SR-22 Insurance Normandy Park  [FAQ]

Get Back On The Road! Owner & Non-Owner SR22

SR-22 Insurance lets you start driving again asap in Normandy Park. Let Mid-Columbia Insurance handle your SR22.

If you are told that you need an SR 22 would you know what to do? Breathe easy, SR 22 insurance coverage is our specialty. Mid-Columbia Insurance can take care of processing the SR 22 in Normandy Park for you. Let us be your insurance coverage finders.

If you are dealing with a DUI or other major tickets then getting SR22 insurance coverage is probably your next step to getting your license back and having the ability to drive your auto lawfully. Mid-Columbia Insurance serves Normandy Park and all of King County and is the general SR 22 insurance specialist. We offer a Progressive SR22, National General SR 22, Dairyland SR22, Kemper SR-22, Safeco SR22, The General SR-22, and more for you.

SR22 insurance coverage can be pricey so it is very important that you can find the protection you need at a price you can pay for. We specialize in representing the progressive insurance providers that offer the very best prices for SR22 insurance coverage in Washington.

Worried about who to trust? Take a look at our fantastic Google Reviews. Can 1500+ clients be wrong? When you’re ready to get your SR-22 automobile insurance coverage, contact us for a fast and free SR22 insurance quote.

SR 22DWI insurance in Normandy Park WA

Suspended License? Quick Quotes Washington SR 22. Get Your License Back Now!

The majority of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI and/or some driving mishap there are a number of things you will need to do to get your license back. One of them is to get an SR-22 with the DOL.

Everything you care to understand about SR 22 insurance near Normandy Park.

What is SR 22 Insurance?

An SR-22 is ordered by the Department of Licensing (DOL) in order to restore your drivers license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR 22 merely guarantees to the DOL that you have the cars and truck insurance they mandate.

Sometimes an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR22 form on file just means you are meeting the state’s minimum auto insurance requirements.

If you let your SR-22 insurance coverage lapse, your insurance company is obliged to alert the state with a SR 26 form and if you go long enough without the SR-22, you may need to pay the state to get back your license once you get a new SR-22.

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Is an SR-22 considered automobile insurance?

An SR 22 is proof you have vehicle insurance coverage. Kind of like the Proof of Insurance Card you would show to law enforcement if you were pulled over but the SR-22 is submitted to the Department of Licensing (DOL).

Having an SR22 is merely proof you are meeting the DOL’s minimum auto insurance requirements and is simply a rider on your auto insurance coverage. Your insurance provider is verifying to the state that you have liability insurance coverage in force with them and they are required to alert the DOL if your insurance coverage terminates.

I Don’t Own a Cars or Truck– Can I Get an SR-22?

Yes, you can get an SR-22 even if you do not own an auto. If the Department of Licensing (DOL) requires you have an SR22 to reinstate your license, we can assist even if you don’t own an automobile.

You can get what is called a Broad Form Insurance policy, or more typically “Drivers License Insurance”.

A BroadForm plan covers you when you are driving almost any car, owned or non-owned.

There are drawbacks to insuring your license. Make sure to speak to one of our experienced insurance representatives when making this essential decision.

To learn more about Broad Form insurance, take a look at our Broad Form insurance coverage/ Drivers License Insurance page.

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How to Get SR-22 Insurance?

To get an SR22, you can request for your insurance agent to add it to your present automobile policy or you could begin a new policy with the SR 22. Getting an SR22 doesn’t have to be a trouble– Mid-Columbia Insurance is the SR 22 specialist– we can take you through the entire process!

You can call us at (509)249-1188, come to one of our offices, or begin the process online submitting the quote request. The quicker you buy your policy, the faster we can assist you get your license reinstated.

You could invest all your time browsing the web however it is unlikely that you will find less expensive SR 22 coverage and you will never ever discover customer service that can exceed what we will do for you.

Where Can I Find Cheap SR-22 Insurance Coverage?

Low-cost SR-22 insurance coverage around Normandy Park is normally found at an independent insurance agency like Mid-Columbia Insurance due to the fact that we represent numerous insurers that want your business. The General, Geico, and Progressive invest millions promoting on television attempting to sway you that they can save you money by buying insurance direct just to let you down.

As an independent insurance agent, we work for you, comparing a whole list of auto insurance providers to locate for you the very best SR22 insurance prices in Normandy Park.

A lot of other car insurance agencies, who we call AllStateFarmers, represent only their one company and just have a single rate to offer.

We work for you, comparing the rates and protections of multiple cars and truck insurers and giving you options.

SR22 insurance Normandy Park

SR 22 filing in Normandy Park

Can My Current Insurance Agent File My SR-22?

Your current agent should be able to attach an SR22 to your insurance plan however this might trigger troubles for you. Lots of insurance companies consider themselves “preferred” and so do not want to insure people that need an SR-22. They might jack up your prices substantially and even terminate your policy at renewal when they discover you require an SR22.


Can I obtain an SR-22 from a different insurance provider?

Yes, you can have a different insurer file your SR22 with the state and not alert your present insurer. If they don’t inspect your driving record, and unless there was an accident they most likely won’t, you may be able to maintain your preferred car insurance policy rates.


If you don’t intend to tell your current insurance policy agent about your need for an SR22, Mid-Columbia Insurance can write a standard insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can keep your existing “preferred” insurance policy on your vehicles as well as have an SR-22 on your license.

Just How Much Is SR22 Insurance in Normandy Park?

The typical cost of SR22 insurance should be less than $5 monthly when included in a typical auto insurance policy because many insurers just charge about $25 per 6 month policy term for an SR22 filing. This is just the charge the insurance provider charges to handle the documents required by the state to notify them that you have an active SR22 filing. If your company charges more, you might want to get a new quote and our agency is more than happy to help!

Why, then, does SR 22 insurance coverage seem so costly? An SR 22 is simply a rider on your ordinary auto insurance. If it is expensive, it is because the car insurance rate is based on your real driving record. Did you get a DUI? Several traffic tickets? Involved in a wreck? Been without insurance? Obviously something happened to trigger you to require the SR-22 and this is what causes your insurance coverage to be higher than others.

So, how much will SR 22 insurance run? SR22 insurance is inexpensive. It is your driving record that is pricey.

SR 22 insurance Normandy Park

How Long Do I Need to Have An SR 22?

Usually you have to have an SR 22 for Three years however it might be more or less depending upon the judge as well as your circumstances.

The best way to find out how long you will need to have an SR-22 is to call the Department of Licensing directly at (360)902-3900 and ask them.

What Takes place If I Terminate My SR 22 Insurance Coverage?

If your SR-22 insurance policy terminates while an SR 22 is still mandated, the state will re-suspend your driver’s license until you get an SR 22 filed again and you may have to pay the reinstatement charges once more in order to get your drivers license back.

When your SR-22 terminates, the insurance company is obliged to submit an SR26 with the DOL to notify them that you no longer have active insurance coverage.

If you are pulled over by the cops while your SR22 is terminated, you most likely will receive a ticket for driving while suspended, which will jack up the price on your insurance policy even higher.

SR-22 insurance Normandy Park

How Can I Get The Most Affordable SR 22 Insurance Prices?

The lowest SR 22 insurance prices can be obtained by going over rates of a few insurance companies that specialize in SR22 insurance. The most convenient method to do that is to just call our agency. We work with several insurance providers that provide SR-22 insurance coverage– and we write a great deal of it.

If you reside in Washington and must get your license unsuspended, we can help. The SR 22s are submitted electronically with the state so you can get your drivers license back quick.

If you reside in Washington you most likely got your ticket here and therefore need a Washington SR22 yet, if you require an out-of-state SR 22, we can likewise do Oregon SR-22s, California SR22s, Idaho SR-22, and just about every other state.

Can I Obtain An SR-22 Without Having An Auto Insurance Policy?

If you don’t have car insurance, you can obtain an SR 22 by beginning a brand-new insurance plan and asking the insurance provider to submit the SR 22 for you.

Washington state just requires minimal coverage on the plan so it does not have to be costly to get insured. Of course, the more tickets you have on your driving record, the more your insurance will set you back.

A quick telephone call and we can have your insurance coverage set up and your SR-22 on its way to the DOL.

Does SR 22 Raise Insurance Rates?

Yes, an SR-22 raises your insurance policy rates because many name-brand insurance companies do not want to insure somebody who needs an SR22 and also because of the tickets you probably have on your motor vehicle record.

The actual SR22 filing will only add around $25 to your vehicle insurance policy, however you will most likely have to get an insurance policy with a “High Risk” car insurance company ready to take a chance on insuring you.

About Normandy Park

Normandy Park is a city in King County, Washington, United States. The population was 6,335 at the 2010 census.

Based on per capita income, Normandy Park ranks 31st of 614 areas in the state of Washington.

Normandy Park was officially incorporated on June 8, 1953. The city is located in King County and is bordered on the north by the City of Burien and by the City of Des Moines to the south.

Source: Normandy Park, Washington in Wikipedia

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Top Places to Visit By Normandy Park

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19987 1st Ave S, Ste 101, Normandy Park, WA 98148
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