Free SR22 Insurance Quotes – Car Owners & Non-Owner SR-22 – Cheap!

Suspended? Get Your Driver’s License Back Fast!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to some driving mishap there are a number of things you will need to do to get your license back and one of them is to file an SR-22 with the state.

Everything you need to know about SR22 insurance

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What is an SR22?

An SR22 is a form sent to the Department of Licensing (DOL) that proves you have car insurance in force.

Sometimes an SR22 is called a certificate of financial responsibility.

Having an SR22 form on file simply means you are meeting the state’s minimum car insurance.

In order to reinstate a driver’s license after getting a suspension or revocation for a DUI, too many tickets, etc, the state of Washington, like most states, requires a person to file an SR22 with the DOL proving they have car insurance.

If you let your insurance cancel, your insurance company is required to notify the state (with a SR-26 form) and if you go long enough without the SR22, you may have to pay to reinstate your license once you get a new SR22.

I Don’t Own a Car – Can I Get an SR22?

If the DOL requires you carry an SR22 to keep your license, we can help even if you do not own a car.

You can get what is called a Broad Form Insurance policy, or more commonly “Drivers License Insurance”.

A Broad Form policy covers you when you are driving any vehicle, owned or non-owned.

There are disadvantages to insuring your license. Be sure to talk to one of our knowledgeable insurance agents when making this important decision.

For more information about Broad Form insurance, check out our Broad Form insurance / Drivers License Insurance page.

How to Get SR22 Insurance?

Getting an SR-22 doesn’t have to be a hassle – Mid-Columbia Insurance is the SR-22 expert – we can walk you through the whole process!

You can call us at (509)783-5600, come into one of our offices, or start the process online filling out the quote request.

The sooner you purchase your policy, the faster we can help you get your license back.

You could spend all day searching the internet but it is unlikely that you will find a lower SR22 cost and you will never find customer service that can beat what we can do for you.

Cheap SR22 Insurance

The General, Geico, and Progressive spend millions advertising on TV trying to convince you they can save you money by buying insurance online only to disappoint.

As an independent insurance agent, we work for you, shopping a whole list of car insurance companies to find you the best SR22 insurance rates in Washington state.

Most other auto insurance agencies, who we call AllStateFarmers, represent just their one company and only have one price to offer.

We work for you, comparing the rates and coverages of multiple car insurance companies and giving you a choice.

Can My Current Agent File My SR22?

Many insurance companies consider themselves “preferred” and do not want to insure individuals who require an SR22.

They may cancel you when they find out you need an SR22.

If you don’t want to tell your current insurance agent about your SR22, Mid-Columbia Insurance can write an insurance policy on your driver’s license (called Broad Form) with the SR22 so you can keep your current “preferred” insurance.

How Much Does SR22 Insurance Cost?

Believe it or not, most companies only charge about $25 for an SR-22 filing.

This is just the fee the insurance company charges to handle the paperwork required by the state to notify them that you have insurance.

The real cost is for the actual car insurance and that is based on your driving record, age, car, etc.

How Long Do I Need to Carry My SR22?

Usually you are required to carry an SR22 for 3 years but it could be more or less depending on the judge and your situation.

What Happens If I Cancel My SR22 Insurance?

The insurance company is required to file an SR26 with the state of Washington notifying them that you no longer have insurance.

The state will then suspend your license until you get an SR22 filed again and pay the license reinstatement fees.

And you do not want to get caught driving with a suspended license!

How Can I Get the Lowest SR22 Insurance Rates?

Easiest way is to just call us. We write SR-22 Insurance – and lots of it.

Where ever you live in Washington state, we can help you get your license unsuspended.

The SR22s are filed electronically with the Department of Licensing (DOL) so you can get your license back fast.

If you live in Washington you probably got your ticket here and so need a Washington SR-22 but, if you need it, we can also do am Oregon SR22, California SR22, Idaho SR22, and just about every other state.

Testimonials & Referrals

5 Star Review
I’m glad I called Mid Columbia today, Kristen was super helpful in getting me quoted at rate that worked for me. Mid Columbia Insurance seems like great family run business. #NotgoingbacktoGeico Kaelen Farris

5 Star Review
Daisy was amazing at helping me get a policy today. Thank you so much. You were amazing and loved your bubbly personality and how happy and cheerful you were. I will definitely refer your name out to everyone. Gracias muchacha Yoly Delgado

5 Star Review
Kyle was great with helping me out with my SR-22 Cici Bribiescas