SR-22 Insurance Monroe Washington  [FAQ]

Get Back On The Road! Owner & Non-Owner SR22

SR22 Insurance lets you start driving again fast in Monroe. Let Mid-Columbia Insurance handle your SR 22 filing.

If you are told that you require an SR 22 would you have any idea what to do? Breathe easy, SR 22 insurance coverage is our specialty. Mid-Columbia Insurance can handle submitting the SR 22 in Monroe for you. Let us be your insurance finders.

If you are facing a DUI or other significant tickets then getting SR-22 insurance is more than likely your next action to getting your license back and having the ability to drive your vehicle legally. Mid-Columbia Insurance serves Monroe and all of Snohomish County and is the general SR 22 insurance specialist. We can write a Progressive SR-22, National General SR-22, Dairyland SR-22, Kemper SR22, Safeco SR-22, The General SR22, and more for you.

SR22 insurance coverage can be expensive so it is essential that you can get the protection you require at a rate you can afford. We concentrate on representing the progressive insurers that provide the best quotes for SR22 insurance in Washington state.

Concerned about who to trust? Take a look at our great Google Reviews. Can 1500+ reviews be wrong? When want to start your SR-22 car insurance, contact us for a quick and totally free SR 22 insurance quote.

SR 22 insurance in MonroeWashington

Suspended License? Quick Quotes Washington State SR 22. Get Your Driver’s License Back Fast!

Most of us need to drive in order to get to work, to run errands, and to do all that other stuff in life.

If you lost your license due to a DUI and/or some driving mishap there are a number of things you will must to do to get your license back. One of them is to get an SR22 with the state.

Everything you care to know about SR-22 insurance in Monroe.

What is SR-22 Insurance?

An SR-22 is mandated by the Department of Licensing (DOL) in order to restore your license after getting a suspension or revocation for a DUI, a lot of tickets, etc. An SR 22 merely certifies to the DOL that you have the automobile insurance they require.

Often an SR22 is called a certificate of financial responsibility (CFR) filing. Having an SR 22 form on file simply means you are satisfying the state’s minimum vehicle insurance requirements.

If you let your SR 22 insurance cancel, your insurance company is required to notify the state with a SR 26 form and if you go without the SR 22, you might need to pay a fine to reinstate your license once you get a new SR22.

SR22 insurance Monroe

Is an SR22 the same as auto insurance coverage?

An SR22 is proof you have vehicle insurance coverage. Sort of like the Proof of Insurance Card you would show to a police if you were pulled over but the SR22 form is submitted to the Department of Licensing (DOL).

Having an SR 22 is merely evidence you are fulfilling the state’s minimum vehicle insurance requirements and is just a rider on your auto insurance . Your insurance carrier is certifying to the state that you have liability insurance in force with them and they pledge to notify the state if your insurance coverage lapses.

I Don’t Own a Car– Can I Still Get an SR 22?

Yes, you can get an SR-22 even if you do not own a vehicle. If the Department of Licensing (DOL) requires you have an SR22 to keep your license, we can assist even if you do not own a car.

You can get what is called a BroadForm Insurance plan, or more typically “Drivers License Insurance”.

A BroadForm policy covers you when you are driving almost any car, owned or non-owned.

There are disadvantages to insuring your license. Make certain to speak to any of our well-informed insurance representatives when making this essential choice.

For more details about Broad Form insurance coverage, take a look at our Broad Form insurance/ Driver’s License Insurance page.

DUI insurance Monroe

How to Get SR 22 Insurance?

To get an SR-22, you can ask your insurance agent to add it to your existing car policy or you can start a new policy with the SR 22. Getting an SR22 does not need to be a hassle– Mid-Columbia Insurance is the SR22 specialist– we can step you through the whole process!

You can call us at (509)783-5600, visit one of our offices, or start the process online filling out the quote request. The quicker you acquire your policy, the faster we can assist you get your license reinstated.

You might invest all your time browsing the internet however it is not likely that you will find less expensive SR-22 coverage and you will never ever discover customer service that can exceed what we can do for you.

Where Can I Get Low-Cost SR22 Insurance?

Inexpensive SR-22 insurance around Monroe is normally found at an independent insurance agency like Mid-Columbia Insurance due to the fact that we represent numerous companies that compete for your business. The General, Geico, and Progressive invest millions marketing on TV attempting to influence you that they can save you cash by purchasing insurance online just to let you down.

As an independent insurance agent, we work for you, shopping an entire list of car insurance companies to locate for you the best SR22 insurance rates in Monroe.

The majority of other car insurance agencies, who we call AllStateFarmers, represent only their one insurance company and just have one rate to offer.

We work for you, comparing the prices and coverages of multiple auto insurers and offering you options.

SR-22 insurance Monroe

SR22 filing in Monroe

Can My Existing Company File My SR 22?

Your present insurance agent should be able to attach an SR 22 to your insurance policy yet this might create troubles for you. Lots of insurance companies consider themselves “preferred” and so do not wish to cover people who need an SR22. They might increase your prices significantly or perhaps terminate your plan at renewal when they discover you need an SR-22.


Can I get an SR22 from a different insurance provider?

Yes, you can have a different insurance company submit your SR22 with the DOL and not alert your current insurer. If they do not check your driving record, and unless you had an accident they probably won’t, you probably can maintain your preferred car insurance rates.


If you don’t want to inform your current insurance coverage representative about your need for an SR22, Mid-Columbia Insurance can write a basic insurance plan on your ‘s license (called Broad Form) with the SR 22 so you can keep your current “preferred” insurance on your cars and trucks and have an SR-22 on your license.

How Much Is SR22 Insurance in Monroe?

The average rate of SR22 insurance coverage should be less than $5 per month when added to a standard auto insurance policy because most insurance providers just charge about $25 per 6 month policy term for an SR 22 filing. This is merely the fee the insurance provider includes to handle the documentation needed by the state to notify them that you have an SR22 insurance filing. If your insurance company charges more, you might want to get another quote and we can help!

Why, then, does SR-22 insurance seem so costly? An SR 22 is simply a rider on your normal car insurance. If it is costly, it is because the auto insurance rate is based on your driving record. Did you get a ticket for driving under the influence? Numerous traffic tickets? Involved in a wreck? Been without insurance coverage? Obviously something happened to cause you to require the SR-22 and this is what causes your insurance coverage to be higher than others.

Just how much will SR-22 insurance coverage cost? SR22 insurance is affordable. It is your driving record that is costly.

SR22 insurance Monroe

For How Long Am I Required to Carry An SR 22?

Generally you are required to have an SR22 for Three years but it may be more or less depending on the court and also your situation.

The very best way to figure out how long you will need to carry an SR-22 is to call the Washington Department of Licensing directly and ask.

What Happens If I Ever Terminate My SR-22 Insurance Coverage?

If, while mandated, your SR22 insurance terminates while an SR-22 is still needed, the state will suspend your drivers license till you get another SR-22 filed once again and you might have to pay the reinstatement fees once again in order to get your driver’s license back.

When your SR22 cancels, the insurance company is obliged to file an SR-26 with the Department of Licensing to alert them that you no longer have active insurance coverage.

If you are pulled over while your SR-22 is canceled, you probably will receive a ticket for driving while suspended, which will certainly hike up the price on your insurance policy even higher.

SR22 insurance Monroe

Exactly How Can I Get The Cheapest SR 22 Insurance Prices?

The lowest SR-22 insurance policy prices can be found by going over prices of a couple insurance companies that concentrate on SR22 insurance. The simplest method to do that is to just call our agency. We work with several insurance companies that offer SR 22 insurance– and we write a great deal of it.

If you live in Washington and must get your license unsuspended, we can help. The SR22s are submitted digitally with the state so you can have your driver’s license back fast.

If you reside in Washington you probably got your ticket here and so need a Washington SR 22 however, if you require an out-of-state SR 22, we can also do Oregon SR-22s, California SR22s, Idaho SR22, and also almost any other state.

Can I Get An SR-22 Without Having Car Insurance?

If you don’t have car insurance coverage, you can obtain an SR22 by beginning a new insurance policy and asking the insurance agent to submit the SR-22 for you.

Washington only mandates minimal liability limits on the plan so it doesn’t need to be pricey to start. Obviously, the more tickets you have on your driving record, the more your insurance will certainly cost you.

A simple call and we can have your insurance started as well as your SR22 on its way to the state.

Does SR22 Hike Insurance Prices?

An SR22 increases your insurance policy prices because most preferred insurance companies do not wish to cover a person that needs an SR22 and because of the tickets you most likely have on your driving record.

The actual SR22 filing will only add around $25 to your car insurance plan, but you will most likely need to get insurance coverage with a “High Risk” car insurer willing to gamble on covering you.

About Monroe

Monroe is a city in Snohomish County, Washington, United States. It is located at the confluence of the Skykomish, Snohomish, and Snoqualmie rivers in the Cascade foothills, about 30 miles (48 km) northeast of Seattle. Monroe’s population was 17,304 as of the 2010 census and was estimated to be 19,776 in 2019.

Monroe was originally founded in 1864 as the town of Park Place, located at the river confluence among several existing settlements in the Tualco Valley. The townsite was previously a trading post used by the indigenous Skykomish people. Park Place was renamed to Monroe in 1890 to honor U.S. President James Monroe, and was moved northeast to be near the tracks of the Great Northern Railway, which was constructed in 1892. Monroe was incorporated in 1902 and was selected as the home of a major condensed milk plant and the state reformatory.

Monroe became a suburban bedroom community in the late 20th century, serving commuters to Everett, Seattle, and the Eastside. It is home to the Monroe Correctional Complex, which absorbed the original reformatory in 1998, and the Evergreen State Fair, which runs annually in late summer. The city is located at the junction of two highways, U.S. Route 2 and State Route 522, which were expanded in the late 20th century to serve commuters.

Source: Monroe, Washington in Wikipedia

Top DUI Lawyers Near Monroe

Nur Law
21 reviews
Criminal Defense Law, DUI Law, Personal Injury Law
9924 4th Ave W, Everett, WA 98204
(425) 998-7040
Styles Law
3 reviews
Personal Injury Law, Workers Compensation Law, Criminal Defense Law
909 W Main St, Ste 101, Monroe, WA 98272
(360) 863-7229
Scott Lawrence, PLLC
1 review
Criminal Defense Law, DUI Law
212 E Main St, Ste B, Monroe, WA 98272
(206) 453-1800
Gallagher J Michael Atty
12 reviews
Divorce & Family Law
1203 W Main St, Monroe, WA 98272
(360) 794-7531
Palumbo Law Firm
1 review
Personal Injury Law
19125 North Creek Pkwy, Ste 120, Bothell, WA 98011
(425) 492-5554
Berner Law Group
10 reviews
Divorce & Family Law, Estate Planning Law, Criminal Defense Law
3112 Rockefeller Ave, Everett, WA 98201
(425) 259-6533

Top Things to Do Around Monroe

Benjarong Thai Restaurant
449 reviews
19480 State Rt 2, Ste D1, Monroe, WA 98272
(360) 794-5099
Bella Balducci’s Mediterranean Cuisine
357 reviews
Mediterranean, Italian, Greek
19565 State Rte 2, Monroe, WA 98272
(360) 863-9999
Las Tres Marias
187 reviews
116 W Main St, Monroe, WA 98272
(360) 805-5660
HWY 2 Fusion Diner
162 reviews
Breakfast & Brunch, Mexican
19721 State Rte 2, Ste #B, Monroe, WA 98272
(360) 217-7075
Lewis & Main Restaurant & Brewery
70 reviews
American (New), Breweries
104 N Lewis St, Monroe, WA 98272
(360) 799-3573
Tuscano’s Italian Kitchen
259 reviews
14919 N Kelsey St, Monroe, WA 98272
(360) 805-5453