SR-22 Insurance Franklin County Washington  [FAQ]

Get Back On The Road! Owner & Non-Owner SR22

SR22 Insurance lets you return to the road quick in Franklin County Washington. Let Mid-Columbia Insurance take care of your SR22 filing.

If you are told that you need an SR-22 would you know what to do? Breathe easy, SR 22 insurance is our specialty. Mid-Columbia Insurance can handle filing the SR22 in Franklin County for you. Let us be your insurance coverage finders.

If you are coping with a DUI or other significant tickets then getting SR 22 insurance coverage is most likely your next action to getting your license back and being able to drive your vehicle legally. Mid-Columbia Insurance serves Franklin County and all of Washington state and is the general SR22 insurance specialist. We offer a Progressive SR 22, National General SR22, Dairyland SR22, Kemper SR 22, Safeco SR22, The General SR 22, and more for you.

SR22 insurance coverage can be pricey so it is essential that you can find the protection you require at a cost you can pay for. We concentrate on representing the progressive insurance companies that offer the very best quotes for SR-22 insurance in Washington state.

Worried about who to trust? Check out our terrific Google Reviews. Can 1500+ reviews be wrong? When want to get your SR-22 automobile insurance coverage, contact us for a quick and free SR22 insurance quote.

SR-22 insurance in Franklin County WA

License Suspended? Affordable{ Rates} Washington SR 22. Get Your Driver’s License Back Quick!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI or some driving mishap there are a variety of things you will must to do to get your license back. Among them is to file an SR22 with the state.

All you need to understand about SR22 insurance around Franklin County.

What is SR 22 Insurance?

An SR 22 is mandated by the Department of Licensing (DOL) in order to restore your drivers license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR22 simply guarantees to the DOL that you carry the car insurance coverage they require.

Often an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file simply indicates you are fulfilling the state’s minimum auto insurance coverage requirements.

If you let your SR-22 insurance coverage lapse, your insurance company is obligated to notify the state with a SR26 form and if you go long enough without the SR-22, you might have to pay a fine to reinstate your license once you get a new SR-22.

SR22 insurance Franklin County

Is an SR-22 considered vehicle insurance coverage?

An SR22 is proof you have cars or truck insurance coverage. Similar to the Proof of Insurance Card you would present to a police if you were pulled over but the SR 22 is filed with the Department of Licensing (DOL).

Having an SR22 is simply proof you are meeting the DOL’s minimum auto insurance requirements and is simply an addition to your automobile insurance . Your insurance provider is certifying to the state that you have liability insurance in force with them and they guarantee to inform the DOL if your insurance lapses.

I Don’t Own a Vehicle– Can I Still Get an SR 22?

Yes, you can get an SR-22 even if you do not own a car. If the Department of Licensing (DOL) requires you have an SR22 to keep your drivers license, we can help even if you do not own a car.

You can get what is called a Broad Form Insurance plan, or more typically “Drivers License Insurance”.

A BroadForm policy covers you when you are driving almost any car, owned or non-owned.

There are downsides to insuring your license. Make certain to talk to any of our experienced insurance representatives when making this essential choice.

For additional information about Broad Form insurance coverage, have a look at our Broad Form insurance coverage/ Driver’s License Insurance page.

SR-22 insurance Franklin County

How do I Get SR-22 Insurance?

To get an SR22, you can ask your insurance representative to endorse it to your present vehicle policy or you can start a new policy with the SR22. Getting an SR-22 doesn’t have to be an inconvenience– Mid-Columbia Insurance is the SR22 specialist– we can guide you through the entire process!

You can call us at (509)249-1188, visit one of our offices, or begin the process online completing the quote request. The earlier you acquire your policy, the faster we can help you get your license reinstated.

You could spend all day searching the web but it is unlikely that you will find lower SR22 coverage and you will never discover customer care that can beat what we will do for you.

Where Can I Find Low-Cost SR-22 Insurance?

Cheap SR-22 insurance coverage around Franklin County is usually found from an independent insurance agency like Mid-Columbia Insurance because we represent numerous insurers that compete for your business. The General, Geico, and Progressive invest millions advertising on television trying to sway you that they can save you cash by buying insurance coverage online just to let you down.

As an independent insurance agency, we work for you, shopping a whole list of vehicle insurance companies to find for you the best SR-22 insurance rates in Franklin County.

A lot of other car insurance agencies, who we call AllStateFarmers, represent just their one company and only have one price to offer.

We work for you, comparing the prices and protections of numerous auto insurance providers and giving you options.

SR 22 insurance Franklin County

SR22 filing in Franklin County

Can My Current Company File My SR 22?

Your present insurance company should be able to attach an SR22 to your insurance plan but this might cause problems for you. Numerous insurance providers consider themselves “preferred” and do not wish to insure individuals who require an SR22. They may increase your rates considerably or even cancel your policy at renewal when they find out you require an SR22.


Can I obtain an SR 22 from a different insurer?

Yes, you can have a different insurance provider file your SR22 with the DOL and not inform your existing insurance provider. If they don’t check your driving record, and unless there was a crash they possibly won’t, you probably can keep your preferred car insurance rates.


If you don’t want to tell your current insurance coverage representative regarding your requirement for an SR22, Mid-Columbia Insurance can offer a basic insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can keep your current “preferred” insurance on your vehicles as well as have an SR-22 on your license.

Just How Much Is SR22 Insurance Coverage in Franklin County?

The typical price of SR-22 insurance coverage ought to be less than $5 per month when included in a typical vehicle insurance policy since a lot of insurance providers just charge about $25 per 6 month policy term for an SR-22 filing. This is merely the cost the insurance company includes to manage the documents needed by the state to inform them that you have an active SR22 insurance filing. If your insurer charges more, it is time to get another quote and we would love to help!

Why, then, does SR22 insurance coverage seem so pricey? An SR 22 is simply a rider on your regular car insurance. If it is costly, it is due to the fact that the vehicle insurance rate is based upon your real driving record. Did you get a ticket for driving under the influence? Multiple traffic tickets? Involved in a crash? Been without insurance? Certainly something happened to trigger you to need the SR22 and this is what causes your insurance coverage to be higher than others.

So, how much will SR22 insurance cost? SR22 insurance is inexpensive. It is your driving record that is costly.

SR-22 insurance Franklin County

For How Long Do I Need to Have My SR-22?

Generally you need to have an SR 22 for Three years but it could well be more or less depending on the court and your situation.

The very best way to find out how long you are going to really need to carry an SR22 is to call the DOL directly at (360)902-3900 and ask.

What Occurs If I Terminate My SR22 Insurance Coverage?

If, while mandated, your SR22 insurance policy cancels while an SR22 is still required, the state will certainly suspend your license until you get another SR 22 filed once more and also you may be required to pay the reinstatement costs once again in order to get your driver’s license back.

When your SR 22 cancels, the insurer is required to submit an SR26 with the state to alert them that you no longer have active insurance.

If you are pulled over by the cops while your SR-22 is terminated, you probably will receive a ticket for driving while suspended, which will raise the cost on your insurance even higher.

DUI insurance Franklin County

How Can I Get The Most Affordable SR22 Insurance Rates?

The most affordable SR 22 insurance policy prices can be obtained by checking rates of a few insurance providers that focus on SR-22 insurance. The easiest method to do that is to just call Mid-Columbia Insurance. We work with several insurers that provide SR-22 insurance coverage– and also we write lots of it.

If you reside in Washington state and need to get your license reinstated, we can really help. The SR 22s are filed electronically with the Department of Licensing (DOL) so you can have your drivers license back quick.

If you reside in Washington you probably got your ticket here and so require a Washington SR22 yet, if you need an out-of-state SR 22, we can also do Oregon SR22s, California SR22s, Idaho SR22, and also nearly any other state.

Can I Get An SR22 Without Having Auto Insurance?

If you do not have auto insurance, you can get an SR-22 by beginning a new insurance plan and asking the insurer to file the SR 22 for you.

Washington state just requires minimum coverage on the policy so it does not need to be expensive to start. Of course, the more tickets you have received, the more your insurance will certainly set you back.

A quick telephone call and we can have your insurance launched and your SR22 on its way to the state.

Does SR 22 Raise Insurance Prices?

Needing an SR-22 raises your insurance rates since many name-brand insurance providers don’t care to insure somebody that needs an SR22 as well as due to the tickets you most likely have on your motor vehicle record.

The real SR22 filing will only add about $25 to your vehicle insurance plan, yet you will most likely need to get insurance coverage with a “High Risk” auto insurance provider ready to take a chance on covering you.

About Franklin County

Franklin County is a county located in the U.S. state of Washington. As of the 2010 census, its population was 78,163. The county seat and largest city is Pasco. The county was formed out of Whitman County on November 28, 1883, and is named for Benjamin Franklin.

Franklin County is included in the Kennewick-Richland, WA Metropolitan Statistical Area. Together, Kennewick, Richland and Pasco comprise Washington’s Tri-Cities.

According to the U.S. Census Bureau, the county has a total area of 1,265 square miles (3,280 km2), of which 1,242 square miles (3,220 km2) is land and 23 square miles (60 km2) (1.8%) is water.

Source: Franklin County, Washington in Wikipedia

Top DUI Lawyers Near Franklin County

LaCoste Law
2 reviews
Divorce & Family Law
1310 N 5th Ave, Ste A, Pasco, WA 99301
(509) 392-8000

Top Things to See By Franklin County

Vinny’s Bakery and Café
90 reviews
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Havana Café
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El Antojito Mexican Restaurant
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Burger Factory II
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Mexico Lindo Y Que Rico
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Viera’s Bakery
42 reviews
430 W Lewis St, Pasco, WA 99301
(509) 546-9726