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Whatever you drive, you know you need car insurance. Not just to keep from getting a ticket but to also protect your assets if you cause an accident. The right policy can help pay medical bills, repairs, certain legal defense costs, and more. Protect yourself from expensive and possibly devastating surprises, let us help you find the coverage you want at a price you can afford.
A number of factors go into calculating your auto insurance rate: zip code, marital status, gender, annual mileage, driving record, and the vehicle year, make, and model. Let us find you the right Washington car insurance today by combining affordable and competitive rates with our 5-star outstanding customer service. Learn why thousands of Washington households trust Mid-Columbia Insurance for their car insurance needs.
Broad Form / Drivers License Insurance
Are you looking for a affordable way to get insured? Broad Form Insurance, also known as Drivers License Insurance, covers you to drive most any car. Owned or Not. Perfect if you own several cars or if you frequently borrow other people’s cars and want to make sure you are insured in case they aren’t.
Unlike regular auto insurance that insures specific cars, a Broad Form Policy only covers you, the policy holder. The insurance company does not have to worry about you lending your car to someone else and them causing an accident since you are the only covered driver.
And if you have 4 cars? Well, 3 of them, at least, are parked, so there is no reason to charge for them. And the best thing is you don’t have to call when you buy or sell your cars because since are no cars listed on the policy.
Love your bike? Insure your motorcycle from theft or vandalism, along with any liability or medical coverage that you would need after accident while riding your motorcycle.
Satisfy your landlord & replace your property that is damaged by a fire or stolen. How much would you need to replace your electronics, clothing, furniture, etc.
Nothing beats the sensation of the fresh air rushing across your body as you ride a motorcycle, making every outing a journey that seems that much more memorable. You may be considering a motorcycle for commuting or for a new hobby. You may be looking to take an...
Yes, Washington state, like most states, requires a minimum amount of liability coverage in order to protect others on the road. Either the vehicle's owner must have insurance that covers you driving the car or you must have insurance that covers you driving borrowed...
No, a broad form policy will not cover repairs to your car if the accident is your fault because comprehensive and collision coverages cannot be added to a Broad Form policy. If you cause an accident, your insurance will cover the damage to the other vehicle as well...
What Does Broad Form Insurance Cover? Broad Form Insurance provides the same liability insurance coverage options that a regular car insurance policy provides, meaning, if you cause an accident, your insurance company will pay for the claim up to your...
The best rates for Washington Broad Form insurance through National General, Dairyland, Kemper Specialty, and Bristol West.
Who Needs To Be On My Car Insurance Policy? Everyone over 14 who lives in your home and anyone who drives your car(s) on a regular basis should be listed as a driver. Insurance companies will ask you to report all household members over 14 on your car insurance...
What Customers Like You Are Saying About Us
Mid-Columbia insurance did everything in their expertise to get me the best quotes from the best insurance companies around, even with my bad driving record Paul was able to get me a quote which was well with in my budget. Thank you so much Paul.
I was shopping around for a couple of months trying to find insurance and Mid-Columbia was the best rate out there for the new car I have with my career and being able to afford my car and insurance. I would recommend them to all my family and friends. Once my daughter starts driving and working I’m having her go through Mid Columbia Insurance
Gary was extremely helpful, diligent and understanding with the quote and provided excellent customer service. I will continue our car insurance needs with him and recommend you do too!