Jefferson County SR-22 Insurance [FAQ]
Get Your License Back! Owner & Non-Owner SR22
Get Back on the Road Fast in Jefferson County. Let Mid-Columbia Take Care of Your SR22 Insurance Coverage
If you’re told that you need an SR-22 would you have any idea what to do? Breathe easy, SR22 insurance coverage is our specialty. Mid-Columbia Insurance can handle submitting the SR-22 in Jefferson County for you. Let us be your insurance finders.
If you are coping with a DUI or other major tickets then getting SR22 insurance coverage is more than likely your next action to getting your license back and having the ability to drive your vehicle lawfully. Mid-Columbia Insurance serves Jefferson County and all of none and is the general SR 22 insurance expert. We can write a Progressive SR22, National General SR-22, Dairyland SR-22, Kemper SR22, Safeco SR-22, The General SR22, and more for you.
SR22 insurance coverage can be pricey so it is very important that you can purchase the protection you require at a price you can afford. We focus on representing the progressive insurance companies that provide the very best rates for SR 22 insurance coverage in Washington state.
Worried about who to trust? Take a look at our excellent Google Reviews. Can 1300+ people be wrong? When you’re ready to get your SR-22 auto insurance, contact us for a fast and totally free SR-22 insurance quote.

License Suspended? Affordable{ Rates} Washington SR-22. Get Your License Back Fast!
Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.
If you have lost your license due to a DUI and/or some driving accident there are a number of things you will be required to do to get your license back. One of them is to file an SR-22 with the DOL.
Everything you need to understand about SR 22 insurance around Jefferson County.
- What is an SR 22?
- Is an SR 22 considered car insurance?
- I Don’t Own a Car – Can I Get an SR-22?
- How to Get SR22 Insurance?
- Where Can I Find Cheap SR22 Insurance?
- Does SR22 Increase Insurance Rates?
- Can My Current Agent File My SR22?
- How Much Does SR22 Insurance Cost in Washington?
- How Long Do I Need to Carry My SR 22?
- What Happens If I Cancel My SR-22 Insurance?
- How Can I Get the Lowest SR22 Insurance Rates?
- Can I Get An SR22 Without Having Car Insurance?
What is SR-22 Insurance coverage?
Sometimes an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file merely means you are satisfying the state’s minimum vehicle insurance requirements.
If you let your SR22 insurance coverage cancel, your insurance company is obligated to notify the state with a SR 26 form and if you go long enough without the SR-22, you may have to pay a fine to restore your license once you get a new SR-22.

Is an SR22 considered car insurance?
An SR22 is evidence you have cars or truck insurance. Sort of like the Proof of Insurance Card you would present to a cop if you were pulled over but the SR-22 form is submitted to the Department of Licensing (DOL).
Having an SR 22 is merely evidence you are satisfying the state’s minimum car insurance requirements and is just an addition to your car insurance coverage. Your insurance carrier is certifying to the DOL that you have liability insurance in force with them and they pledge to inform the DOL if your insurance coverage lapses.
I Don’t Own a Cars or Truck– Can I Still Get an SR22?
Yes, you can get an SR22 even if you do not own an auto. If the Department of Licensing (DOL) mandates you carry an SR-22 to reinstate your license, we can help even if you do not own a car.
You can get what is called a BroadForm Insurance plan, or more commonly “Drivers License Insurance”.
A Broad Form plan covers you when you are driving almost any car, owned or non-owned.
There are downsides to insuring your license. Make certain to speak with any of our well-informed insurance agents when making this important choice.
To find out more about Broad Form insurance, take a look at our Broad Form insurance/ Driver’s License Insurance page.

How do I Get SR 22 Insurance?
To get an SR-22, you can ask your insurance agent to endorse it to your existing car policy or you can begin a new policy with the SR 22. Getting an SR-22 does not need to be an inconvenience– Mid-Columbia Insurance is the SR-22 expert– we can take you through the whole process!
You can call us at (509)249-1188, visit one of our offices, or begin the process online completing the quote request. The faster you buy your policy, the quicker we can assist you get your license reinstated.
You could spend all your time browsing the internet but it is not likely that you will find more affordable SR-22 coverage and you will never ever find client service that can surpass what we can do for you.
Where Can I Find Affordable SR-22 Insurance Coverage?
Cheap SR 22 insurance near Jefferson County is most often found at an independent insurance agency like Mid-Columbia Insurance since we represent multiple companies that compete for your business. The General, Geico, and Progressive invest millions advertising on TV trying to influence you that they can save you money by purchasing insurance coverage direct just to let you down.
As an independent insurance agent, we work for you, shopping an entire list of car insurance companies to discover for you the best SR-22 insurance prices in Jefferson County.
Most other auto insurance agencies, who we call AllStateFarmers, represent simply their one insurance company and just have one rate they can offer.
We work for you, comparing the prices and coverages of several auto insurance providers and giving you options.


Can My Present Company File My SR 22?
Your current insurance agent can attach an SR-22 to your insurance policy however this might create issues for you. Lots of insurance providers consider themselves “preferred” and so do not want to insure people who require an SR 22. They may increase your rates substantially and even cancel your policy at renewal when they find out you require an SR-22.
Can I get an SR-22 from a different insurance provider?
Yes, you can have a different insurance provider file your SR22 with the state and not alert your existing insurance provider. If they do not check your driving history, and unless there was a crash they probably will not, you probably can maintain your preferred car insurance policy rates.
If you don’t intend to inform your current insurance representative about your need for an SR22, Mid-Columbia Insurance can write a basic insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can keep your current “preferred” insurance coverage on your cars as well as have an SR-22 on your license.
How Much Is SR22 Insurance Coverage in Jefferson County?
The average cost of SR22 insurance ought to be less than $5 monthly when included in an ordinary vehicle insurance plan considering that the majority of insurance companies only charge about $25 per 6 month policy term for an SR 22 filing. This is merely the cost the insurer charges to deal with the documentation needed by the state to notify them that you have an SR22 filing. If your company charges more, it is time to get another quote and we can help!
Why, then, does SR 22 insurance appear so pricey? An SR-22 is just a rider on your regular car insurance policy. If it is costly, it is because the auto insurance rate is based upon your driving record. Did you get a DUI? Several traffic tickets? Involved in a crash? Been without insurance coverage? Certainly something occurred to cause you to require the SR-22 and this is what causes your insurance to be higher than others.
Just how much does SR-22 insurance coverage run? SR22 insurance is cheap. It is your driving record that is not.

For How Long Am I Required to Carry My SR 22?
Generally you are required to carry an SR-22 for Three years however it could quite possibly be more or less depending on the court and also your situation.
The best way to find out how long you are going to really need to carry an SR22 is to call the Washington DOL directly and ask them.
What Happens If I Cancel My SR22 Insurance Coverage?
If, while needed, your SR 22 insurance coverage terminates while an SR 22 is still mandated, the state will certainly re-suspend your drivers license till you get an SR22 submitted once more and you may be required to pay the reinstatement costs once again in order to get your license back.
When your SR22 terminates, the insurance provider is obliged to submit an SR-26 with the DOL to inform them that you no longer have active insurance coverage.
If you are pulled over by the police while your SR 22 is terminated, you probably will get a ticket for driving while suspended, which will jack up the cost on your insurance even more.

How Can I Obtain The Cheapest SR22 Insurance Prices?
The lowest SR 22 insurance rates can be had by going over prices of a few insurers that concentrate on SR22 insurance. The simplest way to do that is to simply call our agency. We work with several insurers that provide SR-22 insurance coverage– and we write lots of it.
If you reside in Washington and need to get your license reinstated, we can really help. The SR22s are submitted online with the Department of Licensing (DOL) so you can have your driver’s license back quick.
If you live in Washington you probably got your ticket here and so need a Washington SR 22 but, if you need an out-of-state SR-22, we can likewise do Oregon SR-22s, California SR 22s, Idaho SR22, and nearly every other state.
Can I Obtain An SR22 Without Having Car Insurance?
If you do not have car insurance, you can get an SR22 by starting a new insurance policy and asking the insurance provider to submit the SR-22 for you.
Washington just calls for minimal liability limits on the policy so it does not need to be expensive to get started. Certainly, the more tickets you have collected, the more your insurance policy will set you back.
A fast telephone call and we can have your insurance coverage started and your SR 22 on its way to the DOL.
Does SR22 Increase Insurance Rates?
An SR22 hikes your insurance policy prices because a lot of name-brand insurance companies do not wish to insure someone that requires an SR22 as well as because of the tickets you most likely have on your motor vehicle record.
The real SR22 filing will only add about $25 to your auto insurance policy, yet you will possibly need to get insurance with a “High Risk” car insurance provider willing to take a chance on insuring you.
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About Jefferson County
Jefferson County is a county located in the U.S. state of Washington. As of the 2010 census, the population was 29,872. The county seat and only incorporated city is Port Townsend. The county is named for Thomas Jefferson.
Jefferson County was formed out of Thurston County on December 22, 1852, by the legislature of Oregon Territory, and included the northern 4,854 square miles (12,571.8 km2) portion of the Olympic Peninsula. On April 26, 1854, the legislature of Washington Territory created Clallam County from the northwestern 2,670 square miles (6,915.3 km2) portion of this original area.
The Hood Canal Bridge connects Jefferson County to Kitsap County, Washington. The Coupeville-Port Townsend route of the Washington State Ferries connects the county to Whidbey Island in Island County, Washington.
Source: Jefferson County, Washington in Wikipedia