SR-22 Insurance San Juan Island  [FAQ]

Get Back On The Road! Owner & Non-Owner SR-22

SR-22 Insurance lets you start driving again quick in San Juan Island Washington. Let Mid-Columbia Insurance take care of your SR 22 filing.

If you’re told that you need an SR 22 would you know what to do? Breathe easy, SR22 insurance coverage is our specialty. Mid-Columbia Insurance can take care of filing the SR 22 in San Juan Island for you. Let us be your insurance finders.

If you are coping with a DUI or other significant tickets then getting SR22 insurance coverage is probably your next action to getting your license back and being able to drive your cars or truck lawfully. Mid-Columbia Insurance serves San Juan Island and all of San Juan County and is the general SR-22 insurance specialist. We can write a Progressive SR22, National General SR22, Dairyland SR 22, Kemper SR 22, Safeco SR 22, The General SR22, and more for you.

SR22 insurance can be expensive so it is very important that you can purchase the protection you require at a cost you can afford. We specialize in representing the progressive insurance providers that offer the very best prices for SR 22 insurance in Washington state.

Worried about who to help you? Take a look at our terrific Google Reviews. Can 1500+ clients be wrong? When want to get your SR-22 car insurance, call us for a quick and complimentary SR22 insurance quote.

SR-22 insurance in San Juan Island

Suspended License? Cheap Washington State SR 22. Get Your Drivers License Back Quick!

The majority of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI or some driving incident there are a variety of things you will must to do to get your license back. Among them is to get an SR-22 with the DOL.

Everything you need to understand about SR 22 insurance around San Juan Island.

What is SR22 Insurance?

An SR-22 is ordered by the Department of Licensing (DOL) in order to reinstate your drivers license after getting a suspension or revocation for a DUI, a lot of tickets, and so on. An SR-22 simply guarantees to the DOL that you have the vehicle insurance coverage they require.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file simply indicates you are meeting the state’s minimum automobile insurance requirements.

If you let your SR-22 insurance coverage cancel, your insurance company is required to alert the state with a SR-26 form and if you go for a time without the SR-22, you might need to pay the state to restore your license once you get a new SR-22.

SR-22 insurance San Juan Island

Is an SR-22 considered automobile insurance?

An SR22 is evidence you have vehicle insurance coverage. Kind of like the Proof of Insurance Card you would show to a police officer if you were pulled over but the SR 22 form is filed with the Department of Licensing (DOL).

Having an SR 22 is just evidence you are fulfilling the DOL’s minimum car insurance requirements and is simply a rider on your car insurance policy. Your insurance carrier is verifying to the state that you have liability insurance in force with them and they are required to notify the state if your insurance coverage lapses.

I Don’t Own an Automobile– Can I Get an SR22?

Yes, you can get an SR22 even if you do not have a vehicle. If the Department of Licensing (DOL) mandates you carry an SR 22 to keep your license, we can help even if you don’t own a car.

You can also get what is called a BroadForm Insurance policy, or more commonly “Drivers License Insurance”.

A BroadForm policy covers you when you are driving almost any vehicle, owned or non-owned.

There are downsides to insuring your license. Make sure to speak to any of our knowledgeable insurance representatives when making this important decision.

For more information about Broad Form insurance, check out our Broad Form insurance coverage/ Drivers License Insurance page.

DUI insurance San Juan Island

How do I Get SR22 Insurance?

To get an SR 22, you can request for your insurance representative to endorse it to your present auto policy or you could start a new policy with the SR-22. Getting an SR 22 does not need to be an inconvenience– Mid-Columbia Insurance is the SR-22 expert– we can walk you through the whole process!

You can call us at (509)547-8824, visit one of our offices, or begin the process online completing the quote request. The sooner you buy your policy, the faster we can assist you get your license reinstated.

You could spend all your time browsing the web however it is unlikely that you will discover less expensive SR22 coverage and you will never find customer care that can surpass what we will do for you.

Where Can I Get Affordable SR 22 Insurance?

Cheap SR 22 insurance coverage in San Juan Island is usually found at an independent insurance agency like Mid-Columbia Insurance because we represent multiple insurers that compete for your business. The General, Geico, and Progressive spend millions promoting on TV attempting to influence you that they can save you cash by purchasing insurance online only to disappoint.

As an independent insurance agent, we work for you, comparing a whole list of vehicle insurers to locate for you the best SR 22 insurance rates in San Juan Island.

Many other auto insurance agencies, who we call AllStateFarmers, represent only their one insurance company and only have a single rate to offer.

We work for you, comparing the prices and protections of several auto insurance providers and providing you options.

DUI insurance San Juan Island

SR22 filing in San Juan Island

Can My Current Insurance Company File My SR22?

Your existing insurance company can most likely add an SR-22 to your insurance plan however this might trigger problems for you. Several insurance companies consider themselves “preferred” and do not wish to insure individuals who need an SR-22. They may increase your rates significantly and even terminate your policy at renewal when they discover you need an SR22.


Can I get an SR22 from a different insurance company?

Yes, you can have a different insurance company submit your SR22 with the DOL and not notify your existing insurance provider. If they don’t examine your driving history, and unless there was a crash they probably won’t, you might be able to maintain your preferred vehicle insurance rates.


If you do not wish to tell your present insurance policy representative regarding your need for an SR22, Mid-Columbia Insurance can write a simple insurance policy on your driver’s license (called Broad Form) with the SR 22 so you can maintain your current “preferred” insurance on your vehicles and also have an SR-22 on your license.

How Much Is SR22 Insurance in San Juan Island?

The average price of SR22 insurance coverage should be less than $5 each month when included in a regular vehicle insurance policy considering that the majority of insurance providers only charge about $25 per 6 month policy term for an SR 22 filing. This is just the charge the insurance company charges to deal with the documents needed by the state to inform them that you have an SR22 filing. If your insurer charges more, you might want to get a new quote and Mid-Columbia Insurance is more than happy to help!

Why, then, does SR-22 insurance coverage seem so expensive? An SR 22 is simply a rider on your regular vehicle insurance. If it is costly, it is due to the fact that the auto insurance rate is based upon your driving record. Did you get a ticket for driving under the influence? Numerous traffic tickets? Involved in a wreck? Been without insurance? Undoubtedly something occurred to cause you to need the SR-22 and this is what triggers your insurance coverage to be higher than others.

Just how much will SR-22 insurance coverage run? SR22 insurance is inexpensive. It is your driving record that is costly.

SR-22 insurance San Juan Island

How Long Do I Need to Carry An SR-22?

Normally you are required to carry an SR22 for 3 years however it may be more or less depending on the court as well as your circumstances.

The most effective way to find out how long you will really need to carry an SR-22 is to call the Washington Department of Licensing directly and ask.

What Occurs If I Terminate My SR 22 Insurance?

If, while mandated, your SR 22 insurance coverage cancels while an SR22 is still needed, the state will suspend your license until you get another SR22 submitted again as well as you may be required to pay the reinstatement fees once again in order to get your drivers license back.

When your SR 22 terminates, the insurance provider is obliged to file an SR-26 with the state to notify them that you no longer have active insurance.

If you are pulled over while your SR22 is out of force, you probably will get a ticket for driving while suspended, which will jack up the cost on your insurance policy even higher.

SR 22 insurance San Juan Island

How Can I Obtain The Most Affordable SR-22 Insurance Rates?

The lowest SR 22 insurance coverage prices can be found by reviewing rates of a few insurers that focus on SR-22 insurance. The most convenient method to do that is to simply call our agency. We work with numerous insurance providers that offer SR-22 insurance coverage– and we write a great deal of it.

If you reside in Washington state and must get your license unsuspended, we can really help. The SR22s are submitted digitally with the Department of Licensing (DOL) so you can have your drivers license back fast.

If you live in Washington you most likely received your ticket here and so require a Washington SR 22 however, if you need an out-of-state SR-22, we can also do Oregon SR 22s, California SR22s, Idaho SR 22, and nearly any other state.

Can I Get An SR 22 Without Having An Auto Insurance Policy?

If you do not have auto insurance coverage, you can obtain an SR 22 by beginning a new insurance plan and also asking the insurance company to file the SR 22 for you.

Washington state just calls for minimum liability limits on the plan so it doesn’t need to be costly to get started. Of course, the more tickets you have received, the more your insurance policy will certainly set you back.

A quick phone call and we can have your insurance started and also your SR 22 on its way to the DOL.

Does SR22 Raise Insurance Prices?

Yes, an SR 22 raises your insurance rates since many name-brand insurance companies do not desire to insure a driver who needs an SR22 and also because of the tickets you probably have on your motor vehicle history.

The real SR22 filing will only add around $25 to your car insurance plan, however you will most likely have to get insurance coverage with a “High Risk” auto insurance provider ready to take a chance on insuring you.

Top DUI Lawyers Near San Juan Island

O’day Stephanie Johnson Atty
1 review
540 Guard St, Friday Harbor, WA 98250
(360) 378-6278
League and Williams Lawyers
2 reviews
Personal Injury Law, General Litigation, Notaries
174 Wilson Street, Suite 210, Victoria, BC V9A 7N6, Canada
+1 250-888-0002
Sitka Law Group
1 review
Personal Injury Law, Real Estate Law, Estate Planning Law
202 – 3750 Shelbourne Street, Victoria, BC V8P 4H4, Canada
+1 778-265-2677
Beverly Carter Notary Public
1 review
Notaries, Real Estate Law, Wills, Trusts, & Probates
2950 Douglas Street, Unit 240, Victoria, BC V8T 4N4, Canada
+1 250-383-4100
Mullin DeMeo Barristers & Solicitors
1 review
1626 Garnet Rd, Victoria, BC V8P 3C8, Canada
+1 250-477-3327
Butterfield Law
3 reviews
Divorce & Family Law
2020 Richmond Road, Suite 402, Victoria, BC V8R 6R5, Canada
+1 250-382-4529

Best Places to See Around San Juan Island

Cask and Schooner
689 reviews
Seafood, British, American (Traditional)
1 Front St, Ste 1, Friday Harbor, WA 98250
(360) 378-2922
373 reviews
American (Traditional), Cocktail Bars, Seafood
10 Front St N, Friday Harbor, WA 98250
(360) 378-2700
Mike’s Cafe & Wine Bar
213 reviews
Bars, Vegan, American (Traditional)
135 2nd St S, Friday Harbor, WA 98250
(360) 378-0265
Bakery San Juan
119 reviews
Bakeries, Pizza, Sandwiches
775 Mullis St, Friday Harbor, WA 98250
(360) 378-5810
Rocky Bay Cafe
371 reviews
Breakfast & Brunch, Coffee & Tea
225 Spring St, Friday Harbor, WA 98250
(360) 378-5051
Duck Soup
199 reviews
American (New), Seafood
50 Duck Soup Ln, Friday Harbor, WA 98250
(360) 378-4878