(509) 783-5600 [email protected]

Sunnyside SR-22 Insurance [FAQ]
Get Your License Back! Owner & Non-Owner SR22

Get Back on the Road ASAP in Sunnyside. Let Mid-Columbia Handle Your SR22 Insurance

If you’re told that you require an SR 22 would you have any idea what to do? Breathe easy, SR-22 insurance is our specialty. Mid-Columbia Insurance can take care of filing the SR 22 in Sunnyside for you. Let us be your insurance finders.

If you are coping with a DUI or other major tickets then getting SR22 insurance is probably your next action to getting your license back and having the ability to drive your cars or truck lawfully. Mid-Columbia Insurance serves Sunnyside and all of Yakima County and is the general SR 22 insurance expert. We offer a Progressive SR 22, National General SR 22, Dairyland SR-22, Kemper SR-22, Safeco SR-22, The General SR 22, and more for you.

SR22 insurance coverage can be pricey so it is essential that you can purchase the protection you need at a price you can afford. We concentrate on representing the progressive insurance companies that offer the very best rates for SR22 insurance coverage in Washington state.

Worried about who to trust? Take a look at our fantastic Google Reviews. Can 1300+ people be wrong? When you are ready to get your SR22 auto insurance, contact us for a quick and totally free SR-22 insurance quote.

SR-22 insurance in Sunnyside

License Suspended? Quick Washington State SR 22. Get Your Driver’s License Back Fast!

Most of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI or some driving incident there are a variety of things you will be required to do to get your license back. Among them is to file an SR 22 with the DOL.

All you care to know about SR 22 insurance in Sunnyside.

What is SR 22 Insurance?

An SR 22 is ordered by the Department of Licensing (DOL) in order to get back your license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR 22 just attests to the DOL that you carry the vehicle insurance coverage they require.

Often an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR22 form on file simply indicates you are meeting the state’s minimum vehicle insurance requirements.

If you let your SR-22 insurance lapse, your insurer is required to alert the state with a SR 26 form and if you go long enough without the SR 22, you may need to pay the state to restore your license once you get a new SR22.

DUI insurance Sunnyside

Is an SR 22 the same as car insurance?

An SR22 is proof you have automobile insurance coverage. Sort of like the Proof of Insurance Card you would present to a police if you were pulled over but the SR 22 form is filed with the Department of Licensing (DOL).

Having an SR 22 is just evidence you are satisfying the state’s minimum auto insurance requirements and is simply a rider on your automobile insurance coverage. Your insurance carrier is verifying to the DOL that you have liability insurance coverage in force with them and they are required to notify the state if your insurance cancels.

I Don’t Own a Car– Can I Get an SR 22?

Yes, you can get an SR-22 even if you do not have a car. If the Department of Licensing (DOL) requires you have an SR-22 to resore your driver’s license, we can assist even if you do not own a cars or truck.

You can also get what is called a Broad Form Insurance plan, or more typically “Drivers License Insurance”.

A Broad Form plan covers you when you are driving almost any vehicle, owned or non-owned.

There are disadvantages to insuring your license. Be sure to speak to one of our experienced insurance agents when making this important choice.

For additional information about Broad Form insurance coverage, have a look at our Broad Form insurance/ Driver’s License Insurance page.

SR22 insurance Sunnyside

How do I Get SR-22 Insurance?

To get an SR 22, you can ask your insurance agent to endorse it to your existing car policy or you could start a new policy with the SR 22. Getting an SR-22 does not need to be a hassle– Mid-Columbia Insurance is the SR 22 specialist– we can walk you through the entire process!

You can call us at (509)547-8824, visit one of our offices, or start the process online completing the quote request. The earlier you buy your policy, the quicker we can help you get your license reinstated.

You could spend all day browsing the internet however it is unlikely that you will discover less expensive SR-22 coverage and you will never ever find customer service that can do better than what we can do for you.

Where Can I Find Inexpensive SR-22 Insurance Coverage?

Low-cost SR-22 insurance coverage in Sunnyside is normally purchased at an independent insurance agency like Mid-Columbia Insurance because we represent multiple insurance companies that compete for your business. The General, Geico, and Progressive spend millions advertising on television attempting to sway you that they can save you cash by purchasing insurance direct just to disappoint.

As an independent insurance agent, we work for you, comparing a whole list of auto insurance providers to find for you the very best SR 22 insurance prices in Sunnyside.

Many other insurance agencies, who we call AllStateFarmers, represent just their one company and only have a single rate to offer.

We work for you, comparing the prices and coverages of several auto insurance providers and giving you options.

DUI insurance Sunnyside
SR 22 form in Sunnyside

Can My Current Agent File My SR 22?

Your present insurance company can probably attach an SR 22 to your insurance policy but this might create problems for you. Lots of insurers consider themselves “preferred” and do not wish to insure people that need an SR 22. They may increase your prices significantly or even terminate your plan at renewal when they find out you need an SR 22.


Can I get an SR 22 from a different insurer?

Yes, you can have a different insurance provider submit your SR22 with the DOL and not alert your present insurance company. If they do not examine your driving history, and unless there was a crash they probably will not, you probably can keep your preferred auto insurance rates.


If you do not wish to inform your existing insurance representative regarding your need for an SR22, Mid-Columbia Insurance can offer a basic insurance policy on your driver’s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance policy on your cars as well as have an SR-22 on your license.

How Much Is SR22 Insurance in Sunnyside?

The typical rate of SR22 insurance should be less than $5 each month when added to a typical car insurance policy considering that many insurers just charge about $25 per 6 month policy term for an SR-22 filing. This is simply the cost the insurance provider charges to deal with the documentation needed by the state to inform them that you have an active SR22 insurance filing. If your insurer charges more, it is time to get a new quote and Mid-Columbia Insurance can help!

Why, then, does SR 22 insurance appear so expensive? An SR22 is just a rider on your standard vehicle insurance policy. If it is pricey, it is because the vehicle insurance rate is based upon your driving record. Did you get a ticket for driving under the influence? Multiple traffic tickets? Involved in a crash? Been without insurance? Certainly something occurred to cause you to require the SR-22 and this is what causes your insurance coverage to be higher than others.

How much will SR 22 insurance cost? SR22 insurance is affordable. It is your driving record that is not.

SR 22 insurance Sunnyside

How Long Am I Required to Have My SR 22?

Generally you are required to have an SR-22 for Three years however it may possibly be more or less depending upon the court and your situation.

The very best way to learn how long you will need to have an SR-22 is to call the Department of Licensing directly at (360)902-3900 and ask them.

What Happens If I Ever Terminate My SR22 Insurance Policy?

If, while needed, your SR-22 insurance policy cancels while an SR 22 is still mandated, the state will certainly re-suspend your drivers license till you get another SR 22 filed once again as well as you might have to pay the reinstatement charges once more to get your license back.

When your SR 22 terminates, the insurance company is obliged to submit an SR 26 with the Department of Licensing to alert them that you no longer have active insurance coverage.

If you are pulled over by the police while your SR 22 is terminated, you most likely will get a ticket for driving while suspended, which will certainly hike up the cost on your insurance coverage even higher.

DUI insurance Sunnyside

Exactly How Can I Obtain The Most Affordable SR 22 Insurance Prices?

The most affordable SR-22 insurance coverage rates can be obtained by looking into rates of a few insurance providers that specialize in SR 22 insurance. The simplest way to do that is to simply call Mid-Columbia Insurance. We represent several insurance providers that provide SR-22 insurance– as well as we write a great deal of it.

If you reside in Washington and need to get your license reinstated, we can help. The SR 22s are submitted electronically with the state so you can get your drivers license back quick.

If you live in Washington you probably got your ticket here and so require a Washington SR22 yet, if you require an out-of-state SR 22, we can also do Oregon SR22s, California SR 22s, Idaho SR22, as well as practically every other state.

Can I Obtain An SR22 Without Having A Car Insurance Policy?

If you do not have car insurance, you can get an SR 22 by starting a new insurance plan and also asking the insurer to file the SR-22 for you.

Washington only requires minimal coverage on the plan so it doesn’t need to be costly to get insured. Naturally, the more tickets you have collected, the more your insurance policy will set you back.

A quick call and we can have your insurance set up as well as your SR 22 on its way to the state.

Does SR22 Increase Insurance Prices?

An SR-22 raises your insurance policy prices since many preferred insurers do not wish to cover someone who requires an SR22 as well as because of the tickets you probably have on your driving record.

The actual SR22 filing will only add about $25 to your vehicle insurance policy, but you will probably have to obtain insurance with a “High Risk” car insurer ready to gamble on insuring you.

About Sunnyside

Sunnyside is a city in Yakima County, Washington, United States. As of the 2010 census the population was 15,858.

On September 16, 1902, residents voted 42 to one to incorporate as the town of Sunnyside. By state law a town needed to have 300 citizens in order to legally incorporate. With 314 residents, Sunnyside was just eligible to legally vote for incorporation.

The first mayor of Sunnyside was the town druggist James Henderson.

Source: Sunnyside, Washington in Wikipedia

Top DUI Lawyers Near Sunnyside

Best Places to Visit Around Sunnyside

Green Olive Cafe

77 reviews

American (Traditional), Italian, Breakfast & Brunch
2926 Covey Ln, Sunnyside, WA 98944
Bon Vino’s Bistro & Bakery

51 reviews

Bakeries, Coffee & Tea, Breakfast & Brunch
122 N 16th St, Sunnyside, WA 98944
La Colima

24 reviews

1501 Yakima Valley Hwy, Sunnyside, WA 98944
Snipes Mountain Brewing

87 reviews

Breweries, American (New)
905 Yakima Valley Hwy, Sunnyside, WA 98944