SR-22 Insurance in Washington State • Owners & Non-Owner SR22

Your current agent can add an SR22 Insurance filing to your car insurance policy but this may cause problems for you. Many insurance companies consider themselves “preferred” and do not want to insure individuals who require an SR-22 Insurance. They may raise your rates substantially or even cancel your policy at renewal when they find out you need SR-22 Insurance. Can I get SR22 Insurance from a different insurance company? Yes, you can have a different insurance agent file your SR22 Insurance with the state and not notify your current insurance company. If they don’t check your driving record, and unless there was an accident they probably won’t, you may be able to keep your preferred car insurance rates. If you don’t want to tell your current insurance agent about your need for SR22 Insurance, Mid-Columbia Insurance can write a basic insurance policy on your drivers license (called Broad Form Insurance) with the SR22 Insurance filing so you can keep your current “preferred” insurance on your cars and have SR-22 Insurance on your license.

Usually you need to carry SR22 Insurance for 3 years but it could be more or less depending on the judge and your situation. The best way to find out how long you will need to have the SR-22 Insurance is to call the Department of Licensing at (360)902-3900 and ask them directly.

If your SR22 Insurance cancels, the state will suspend your license until you get SR-22 Insurance filed again and you may have pay the reinstatement fees again to get your license back. When your SR22 Insurance cancels, the insurance company is required to file an SR26 with the state to notify them that you no longer have active insurance. If you are pulled over while your SR-22 Insurance is cancelled, you probably will get a ticket for driving while suspended, which will raise the cost of your insurance even higher.

The lowest SR22 Insurance price can be found by checking rates with multiple insurance companies that specialize in this situation. The easiest way to do that is to just call Mid-Columbia Insurance. We represent multiple SR22 Insurance companies – and we write lots of it. If you live in Washington state and need to get your license unsuspended, we can help. The SR-22 Insurance filing is sent electronically to the Department of Licensing (DOL) so you can get your license back fast. If you live in Washington you probably got your ticket here and so need Washington SR22 Insurance but, if you need it, we can also handle Oregon SR22 Insurance, California SR22 Insurance, Idaho SR22 Insurance, and just about every other state for Washington residents.

You can get an SR22 Insurance just by starting a new insurance policy and asking that insurance company to do the SR22 Insurance filing for you. Washington state only requires minimum liability limits on the policy so it does not have to be expensive if that is all you need. Of course, the more tickets you have on your driving record, the more your insurance will cost. A quick call and we can have your SR22 Insurance started and your SR22 filing on its way to the state.