SR22 Insurance Silverdale  [FAQ]

Get Your License Back! Owner & Non-Owner SR22

SR-22 Insurance lets you get back on the road asap in Silverdale WA. Let Mid-Columbia Insurance take care of your SR22 filing.

If you are told that you need an SR22 would you know what to do? Breathe easy, SR 22 insurance is our specialty. Mid-Columbia Insurance can handle submitting the SR 22 in Silverdale for you. Let us be your insurance coverage finders.

If you are facing a DUI or other major tickets then getting SR 22 insurance coverage is most likely your next action to getting your license back and having the ability to drive your automobile lawfully. Mid-Columbia Insurance serves Silverdale and all of Kitsap County and is the general SR22 insurance specialist. We offer a Progressive SR-22, National General SR-22, Dairyland SR 22, Kemper SR22, Safeco SR 22, The General SR22, and more for you.

SR22 insurance coverage can be costly so it is important that you can purchase the protection you need at a cost you can manage. We specialize in representing the progressive insurance providers that provide the best prices for SR 22 insurance in Washington state.

Worried about who to rely on? Have a look at our excellent Google Reviews. Can 1500+ reviews be wrong? When want to get your SR 22 automobile insurance coverage, contact us for a fast and free SR 22 insurance quote.

SR22 DUI insurance in SilverdaleWashington

License Suspended? Affordable{ Rates} Washington SR 22. Get Your License Back Now!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI or some driving mishap there are a variety of things you will need to do to get your license back. One of them is to file an SR-22 with the state.

Everything you care to know about SR22 insurance near Silverdale.

What is SR 22 Insurance?

An SR22 is mandated by the Department of Licensing (DOL) in order to reinstate your license after getting a suspension or revocation for a DUI, a lot of tickets, and so on. An SR-22 merely certifies to the DOL that you carry the car insurance they require.

Sometimes an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file merely means you are satisfying the state’s minimum automobile insurance coverage requirements.

If you let your SR-22 insurance go unpaid, your insurer is required to inform the state with a SR 26 form and if you go long enough without the SR 22, you may need to pay a fine to get back your license once you get a brand-new SR22.

DUI insurance Silverdale

Is an SR22 considered vehicle insurance?

An SR22 is proof you have car insurance coverage. Sort of like the Proof of Insurance Card you would show to a cop if you were pulled over but the SR-22 form is submitted to the Department of Licensing (DOL).

Having an SR22 is just proof you are fulfilling the state’s minimum auto insurance requirements and is simply an addition to your auto insurance coverage. Your insurance carrier is verifying to the DOL that you have liability insurance coverage in force with them and they promise to alert the DOL if your insurance terminates.

I Don’t Own a Vehicle– Can I Get an SR 22?

Yes, you can get an SR-22 even if you do not have a vehicle. If the Department of Licensing (DOL) requires you have an SR 22 to reinstate your drivers license, we can assist even if you do not own a cars or truck.

You can also get what is called a BroadForm Insurance policy, or more frequently “Drivers License Insurance”.

A Broad Form policy covers you when you are driving almost any vehicle, owned or non-owned.

There are disadvantages to insuring your license. Be sure to speak with one of our knowledgeable insurance representatives when making this important decision.

To find out more about Broad Form insurance coverage, have a look at our Broad Form insurance coverage/ Driver’s License Insurance page.

SR 22 insurance Silverdale

How to Get SR-22 Insurance?

To get an SR 22, you can ask your insurance agent to add it to your existing car policy or you can start a new policy with the SR22. Getting an SR 22 doesn’t have to be a hassle– Mid-Columbia Insurance is the SR22 specialist– we can step you through the entire process!

You can call us at (509)783-5600, visit one of our offices, or start the process online filling out the quote request. The sooner you buy your policy, the quicker we can assist you get your license back.

You might spend all your time browsing the web however it is not likely that you will discover less expensive SR-22 coverage and you will never discover customer service that can do better than what we can do for you.

Where Can I Find Cheap SR22 Insurance?

Cheap SR22 insurance around Silverdale is most often found at an independent insurance agency like Mid-Columbia Insurance since we represent several insurance companies that compete for your business. The General, Geico, and Progressive invest millions promoting on TV trying to influence you that they can save you cash by purchasing insurance direct just to let you down.

As an independent insurance agent, we work for you, shopping an entire list of auto insurance providers to locate for you the very best SR22 insurance rates in Silverdale.

Most other insurance agencies, who we call AllStateFarmers, represent just their one insurance company and only have one rate to offer.

We work for you, comparing the prices and protections of several car insurance providers and giving you a choice.

SR-22 insurance Silverdale

SR-22 form in Silverdale

Can My Current Insurance Agent File My SR22?

Your current insurance company can probably attach an SR-22 to your insurance policy yet this might trigger issues for you. Numerous insurance companies consider themselves “preferred” and so do not want to cover individuals who require an SR-22. They might raise your rates significantly or even terminate your plan at renewal when they discover you need an SR-22.


Can I get an SR 22 from a different insurance agent?

Yes, you can have a different insurer submit your SR22 with the DOL and not alert your existing insurance provider. If they do not examine your driving history, and unless you had a crash they most likely will not, you probably can maintain your preferred car insurance rates.


If you don’t intend to inform your current insurance policy agent regarding your need for an SR22, Mid-Columbia Insurance can write a basic insurance plan on your driver’s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance policy on your cars as well as have an SR-22 on your license.

How Much Is SR22 Insurance Coverage in Silverdale?

The average price of SR 22 insurance coverage ought to be less than $5 per month when included in an ordinary auto insurance plan because most insurance companies only charge about $25 per 6 month policy term for an SR-22 filing. This is just the cost the insurance provider charges to handle the documents required by the state to inform them that you have an SR22 filing. If your insurer charges more, you might want to get a new quote and we would love to help!

Why, then, does SR22 insurance seem so pricey? An SR-22 is just a rider on your ordinary auto insurance. If it is costly, it is because the auto insurance rate is based upon your actual driving record. Did you get a ticket for driving under the influence? Multiple traffic tickets? Involved in a crash? Been without insurance? Undoubtedly something happened to cause you to require the SR22 and this is what causes your insurance to be higher than others.

How much will SR 22 insurance coverage run? SR22 insurance is inexpensive. It is your driving record that is costly.

DUI insurance Silverdale

How Long Am I Required to Have An SR-22?

Normally you need to have an SR-22 for 3 years yet it might be more or less depending on the judge and also your circumstances.

The very best way to discover how long you will really need to have an SR22 is to call the DOL directly and find out.

What Happens If I Terminate My SR-22 Insurance Policy?

If, while required, your SR22 insurance cancels while an SR-22 is still mandated, the state will certainly suspend your license till you get another SR22 submitted again and also you might need to pay the reinstatement fees once again in order to get your driver’s license back.

When your SR22 cancels, the insurer is required to file an SR-26 with the DOL to alert them that you no longer have active insurance coverage.

If you are pulled over while your SR-22 is canceled, you probably will receive a ticket for driving while suspended, which will raise the cost on your insurance policy even more.

DUI insurance Silverdale

Exactly How Can I Get The Cheapest SR 22 Insurance Rates?

The lowest SR 22 insurance coverage prices can be had by going over rates of a number of insurers that specialize in SR22 insurance. The simplest means to do that is to just call our agency. We represent multiple insurance companies that provide SR22 insurance coverage– and also we write a great deal of it.

If you live in Washington and need to get your license reinstated, we can help. The SR 22s are submitted digitally with the Department of Licensing (DOL) so you can have your driver’s license back fast.

If you reside in Washington you probably received your ticket here and so require a Washington SR-22 however, if you require an out-of-state SR 22, we can likewise do Oregon SR-22s, California SR 22s, Idaho SR 22, and just about every other state.

Can I Get An SR 22 Without Having Car Insurance?

If you do not have auto insurance coverage, you can obtain an SR22 by starting a brand-new insurance plan and asking the insurance agent to file the SR22 for you.

Washington just requires minimum liability limits on the policy so it doesn’t have to be expensive to start. Certainly, the more tickets you have collected, the more your insurance policy will certainly cost you.

A simple telephone call and we can have your insurance launched and also your SR 22 on its way to the state.

Does SR22 Raise Insurance Rates?

Yes, an SR22 raises your insurance policy rates because most name-brand insurers don’t care to insure a person who needs an SR22 as well as due to the tickets you probably have on your driving record.

The real SR22 filing will only add around $25 to your car insurance rates, however you will probably need to obtain an insurance policy with a “High Risk” auto insurance company ready to gamble on covering you.

About Silverdale

Silverdale is a census-designated place (CDP) in Kitsap County, Washington, in the United States. The population was 19,204 at the 2010 census. Despite many attempts at incorporation, Silverdale remains an unincorporated community.

Silverdale ranks 158th among 522 areas in Washington for which per capita income data is collected.

Silverdale is located on the Kitsap Peninsula at 47°39′34″N 122°40′36″W / 47.65944°N 122.67667°W / 47.65944; -122.67667 (47.659410, -122.676630). It is 9 miles (14 km) northwest of the city of Bremerton and the same distance south of Poulsbo. Silverdale lies at the north tip of Dyes Inlet, which connects it to Bremerton via Sinclair Inlet and to the Pacific Ocean via Port Orchard and Puget Sound.

Source: Silverdale, Washington in Wikipedia

Top DUI Lawyers Near Silverdale

Compass Legal Services
5 reviews
Divorce & Family Law, Estate Planning Law, Business Law
9481 Bayshore Dr NW, Ste 202, Silverdale, WA 98383
(360) 471-3300
The Law Office of Diane F Russell
1 review
Divorce & Family Law, Employment Law, Real Estate Law
9226 Bayshore Dr NW, Ste 270, Silverdale, WA 98383
(360) 698-6062
Ryan, Montgomery and Armstrong, Inc. P.S
1 review
Real Estate Law, Divorce & Family Law, Personal Injury Law
9657 Levin Rd NW, Ste 240, Silverdale, WA 98383
(360) 307-8860
Michael R. Morrison Attorney
3 reviews
Bankruptcy Law, Divorce & Family Law
3100 NW Bucklin Hill Rd, Ste 118, Silverdale, WA 98383
(360) 613-5077
Becker Franklin Rovang PLLC
3 reviews
Personal Injury Law
1730 Pottery Ave, Ste 210, Port Orchard, WA 98366
(360) 876-4800
Broughton William H Atty
1 review
Personal Injury Law
9057 Washington Ave NW, Silverdale, WA 98383
(360) 692-4888

Top Things to See By Silverdale

Oak Table Cafe
672 reviews
American (New), Breakfast & Brunch
3290 Mount Vintage Way, Silverdale, WA 98383
(360) 204-5198
Silver City Restaurant & Brewery
857 reviews
Breweries, American (New)
2799 NW Myhre Rd, Silverdale, WA 98383
(360) 698-5879
Family Thai Cuisine
166 reviews
9601 Mickelberry Rd NW, Ste 111, Silverdale, WA 98383
(360) 698-3663
Jo:a Japanese Restaurant
367 reviews
Japanese, Sushi Bars
10516 Silverdale Way NW, Ste 120, Silverdale, WA 98383
(360) 692-1380
Heidi Teriyaki Express
169 reviews
Japanese, Vietnamese
3014 NW Bucklin Hill Rd, Silverdale, WA 98383
(360) 662-0060
Danny’s BBQ
233 reviews
Barbeque, Sandwiches
11871 Silverdale Way NW, Ste 101, Silverdale, WA 98383
(360) 692-6620