Sep 022015

Safeco Roadside Assistance InfographicWe’ve all been there: you accidentally leave your headlights on overnight and your battery dies; you lock your keys in the car or you get a flat tire in the middle of nowhere. With Safeco’s Roadside Assistance Program, you can have peace of mind knowing you are just a phone call away from receiving help 24 hours a day, 365 days a year.

Coverage details

Safeco’s Roadside Assistance Program provides service anywhere in the U.S. with no out-of-pocket expense in most cases. It covers private passenger autos and motorcycles and even antique and classic cars, many types of RVs and boat trailers.

Safeco provides two coverage options to fit your needs:

  • Roadside Assistance
  • Emergency Assistance Package (EAP): Includes all Roadside Assistance benefits plus other emergency expenses

Roadside Assistance benefits

It’s easy to use: When a situation arises, you simply call 877-ROAD101 to get help, sign for the service and be on your way. And using the service does not count as a claim  on your policy.

Benefits include:

  • Lockout – A locksmith will be sent to help you get back in your vehicle.
  • Up to one hour of labor at the scene of disablement — the customer is responsible only for the cost of any associated parts needed for repair.
  • Battery jump-starts, flat tire changes and lockout assistance.
  • Emergency fuel and fluid delivery — the customer only pays for the cost of the fuel or fluid.
  • Towing service — the provider will attempt to fix the problem at the scene. However, if that can’t be done, they will tow the vehicle within a 15 mile radius or to the closest repair facility that can perform repairs during normal business hours.
  • Winching for up to 100 feet from the road

Emergency Assistance Package benefits

Safeco’s Emergency Assistance Package is the next level up from Roadside Assistance. It includes all the benefits of Roadside Assistance as well as the following:

  • Emergency expenses such as lodging up to $500.
  • Transportation expenses such as taxi fares.
  • Personal property coverage up to $500.

Additional benefit

At no additional cost, with either Roadside Assistance or the Emergency Assistance Package, you can access AutoValet if needed:

  • AutoValet is an emergency concierge service designed for customers who experience a mechanical disablement and require assistance beyond Roadside Assistance. AutoValet provides customers with help finding alternate transportation, lodging, message relay or directory assistance.

* Coverage subject to change. Please check your policy for details

Sep 012015

Foremost Trailer Motor Home Insurance

As fall camping time rolls in, are you preparing for a few more nights under the stars? What are you towing? – or – Where are you towing?

Chances are we can cover your Motor Home or Travel Trailer — or even your Motorcycle, Boat, or Seasonal Property — with a Foremost® policy!

Foremost Specialty Highlights

  • The Travel Trailer program includes a 25% per year diminishing deductible.
  • We can insure Seasonal Properties on a Dwelling Fire or a packaged Homeowners policy.
  • Motorcycle coverage includes $3,500 in optional equipment with comprehensive coverage, and the option to increase this amount to $15,000.
  • Marine Choice® can increase liability all the way up to $500,000.

To learn more or to just get a quote, call us!

Aug 122015

National General RV Insurance

One of the reasons we are proud to represent National General Insurance is because of the great RV insurance coverage they offer for RV owners. National General automatically includes coverage for permanently attached equipment (see below) at full replacement cost (not a depreciated amount)! Permanently-attached equipment includes items such as awnings, satellite dishes, tow bars, generators and even custom paint work. It also includes, but is not limited to, antennas, electronic equipment and other audio or visual devices, decals, murals and custom wheels. The equipment must be permanently installed on the insured recreational vehicle using bolts, brackets, or slide-out brackets.

An insured’s personal effects are covered for up to $3,000 at no additional cost and more coverage is available. Personal effects includes any objects that belong to the named insured or family members that are not permanently-attached to the RV, including, but not limited to, clothing, dishes, or furniture.

Contact Mid-Columbia Insurance today about getting a quote with National General on your RV!