SR-22 Insurance Redmond WA  [FAQ]

Start Driving Again! Owner & Non-Owner SR22

SR22 Insurance lets you start driving again quick in Redmond Washington. Let Mid-Columbia Insurance handle your SR22 filing.

If you are informed that you need an SR 22 would you have any idea what to do? Breathe easy, SR 22 insurance coverage is our specialty. Mid-Columbia Insurance can take care of filing the SR-22 in Redmond for you. Let us be your insurance coverage finders.

If you are coping with a DUI or other major tickets then getting SR 22 insurance is more than likely your next step to getting your license back and having the ability to drive your cars or truck legally. Mid-Columbia Insurance serves Redmond and all of King County and is the general SR 22 insurance expert. We can write a Progressive SR 22, National General SR 22, Dairyland SR22, Kemper SR-22, Safeco SR22, The General SR22, and more for you.

SR22 insurance can be pricey so it is important that you can find the protection you require at a cost you can manage. We focus on representing the progressive insurance companies that offer the best rates for SR22 insurance coverage in Washington.

Anxious about who to rely on? Have a look at our terrific Google Reviews. Can 1500+ reviews be wrong? When you are ready to get your SR-22 auto insurance coverage, contact us for a quick and free SR22 insurance quote.

SR 22DWI insurance in RedmondWashington

Suspended License? Low Priced Washington SR-22. Get Your Drivers License Back Quick!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI and/or some driving mishap there are a number of things you will be required to do to get your license back. Among them is to file an SR-22 with the DOL.

Everything you care to know about SR 22 insurance around Redmond.

What is SR22 Insurance?

An SR 22 is required by the Department of Licensing (DOL) in order to reinstate your drivers license after getting a suspension or revocation for a DUI, too many tickets, etc. An SR-22 just guarantees to the DOL that you have the vehicle insurance coverage they mandate.

Often an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file merely means you are meeting the state’s minimum car insurance coverage requirements.

If you let your SR 22 insurance coverage lapse, your insurance company is obliged to notify the state with a SR26 form and if you go for a time without the SR 22, you might need to pay the state to reinstate your license once you get a new SR 22.

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Is an SR22 the same as vehicle insurance coverage?

An SR22 is proof you have cars or truck insurance. Similar to the Proof of Insurance Card you would present to a police if you were pulled over but the SR-22 is submitted to the Department of Licensing (DOL).

Having an SR22 is simply evidence you are satisfying the state’s minimum auto insurance requirements and is simply a rider on your vehicle insurance . Your insurance carrier is verifying to the state that you have liability insurance in force with them and they promise to inform the state if your insurance coverage terminates.

I Don’t Own a Car– Can I Get an SR22?

Yes, you can get an SR22 even if you do not have a vehicle. If the Department of Licensing (DOL) mandates you carry an SR-22 to keep your drivers license, we can assist even if you don’t own a vehicle.

You can get what is called a BroadForm Insurance plan, or more frequently “Drivers License Insurance”.

A BroadForm policy covers you when you are driving almost any vehicle, owned or non-owned.

There are disadvantages to insuring your license. Be sure to speak with any of our experienced insurance representatives when making this crucial choice.

For more details about Broad Form insurance coverage, have a look at our Broad Form insurance coverage/ Driver’s License Insurance page.

SR 22 insurance Redmond

How do I Get SR 22 Insurance?

To get an SR 22, you can ask your insurance representative to endorse it to your current vehicle policy or you could start a new policy with the SR-22. Getting an SR-22 doesn’t have to be an inconvenience– Mid-Columbia Insurance is the SR-22 expert– we can take you through the whole process!

You can call us at (509)249-1188, come into one of our offices, or start the process online completing the quote request. The quicker you purchase your policy, the sooner we can help you get your license back.

You might spend all your time searching the internet however it is unlikely that you will find lower SR-22 coverage and you will never find client service that can exceed what we can do for you.

Where Can I Get Cheap SR 22 Insurance?

Low-cost SR 22 insurance coverage near Redmond is most often found at an independent insurance agency like Mid-Columbia Insurance since we represent multiple insurers that compete for your business. The General, Geico, and Progressive invest millions marketing on television attempting to convince you that they can save you money by buying insurance coverage online just to let you down.

As an independent insurance agent, we work for you, comparing a whole list of car insurance companies to find for you the very best SR22 insurance prices in Redmond.

A lot of other car insurance agencies, who we call AllStateFarmers, represent simply their one insurance company and only have one price to offer.

We work for you, comparing the rates and coverages of multiple cars and truck insurance companies and offering you options.

SR 22 insurance Redmond

SR 22 filing in Redmond

Can My Present Insurance Company File My SR22?

Your present agent can add an SR-22 to your insurance policy but this may create troubles for you. Numerous insurance companies consider themselves “preferred” and so do not want to cover people who need an SR22. They may jack up your prices significantly or even terminate your plan at renewal when they discover you need an SR-22.


Can I obtain an SR22 from a different insurer?

Yes, you can have a different insurance agent file your SR22 with the DOL and not notify your present insurance company. If they don’t inspect your driving history, and unless you had an accident they most likely won’t, you probably can maintain your preferred auto insurance prices.


If you do not wish to inform your present insurance coverage agent about your requirement for an SR22, Mid-Columbia Insurance can write a basic insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance policy on your cars as well as have an SR-22 on your license.

Just How Much Is SR 22 Insurance Coverage in Redmond?

The average price of SR-22 insurance ought to be less than $5 per month when added to a standard auto insurance plan given that most insurers just charge about $25 per 6 month policy term for an SR 22 filing. This is just the fee the insurance company includes to deal with the documentation needed by the state to notify them that you have an SR22 filing. If your insurer charges more, you might want to get a new quote and we are more than happy to help!

Why, then, does SR-22 insurance coverage seem so expensive? An SR22 is simply a rider on your standard car insurance policy. If it is costly, it is due to the fact that the vehicle insurance rate is based on your real driving record. Did you get a ticket for driving under the influence? Several traffic tickets? Involved in a crash? Been without insurance? Undoubtedly something occurred to trigger you to need the SR22 and this is what triggers your insurance to be higher than others.

Just how much will SR 22 insurance coverage cost? SR22 insurance is cheap. It is your driving record that is costly.

SR22 insurance Redmond

How Long Do I Need to Have An SR22?

Generally you are required to have an SR-22 for Three years however it could quite possibly be more or less depending on the court and your circumstances.

The most effective way to find out how long you are going to really need to carry an SR 22 is to call the DOL directly at 360-902-3900 and ask.

What Takes place If I Cancel My SR 22 Insurance Policy?

If, while required, your SR22 insurance terminates while an SR-22 is still needed, the state will certainly suspend your driver’s license until you get another SR22 submitted once more and you might need to pay the reinstatement charges again in order to get your driver’s license back.

When your SR-22 cancels, the insurance company is obliged to file an SR-26 with the Department of Licensing to alert them that you no longer have active insurance coverage.

If you are pulled over by the cops while your SR22 is terminated, you probably will receive a ticket for driving while suspended, which will certainly increase the cost on your insurance coverage even higher.

SR 22 insurance Redmond

How Can I Get The Lowest SR 22 Insurance Rates?

The lowest SR22 insurance policy prices can be found by going over rates of a number of insurance companies that specialize in SR 22 insurance. The easiest method to do that is to simply call our agency. We work with multiple insurance companies that provide SR22 insurance coverage– as well as we write a great deal of it.

If you reside in Washington and must get your license reinstated, we can really help. The SR22s are submitted online with the Department of Licensing (DOL) so you can have your drivers license back quick.

If you reside in Washington you most likely got your ticket here and so require a Washington SR22 however, if you need an out-of-state SR22, we can also do Oregon SR22s, California SR 22s, Idaho SR 22, as well as practically any other state.

Can I Obtain An SR-22 Without Having Auto Insurance Coverage?

If you do not have car insurance coverage, you can get an SR-22 by starting a new insurance plan and also asking the insurer to file the SR 22 for you.

Washington state just requires minimal liability limits on the plan so it does not have to be costly to start. Naturally, the more tickets you have received, the more your insurance will set you back.

A quick telephone call and we can have your insurance policy launched and also your SR22 on its way to the state.

Does SR22 Hike Insurance Prices?

Needing an SR-22 increases your insurance policy prices due to the fact that most preferred insurance providers don’t want to cover a person who needs an SR22 as well as due to the tickets you most likely have on your motor vehicle record.

The actual SR22 filing will only add around $25 to your vehicle insurance policy, yet you will probably have to obtain insurance coverage with a “High Risk” auto insurance provider willing to take a chance on covering you.

About Redmond

Redmond is a city in King County, Washington, United States, located 15 miles (24 km) east of Seattle. The population was 54,144 at the 2010 census and an estimated 71,929 in 2019.

With an annual bike race on city streets and the state’s only velodrome, Redmond is also known as the “Bicycle Capital of the Northwest”.

Redmond is the home of Microsoft and Nintendo of America.

Source: Redmond, Washington in Wikipedia

Top DUI Lawyers Near Redmond

Law Offices of Magnuson Lowell
10 reviews
Divorce & Family Law, Personal Injury Law, Estate Planning Law
8201 164th Ave NE, Ste 200, Redmond, WA 98052
(425) 885-7500
Leos & Gilkerson
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16088 NE 85th St, Redmond, WA 98052
(425) 885-4066
CMS Law Firm
27 reviews
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811 Kirkland Ave, Ste 201, Kirkland, WA 98033
(206) 659-1512
Law Offices of Maxim Lissak
27 reviews
Real Estate Law, Business Law, General Litigation
400 112th Ave NE, Ste 140, Bellevue, WA 98004
(206) 229-6602
Peterson Law
2 reviews
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14205 SE 36th St, Ste 100, Bellevue, WA 98006
(425) 201-5634
Rachel Leos
1 review
Wills, Trusts, & Probates, Business Law, Real Estate Law
16088 NE 85th St, Redmond, WA 98052
(425) 885-4066

Top Places to See Near Redmond

Tipsy Cow Burger Bar – Redmond
1331 reviews
Burgers, Bars
16325 Cleveland St, Redmond, WA 98052
(425) 896-8716
Five Stones Coffee Company
465 reviews
Coffee & Tea
8102 161st Ave NE, Redmond, WA 98052
(425) 242-0099
778 reviews
Cocktail Bars, American (New)
16175 Cleveland St, Ste 109, Redmond, WA 98052
(425) 285-9458
The Stone House
454 reviews
American (New)
16244 Cleveland St, Redmond, WA 98052
(425) 558-5625
Sip Thai Bistro
486 reviews
Thai, Noodles, Chicken Wings
16146 NE 87th St, Redmond, WA 98052
(425) 702-8411
Blazing Bagels
539 reviews
Bakeries, Bagels, Sandwiches
6975 176th Ave NE, Ste 365, Redmond, WA 98052
(425) 881-2243