It used to be that insurance companies promised more than just to save you money. Based on the commercials that are on TV lately, when people hear ‘insurance’ they don’t think ‘protection’, they think cheap.
It should never be about how much you can save but instead about value, how much coverage you can get for your money.
Washington state Governor Jay Inslee just signed Senate Bill 5095 into law. This legislation allows drivers to provide proof-of-insurance and registration information from their “portable electronic device” to law enforcement officers.
When the law goes into effect on July 26, 2013, Washington state will join a handful of states allowing motorists to use electronic versions of their insurance ID cards when pulled over by the police. Over 20 other states are currently considering allowing electronic insurance ID cards. Just remember, if you happen to get pulled over in a state that does not allow e-proof then you will be out of luck. As for our neighbors, Idaho allows e-proof and Oregon’s legislature is considering it.
As more states allow e-cards, more companies will develop apps that will keep your insurance card up to date on your device so you will never be without a current card! Until then, just have your insurance agent email you a PDF version of the card. All smart phones can display PDF files. You will just have to figure out where you are going to store it so you can pull it up easy. Evernote, Dropbox, Google Drive all come to mind right away as easy options and there are many more.
But don’t complain if the officer drops your phone.
If a policyholder provides a portable electronic device for proof of insurance, the policyholder assumes all liability for any damage to the portable electronic device while in the possession of the law enforcement officer.
Will you be using a digital insurance card?
