SR-22 Insurance University Place WA  [FAQ]

Start Driving Again! Owner & Non-Owner SR22

SR-22 Insurance lets you start driving again fast in University Place Washington. Let Mid-Columbia Insurance handle your SR22.

If you’re informed that you require an SR-22 would you have any idea what to do? Breathe easy, SR-22 insurance coverage is our specialty. Mid-Columbia Insurance can take care of filing the SR-22 in University Place for you. Let us be your insurance coverage finders.

If you are coping with a DUI or other major tickets then getting SR22 insurance coverage is more than likely your next action to getting your license back and being able to drive your auto legally. Mid-Columbia Insurance serves University Place and all of Pierce County and is the general SR 22 insurance expert. We offer a Progressive SR-22, National General SR-22, Dairyland SR-22, Kemper SR 22, Safeco SR-22, The General SR 22, and more for you.

SR22 insurance can be expensive so it is essential that you can find the coverage you need at a rate you can pay for. We specialize in representing the progressive insurers that provide the best rates for SR22 insurance in Washington state.

Anxious about who to rely on? Take a look at our terrific Google Reviews. Can 1500+ clients be wrong? When want to start your SR-22 car insurance, contact us for a fast and free SR 22 insurance quote.

SR22 DUI insurance in University Place

Suspended License? Low Priced Washington State SR-22. Get Your Drivers License Back Quick!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI and/or some driving accident there are a variety of things you will need to do to get your license back. Among them is to get an SR 22 with the DOL.

Everything you care to know about SR-22 insurance near University Place.

What is SR22 Insurance coverage?

An SR22 is required by the Department of Licensing (DOL) in order to reinstate your driver’s license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR 22 simply guarantees to the DOL that you carry the cars and truck insurance coverage they mandate.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file just means you are satisfying the state’s minimum car insurance coverage requirements.

If you let your SR22 insurance cancel, your insurance provider is required to inform the state with a SR-26 form and if you go for a time without the SR22, you might need to pay a fine to restore your license once you get a brand-new SR22.

SR 22 insurance University Place

Is an SR 22 the same as automobile insurance coverage?

An SR22 is proof you have cars or truck insurance. Sort of like the Proof of Insurance Card you would present to law enforcement if you were pulled over but the SR 22 is filed with the Department of Licensing (DOL).

Having an SR-22 is merely evidence you are fulfilling the state’s minimum car insurance requirements and is simply an addition to your car insurance coverage. Your insurance company is certifying to the state that you have liability insurance in force with them and they guarantee to inform the state if your insurance terminates.

I Don’t Own a Car– Can I Get an SR 22?

Yes, you can get an SR22 even if you do not have an auto. If the Department of Licensing (DOL) mandates you have an SR22 to keep your driver’s license, we can assist even if you don’t own a car.

You can get what is called a BroadForm Insurance policy, or more frequently “Drivers License Insurance”.

A BroadForm plan covers you when you are driving almost any vehicle, owned or non-owned.

There are disadvantages to insuring your license. Make sure to speak to any of our well-informed insurance representatives when making this essential decision.

To find out more about Broad Form insurance, have a look at our Broad Form insurance coverage/ Drivers License Insurance page.

SR-22 insurance University Place

How to Get SR22 Insurance?

To get an SR 22, you can ask your insurance representative to add it to your existing vehicle policy or you can begin a new policy with the SR 22. Getting an SR 22 doesn’t have to be a trouble– Mid-Columbia Insurance is the SR 22 specialist– we can take you through the entire process!

You can call us at (509)547-8824, visit one of our offices, or begin the process online submitting the quote request. The quicker you acquire your policy, the quicker we can assist you get your license reinstated.

You might invest all day browsing the web but it is unlikely that you will discover lower SR22 coverage and you will never find client service that can do better than what we can do for you.

Where Can I Find Low-Cost SR-22 Insurance?

Affordable SR-22 insurance coverage in University Place is normally found from an independent insurance agency like Mid-Columbia Insurance since we represent multiple insurers that want your business. The General, Geico, and Progressive spend millions advertising on television attempting to sway you that they can save you cash by purchasing insurance coverage online only to disappoint.

As an independent insurance agency, we work for you, comparing a whole list of car insurance providers to find for you the very best SR-22 insurance prices in University Place.

A lot of other car insurance agencies, who we call AllStateFarmers, represent simply their one company and only have one rate to offer.

We work for you, comparing the rates and protections of several cars and truck insurance companies and offering you a choice.

SR 22 insurance University Place

SR 22 form in University Place

Can My Existing Insurance Company File My SR 22?

Your existing insurance company can probably attach an SR-22 to your insurance policy but this may create issues for you. Lots of insurance companies consider themselves “preferred” and so do not wish to cover people that require an SR 22. They might raise your prices significantly or even terminate your plan at renewal when they find out you require an SR22.


Can I get an SR22 from a different insurance provider?

Yes, you can have a different insurance provider file your SR22 with the DOL and not notify your present insurance provider. If they do not check your driving history, and unless you had a crash they probably won’t, you may be able to keep your preferred car insurance prices.


If you don’t intend to inform your current insurance policy agent about your need for an SR22, Mid-Columbia Insurance can offer a standard insurance plan on your driver’s license (called Broad Form) with the SR 22 so you can keep your current “preferred” insurance policy on your cars and trucks as well as have an SR-22 on your license.

How Much Is SR-22 Insurance in University Place?

The typical cost of SR-22 insurance should be less than $5 each month when added to a normal vehicle insurance plan considering that most insurance companies just charge about $25 per 6 month policy term for an SR 22 filing. This is simply the fee the insurance provider includes to deal with the documentation needed by the state to alert them that you have an active SR22 filing. If your insurance company charges more, you might want to get a new quote and we are more than happy to help!

Why, then, does SR 22 insurance appear so pricey? An SR22 is simply a rider on your regular vehicle insurance. If it is costly, it is due to the fact that the car insurance rate is based upon your real driving record. Did you get a DUI? Several traffic tickets? Involved in a wreck? Been without insurance coverage? Certainly something occurred to trigger you to require the SR 22 and this is what triggers your insurance coverage to be higher than others.

How much will SR 22 insurance coverage run? SR22 insurance is inexpensive. It is your driving record that is not.

DUI insurance University Place

For How Long Am I Required to Have An SR22?

Normally you are required to carry an SR 22 for 3 years however it may possibly be more or less depending upon the judge as well as your situation.

The best way to learn how long you will really need to carry an SR 22 is to call the Washington Department of Licensing directly and ask them.

What Occurs If I Ever Terminate My SR 22 Insurance Policy?

If your SR-22 insurance coverage terminates while an SR-22 is still required, the state will suspend your drivers license till you get an SR22 submitted once more and you might have to pay the reinstatement costs once again in order to get your license back.

When your SR 22 terminates, the insurance provider is required to file an SR-26 with the Department of Licensing to alert them that you no longer have active insurance coverage.

If you are pulled over while your SR22 is out of force, you most likely will receive a ticket for driving while suspended, which will hike up the cost on your insurance coverage even more.

DUI insurance University Place

Exactly How Can I Obtain The Cheapest SR22 Insurance Prices?

The lowest SR22 insurance coverage prices can be had by looking into rates of a few insurance companies that specialize in SR-22 insurance. The simplest means to do that is to just call us. We represent numerous insurers that offer SR-22 insurance– and also we write lots of it.

If you live in Washington state and need to get your license reinstated, we can help. The SR 22s are filed electronically with the state so you can get your drivers license back quick.

If you reside in Washington you most likely received your ticket here and so require a Washington SR-22 however, if you need an out-of-state SR-22, we can also do Oregon SR 22s, California SR-22s, Idaho SR 22, as well as almost every other state.

Can I Obtain An SR22 Without Having A Car Insurance Policy?

If you don’t have auto insurance, you can obtain an SR-22 by beginning a brand-new insurance policy and asking the insurance agent to submit the SR22 for you.

Washington just mandates minimum liability limits on the policy so it doesn’t need to be expensive to start. Obviously, the more tickets you have collected, the more your insurance will certainly set you back.

A simple phone call and we can have your insurance started and also your SR-22 on its way to the state.

Does SR22 Hike Insurance Prices?

Yes, an SR22 increases your insurance policy prices because the majority of name-brand insurance providers don’t want to cover a driver that needs an SR22 and because of the tickets you most likely have on your driving record.

The actual SR22 filing will only add around $25 to your car insurance rates, but you will probably need to get insurance coverage with a “High Risk” insurance company willing to take a chance on covering you.

About University Place

University Place is a city in Pierce County, Washington, United States. Its population was 31,144 at the 2010 census.

Based on per capita income, University Place ranks 81st of 522 areas in the state of Washington to be ranked.

University Place received its name in the 1800s when the University of Puget Sound, a private liberal-arts college in North Tacoma, purchased land along the primary north–south route of Grandview Drive. The school sought to build a new campus there, but ended up selling the land back to the city for about $11,000. University Place remained an unincorporated part of Pierce County until the City of University Place was formed on August 31, 1995.

Source: University Place, Washington in Wikipedia

Best DUI Lawyers Near University Place

5 reviews
Employment Law, Business Law, Wills, Trusts, & Probates
1201 Pacific Ave, Ste 600, Tacoma, WA 98402
(206) 259-1259
The Law Offices of Barbara A. Bowden
22 reviews
DUI Law, Criminal Defense Law, Traffic Ticketing Law
5611 76th St W, Lakewood, WA 98499
(253) 473-4262
Brian Murry Attorney At Law
1 review
Divorce & Family Law
3560 Bridgeport Way W, Ste 1D, University Place, WA 98466
(253) 507-9807
Beverly Grant Law Firm P.S
3 reviews
Employment Law, Personal Injury Law, Wills, Trusts, & Probates
5808 100th St SW, Ste A, Lakewood, WA 98499
(253) 252-5454
Lutz & Associates
11 reviews
Divorce & Family Law
5202 Tacoma Mall Blvd, Tacoma, WA 98409
(253) 471-7774
Bottimore & Associates
11 reviews
Divorce & Family Law, Estate Planning Law, Personal Injury Law
201 St Helens Ave, Tacoma, WA 98402
(253) 272-5653

Best Things to See Near University Place

Gyro Zone
528 reviews
Mediterranean, Greek, Middle Eastern
7510 40th St W, University Place, WA 98466
(253) 267-1616
The Melon Seed Deli & Frozen Yogurt
707 reviews
Sandwiches, Ice Cream & Frozen Yogurt, Salad
3807 Center St, Ste D, Tacoma, WA 98409
(253) 279-0029
Joy Teriyaki
393 reviews
Japanese, Bubble Tea
1905 Bridgeport Way, Ste 100, University Place, WA 98466
(253) 759-4400
Taqueria El Sabor
425 reviews
1636 S Mildred St, Tacoma, WA 98465
(253) 565-0501
Lefty’s Burger Shack
283 reviews
8317 27th St W, University Place, WA 98466
(253) 565-0887
Poke Pop
300 reviews
Poke, Hawaiian, Shaved Ice
2013 Mildred St W, Fircrest, WA 98466
(253) 565-2393