SR-22 Insurance in Washington State

Your license is suspended. You need SR-22. Call us at (509) 783-5600 and we can have your filing on its way to the DOL today.

Mid-Columbia Insurance files SR-22 with the Washington state electronically, which means no waiting around for paperwork to arrive by mail. We represent Progressive, Dairyland, National General, Safeco, Bristol West, The General and more, so we’re shopping real rates from real carriers every time you call. Over 2,000 five-star Google reviews. We write a lot of SR-22 in Washington, and we’re faster and cheaper than going to AllState, State Farm or Farmers.

What SR-22 Actually Is

SR-22 is not a separate policy. It’s a filing your insurance company sends to the Department of Licensing to certify you carry the minimum required liability coverage. The filing itself adds about $25 to your policy. The rest of the cost increase comes from the tickets on your record and the fact that preferred carriers won’t touch you right now.

We work with high-risk carriers who will.

No Car? Not a Problem

If the Washington DOL requires SR-22 but you don’t own a vehicle, we can write a Broad Form policy on your driver’s license. It covers you in any car you drive, owned or not. There are trade-offs to a Broad Form policy worth talking through, so call us before you decide. It takes about five minutes to figure out which option fits your situation.

Your Current Agent May Not Be Your Best Move

Many preferred insurance companies will raise your rates or cancel your policy at renewal when they find out you need an SR-22. You don’t have to tell them. We can write a separate SR-22 filing on your license, keep it completely apart from your current policy, and your preferred carrier may never know. If you’d rather not risk it with your current agent, call us instead.

How Long You’ll Need It

Three years is standard in Washington. It could be shorter or longer depending on the judge’s order. Call the Washington DOL directly at (360) 902-3900 to confirm your specific requirement.

Don’t cancel the policy early. If your SR-22 lapses, we’re required to file an SR-26 with the state, your license gets suspended again and you’ll pay reinstatement fees on top of starting over. It’s not worth it.

What It Costs

The SR-22 filing is about $25. Your premium depends on your driving record and which carrier will write you. We can’t promise a number until we see your record, but we can promise we’re checking multiple carriers against each other to find the lowest one. Gieco and The General don’t do that. We do.

Call (509) 783-5600. Same-day coverage available.

Need Oregon, Idaho or California SR-22 while living in Washington?
We handle that too.