(509) 783-5600 [email protected]

Port Orchard SR-22 Insurance [FAQ]
Get Your License Back! Owner & Non-Owner SR-22

Start Driving Again ASAP in Port Orchard. Let Mid-Columbia Handle Your SR22 Insurance Coverage

If you’re informed that you require an SR-22 would you know what to do? Breathe easy, SR 22 insurance is our specialty. Mid-Columbia Insurance can handle submitting the SR22 in Port Orchard for you. Let us be your insurance coverage finders.

If you are coping with a DUI or other major tickets then getting SR-22 insurance is probably your next action to getting your license back and being able to drive your automobile legally. Mid-Columbia Insurance serves Port Orchard and all of Kitsap County and is the general SR-22 insurance expert. We offer a Progressive SR22, National General SR 22, Dairyland SR 22, Kemper SR22, Safeco SR22, The General SR22, and more for you.

SR22 insurance can be costly so it is important that you can get the coverage you need at a cost you can manage. We focus on representing the progressive insurance companies that provide the very best rates for SR-22 insurance in Washington .

Anxious about who to trust? Take a look at our fantastic Google Reviews. Can 1300+ clients be wrong? When you are ready to start your SR-22 auto insurance, contact us for a fast and totally free SR-22 insurance quote.

SR-22 insurance in Port Orchard

Suspended License? Best Rates Washington State SR-22. Get Your Drivers License Back Quick!

The majority of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI or some driving accident there are a variety of things you will need to do to get your license back. Among them is to file an SR-22 with the state.

Everything you care to know about SR-22 insurance around Port Orchard.

What is SR 22 Insurance?

An SR 22 is required by the Department of Licensing (DOL) in order to reinstate your driver’s license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR 22 simply certifies to the DOL that you carry the vehicle insurance coverage they mandate.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file simply proves you are meeting the state’s minimum vehicle insurance requirements.

If you let your SR-22 insurance coverage go unpaid, your insurance company is obliged to notify the state with a SR26 form and if you go long enough without the SR22, you might have to pay the state to reinstate your license once you get a new SR-22.

SR-22 insurance Port Orchard

Is an SR-22 considered automobile insurance?

An SR22 is proof you have car insurance. Kind of like the Proof of Insurance Card you would present to a cop if you were pulled over but the SR-22 is submitted to the Department of Licensing (DOL).

Having an SR-22 is simply proof you are meeting the state’s minimum vehicle insurance requirements and is simply a rider on your auto insurance policy. Your insurance provider is verifying to the DOL that you have liability insurance coverage in force with them and they are required to inform the DOL if your insurance coverage lapses.

I Don’t Own a Car– Can I Still Get an SR22?

Yes, you can get an SR22 even if you do not own a car. If the Department of Licensing (DOL) mandates you have an SR22 to reinstate your drivers license, we can help even if you don’t own a car.

You can also get what is called a Broad Form Insurance plan, or more frequently “Drivers License Insurance”.

A BroadForm policy covers you when you are driving almost any car, owned or non-owned.

There are drawbacks to insuring your license. Make certain to speak to one of our knowledgeable insurance agents when making this crucial decision.

To find out more about Broad Form insurance, check out our Broad Form insurance/ Drivers License Insurance page.

SR 22 insurance Port Orchard

How do I Get SR 22 Insurance?

To get an SR 22, you can request for your insurance agent to endorse it to your existing car policy or you could start a new policy with the SR 22. Getting an SR22 does not need to be a hassle– Mid-Columbia Insurance is the SR22 specialist– we can walk you through the entire process!

You can call us at (509)547-8824, come to one of our offices, or start the process online completing the quote request. The earlier you buy your policy, the faster we can help you get your license reinstated.

You might invest all your time searching the web however it is unlikely that you will find more affordable SR-22 coverage and you will never ever experience customer care that can exceed what we can do for you.

Where Can I Get Inexpensive SR-22 Insurance Coverage?

Affordable SR22 insurance coverage near Port Orchard is normally purchased from an independent insurance agency like Mid-Columbia Insurance because we represent multiple insurance companies that compete for your business. The General, Geico, and Progressive spend millions advertising on TV trying to persuade you that they can save you cash by buying insurance coverage direct just to let you down.

As an independent insurance agency, we work for you, comparing an entire list of auto insurance providers to locate for you the very best SR 22 insurance rates in Port Orchard.

A lot of other auto insurance agencies, who we call AllStateFarmers, represent only their one insurance company and just have a single rate to offer.

We work for you, comparing the prices and coverages of numerous cars and truck insurance providers and giving you a choice.

SR-22 insurance Port Orchard
SR-22 filing in Port Orchard

Can My Current Insurance Agent File My SR22?

Your present agent can probably attach an SR-22 to your insurance policy however this may trigger troubles for you. Several insurers consider themselves “preferred” and do not want to insure individuals that need an SR 22. They may increase your prices significantly and even cancel your policy at renewal when they discover you require an SR 22.

 

Can I get an SR 22 from a different insurance company?

Yes, you can have a different insurance company file your SR22 with the DOL and not alert your existing insurer. If they don’t inspect your driving history, and unless you had an accident they possibly will not, you probably can maintain your preferred car insurance policy prices.

 

If you do not want to tell your present insurance representative regarding your requirement for an SR22, Mid-Columbia Insurance can write a standard insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can keep your existing “preferred” insurance coverage on your cars and trucks and also have an SR-22 on your license.

How Much Is SR-22 Insurance Coverage in Port Orchard?

The average rate of SR 22 insurance coverage ought to be less than $5 monthly when included in a regular car insurance policy given that many insurance providers just charge about $25 per 6 month policy term for an SR 22 filing. This is simply the fee the insurer charges to deal with the paperwork required by the state to alert them that you have an SR22 filing. If your insurer charges more, you might want to get a new quote and we would love to help!

Why, then, does SR-22 insurance coverage seem so pricey? An SR-22 is just a rider on your ordinary vehicle insurance. If it is expensive, it is due to the fact that the auto insurance rate is based on your actual driving record. Did you get a ticket for driving under the influence? Numerous traffic tickets? Involved in a wreck? Been without insurance coverage? Clearly something occurred to trigger you to need the SR-22 and this is what causes your insurance coverage to be higher than others.

How much will SR 22 insurance coverage cost? SR22 insurance coverage is cheap. It is your driving record that is costly.

SR-22 insurance Port Orchard

For How Long Am I Required to Have My SR 22?

Usually you have to carry an SR-22 for 3 years yet it could well be more or less depending upon the court as well as your circumstances.

The best way to learn how long you will really need to have an SR-22 is to call the Washington DOL directly at 360-902-3900 and ask them.

What Occurs If I Ever Cancel My SR-22 Insurance Coverage?

If your SR 22 insurance cancels while an SR22 is still mandated, the state will certainly re-suspend your license until you get an SR-22 filed once more and you may be required to pay the reinstatement fees once again in order to get your driver’s license back.

When your SR-22 terminates, the insurance company is required to file an SR 26 with the state to notify them that you no longer have active insurance.

If you are pulled over while your SR22 is out of force, you most likely will get a ticket for driving while suspended, which will raise the cost on your insurance even more.

SR22 insurance Port Orchard

How Can I Obtain The Cheapest SR 22 Insurance Rates?

The most affordable SR22 insurance rates can be obtained by looking at prices of a few insurance companies that specialize in SR 22 insurance. The simplest means to do that is to simply call our agency. We represent several insurers that provide SR-22 insurance– as well as we write a great deal of it.

If you live in Washington and need to get your license unsuspended, we can really help. The SR 22s are submitted electronically with the state so you can have your driver’s license back fast.

If you reside in Washington you probably got your ticket here and so need a Washington SR 22 but, if you need an out-of-state SR22, we can also do Oregon SR 22s, California SR 22s, Idaho SR 22, and also nearly every other state.

Can I Obtain An SR22 Without Having An Auto Insurance Policy?

If you do not have auto insurance coverage, you can obtain an SR-22 by starting a new insurance policy and also asking the insurance agent to submit the SR-22 for you.

Washington state only calls for minimal liability limits on the plan so it does not need to be expensive to start. Obviously, the more tickets you have received, the more your insurance policy will certainly cost you.

A quick telephone call and we can have your insurance coverage started and your SR 22 on its way to the DOL.

Does SR 22 Increase Insurance Rates?

An SR-22 increases your insurance policy rates because the majority of name-brand insurance companies do not want to insure a person who requires an SR22 and also due to the tickets you most likely have on your motor vehicle record.

The real SR22 filing will only add around $25 to your auto insurance policy, however you will possibly have to get insurance with a “High Risk” insurance company willing to take a chance on insuring you.

About Port Orchard

Port Orchard is a city in and the county seat of Kitsap County, Washington, United States. It is located 13 miles (21 km) due west of West Seattle and is connected to Seattle and Vashon Island via the Washington State Ferries run to Southworth. It is named after Port Orchard, the strait that separates Bainbridge Island from the Kitsap Peninsula.

As of the 2010 census the population was 11,144, and in 2019 the population was an estimated 14,597.

The first European-Americans to settle in what is now Port Orchard were William Renton and Daniel Howard, who set up a sawmill there in 1854. The town that was to become Port Orchard was originally platted in 1886 by Frederick Stevens, who named the new location after his father, Sidney. The town of Sidney was incorporated September 15, 1890, and was the first in Kitsap County to be both platted and incorporated. Shortly thereafter, the U.S. Navy sought a suitable location for another installation on the West Coast, and found it with the assistance of Sidney’s residents in Orchard Bay (this installation would later become the Puget Sound Naval Shipyard in Bremerton).

Source: Port Orchard, Washington in Wikipedia

Best DUI Lawyers Near Port Orchard

David O Defense

16 reviews

Criminal Defense Law, DUI Law
+12064596392
2211 Elliott Ave, Ste 200, Seattle, WA 98121
Jeniece Lacross Attorney At Law

1 review

Personal Injury Law, Criminal Defense Law
+13608761879
904 Dwight St, Port Orchard, WA 98366
The Law Office Of Jonathan R Morrison

1 review

Criminal Defense Law, DUI Law, Divorce & Family Law
+13606218766
1014 Bay St, Ste 4, Port Orchard, WA 98366
Cristine Beckwith

11 reviews

Criminal Defense Law, DUI Law
+12532388273
1115 Tacoma Ave S, Tacoma, WA 98402

Top Places to See Around Port Orchard

That One Place

380 reviews

Burgers, Breakfast & Brunch, American (Traditional)
+13608764572
1397 Olney Ave, Port Orchard, WA 98366
Home Made Cafe

208 reviews

Breakfast & Brunch, Comfort Food
+13609085026
537 Dekalb St, Port Orchard, WA 98366
El Balcon

536 reviews

Mexican, Salvadoran, Vegetarian
+13608131617
326 Pacific Ave, Bremerton, WA 98337
Hi-Lo’s 15th St. Cafe

593 reviews

Coffee & Tea, Breakfast & Brunch
+13603737833
2720 15th St, Bremerton, WA 98312