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Cheap Car Insurance Quotes for Walla Walla

The coverage you want at a price you can afford. Request a free quote today and find find out who has the cheapest auto insurance with one call. The General, Geico, and Progressive spend millions advertising on TV trying to convince you they can save you money by buying insurance online only to disappoint.

As an independent insurance agent, we work for you, shopping a whole list of car insurance companies to find you the best car insurance rates in Walla Walla. Most other auto insurance agencies, who we call AllStateFarmers, represent just their one company and only have one price to offer. We work for you, comparing the rates and coverages of multiple car insurance companies and giving you a choice.

So, if you are looking for “cheap car insurance near Walla Walla” then look no further!

cheap car insurance qutoes in walla walla

Choose the Insurance Coverages that are Important to You

Bodily Injury Liability

Pays for bodily injury you cause to others. It’s very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money. Definitely consider buying more than the state-required minimum to protect assets such as your home, savings, and future earnings.

Property Damage Liability

Pays for damage you cause to someone else’s property. Usually, this means damage to someone else’s car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures you damage.


Pays you for damage to your car resulting from a collision with another car or object. Collision coverage is generally sold with a deductible of $250 to $1,000—the higher your deductible, the lower your premium.


Pays you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, vandalism, or hitting a live animal. Comprehensive also covers repairing or replacing your windshield if it is cracked or shattered. Comprehensive is usually sold with a deductible from $100 to $1,000—the higher your deductible, the lower your premium.

Uninsured and Underinsured Motorist Coverage

Protects the driver, passengers, and even your car if hit by an uninsured or hit-and-run driver. This coverage will also protect you if you or covered family members are hit as a pedestrian by an uninsured or hit-and-run driver.

Personal Injury Protection (PIP) Medical

Pays for the treatment of injuries to the driver and passengers of your car as well as for you and covered family members as passengers in someone else’s car. PIP can cover medical payments, lost wages, and the cost of some services normally performed by the person injured in the accident. It may also cover funeral costs.

Other Optional Coverages

Towing, Roadside Assistance, Gap, Rental Car.

Fine Print: Coverages may vary between companies. Please read your policy for actual coverage descriptions and restrictions.

How to Get the Lowest Car Insurance Rates in Walla Walla

Just by living in Walla Walla, you already have reduced your car insurance rates significantly. According to Value Penguin, Walla Walla has the lowest car insurance rates in Washington State. Average rates here are about $1053 per year, whereas the state average for the same coverage is $1,317 and for Seattle at the top of the list is $1.722 per year.

If you are still looking for ways to lower the cost of your car insurance, here are several money saving options:

Get Quotes from Multiple Car Insurance Companies

Every car insurance company calculates how likely a person will have an accident in a different way. As a result, it isn’t uncommon for rates to vary between insurance companies for the exact same coverage. The cheapest insurance may be missing an important coverage or have restrictions that were not explained to you.

This is why finding an independent agent, who can shop multiple insurance companies and knows Washington car insurance is important. You need someone to discuss your coverage with, Let us be your trusted insurance advisor.

Best Car for Insurance

The type of car you insure is a major determiner of your insurance costs. Before you buy a car, check with your agent to find out how much it will cost to insure. A good rule of thumb: the sportier the car, the higher the insurance.

Select Higher Deductibles

You can save money by increasing your collision and comprehensive deductibles. To help keep your insurance premiums down, you can take a larger portion of the risk of paying for claims yourself. Determining how high to raise your deductibles is a perfect discussion to have with your trusted insurance advisor, your agent.

Special Discounts

Ask your agent or company what special discounts are available. Some companies offer discounts for a young driver who is a good student or who has completed a driver’s education course. Many companies will give you a discount on both your auto and home or renters insurance premiums if you bundle them through the same company. Many companies will give you a discount for setting your monthly premiums to be deducted automatically from your bank account.

Testimonials & Referrals

5 Star Review
Gary was extremely helpful, diligent and understanding with the quote and provided excellent customer service. I will continue our car insurance needs with him and recommend you do too!

Lorraine Gregory

5 Star Review
I just purchased a new (to me) car and got insurance after not driving for several years. Everyone in the office was super friendly and helped me feel comfortable! Kirsten and Daisy worked hard to ensure that I was getting the best rate possible 🙂 I am confident that if I ever have a problem they will handle it smoothly and quickly! Lorna Farris

5 Star Review
My experience with Mid Columbia Insurance was amazing! Kyle was beyond helpful, I am a brand new car owner and have never had to set up insurance. He was informative and not impatient with my questions. I had a bad experience calling around for insurance and honestly one of the reasons I went with Mid-Columbia insurance was because they had the lowest price and the best customer service! Call and ask for Kyle!! Monica A