SR-22 Insurance Lakewood Washington  [FAQ]

Get Back On The Road! Owner & Non-Owner SR22

SR22 Insurance lets you start driving again quick in Lakewood WA. Let Mid-Columbia Insurance handle your SR 22 filing.

If you are informed that you need an SR22 would you have any idea what to do? Breathe easy, SR 22 insurance coverage is our specialty. Mid-Columbia Insurance can handle processing the SR-22 in Lakewood for you. Let us be your insurance finders.

If you are coping with a DUI or other major tickets then getting SR-22 insurance coverage is more than likely your next step to getting your license back and having the ability to drive your auto lawfully. Mid-Columbia Insurance serves Lakewood and all of Pierce County and is the general SR-22 insurance expert. We can write a Progressive SR22, National General SR-22, Dairyland SR 22, Kemper SR 22, Safeco SR22, The General SR-22, and more for you.

SR22 insurance coverage can be expensive so it is essential that you can get the protection you need at a rate you can afford. We specialize in representing the progressive insurance companies that provide the best prices for SR22 insurance in Washington.

Anxious about who to rely on? Check out our fantastic Google Reviews. Can 1500+ reviews be wrong? When want to get your SR-22 automobile insurance coverage, contact us for a fast and complimentary SR22 insurance quote.

SR22 DUI insurance in Lakewood WA

License Suspended? CheapRates Washington State SR 22. Get Your License Back Now!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI and/or some driving accident there are a variety of things you will be required to do to get your license back. One of them is to file an SR 22 with the state.

Everything you care to understand about SR22 insurance in Lakewood.

What is SR-22 Insurance coverage?

An SR-22 is required by the Department of Licensing (DOL) in order to get back your license after getting a suspension or revocation for a DUI, too many tickets, etc. An SR22 merely confirms to the DOL that you have the vehicle insurance coverage they mandate.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR22 form on file simply indicates you are fulfilling the state’s minimum car insurance requirements.

If you let your SR22 insurance coverage cancel, your insurer is obligated to inform the state with a SR 26 form and if you go for a time without the SR 22, you may need to pay the state to restore your license once you get a new SR22.

SR-22 insurance Lakewood

Is an SR 22 considered auto insurance?

An SR 22 is proof you have cars or truck insurance. Sort of like the Insurance ID Card you would show to a cop if you were pulled over but the SR22 form is submitted to the Department of Licensing (DOL).

Having an SR-22 is simply proof you are meeting the DOL’s minimum vehicle insurance requirements and is simply a rider on your vehicle insurance policy. Your insurance company is verifying to the state that you have liability insurance coverage in force with them and they guarantee to notify the DOL if your insurance coverage lapses.

I Don’t Own a Car– Can I Still Get an SR22?

Yes, you can get an SR-22 even if you do not own a vehicle. If the Department of Licensing (DOL) requires you have an SR 22 to keep your license, we can help even if you don’t own a car.

You can also get what is called a BroadForm Insurance policy, or more commonly “Drivers License Insurance”.

A BroadForm plan covers you when you are driving almost any vehicle, owned or non-owned.

There are drawbacks to insuring your license. Make certain to speak with any of our knowledgeable insurance agents when making this important decision.

For more information about Broad Form insurance coverage, have a look at our Broad Form insurance coverage/ Drivers License Insurance page.

DUI insurance Lakewood

How to Get SR-22 Insurance?

To get an SR22, you can request for your insurance agent to add it to your present vehicle policy or you could begin a new policy with the SR22. Getting an SR22 does not have to be a hassle– Mid-Columbia Insurance is the SR22 specialist– we can guide you through the whole process!

You can call us at (509)783-5600, come to one of our offices, or start the process online submitting the quote request. The sooner you acquire your policy, the quicker we can help you get your license reinstated.

You could spend all your time browsing the web however it is not likely that you will find more affordable SR-22 coverage and you will never discover customer service that can exceed what we will do for you.

Where Can I Get Cheap SR22 Insurance Coverage?

Low-cost SR-22 insurance coverage around Lakewood is most often purchased at an independent insurance agency like Mid-Columbia Insurance due to the fact that we represent multiple companies that compete for your business. The General, Geico, and Progressive invest millions promoting on TV trying to sway you that they can save you money by purchasing insurance online just to let you down.

As an independent insurance agency, we work for you, shopping a whole list of car insurance companies to find for you the best SR22 insurance prices in Lakewood.

Most other insurance agencies, who we call AllStateFarmers, represent just their one insurance company and only have a single price to offer.

We work for you, comparing the rates and protections of multiple vehicle insurers and providing you a choice.

SR22 insurance Lakewood

SR-22 form in Lakewood

Can My Existing Insurance Company File My SR22?

Your existing insurance agent should be able to add an SR 22 to your insurance policy however this might trigger issues for you. Several insurance companies consider themselves “preferred” and so do not wish to insure individuals who need an SR 22. They may jack up your prices substantially and even cancel your policy at renewal when they discover you require an SR22.

 

Can I get an SR22 from a different insurance company?

Yes, you can have a different insurance company submit your SR22 with the state and not inform your existing insurance company. If they do not check your driving history, and unless there was an accident they most likely will not, you probably can keep your preferred vehicle insurance policy prices.

 

If you do not want to tell your present insurance coverage agent about your need for an SR22, Mid-Columbia Insurance can write a standard insurance plan on your driver’s license (called Broad Form) with the SR 22 so you can maintain your existing “preferred” insurance coverage on your automobiles and also have an SR-22 on your license.

How Much Is SR22 Insurance in Lakewood?

The average price of SR-22 insurance coverage ought to be less than $5 each month when included in a regular auto insurance policy considering that many insurance providers only charge about $25 per 6 month policy term for an SR 22 filing. This is simply the cost the insurance provider includes to manage the paperwork required by the state to notify them that you have an SR22 insurance filing. If your insurance company charges more, it is time to get another quote and we are more than happy to help!

Why, then, does SR 22 insurance seem so expensive? An SR 22 is simply a rider on your regular auto insurance. If it is pricey, it is because the auto insurance rate is based upon your driving record. Did you get a DUI? Several traffic tickets? Involved in a wreck? Been without insurance? Obviously something occurred to cause you to require the SR-22 and this is what triggers your insurance to be higher than others.

Just how much does SR-22 insurance coverage cost? SR22 insurance is cheap. It is your driving record that is costly.

DUI insurance Lakewood

For How Long Am I Required to Carry My SR-22?

Usually you are required to have an SR 22 for 3 years but it may be more or less depending on the judge as well as your circumstances.

The best way to figure out how long you will need to have an SR 22 is to call the Washington DOL directly at 360-902-3900 and find out.

What Takes place If I Ever Cancel My SR 22 Insurance Coverage?

If, while required, your SR22 insurance coverage cancels while an SR-22 is still required, the state will re-suspend your drivers license until you get another SR 22 submitted once again and also you might need to pay the reinstatement costs again to get your license back.

When your SR-22 cancels, the insurance company is obliged to submit an SR-26 with the state to notify them that you no longer have active insurance coverage.

If you are pulled over by the police while your SR 22 is terminated, you probably will get a ticket for driving while suspended, which will certainly increase the price on your insurance even more.

SR-22 insurance Lakewood

How Can I Obtain The Cheapest SR 22 Insurance Rates?

The lowest SR-22 insurance coverage rates can be found by reviewing prices of a number of insurance companies that concentrate on SR 22 insurance. The easiest way to do that is to just call us. We represent several insurers that offer SR-22 insurance– and also we write a great deal of it.

If you reside in Washington state and must get your license reinstated, we can really help. The SR22s are submitted digitally with the Department of Licensing (DOL) so you can have your driver’s license back quickly.

If you live in Washington you most likely got your ticket here and therefore need a Washington SR 22 but, if you require an out-of-state SR22, we can likewise do Oregon SR-22s, California SR22s, Idaho SR 22, and nearly every other state.

Can I Obtain An SR22 Without Having Auto Insurance?

If you don’t have car insurance, you can get an SR 22 by beginning a new insurance policy and also asking the insurer to file the SR-22 for you.

Washington just requires minimum liability limits on the plan so it does not have to be pricey to get insured. Obviously, the more tickets you have received, the more your insurance coverage will cost you.

A fast call and we can have your insurance set up as well as your SR22 on its way to the DOL.

Does SR22 Increase Insurance Rates?

Yes, an SR 22 raises your insurance policy prices since most preferred insurance providers don’t care to insure a person that requires an SR22 as well as due to the tickets you probably have on your motor vehicle record.

The real SR22 filing will only add around $25 to your auto insurance policy, yet you will possibly need to obtain an insurance policy with a “High Risk” auto insurance company ready to gamble on covering you.

About Lakewood

Lakewood is a city in Pierce County, Washington, United States. The population was 58,163 at the 2010 census.

Lakewood was officially incorporated on February 28, 1996. Historical names include Tacoma/Lakewood Center and Lakes District (this name was used by the U.S. Census in the 1970 and 1980 Census). Lakewood is the second-largest city in Pierce County and is home to the Clover Park School District, the Lakewood Water District, Fort Steilacoom Park and Western State Hospital, a regional state psychiatric hospital.

Thornewood Castle was built in the vicinity of Tacoma in the area that is now Lakewood.


Source: Lakewood, Washington in Wikipedia

Best DUI Lawyers Near Lakewood

The Law Offices of Barbara A. Bowden
22 reviews
DUI Law, Criminal Defense Law, Traffic Ticketing Law
5611 76th St W, Lakewood, WA 98499
(253) 473-4262
Beverly Grant Law Firm P.S
3 reviews
Employment Law, Personal Injury Law, Wills, Trusts, & Probates
5808 100th St SW, Ste A, Lakewood, WA 98499
(253) 252-5454
Lutz & Associates
11 reviews
Divorce & Family Law
5202 Tacoma Mall Blvd, Tacoma, WA 98409
(253) 471-7774
Debra S Morse Attorney At Law
2 reviews
Divorce & Family Law, Mediators
10221 Bridgeport Way SW, Lakewood, WA 98499
(253) 581-9715
Rafal Gorski Attorney At Law
6 reviews
Bankruptcy Law, Divorce & Family Law, Personal Injury Law
10116 26th Ave Ct SW, Ste 206, Lakewood, WA 98498
(253) 583-9323
Brian Murry Attorney At Law
1 review
Divorce & Family Law
3560 Bridgeport Way W, Ste 1D, University Place, WA 98466
(253) 507-9807

Top Places to Visit Around Lakewood

Cham Garden Korean BBQ Buffet
880 reviews
Korean, Buffets, Barbeque
10518 S Tacoma Way SW, Ste H, Lakewood, WA 98499
(253) 584-2287
Original House of Donuts
565 reviews
Donuts, Coffee & Tea
9638 Gravelly Lake Dr SW, Lakewood, WA 98499
(253) 588-2647
Sushi Niwa
326 reviews
Sushi Bars
9701 S Tacoma Way, Lakewood, WA 98499
(253) 212-1282
Moon Rise Cafe
417 reviews
Breakfast & Brunch, American (Traditional), Coffee & Tea
6020 Main St SW, Lakewood, WA 98499
(253) 983-9999
Pho Friends Restaurant
283 reviews
Vietnamese, Bubble Tea, Coffee & Tea
8904 S Tacoma Way, Ste 7, Lakewood, WA 98499
(253) 302-4081
Tibbitts @ Fern Hill
619 reviews
American (New), Breakfast & Brunch
8237 S Park Ave, Tacoma, WA 98408
(253) 327-1334