SR-22 Insurance Lewis County WA  [FAQ]

Get Your License Back! Owner & Non-Owner SR22

SR22 Insurance lets you start driving again fast in Lewis County. Let Mid-Columbia Insurance handle your SR 22 filing.

If you’re told that you require an SR22 would you have any idea what to do? Breathe easy, SR 22 insurance is our specialty. Mid-Columbia Insurance can handle processing the SR 22 in Lewis County for you. Let us be your insurance finders.

If you are facing a DUI or other significant tickets then getting SR22 insurance coverage is probably your next step to getting your license back and having the ability to drive your cars or truck legally. Mid-Columbia Insurance serves Lewis County and all of Washington state and is the general SR-22 insurance expert. We offer a Progressive SR22, National General SR-22, Dairyland SR22, Kemper SR22, Safeco SR 22, The General SR22, and more for you.

SR22 insurance coverage can be costly so it is very important that you can find the coverage you need at a cost you can manage. We concentrate on representing the progressive insurance providers that provide the best prices for SR 22 insurance in Washington.

Worried about who to trust? Take a look at our terrific Google Reviews. Can 1500+ clients be wrong? When want to start your SR22 vehicle insurance coverage, contact us for a fast and totally free SR 22 insurance quote.

SR-22DWI insurance in Lewis County WA

Suspended License? Quick Washington State SR 22. Get Your Driver’s License Back Now!

The majority of us must drive in order to get to work, to run errands, and to do all that other stuff in life.

If you have lost your license due to a DUI and/or some driving incident there are a variety of things you will need to do to get your license back. One of them is to file an SR22 with the state.

All you need to know about SR 22 insurance near Lewis County.

What is SR-22 Insurance?

An SR-22 is required by the Department of Licensing (DOL) in order to get back your drivers license after getting a suspension or revocation for a DUI, too many tickets, and so on. An SR-22 simply verifies to the DOL that you carry the vehicle insurance they mandate.

Sometimes an SR22 is also called a certificate of financial responsibility (CFR) filing. Having an SR22 form on file just proves you are fulfilling the state’s minimum automobile insurance requirements.

If you let your SR-22 insurance coverage cancel, your insurance provider is obligated to alert the state with a SR26 form and if you go for a time without the SR 22, you may have to pay a fine to get back your license once you get a brand-new SR 22.

SR 22 insurance Lewis County

Is an SR22 the same as automobile insurance coverage?

An SR 22 is evidence you have automobile insurance coverage. Sort of like the Insurance ID Card you would show to a cop if you were pulled over but the SR 22 form is filed with the Department of Licensing (DOL).

Having an SR 22 is just evidence you are fulfilling the state’s minimum vehicle insurance requirements and is just an addition to your auto insurance policy. Your insurance provider is certifying to the state that you have liability insurance coverage in force with them and they promise to alert the DOL if your insurance coverage lapses.

I Don’t Own a Cars or Truck– Can I Still Get an SR 22?

Yes, you can get an SR22 even if you do not have a car. If the Department of Licensing (DOL) mandates you have an SR 22 to reinstate your license, we can assist even if you don’t own an automobile.

You can get what is called a Broad Form Insurance policy, or more commonly “Drivers License Insurance”.

A Broad Form policy covers you when you are driving almost any car, owned or non-owned.

There are disadvantages to insuring your license. Be sure to talk with one of our well-informed insurance representatives when making this crucial choice.

To find out more about Broad Form insurance, check out our Broad Form insurance coverage/ Driver’s License Insurance page.

DUI insurance Lewis County

How to Get SR-22 Insurance?

To get an SR22, you can ask your insurance representative to add it to your present automobile policy or you could start a new policy with the SR22. Getting an SR-22 doesn’t have to be an inconvenience– Mid-Columbia Insurance is the SR 22 expert– we can take you through the whole process!

You can call us at (509)249-1188, visit one of our offices, or start the process online filling out the quote request. The sooner you purchase your policy, the quicker we can assist you get your license back.

You could spend all your time browsing the internet however it is unlikely that you will find cheaper SR 22 coverage and you will never experience customer care that can surpass what we will do for you.

Where Can I Get Low-Cost SR22 Insurance Coverage?

Affordable SR 22 insurance near Lewis County is usually purchased from an independent insurance agency like Mid-Columbia Insurance because we represent several companies that compete for your business. The General, Geico, and Progressive invest millions advertising on TV attempting to persuade you that they can save you cash by buying insurance online just to disappoint.

As an independent insurance agent, we work for you, shopping an entire list of vehicle insurance providers to find for you the very best SR-22 insurance rates in Lewis County.

The majority of other auto insurance agencies, who we call AllStateFarmers, represent just their one insurance company and only have one price to offer.

We work for you, comparing the rates and coverages of multiple vehicle insurance providers and giving you a choice.

DUI insurance Lewis County

SR-22 filing in Lewis County

Can My Present Insurance Company File My SR 22?

Your current insurance agent can add an SR-22 to your insurance policy yet this may trigger issues for you. Numerous insurers consider themselves “preferred” and so do not wish to insure people that require an SR 22. They may increase your prices substantially or even cancel your policy at renewal when they discover you need an SR-22.


Can I obtain an SR22 from a different insurance provider?

Yes, you can have a different insurance provider file your SR22 with the state and not alert your present insurance provider. If they do not examine your driving history, and unless you had a crash they most likely won’t, you may be able to maintain your preferred vehicle insurance policy prices.


If you don’t wish to tell your present insurance coverage representative regarding your need for an SR22, Mid-Columbia Insurance can write a standard insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can maintain your present “preferred” insurance policy on your vehicles and also have an SR-22 on your license.

Just How Much Is SR-22 Insurance in Lewis County?

The average price of SR22 insurance coverage should be less than $5 per month when added to a normal auto insurance policy given that many insurance companies only charge about $25 per 6 month policy term for an SR-22 filing. This is merely the fee the insurer includes to deal with the paperwork needed by the state to inform them that you have an SR22 filing. If your insurer charges more, it is time to get another quote and we would love to help!

Why, then, does SR22 insurance appear so expensive? An SR22 is just a rider on your ordinary auto insurance. If it is pricey, it is due to the fact that the auto insurance rate is based upon your real driving record. Did you get a ticket for driving under the influence? Several traffic tickets? Involved in a wreck? Been without insurance coverage? Undoubtedly something took place to trigger you to require the SR-22 and this is what causes your insurance to be higher than others.

So, how much will SR 22 insurance coverage cost? SR22 insurance coverage is inexpensive. It is your driving record that is expensive.

SR-22 insurance Lewis County

How Long Am I Required to Carry An SR22?

Normally you have to have an SR22 for Three years but it can be more or less depending on the judge and also your situation.

The best way to learn how long you are going to really need to have an SR 22 is to call the Washington Department of Licensing directly and ask them.

What Happens If I Ever Cancel My SR-22 Insurance Policy?

If, while needed, your SR-22 insurance terminates while an SR22 is still needed, the state will suspend your drivers license until you get another SR-22 submitted once again as well as you might need to pay the reinstatement charges once again to get your drivers license back.

When your SR-22 cancels, the insurer is required to file an SR-26 with the Department of Licensing to alert them that you no longer have active insurance.

If you are pulled over by the police while your SR-22 is canceled, you probably will get a ticket for driving while suspended, which will certainly increase the price on your insurance policy even higher.

DUI insurance Lewis County

Exactly How Can I Obtain The Most Affordable SR-22 Insurance Rates?

The lowest SR22 insurance policy prices can be found by reviewing prices of a few insurance providers that focus on SR22 insurance. The most convenient method to do that is to simply call Mid-Columbia Insurance. We work with numerous insurance providers that offer SR-22 insurance coverage– and also we write lots of it.

If you live in Washington state and must get your license unsuspended, we can help. The SR22s are submitted electronically with the Department of Licensing (DOL) so you can have your driver’s license back quick.

If you live in Washington you probably received your ticket here and so require a Washington SR-22 yet, if you need an out-of-state SR22, we can also do Oregon SR22s, California SR 22s, Idaho SR 22, as well as almost any other state.

Can I Get An SR-22 Without Having An Auto Insurance Policy?

If you do not have car insurance, you can get an SR 22 by beginning a brand-new insurance plan and also asking the insurance company to file the SR22 for you.

Washington just mandates minimum liability limits on the policy so it does not have to be pricey to get started. Certainly, the more tickets you have received, the more your insurance will set you back.

A simple phone call and we can have your insurance set up as well as your SR-22 on its way to the state.

Does SR-22 Increase Insurance Rates?

Needing an SR-22 increases your insurance policy prices because the majority of preferred insurance companies don’t want to insure a person that needs an SR22 as well as due to the tickets you most likely have on your driving record.

The actual SR22 filing will only add about $25 to your auto insurance plan, yet you will most likely have to obtain an insurance policy with a “High Risk” auto insurer ready to gamble on insuring you.

About Lewis County

Lewis County is a county in the U.S. state of Washington. As of the 2010 census, the county’s population was 75,455. The county seat is Chehalis, and its largest city is Centralia. Lewis County comprises the Centralia, WA Micropolitan Statistical Area, which is also included in the Seattle-Tacoma, WA Combined Statistical Area.

The county was created as Vancouver County on December 19, 1845, by the Provisional Government of Oregon, named for George Vancouver. In 1849, the county name was changed, to honor Meriwether Lewis. At the time, the county included all U.S. lands north of the Cowlitz River, including much of the Puget Sound region and British Columbia.

The county received official recognition as a “Purple Heart County” in November 2019.

Source: Lewis County, Washington in Wikipedia

Top DUI Lawyers Near Lewis County

Church Roberta Sue Attorney At Law
1 review
165 Mineral Hill Rd, Mineral, WA 98355
(360) 492-3330
Seattle Love Broker
10 reviews
1833 N 105th St, Ste 307, Seattle, WA 98133
(206) 271-1786

Top Things to Do Near Lewis County

Rivers Coffeehouse & Bistro
129 reviews
Coffee & Tea, Sandwiches, Salad
212 Main Ave, Morton, WA 98356
(360) 496-3368
Papa Bears Restaurant and Lounge
56 reviews
Lounges, American (New), Breakfast & Brunch
207 Main Ave, Morton, WA 98356
(360) 496-6411
Spiffy Dine In Drive In
34 reviews
American (New), Burgers, Sandwiches
104 W Lake, Morton, WA 98356
(360) 496-5472
Plaza Jalisco – Morton
65 reviews
200 Westlake Ave, Morton, WA 98356
(360) 496-6660
Cody Cafe
18 reviews
216 Main Ave, Morton, WA 98356
(360) 496-5787
The Backyard Grill
9 reviews
Seafood, American (Traditional), Sandwiches
216 Main Ave, Morton, WA 98356