. It is your driving record that is costly.

Normally you have to have an SR22 for Three years yet it can be more or less depending on the judge as well as your situation.

The very best way to learn how long you are going to really need to have an SR22 is to call the Washington DOL directly at (360)902-3900 and ask.

If, while mandated, your SR22 insurance cancels while an SR-22 is still required, the state will re-suspend your driver’s license until you get an SR-22 filed again and also you may need to pay the reinstatement fees once again to get your drivers license back.

When your SR 22 terminates, the insurance company is obliged to submit an SR 26 with the Department of Licensing to alert them that you no longer have active insurance.

If you are pulled over by the cops while your SR22 is out of force, you probably will get a ticket for driving while suspended, which will raise the cost on your insurance policy even higher.

The most affordable SR 22 insurance prices can be had by reviewing rates of a number of insurers that specialize in SR 22 insurance. The easiest method to do that is to just call our agency. We work with several insurance companies that offer SR 22 insurance– as well as we write lots of it.

If you live in Washington and need to get your license reinstated, we can really help. The SR22s are filed online with the Department of Licensing (DOL) so you can have your drivers license back fast.

If you live in Washington you probably received your ticket here and so require a Washington SR 22 but, if you need an out-of-state SR-22, we can also do Oregon SR-22s, California SR-22s, Idaho SR 22, and nearly any other state.

If you do not have car insurance coverage, you can obtain an SR22 by starting a brand-new insurance policy and asking the insurer to submit the SR-22 for you.

Washington just mandates minimal coverage on the plan so it doesn’t have to be expensive to get insured. Certainly, the more tickets you have on your driving record, the more your insurance will cost you.

A simple call and we can have your insurance policy started as well as your SR 22 on its way to the state.

Yes, an SR22 hikes your insurance rates since a lot of preferred insurance providers don’t care to insure somebody that requires an SR22 as well as due to the tickets you probably have on your driving record.

The actual SR22 filing will only add about $25 to your car insurance plan, but you will probably need to get insurance with a “High Risk” car insurance provider willing to gamble on covering you.