Free SR22 Insurance Quotes – Car Owners & Non-Owner SR-22 – Cheap!

What is SR22 Insurance? You Ask, We Answer

Having insurance allows you to be prepared for the unexpected. If you’re told you need to get an SR22 or SR 22 insurance or an SR-22 form, would you know what to do?

Mid-Columbia Insurance is here to help.

Most people don’t really know what an SR-22 is. Is an SR22 different than car insurance? How do you get an SR 22? We answer your questions below and when you’re ready to get your SR22 car insurance, contact us for a fast and free insurance quote.

cheap car insurance qutoes in walla walla

Suspended? Get Your Driver’s License Back Fast!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to some driving mishap there are a number of things you will need to do to get your license back and one of them is to file an SR-22 with the state.

Everything you need to know about SR22 insurance

What is an SR 22?

An SR-22 is a form sent to the Department of Licensing (DOL) certifying you have car insurance in force.

Sometimes an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file simply means you are meeting the state’s minimum car insurance.

In order to reinstate a driver’s license after getting a suspension or revocation for a DUI, too many tickets, etc, the state of Washington, like most states, requires a person to file an SR22 with the DOL proving they have car insurance.

If you let your insurance cancel, your insurance company is required to notify the state (with a SR-26 form) and if you go long enough without the SR-22, you may have to pay to reinstate your license once you get a new SR22.

Is an SR 22 considered car insurance?

Having an SR-22 is simply proof you are meeting the state’s minimum car insurance requirements and so is NOT actually car insurance. Your insurance provider is certifying to the state that you have liability insurance in force with them.

I Don’t Own a Car – Can I Get an SR-22?

If the DOL requires you carry an SR22 to keep your license, we can help even if you do not own a car.

You can get what is called a Broad Form Insurance policy, or more commonly “Drivers License Insurance”.

A Broad Form policy covers you when you are driving any vehicle, owned or non-owned.

There are disadvantages to insuring your license. Be sure to talk to one of our knowledgeable insurance agents when making this important decision.

For more information about Broad Form insurance, check out our Broad Form insurance / Drivers License Insurance page.

How to Get SR-22 Insurance?

Getting an SR22 doesn’t have to be a hassle – Mid-Columbia Insurance is the SR 22 expert – we can walk you through the whole process!

You can call us at (509)783-5600, come into one of our offices, or start the process online filling out the quote request.

The sooner you purchase your policy, the faster we can help you get your license back.

You could spend all day searching the internet but it is unlikely that you will find a lower SR-22 cost and you will never find customer service that can beat what we can do for you.

Cheap SR22 Insurance

The General, Geico, and Progressive spend millions advertising on TV trying to convince you they can save you money by buying insurance online only to disappoint.

As an independent insurance agent, we work for you, shopping a whole list of car insurance companies to find you the best SR-22 insurance rates in Washington state.

Most other auto insurance agencies, who we call AllStateFarmers, represent just their one company and only have one price to offer.

We work for you, comparing the rates and coverages of multiple car insurance companies and giving you a choice.

Can My Current Agent File My SR 22?

Many insurance companies consider themselves “preferred” and do not want to insure individuals who require an SR22.

They may cancel you when they find out you need an SR-22.

If you don’t want to tell your current insurance agent about your SR22, Mid-Columbia Insurance can write an insurance policy on your driver’s license (called Broad Form) with the SR 22 so you can keep your current “preferred” insurance.

How Much Does SR-22 Insurance Cost?

Believe it or not, most companies only charge about $25 for an SR22 filing.

This is just the fee the insurance company charges to handle the paperwork required by the state to notify them that you have insurance.

The real cost is for the actual car insurance and that is based on your driving record, age, car, etc.

How Long Do I Need to Carry My SR22?

Usually you are required to carry an SR 22 for 3 years but it could be more or less depending on the judge and your situation.

What Happens If I Cancel My SR 22 Insurance?

The insurance company is required to file an SR26 with the state of Washington notifying them that you no longer have insurance.

The state will then suspend your license until you get an SR-22 filed again and pay the license reinstatement fees.

And you do not want to get caught driving with a suspended license!

How Can I Get the Lowest SR-22 Insurance Rates?

Easiest way is to just call us. We write SR22 Insurance – and lots of it.

Where ever you live in Washington state, we can help you get your license unsuspended.

The SR 22s are filed electronically with the Department of Licensing (DOL) so you can get your license back fast.

If you live in Washington you probably got your ticket here and so need a Washington SR-22 but, if you need it, we can also do am Oregon SR22, California SR 22, Idaho SR-22, and just about every other state.

Testimonials & Referrals

5 Star Review
I’m glad I called Mid Columbia today, Kristen was super helpful in getting me quoted at rate that worked for me. Mid Columbia Insurance seems like great family run business. #NotgoingbacktoGeico Kaelen Farris

5 Star Review
Daisy was amazing at helping me get a policy today. Thank you so much. You were amazing and loved your bubbly personality and how happy and cheerful you were. I will definitely refer your name out to everyone. Gracias muchacha Yoly Delgado

5 Star Review
Kyle was great with helping me out with my SR-22 Cici Bribiescas

SR22s written in the following cities

Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Federal Way, Yakima, Spokane Valley, Kirkland, Bellingham, Kennewick, Auburn, Pasco, Marysville, Lakewood, Redmond, Shoreline, Richland, Sammamish, Burien, Olympia, Lacey, Edmonds, Puyallup, Bremerton, Lynnwood, Bothell, Longview, Issaquah, Wenatchee, Mount Vernon, University Place, Walla Walla, Pullman, Des Moines, Lake Stevens, SeaTac, Maple Valley, Mercer Island, Bainbridge Island, Oak Harbor, Kenmore, Moses Lake, Camas, Mukilteo, Mountlake Terrace, Tukwila, Port Angeles, Mill Creek, Covington, Battle Ground, Tumwater, Bonney Lake, Arlington, Ellensburg, Monroe, Centralia, Aberdeen, Anacortes, Sunnyside, Washougal, East Wenatchee, West Richland, Port Orchard, Lake Forest Park, Lynden, Ferndale, Snoqualmie, Kelso, Enumclaw, Cheney, Woodinville, Newcastle, Grandview, Sedro-Woolley, Shelton, Edgewood, Poulsbo, Sumner, Fife, Snohomish, DuPont, Port Townsend, College Place, Toppenish, Liberty Lake, Burlington, Hoquiam, Gig Harbor, Yelm, Ephrata, Othello, Duvall, Selah, Milton, Clarkston, Quincy, Orting, Chehalis, Pacific, Stanwood, Sequim, Fircrest, Normandy Park, North Bend, Airway Heights, Brier, Ridgefield, Union Gap, Prosser, Woodland, Ocean Shores, Connell, Wapato, Blaine, Medical Lake, Omak, Sultan, Colville, Mattawa, Buckley, Black Diamond, Chelan, Deer Park, Montesano, Moxee, Forks, Granite Falls, Goldendale, Granger, Clyde Hill, Benton City, Medina, Cashmere, Algona, Zillah, La Center, Elma, Colfax, Raymond, Warden, Chewelah, Okanogan, Everson, Dayton, Bridgeport, Brewster, Kalama, White Salmon, Mabton, Royal City, Castle Rock, Newport, Gold Bar, Westport, Leavenworth, Rainier, Cle Elum, Carnation, Napavine, Millwood, Tenino, Oroville, Ritzville, Davenport, McCleary, South Bend, Kettle Falls, Cosmopolis, Soap Lake, Stevenson, Nooksack, Kittitas, Pomeroy, Woodway, Sumas, Long Beach, Winlock, Asotin, Tieton, Waitsburg, Entiat, Morton, Republic, Langley, Grand Coulee, Electric City, Tonasket, Palouse, North Bonneville, Ilwaco, Roslyn, Roy, Rock Island, Ruston, Tekoa, Mossyrock, Toledo, Bingen, Oakville, Pateros, Vader, George, Mesa, Sprague, Harrington, Prescott, Spangle, Kahlotus