SR-22 Insurance Kitsap County Washington  [FAQ]

Get Back On The Road! Owner & Non-Owner SR22

SR22 Insurance lets you get back on the road fast in Kitsap County Washington. Let Mid-Columbia Insurance take care of your SR 22.

If you’re informed that you need an SR-22 would you know what to do? Breathe easy, SR22 insurance coverage is our specialty. Mid-Columbia Insurance can take care of submitting the SR-22 in Kitsap County for you. Let us be your insurance coverage finders.

If you are dealing with a DUI or other major tickets then getting SR 22 insurance is probably your next step to getting your license back and being able to drive your car legally. Mid-Columbia Insurance serves Kitsap County and all of Washington state and is the general SR22 insurance expert. We can write a Progressive SR 22, National General SR-22, Dairyland SR-22, Kemper SR 22, Safeco SR-22, The General SR 22, and more for you.

SR22 insurance coverage can be expensive so it is very important that you can get the coverage you require at a rate you can handle. We concentrate on representing the progressive insurers that offer the very best prices for SR22 insurance in Washington state.

Anxious about who to trust? Have a look at our great Google Reviews. Can 1500+ clients be wrong? When want to get your SR22 car insurance, call us for a fast and complimentary SR 22 insurance quote.

SR-22 DUI insurance in Kitsap CountyWashington

Suspended License? Quick Washington SR-22. Get Your Driver’s License Back Now!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI and/or some driving accident there are a variety of things you will need to do to get your license back. Among them is to file an SR22 with the state.

Everything you need to understand about SR 22 insurance in Kitsap County.

What is SR22 Insurance coverage?

An SR 22 is mandated by the Department of Licensing (DOL) in order to reinstate your license after getting a suspension or revocation for a DUI, too many tickets, etc. An SR22 merely confirms to the DOL that you have the cars and truck insurance they require.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file just proves you are meeting the state’s minimum vehicle insurance coverage requirements.

If you let your SR-22 insurance coverage cancel, your insurance provider is required to inform the state with a SR 26 form and if you go for a time without the SR22, you may have to pay the state to reinstate your license once you get a new SR 22.

SR 22 insurance Kitsap County

Is an SR22 considered car insurance?

An SR22 is evidence you have car insurance coverage. Kind of like the Proof of Insurance Card you would present to law enforcement if you were pulled over but the SR 22 form is filed with the Department of Licensing (DOL).

Having an SR22 is simply proof you are fulfilling the DOL’s minimum automobile insurance requirements and is just a rider on your vehicle insurance coverage. Your insurance company is certifying to the state that you have liability insurance in force with them and they pledge to inform the DOL if your insurance cancels.

I Don’t Own a Vehicle– Can I Still Get an SR22?

Yes, you can get an SR-22 even if you do not own a car. If the Department of Licensing (DOL) requires you have an SR-22 to keep your license, we can assist even if you don’t own a vehicle.

You can get what is called a Broad Form Insurance plan, or more commonly “Drivers License Insurance”.

A Broad Form policy covers you when you are driving almost any car, owned or non-owned.

There are downsides to insuring your license. Make sure to speak with any of our knowledgeable insurance agents when making this crucial decision.

For additional information about Broad Form insurance, check out our Broad Form insurance/ Driver’s License Insurance page.

DUI insurance Kitsap County

How to Get SR22 Insurance?

To get an SR 22, you can request for your insurance agent to add it to your existing auto policy or you could begin a new policy with the SR-22. Getting an SR 22 does not need to be a trouble– Mid-Columbia Insurance is the SR-22 expert– we can take you through the whole process!

You can call us at (509)547-8824, come into one of our offices, or begin the process online completing the quote request. The faster you buy your policy, the quicker we can help you get your license reinstated.

You could spend all day browsing the internet however it is not likely that you will discover cheaper SR-22 coverage and you will never find client service that can surpass what we will do for you.

Where Can I Find Inexpensive SR22 Insurance?

Low-cost SR22 insurance in Kitsap County is most often found from an independent insurance agency like Mid-Columbia Insurance due to the fact that we represent several insurers that want your business. The General, Geico, and Progressive invest millions promoting on television attempting to convince you that they can save you money by purchasing insurance direct just to disappoint.

As an independent insurance agent, we work for you, comparing an entire list of vehicle insurance providers to discover for you the very best SR 22 insurance rates in Kitsap County.

The majority of other insurance agencies, who we call AllStateFarmers, represent only their one insurance company and just have one price they can offer.

We work for you, comparing the rates and protections of multiple cars and truck insurers and providing you options.

SR-22 insurance Kitsap County

SR22 form in Kitsap County

Can My Existing Insurance Company File My SR22?

Your existing insurance agent can attach an SR22 to your insurance policy yet this might trigger problems for you. Numerous insurance companies consider themselves “preferred” and so do not wish to cover individuals that need an SR-22. They may increase your prices considerably or perhaps cancel your policy at renewal when they learn you require an SR-22.

 

Can I get an SR22 from a different insurer?

Yes, you can have a different insurance provider submit your SR22 with the state and not inform your existing insurance company. If they do not check your driving history, and unless you had an accident they probably will not, you probably can keep your preferred car insurance policy rates.

 

If you do not wish to tell your current insurance coverage representative about your need for an SR22, Mid-Columbia Insurance can offer a standard insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can maintain your existing “preferred” insurance on your cars and trucks and also have an SR-22 on your license.

Just How Much Is SR-22 Insurance Coverage in Kitsap County?

The average price of SR22 insurance coverage should be less than $5 each month when added to a typical auto insurance policy given that many insurance providers only charge about $25 per 6 month policy term for an SR-22 filing. This is just the fee the insurance company charges to deal with the paperwork needed by the state to notify them that you have an active SR22 insurance filing. If your insurance company charges more, you might want to get a new quote and Mid-Columbia Insurance would love to help!

Why, then, does SR22 insurance seem so expensive? An SR-22 is simply a rider on your standard vehicle insurance. If it is pricey, it is due to the fact that the auto insurance rate is based upon your driving record. Did you get a DUI? Numerous traffic tickets? Involved in an accident? Been without insurance coverage? Clearly something occurred to cause you to need the SR22 and this is what causes your insurance coverage to be higher than others.

So, how much does SR-22 insurance coverage cost? SR22 insurance coverage is cheap. It is your driving record that is expensive.

SR 22 insurance Kitsap County

For How Long Do I Need to Have My SR-22?

Generally you have to carry an SR-22 for 3 years however it could well be more or less depending upon the court as well as your circumstances.

The most effective way to figure out how long you are going to need to carry an SR-22 is to call the Washington Department of Licensing directly at 360-902-3900 and find out.

What Occurs If I Cancel My SR-22 Insurance Coverage?

If your SR 22 insurance policy cancels while an SR-22 is still needed, the state will certainly suspend your driver’s license till you get an SR-22 submitted once again and also you might have to pay the reinstatement fees once more to get your driver’s license back.

When your SR22 terminates, the insurer is required to file an SR 26 with the state to alert them that you no longer have active insurance.

If you are pulled over while your SR22 is canceled, you probably will get a ticket for driving while suspended, which will hike up the cost on your insurance coverage even higher.

SR-22 insurance Kitsap County

How Can I Get The Most Affordable SR-22 Insurance Rates?

The most affordable SR 22 insurance coverage rates can be found by reviewing prices of a couple insurance companies that concentrate on SR22 insurance. The most convenient way to do that is to simply call our agency. We work with multiple insurers that provide SR-22 insurance coverage– and we write a great deal of it.

If you live in Washington and need to get your license unsuspended, we can really help. The SR 22s are filed online with the state so you can have your driver’s license back quickly.

If you reside in Washington you probably got your ticket here and therefore require a Washington SR22 however, if you require an out-of-state SR-22, we can likewise do Oregon SR22s, California SR22s, Idaho SR-22, as well as almost every other state.

Can I Get An SR-22 Without Having Auto Insurance?

If you don’t have car insurance coverage, you can get an SR 22 by beginning a brand-new insurance policy and also asking the insurance agent to file the SR 22 for you.

Washington state just requires minimum coverage on the plan so it does not need to be costly to get insured. Of course, the more tickets you have collected, the more your insurance policy will set you back.

A quick phone call and we can have your insurance policy launched as well as your SR 22 on its way to the DOL.

Does SR-22 Increase Insurance Prices?

Yes, an SR-22 increases your insurance policy prices since a lot of name-brand insurers do not wish to cover somebody who requires an SR22 as well as due to the tickets you probably have on your driving history.

The actual SR22 filing will only add about $25 to your auto insurance policy, but you will possibly need to get an insurance policy with a “High Risk” car insurance company willing to gamble on insuring you.

About Kitsap County

Kitsap County is located in the U.S. state of Washington. As of the 2010 census, its population was 251,133. Its county seat is Port Orchard, and its largest city is Bremerton. The county was formed out of King County and Jefferson County on January 16, 1857, and is named for Chief Kitsap of the Suquamish Tribe. Originally named Slaughter County, it was soon renamed.

Kitsap County comprises the Bremerton-Silverdale, WA Metropolitan Statistical Area, which is also included in the Seattle-Tacoma, WA Combined Statistical Area.

The United States Navy is the largest employer in the county, with installations at Puget Sound Naval Shipyard, Naval Undersea Warfare Center Keyport, and Naval Base Kitsap (which comprises former NSB Bangor, and NS Bremerton).


Source: Kitsap County, Washington in Wikipedia

Best DUI Lawyers Near Kitsap County

Compass Legal Services
5 reviews
Divorce & Family Law, Estate Planning Law, Business Law
9481 Bayshore Dr NW, Ste 202, Silverdale, WA 98383
(360) 471-3300
The Law Office of Diane F Russell
1 review
Divorce & Family Law, Employment Law, Real Estate Law
9226 Bayshore Dr NW, Ste 270, Silverdale, WA 98383
(360) 698-6062
Becker Franklin Rovang PLLC
3 reviews
Personal Injury Law
1730 Pottery Ave, Ste 210, Port Orchard, WA 98366
(360) 876-4800
Ryan, Montgomery and Armstrong, Inc. P.S
1 review
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9657 Levin Rd NW, Ste 240, Silverdale, WA 98383
(360) 307-8860
Altman Law Offices
3 reviews
Personal Injury Law
1000 6th St, Ste 110, Bremerton, WA 98337
(360) 377-7100
Karen A Klein
2 reviews
Business Law, Employment Law
403 Madison Ave N, Ste 240, Bainbridge Island, WA 98110
(206) 498-4594

Best Places to See Near Kitsap County

Oak Table Cafe
672 reviews
American (New), Breakfast & Brunch
3290 Mount Vintage Way, Silverdale, WA 98383
(360) 204-5198
Silver City Restaurant & Brewery
858 reviews
Breweries, American (New)
2799 NW Myhre Rd, Silverdale, WA 98383
(360) 698-5879
Jo:a Japanese Restaurant
367 reviews
Japanese, Sushi Bars
10516 Silverdale Way NW, Ste 120, Silverdale, WA 98383
(360) 692-1380
MOD Pizza
205 reviews
Fast Food, Pizza
11065 Pacific Crest Pl NW, Bldg B, Ste 119, Silverdale, WA 98383
(360) 204-5641
Heidi Teriyaki Express
168 reviews
Japanese, Vietnamese
3014 NW Bucklin Hill Rd, Silverdale, WA 98383
(360) 662-0060
Moctezuma’s Mexican Restaurant & Tequila Bar
483 reviews
Mexican, Cocktail Bars, Desserts
10315 Silverdale Way NW, Ste J-03, Kitsap Mall, Silverdale, WA 98383
(360) 698-6080