Affordable SR22 Insurance West Valley Immediate Coverage • Quick Quotes

SR22 Insurance West Valley WA  [FAQ]

Get Your License Back! Owner & Non-Owner SR22

SR-22 Insurance lets you start driving again fast in West Valley. Let Mid-Columbia Insurance handle your SR-22.

If you’re informed that you need an SR22 would you know what to do? Breathe easy, SR-22 insurance coverage is our specialty. Mid-Columbia Insurance can handle processing the SR-22 in West Valley for you. Let us be your insurance finders.

If you are facing a DUI or other significant tickets then getting SR 22 insurance coverage is most likely your next action to getting your license back and having the ability to drive your car lawfully. Mid-Columbia Insurance serves West Valley and all of Yakima County and is the general SR22 insurance specialist. We offer a Progressive SR22, National General SR22, Dairyland SR 22, Kemper SR22, Safeco SR22, The General SR22, and more for you.

SR22 insurance can be pricey so it is essential that you can purchase the coverage you require at a rate you can manage. We concentrate on representing the progressive insurance companies that provide the very best prices for SR22 insurance in Washington state.

Worried about who to trust? Take a look at our great Google Reviews. Can 1550+ clients be wrong? When want to get your SR22 vehicle insurance coverage, call us for a fast and complimentary SR-22 insurance quote.

SR-22 insurance in West Valley

License Suspended? Best Washington SR-22. Get Your Drivers License Back Quick!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI and/or some driving incident there are a number of things you will need to do to get your license back. One of them is to get an SR-22 with the DOL.

Everything you need to understand about SR-22 insurance in West Valley.

What is SR 22 Insurance coverage?

An SR-22 is mandated by the Department of Licensing (DOL) in order to get back your driver’s license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR-22 merely attests to the DOL that you carry the vehicle insurance they require.

Sometimes an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR-22 form on file simply indicates you are satisfying the state’s minimum automobile insurance requirements.

If you let your SR22 insurance coverage lapse, your insurer is required to alert the state with a SR26 form and if you go without the SR22, you might have to pay the state to restore your license once you get a brand-new SR22.

SR22 insurance West Valley

Is an SR22 considered auto insurance coverage?

An SR-22 is proof you have automobile insurance. Kind of like the Proof of Insurance Card you would present to a cop if you were pulled over but the SR22 form is submitted to the Department of Licensing (DOL).

Having an SR-22 is merely proof you are satisfying the DOL’s minimum vehicle insurance requirements and is simply a rider on your automobile insurance . Your insurance carrier is certifying to the state that you have liability insurance in force with them and they guarantee to inform the state if your insurance coverage cancels.

I Don’t Own a Cars or Truck– Can I Still Get an SR 22?

Yes, you can get an SR 22 even if you do not own a car. If the Department of Licensing (DOL) requires you carry an SR-22 to reinstate your driver’s license, we can assist even if you do not own a car.

You can get what is called a BroadForm Insurance plan, or more typically “Drivers License Insurance”.

A Broad Form plan covers you when you are driving almost any vehicle, owned or non-owned.

There are downsides to insuring your license. Make certain to talk with one of our knowledgeable insurance representatives when making this crucial choice.

To learn more about Broad Form insurance, have a look at our Broad Form insurance/ Driver’s License Insurance page.

SR22 insurance West Valley

How to Get SR22 Insurance?

To get an SR-22, you can request for your insurance agent to add it to your existing automobile policy or you could start a new policy with the SR 22. Getting an SR22 does not need to be a hassle– Mid-Columbia Insurance is the SR-22 expert– we can guide you through the entire process!

You can call us at (509)249-1188, visit one of our offices, or begin the process online filling out the quote request. The quicker you purchase your policy, the sooner we can help you get your license reinstated.

You might spend all day searching the web however it is unlikely that you will find more affordable SR 22 coverage and you will never experience client service that can exceed what we can do for you.

Where Can I Find Affordable SR-22 Insurance?

Affordable SR-22 insurance coverage around West Valley is normally found from an independent insurance agency like Mid-Columbia Insurance due to the fact that we represent several insurers that compete for your business. The General, Geico, and Progressive invest millions marketing on television trying to sway you that they can save you cash by purchasing insurance direct just to disappoint.

As an independent insurance agency, we work for you, shopping an entire list of car and truck insurers to find for you the very best SR22 insurance prices in West Valley.

The majority of other auto insurance agencies, who we call AllStateFarmers, represent only their one company and just have one price they can offer.

We work for you, comparing the prices and protections of numerous vehicle insurers and giving you options.

SR22 insurance West Valley

SR 22 filing in West Valley

Can My Current Insurance Company File My SR 22?

Your current insurance agent should be able to attach an SR22 to your insurance policy but this might cause problems for you. Lots of insurance providers consider themselves “preferred” and so do not wish to cover individuals that require an SR22. They might jack up your rates substantially or perhaps terminate your plan at renewal when they find out you require an SR22.


Can I get an SR22 from a different insurance agent?

Yes, you can have a different insurer submit your SR22 with the DOL and not alert your existing insurance provider. If they don’t inspect your driving history, and unless you had a crash they most likely won’t, you may be able to maintain your preferred vehicle insurance prices.


If you do not wish to tell your current insurance policy representative about your need for an SR22, Mid-Columbia Insurance can offer a simple insurance policy on your ‘s license (called Broad Form) with the SR 22 so you can keep your present “preferred” insurance policy on your autos and have an SR-22 on your license.

Just How Much Is SR-22 Insurance Coverage in West Valley?

The typical rate of SR22 insurance coverage ought to be less than $5 monthly when added to a typical car insurance policy because most insurers only charge about $25 per 6 month policy term for an SR 22 filing. This is just the cost the insurance company includes to deal with the documents needed by the state to inform them that you have an active SR22 filing. If your insurance company charges more, it is time to get a new quote and our agency can help!

Why, then, does SR22 insurance coverage seem so costly? An SR 22 is simply a rider on your normal vehicle insurance. If it is costly, it is due to the fact that the vehicle insurance rate is based upon your actual driving record. Did you get a ticket for driving under the influence? Several traffic tickets? Involved in a wreck? Been without insurance? Clearly something took place to trigger you to require the SR22 and this is what triggers your insurance coverage to be higher than others.

How much will SR22 insurance coverage run? SR22 insurance coverage is cheap. It is your driving record that is expensive.

DUI insurance West Valley

How Long Do I Need to Have An SR22?

Usually you are required to carry an SR 22 for Three years but it might be more or less depending on the judge and also your situation.

The best way to learn how long you are going to need to carry an SR22 is to call the DOL directly at (360)902-3900 and find out.

What Happens If I Terminate My SR-22 Insurance Policy?

If, while mandated, your SR22 insurance policy cancels while an SR-22 is still mandated, the state will re-suspend your drivers license till you get an SR22 submitted once again and also you might have to pay the reinstatement fees again in order to get your license back.

When your SR 22 terminates, the insurance company is required to submit an SR 26 with the DOL to alert them that you no longer have active insurance.

If you are pulled over while your SR22 is out of force, you most likely will get a ticket for driving while suspended, which will jack up the price on your insurance even more.

DUI insurance West Valley

How Can I Get The Cheapest SR 22 Insurance Prices?

The lowest SR22 insurance coverage rates can be found by reviewing rates of a number of insurance companies that specialize in SR22 insurance. The simplest way to do that is to simply call us. We work with multiple insurance companies that provide SR 22 insurance– and we write lots of it.

If you reside in Washington and must get your license unsuspended, we can really help. The SR-22s are filed online with the Department of Licensing (DOL) so you can have your drivers license back fast.

If you live in Washington you probably received your ticket here and so require a Washington SR 22 however, if you require an out-of-state SR 22, we can also do Oregon SR 22s, California SR22s, Idaho SR22, and almost any other state.

Can I Get An SR 22 Without Having Car Insurance Coverage?

If you don’t have car insurance, you can obtain an SR-22 by starting a new insurance plan and asking the insurance company to file the SR-22 for you.

Washington just requires minimum liability limits on the policy so it doesn’t have to be expensive to get started. Certainly, the more tickets you have on your driving record, the more your insurance policy will set you back.

A simple call and we can have your insurance policy set up and your SR 22 on its way to the state.

Does SR-22 Raise Insurance Prices?

Needing an SR22 raises your insurance prices due to the fact that a lot of preferred insurance companies do not desire to insure a person who requires an SR22 and also due to the tickets you probably have on your driving history.

The actual SR22 filing will just add around $25 to your vehicle insurance rates, however you will probably have to get insurance coverage with a “High Risk” insurer willing to take a chance on insuring you.

About West Valley

West Valley is a former census-designated place (CDP) in Yakima County, Washington, United States. The area has been annexed by the city of Yakima. The population was 10,433 at the 2000 census.

Based on per capita income, West Valley ranks 76th of 522 areas in the state of Washington to be ranked.

West Valley is located at 46°35′55″N 120°36′11″W / 46.59861°N 120.60306°W / 46.59861; -120.60306 (46.598731, -120.603011).

Source: West Valley, Washington in Wikipedia

Top DUI Lawyers Near West Valley

Yakima Law
4 reviews
Divorce & Family Law, Criminal Defense Law, Immigration Law
212 N Naches Ave, Fl 1, Yakima, WA 98901
(509) 903-9500
Hall and Gilliland
2 reviews
DUI Law, Criminal Defense Law, Divorce & Family Law
1111 W Yakima Ave, Yakima, WA 98902
(509) 452-8120
Tamaki Law – Yakima
1 review
Personal Injury Law, Medical Law, Workers Compensation Law
1340 N 16th Ave, Ste C, Yakima, WA 98902
(800) 801-9564
Kimel Law Offices
1 review
Bankruptcy Law, Business Law
205 N 40th Ave, Yakima, WA 98908
(509) 452-1115
Ritchie-Reiersen Injury & Immigration Attorneys
3 reviews
Personal Injury Law, Immigration Law
3919 W Nob Hill Blvd, Yakima, WA 98902
(509) 658-7000
Kevin S Kirkevold – Pratt Boutillier Kirkevold & Farmer
1 review
Wills, Trusts, & Probates, Business Law, Real Estate Law
3901 Fairbanks Ave, Yakima, WA 98902
(509) 453-9135

Top Places to Visit Around West Valley

White House Cafe
240 reviews
Breakfast & Brunch, Cafes
3602 Kern Rd, Yakima, WA 98902
(509) 469-2644
Zesta Cucina
185 reviews
5110 Tieton Dr, Ste 210, Yakima, WA 98908
(509) 972-2000
Gyro House
126 reviews
Mediterranean, Greek
3609 W Nob Hill Blvd, Yakima, WA 98902
(509) 426-2531
Joy Garden Korean BBQ Restaurant
114 reviews
5605 Tieton Dr, Yakima, WA 98908
(509) 965-9544
Cowiche Canyon Kitchen & Icehouse Bar
806 reviews
American (Traditional), Bars
202 E Yakima Ave, Yakima, WA 98901
(509) 457-2007
164 reviews
Desserts, Bars, American (New)
22 N 1st St, Yakima, WA 98901
(509) 426-2220