SR22 Insurance Lake Stevens WA  [FAQ]

Get Your License Back! Owner & Non-Owner SR22

SR-22 Insurance lets you return to the road fast in Lake Stevens WA. Let Mid-Columbia Insurance take care of your SR22.

If you’re informed that you require an SR22 would you know what to do? Breathe easy, SR-22 insurance coverage is our specialty. Mid-Columbia Insurance can handle filing the SR22 in Lake Stevens for you. Let us be your insurance finders.

If you are coping with a DUI or other major tickets then getting SR-22 insurance coverage is more than likely your next step to getting your license back and being able to drive your cars or truck legally. Mid-Columbia Insurance serves Lake Stevens and all of Snohomish County and is the general SR-22 insurance specialist. We can write a Progressive SR-22, National General SR22, Dairyland SR-22, Kemper SR22, Safeco SR-22, The General SR22, and more for you.

SR22 insurance can be pricey so it is essential that you can find the protection you require at a price you can pay for. We specialize in representing the progressive insurance providers that provide the very best rates for SR22 insurance in Washington.

Concerned about who to trust? Have a look at our excellent Google Reviews. Can 1500+ clients be wrong? When you are ready to get your SR22 car insurance, call us for a fast and free SR22 insurance quote.

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Suspended License? Cheap Washington State SR22. Get Your License Back Fast!

The majority of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI and/or some driving accident there are a number of things you will need to do to get your license back. One of them is to file an SR-22 with the DOL.

All you need to know about SR22 insurance around Lake Stevens.

What is SR-22 Insurance coverage?

An SR22 is mandated by the Department of Licensing (DOL) in order to get back your drivers license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR-22 merely certifies to the DOL that you carry the automobile insurance coverage they require.

Often an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file merely means you are satisfying the state’s minimum automobile insurance coverage requirements.

If you let your SR-22 insurance lapse, your insurer is required to notify the state with a SR26 form and if you go for a time without the SR-22, you might have to pay a fine to reinstate your license once you get a new SR22.

SR 22 insurance Lake Stevens

Is an SR 22 considered vehicle insurance?

An SR22 is proof you have vehicle insurance. Kind of like the Insurance ID Card you would show to law enforcement if you were pulled over but the SR 22 is filed with the Department of Licensing (DOL).

Having an SR-22 is just evidence you are fulfilling the state’s minimum car insurance requirements and is simply an addition to your vehicle insurance . Your insurance provider is verifying to the state that you have liability insurance in force with them and they promise to inform the DOL if your insurance cancels.

I Don’t Own a Cars or Truck– Can I Still Get an SR 22?

Yes, you can get an SR 22 even if you do not have a vehicle. If the Department of Licensing (DOL) requires you carry an SR22 to resore your license, we can assist even if you don’t own a vehicle.

You can get what is called a Broad Form Insurance plan, or more commonly “Drivers License Insurance”.

A Broad Form policy covers you when you are driving almost any automobile, owned or non-owned.

There are downsides to insuring your license. Make certain to speak to one of our knowledgeable insurance agents when making this crucial choice.

For more details about Broad Form insurance coverage, have a look at our Broad Form insurance/ Drivers License Insurance page.

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How do I Get SR22 Insurance?

To get an SR22, you can request for your insurance representative to endorse it to your present auto policy or you could begin a new policy with the SR 22. Getting an SR-22 does not have to be a hassle– Mid-Columbia Insurance is the SR-22 expert– we can take you through the entire process!

You can call us at (509)249-1188, come to one of our offices, or start the process online filling out the quote request. The earlier you buy your policy, the quicker we can help you get your license reinstated.

You could invest all your time browsing the internet however it is unlikely that you will find lower SR 22 coverage and you will never experience customer care that can do better than what we can do for you.

Where Can I Find Inexpensive SR-22 Insurance Coverage?

Affordable SR 22 insurance near Lake Stevens is usually found from an independent insurance agency like Mid-Columbia Insurance because we represent multiple insurers that compete for your business. The General, Geico, and Progressive invest millions marketing on television attempting to convince you that they can save you cash by buying insurance coverage direct only to let you down.

As an independent insurance agent, we work for you, shopping an entire list of auto insurance providers to find for you the very best SR-22 insurance prices in Lake Stevens.

A lot of other car insurance agencies, who we call AllStateFarmers, represent only their one company and only have a single rate they can offer.

We work for you, comparing the rates and coverages of multiple auto insurance providers and providing you a choice.

SR 22 insurance Lake Stevens

SR 22 filing in Lake Stevens

Can My Current Agent File My SR22?

Your present company can most likely attach an SR22 to your insurance policy however this may create issues for you. Lots of insurance providers consider themselves “preferred” and so do not wish to insure individuals who require an SR-22. They may jack up your rates significantly and even terminate your policy at renewal when they discover you require an SR-22.


Can I obtain an SR 22 from a different insurer?

Yes, you can have a different insurer file your SR22 with the DOL and not alert your existing insurance provider. If they don’t examine your driving record, and unless you had a crash they possibly won’t, you might be able to keep your preferred car insurance rates.


If you don’t want to tell your present insurance coverage representative regarding your requirement for an SR22, Mid-Columbia Insurance can offer a simple insurance policy on your driver’s license (called Broad Form) with the SR 22 so you can keep your present “preferred” insurance policy on your vehicles and also have an SR-22 on your license.

Just How Much Is SR22 Insurance in Lake Stevens?

The average cost of SR-22 insurance should be less than $5 each month when included in a regular auto insurance policy because many insurers just charge about $25 per 6 month policy term for an SR-22 filing. This is merely the fee the insurer charges to deal with the documents required by the state to inform them that you have an SR22 filing. If your insurer charges more, you might want to get another quote and we are more than happy to help!

Why, then, does SR22 insurance coverage seem so expensive? An SR-22 is just a rider on your normal car insurance policy. If it is costly, it is due to the fact that the car insurance rate is based on your real driving record. Did you get a DUI? Numerous traffic tickets? Involved in an accident? Been without insurance coverage? Obviously something happened to trigger you to require the SR 22 and this is what causes your insurance coverage to be higher than others.

How much will SR22 insurance coverage cost? SR22 insurance is inexpensive. It is your driving record that is not.

SR 22 insurance Lake Stevens

How Long Do I Need to Have My SR22?

Usually you are required to have an SR22 for Three years yet it could be more or less depending upon the court as well as your situation.

The best way to figure out how long you will really need to have an SR-22 is to call the Department of Licensing directly at 360-902-3900 and find out.

What Happens If I Ever Terminate My SR-22 Insurance Policy?

If your SR 22 insurance terminates while an SR22 is still needed, the state will certainly re-suspend your drivers license till you get another SR22 submitted once again as well as you may need to pay the reinstatement charges once more in order to get your driver’s license back.

When your SR 22 terminates, the insurance company is obliged to submit an SR-26 with the Department of Licensing to notify them that you no longer have active insurance coverage.

If you are pulled over by the police while your SR 22 is out of force, you most likely will get a ticket for driving while suspended, which will certainly increase the price on your insurance even more.

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How Can I Get The Lowest SR-22 Insurance Prices?

The lowest SR-22 insurance policy prices can be obtained by checking prices of a few insurers that specialize in SR22 insurance. The most convenient method to do that is to simply call our agency. We work with several insurers that offer SR-22 insurance– and we write a great deal of it.

If you live in Washington and must get your license reinstated, we can help. The SR-22s are submitted digitally with the state so you can get your drivers license back fast.

If you live in Washington you probably got your ticket here and therefore require a Washington SR 22 however, if you need an out-of-state SR-22, we can likewise do Oregon SR-22s, California SR22s, Idaho SR-22, and almost any other state.

Can I Obtain An SR 22 Without Having Car Insurance Coverage?

If you do not have car insurance coverage, you can get an SR-22 by beginning a new insurance policy and asking the insurance provider to file the SR 22 for you.

Washington only requires minimum liability limits on the policy so it doesn’t need to be costly to get insured. Naturally, the more tickets you have received, the more your insurance policy will certainly cost you.

A quick call and we can have your insurance coverage set up and also your SR 22 on its way to the DOL.

Does SR 22 Increase Insurance Prices?

An SR 22 hikes your insurance policy rates since most name-brand insurers do not want to cover somebody that requires an SR22 as well as due to the tickets you probably have on your motor vehicle record.

The real SR22 filing will only add about $25 to your vehicle insurance policy, yet you will most likely have to obtain an insurance policy with a “High Risk” car insurance company willing to take a chance on insuring you.

About Lake Stevens

Lake Stevens is a city in Snohomish County, Washington, United States, that is named for the lake it surrounds. It is located 6 miles (9.7 km) east of Everett and borders the cities of Marysville to the northwest and Snohomish to the south. The city’s population was 28,069 at the 2010 census, but has since grown to an estimated 33,911.

The lake was named in 1859 for territorial governor Isaac Stevens and was originally home to the Skykomish in the Pilchuck River basin. The first modern settlement on Lake Stevens was founded at the northeastern corner of the lake in 1889. It was later sold to the Rucker Brothers, who opened a sawmill in 1907 that spurred early growth in the area, but closed in 1925 after the second of two major fires. The Lake Stevens area then became a resort community before developing into a commuter town in the 1960s and 1970s.

Lake Stevens was incorporated as a city in 1960, following an exodus of businesses from the downtown area to a new shopping center. The city has since grown through annexations to encompass most of the lake, including the original shopping center, and quadrupled in population from 2000 to 2010. A revitalized downtown area is planned alongside new civic buildings in the 2020s.

Source: Lake Stevens, Washington in Wikipedia

Best DUI Lawyers Near Lake Stevens

Berner Law Group
10 reviews
Divorce & Family Law, Estate Planning Law, Criminal Defense Law
3112 Rockefeller Ave, Everett, WA 98201
(425) 259-6533
Nur Law
21 reviews
Criminal Defense Law, DUI Law, Personal Injury Law
9924 4th Ave W, Everett, WA 98204
(425) 998-7040
Law Offices of Rick H Merrill
9 reviews
Personal Injury Law, Criminal Defense Law, DUI Law
3625 Colby Ave, Everett, WA 98201
(425) 259-4972
Bruce C Galloway Attorney At Law
3 reviews
General Litigation
12101 N Lakeshore Dr, Lake Stevens, WA 98258
(425) 334-4400
Gourley Law Group
2 reviews
Real Estate Law, Personal Injury Law, Business Law
1002 10th St, Snohomish, WA 98290
(360) 568-5065
Patrick M Trivett – Trivett Law Offices
1 review
General Litigation, Divorce & Family Law, Personal Injury Law
1031 State Ave, Ste 103, Marysville, WA 98270
(360) 659-8282

Best Places to Visit By Lake Stevens

LJ’s Bistro & Bar
404 reviews
American (New), Cocktail Bars
430 91st NE, Ste 1, Lake Stevens, WA 98258
(425) 334-0604
Contos Pizza
318 reviews
Pizza, Italian
903 Rte 9, Lake Stevens, WA 98258
(425) 334-5034
Rice Up Thai Cuisine
209 reviews
303 91st Ave NE, Unit C-302, Lake Stevens, WA 98258
(425) 595-0087
Jenny Cookies Bake Shop
109 reviews
Cupcakes, Bakeries, Custom Cakes
12420 20th St NE, Lake Stevens, WA 98258
(425) 322-4847
Biscuit & Bean Lake Stevens
78 reviews
Coffee & Tea, Breakfast & Brunch
1811 Main St, Lake Stevens, WA 98258
(425) 405-3051
Francisco’s Kitchen & Cantina
191 reviews
Mexican, Steakhouses, Cocktail Bars
1915 Hartford Dr, Lake Stevens, WA 98258
(425) 512-8587