Your existing insurance agent can attach an SR 22 to your insurance plan yet this might trigger issues for you. Many insurance companies consider themselves “preferred” and so do not want to insure individuals who require an SR-22. They might raise your rates significantly or even terminate your plan at renewal when they learn you require an SR22.

Yes, you can have a different insurance agent submit your SR22 with the DOL and not alert your current insurance company. If they do not examine your driving record, and unless you were involved in an accident they possibly will not, you might be able to maintain your preferred car insurance policy prices.

The typical price of SR 22 insurance should be less than $5 monthly when added to an ordinary auto insurance policy because a lot of insurance companies just charge about $25 per 6 month policy term for an SR22 filing. This is simply the charge the insurance company includes to manage the documents needed by the state to notify them that you have an active SR22 insurance filing. If your insurance company charges more, you might want to get a new quote and we would love to help!

Why, then, does SR 22 insurance appear so costly? An SR 22 is just a rider on your regular car insurance policy. If it is costly, it is because the car insurance rate is based upon your actual driving record. Did you get a DUI? Multiple traffic tickets? Involved in an accident? Been without insurance? Undoubtedly something took place to cause you to need the SR-22 and this is what triggers your insurance coverage to be higher than others.

Just how much does SR22 insurance run? SR22 insurance is affordable. It is your driving record that is not.

Normally you have to have an SR-22 for Three years yet it could quite possibly be more or less depending on the court and also your situation.

The best way to learn how long you are going to really need to have an SR 22 is to call the Washington Department of Licensing directly and ask them.

If, while required, your SR-22 insurance coverage terminates while an SR22 is still mandated, the state will re-suspend your license till you get an SR 22 filed once more as well as you might need to pay the reinstatement costs once more in order to get your license back.

When your SR 22 terminates, the insurance provider is required to submit an SR26 with the Department of Licensing to inform them that you no longer have active insurance.

If you are pulled over while your SR 22 is canceled, you most likely will get a ticket for driving while suspended, which will raise the cost on your insurance even higher.

The lowest SR 22 insurance policy prices can be found by going over rates of a couple insurance providers that specialize in SR-22 insurance. The most convenient way to do that is to simply call Mid-Columbia Insurance. We work with multiple insurance providers that provide SR22 insurance coverage– and also we write a great deal of it.

If you live in Washington and must get your license unsuspended, we can really help. The SR 22s are filed electronically with the Department of Licensing (DOL) so you can have your drivers license back quick.

If you live in Washington you most likely got your ticket here and so need a Washington SR22 yet, if you require an out-of-state SR22, we can also do Oregon SR 22s, California SR22s, Idaho SR-22, and also almost every other state.

If you do not have car insurance coverage, you can get an SR-22 by starting a brand-new insurance plan and asking the insurance provider to file the SR22 for you.

Washington state only requires minimal liability limits on the plan so it does not need to be expensive to get insured. Naturally, the more tickets you have collected, the more your insurance coverage will certainly cost you.

A fast telephone call and we can have your insurance coverage set up and also your SR22 on its way to the DOL.

Yes, an SR-22 raises your insurance policy prices because most name-brand insurance companies don’t want to cover someone who needs an SR22 as well as because of the tickets you most likely have on your driving history.

The actual SR22 filing will just add about $25 to your vehicle insurance rates, but you will most likely have to obtain insurance coverage with a “High Risk” insurance company ready to gamble on covering you.