Walla Walla Motorcycle Insurance – Affordable Prices Insurance for Your Trike, Moped, ATV, & Snowmachine

Immediate Proof of Cycle Insurance!

Are you trying to find the most inexpensive cycle insurance coverage in Walla Walla? You have come to the right place. We have established longstanding partnerships with premier motorcycle insurance companies so that we can find you the very best rate. Whether your ride is a street bike, a touring bike, a cruiser, a custom chopper, or even a moped or scooter, your bike is associated with flexibility which brings excitement. But with this adventure comes unpredictability and given that you never know what lies over the next hill, the right coverage will ensure you’re prepared for it.

The motorbike protection you desire at a rate you can handle

Do you simply require the general motorbike insurance to get legal? We can help! Are you enthusiastic about your bike? We can cover your motorbike, your accessories, and also your riding gear. Picking the ideal coverage is similar to picking the ideal bike. You want it to fit your needs and your lifestyle but also to be within your budget. The state requires you have a minimal level of liability protection yet greater levels are available and additional protections are advised. Ensure you talk about all the offered options with a professional insurance agent at Mid-Columbia Insurance.

Listed below is all you must understand to get the best price on your bike insurance:

Crazy Cycle Wrecks - VIDEO

Is Motorcycle Insurance Coverage Mandated in Washington State?

Cycle insurance coverage is needed in Washington state as of July 2019. The Washington state legislature passed and the Governor signed a change eliminating the phrasing in the insurance coverage law excusing motorbikes from being required to carry insurance coverage.
If you cause an accident and do not have insurance, you could put you and your loved ones in monetary risk for the damage caused to others. Likewise, whether the accident is your fault or not, medical expenses and lost earnings for you and any occupants of your car could drive you to personal bankruptcy. Required or not, you would want to have cycle insurance coverage so you can safeguard yourself from a liability suit or an irresponsible driver who crashes into you.
cycle, trike, moped, scooter, and 4-wheeler insurance in Walla Walla

What Motorcycle Insurance Coverage Should I Get?

There are three coverages every motorbike insurance plan should have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance coverage is the only coverage that Washington state mandates you to carry (effective July 2019). Liability insurance protects you if you are found at fault for a crash where another individual is hurt or their property is harmed.
  • Uninsured Motorist is, arguably, the most essential insurance protection and is listed second only because you can not purchase it without purchasing liability. With uninsured motorist, your insurer covers you and any passengers as if they were the uninsured chauffeur’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional coverage and pays for any required medical treatment for you and any others in your car up to the coverage amount you pick. This can be important if you do not have health insurance to cover your medical expenses or you have a high-deductible health insurance.
You may be amazed that comprehensive & collision (aka full coverage) are not on this list. These protections are typically mandated by lenders if you secure a loan to purchase your motorbike. So yes, this protection is really important to the bank but the 3 protections above are much more most likely to keep you from insolvency in case of an accident. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get struck, you may be hospitalized for months. Riding safe means using the right protective gear. If you take your safety and the financial safety of your loved ones seriously, then insurance coverage must be viewed like protective gear.
cycle, scooter, trike, moped, and 4-wheeler insurance in Walla Walla

Can I Insure My Scooter?

Yes! If your cycle is designed for either off-road or street use, we can insure it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, scooter, moped, trike, and ATV insurance in Walla Walla

What is BroadForm Motorbike Insurance?

BroadForm Cycle Insurance is meant to supply the policy owner liability protection whatever cycle they may ride. Comprehensive as well as collision coverages (aka “full coverage”) that would pay to take care of the bike in the event of an accident, theft, or vandalism cannot be included in a motorcycle broadform plan but Uninsured Motorist and Medical can be added. If you answer Yes to these 3 statements, then Broad Form Bike Insurance coverage might simply be a good fit for you. 1. You have or ride a couple motorcycles. 2. You are the just one who at any time rides your bikes. 3. You do not require “full coverage” on any one of your motorcycles.
cycle, moped, trike, scooter, and ATV insurance in Walla Walla

How Much Does Motorbike Insurance Cost?

Motorbike insurance coverage can cost you less than $200 per year or be greater than $2000 annually depending upon 6 major variables: your age, your driving record, your cycle, your zip code, your chosen coverages, and the discounts you qualify for.
  • Your Age: Stats tell the insurance company that if you are under 25 you are more probable to be involved in a wreck than if you happen to be 30+.
  • Your Driving History: If you have received speeding tickets or have been involved in an accident in the last couple years, then your probabilities of having another accident are higher.
  • Your Cycle: Certain motorbikes seem to encourage negligent bikers.
  • Your Garaging Address: Crowded, urban areas also increase your odds of being involved in a crash.
  • Your Insurance Coverages: Of course, if you purchase extra insurance coverages your rate will be higher but much like when you buy the larger package at the grocery store, you likewise wind up paying less per $1,000 of insurance. For instance, doubling your liability coverage from $25,000 per person to $50,000 per person will not double the cost however most likely increase it less than 20%.
  • Your Discounts: Every insurer makes available various combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available: Multiple motorcycle, Multiple policy, Claim-free, Safety course, Paid-in-full, Motorcycle association membership, and others.
motorbike, scooter, moped, trike, and ATV insurance in Walla Walla

Who Has The Very Best Cycle Insurance Prices?

Motorbike insurance is not “One Size Fits All”. The very best cycle insurance provider for you will offer a policy that lines up with your particular requirements. One call to us will get you all the quotes you need. As an independent agent, we quote you with numerous motorcycle insurers to discover the very best match for you. Whether that’s protection for a customized cycle or just the minimum Washington state requirements so you are legal. If you call any of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each insurer we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties offering you alternatives when you are shopping. A few of our insurance providers even offer an auto & cycle insurance bundle discount, saving money on both policies. This is a terrific method to save money on your motorcycle insurance coverage.
cycle, scooter, moped, trike, and 4-wheeler insurance in Walla Walla

Motorbike Insurance for New Riders

Buying your very first motorcycle can be a dream come true. Whether you are searching for motorbike insurance coverage as a 18 year old or have actually at last saved up enough to buy your first motorcycle or ATV/UTV, we can get you cheap cycle insurance coverage. As a brand-new rider, you have less experience so insurance companies figure you are more likely to be in an accident and for that reason will make you pay more. Keep your driving record clean and don’t get in accidents and you will see your rate drop as you acquire experience.
cycle, moped, scooter, trike, and 4-wheeler insurance in Walla Walla

About Walla Walla

Walla Walla is the largest city and the county seat of Walla Walla County, Washington, United States.

The population of the city itself was 31,802 at the 2010 census. The population of Walla Walla and its two suburbs, the town of College Place and unincorporated East Walla Walla, is about 45,000. Walla Walla is in the southeastern region of Washington, approximately four hours away by car from Portland, Oregon, and four and half hours from Seattle, and only 6 mi (10 km) north of the Oregon border.

Recorded history in this state begins with the establishment of Fort Nez Perce in 1818 by the North West Company to trade with the Walla Walla people and other local Native American groups. At the time, the term “Nez Perce” was used more broadly than today, and included the Walla Walla in its scope in English usage. Fort Nez Perce had its name shift to Fort Walla Walla. It was located significantly west of the present city.

Source: Walla Walla, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Best Motorbike Repair & Gear Near Walla Walla

Tom’s Cycle and Power Products
3 reviews
Motorcycle Dealers, Golf Cart Rentals, Motorcycle Repair
1744 Portland Ave, Walla Walla, WA 99362
USA Honda
6 reviews
Motorcycle Dealers, Motorcycle Repair
1371 Dalles Military Rd, Walla Walla, WA 99362
24 Hour Towing & Recovery
3 reviews
108 N Birch St, Grandview, WA 98930

Top Things to Do By Walla Walla

The Maple Counter Cafe
505 reviews
Breakfast & Brunch
209 E Alder St, Walla Walla, WA 99362
279 reviews
5 S Colville St, Walla Walla, WA 99362
Brasserie Four
309 reviews
4 E Main St, Walla Walla, WA 99362
135 reviews
Southern, American (New), Breakfast & Brunch
125 w. alder st., Walla Walla, WA 99362