Bangor Trident Base Motorcycle Insurance – Affordable Quotes
Insure Your Bike, Scooter, Side x Sides, & Snowmobile

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Are you trying to find the cheapest cycle insurance coverage in Bangor Trident Base? You have actually found the best agency. We have longstanding relationships with premier motorcycle insurance companies so that we can find you the very best rate.

Whether your moytorcyle is a street bike, a touring bike, a cruiser, a customized chopper, or perhaps a moped or scooter, your bike is synonymous with freedom which brings excitement. But with this adventure comes unpredictability and since you never can forsee what lies over the next hill, the ideal coverage can ensure you’re ready for it.

The motorbike protection you want at a cost you can handle

Do you simply require the cheap cycle insurance coverage to be legal? We can assist!
Are you passionate about your bike? We can cover your motorcycle, your accessories, plus your riding gear.

Selecting the ideal protection is like picking the best bike. You want it to fit your needs and your way of life however also to be within your budget. The state requires you carry a minimal level of liability protection yet higher limits are available and other protections are recommended. Ensure you discuss all the readily available choices with a trained agent at our office.

Listed below is all you must understand to get the very best rate on your motorbike insurance coverage:

Bad Cycle Wrecks - VIDEO

Is Motorcycle Insurance Mandated in Washington State?

Cycle insurance is required in Washington state since July 2019. The Washington state legislature passed and the Governor signed a modification removing the phrasing in the insurance law exempting motorbikes from being required to carry insurance.

If you cause a crash and do not have insurance coverage, you might put you and your family in financial risk for the damage done to others. Also, whether the crash is your fault or not, medical bills and lost income for you and any occupants of your car might drive you to personal bankruptcy.

Required or not, you would want to have motorbike insurance coverage so you can secure yourself from a liability suit or a careless driver who hits you.

cycle, scooter, trike, moped, and ATV insurance in Bangor Trident Base

What Cycle Insurance Should I Get?

There are 3 insurance coverages every motorbike insurance plan should have: liability, uninsured motorist}, and medical protection.

  • Liability insurance coverage is the only protection that Washington state mandates you to carry (effective July 2019). Liability coverage safeguards you if you are found at fault for a crash where another individual is injured or their property is damaged.
  • Uninsured Motorist is, arguably, the most important insurance coverage and is listed second simply due to the fact that you can not buy it without purchasing liability. With uninsured motorist, your insurer covers you and any others in your car as if they are the uninsured chauffeur’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional coverage and covers any necessary medical treatment for you and any others in your car up to the coverage amount you choose. This can be important if you don’t have health insurance to cover your medical expenses or you have a high-deductible health insurance.

You might be shocked that comprehensive & collision (aka full coverage) are not on this list. These coverages are frequently mandated by loan providers if you get a loan to buy your motorbike. So yes, this coverage is very important to the bank however the three protections above are much more likely to keep you from personal bankruptcy in the event of an accident.

Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a video game where you can reset the game and start over. If you get struck, you may be hospitalized for months. Riding safe entails wearing the best protective equipment. If you take your safety and the financial safety of your family seriously, then insurance should be seen like protective equipment.

motorcycle, moped, scooter, trike, and ATV insurance in Bangor Trident Base

Can I Insure My Side-by-Side?

Yes! If your bike is designed for either off-road or street use, we can get you insured!

We can insure your:

  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorbike, scooter, trike, moped, and ATV insurance in Bangor Trident Base

What is a BroadForm Cycle Insurance Policy?

Broad Form Motorbike Insurance is meant to provide the policy owner liability protection regardless of what motorbike they might ride.

Comprehensive and also collision coverages (also known as “full coverage”) that would pay to fix the bike in case of a crash, theft, or vandalism cannot be added to a motorcycle broadform plan but Uninsured Motorist as well as Medical can be included.

If you answer Yes to these three statements, then Broad Form Motorcycle Insurance policy might simply be ideal for you.
1. You have or ride a number of bikes.
2. You are the only one that ever rides your motorcycles.
3. You do not need “full coverage” on any of your bikes.

motorbike, moped, scooter, trike, and 4-wheeler insurance in Bangor Trident Base

How Much Does Motorbike Insurance Cost?

A Motorbike insurance policy can cost you less than $200 per year or be more than $2000 annually depending on six major elements: your age, your driving record, your motorcycle, your zip code, your selected insurance coverages, as well as the discounts for which you qualify.

  • Your Age: Stats tell the insurance company that if you are under 25 you are more likely to have a wreck than if you happen to be 30+.
  • Your Driving Record: If you have accumulated speeding tickets or have already had a wreck in the last few years, then your odds of having another crash are greater.
  • Your Motorcycle: Some cycles appear to entice careless cyclists.
  • Your Garaging Address: Congested, metropolitan areas also boost your possibilities of being involved in an accident.
  • Your Coverages: Obviously, if you purchase more insurance coverages your rate will be higher but similar to when you purchase the larger package at the supermarket, you also wind up paying less per $1,000 of insurance. As an example, doubling your liability protection from $25,000 per person to $50,000 per person would not double the price but possibly elevate it less than 20%.
  • Your Discounts: Every insurer makes available different combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available: Multiple cycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle organization membership, and others.
motorbike, scooter, moped, trike, and 4-wheeler insurance in Bangor Trident Base

What Company Has The Best Motorbike Insurance Quotes?

Motorbike insurance is not “One Size Fits All”. The best motorbike insurance provider for you will feature a policy that aligns with your specific needs. One call to us will get you all the quotes you need. As an independent agent, we quote you with multiple motorbike insurance providers to find the very best match for you. Whether that’s protection for a customized motorbike or just the minimum Washington state requirements so you are legal.

If you call one of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties providing you choices when you are shopping.

Some of our motorcycle insurance companies even offer a car & motorcycle insurance package discount, saving money on both policies. This is a great way to save cash on your motorbike insurance plan.

motorbike, moped, trike, scooter, and ATV insurance in Bangor Trident Base

Motorbike Insurance for New Riders

Buying your very first motorbike can be a dream come true. Whether you are trying to find motorcycle insurance coverage as a 20 year old or have actually at last saved up enough to buy your first motorcycle or ATV/UTV, we can get you inexpensive motorcycle insurance.

As a new rider, you have less experience so insurance companies figure you are more likely to be involved in a crash and therefore will make you pay more. Keep your driving record clean and avoid getting in any accidents and you ought to see your rate drop as you acquire experience.

cycle, moped, trike, scooter, and 4-wheeler insurance in Bangor Trident Base

About Bangor Trident Base

Bangor Base is a census-designated place (CDP) in Kitsap County, Washington, within U.S. Naval Base Kitsap on the Kitsap Peninsula. Its population was 6,054 at the 2010 census.

Bangor is located north of the center of Kitsap County at 47°43′15″N 122°42′47″W / 47.72083°N 122.71306°W / 47.72083; -122.71306, on Hood Canal northwest of Silverdale. It is 15 miles (24 km) north-northwest of Bremerton and 21 miles (34 km) by road west-northwest of Bainbridge Island.

According to the United States Census Bureau, the CDP has a total area of 11.1 square miles (28.8 km2), of which 0.03 square miles (0.08 km2), or 0.26%, are water.

Source: Bangor Trident Base, Washington in Wikipedia

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Top Cycle Repair & Gear Near Bangor Trident Base

The Brothers Powersports

39 reviews

Motorcycle Dealers
5205 1st St, Bremerton, WA 98312
Road Rider Supply

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3203 NE Totten Rd, Ste E, Poulsbo, WA 98370
Rottweiler Motorcycle Company

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Destination Harley-Davidson of Silverdale

16 reviews

Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
9625 Provost Rd NW, Silverdale, WA 98383

Best Places to Visit Near Bangor Trident Base

Sluys Poulsbo Bakery

529 reviews

Bakeries, Donuts, Desserts
18924 Front St NE, Poulsbo, WA 98370
Oak Table Cafe

599 reviews

American (New), Breakfast & Brunch
3290 Mount Vintage Way, Silverdale, WA 98383
Pho T&N

367 reviews

Vietnamese, Beer Bar
19689 7th Ave NE, Poulsbo, WA 98370
Silver City Restaurant & Brewery

800 reviews

Breweries, American (New)
2799 NW Myhre Rd, Silverdale, WA 98383