SR22 DUI Insurance — Get Insured After a DUI [FAQ]
Flashing lights in the rear-view mirror are your first clue that getting behind the wheel after a few drinks with friends was a bad idea. A million thoughts run through your head. In addition to everything else, you are concerned about your car insurance costs. We can’t help with “everything else”, but we can help guide you through the process of getting DUI car insurance.
We will help you get the cheapest DUI insurance by getting quotes from multiple insurance companies and offering you the best DUI insurance options. Technically, “DUI insurance” does not exist but, because many companies won’t insure a driver with a DUI, the term is commonly used by those shopping for auto insurance after getting a DUI and needing SR22 insurance.
Your insurance does not have to be complicated. Mid-Columbia Insurance can help you can find the coverage you want at a price you can afford even after you’ve been pulled over for a DUI. The companies we represent are not scared away by a Driving Under the Influence conviction.
DUI Insurance – Frequently Asked Questions (FAQs)
Will I have problems getting insurance after a DUI?
Do I have to tell my current insurance company about my DUI?
How much does a DUI affect insurance rates?
With most of our companies, a single DUI will raise your rate about the same as two speeding tickets but a second DUI would be more like four or more speeding tickets. So yes, a DUI will raise your rates but if that is the only issue, our companies will not punish you.
A second DUI offense is not treated so lightly since it shows a pattern of irresponsibility. And responsibility is the key factor insurance companies use to calculate rates.
How much is DUI insurance?
The rates insurance companies offer for DUI car insurance differ widely. Many factors influence the cost of DUI insurance, including the city where you live, your credit, and other activity on your driving record. Every company weighs these factors differently, so there isn’t a company that is always the “best” when it comes to insurance after a DUI. You need to get quotes from multiple companies. As an independent insurance agency, we can do that for you.
The chart below shows the difference in rates for a first and second DUI among various companies. Our analysis shows that National General usually offers the cheapest DUI car insurance rates. The difference between the cheapest DUI rate from National General ($402) and the most expensive from Bristol West ($669) is $267, more than 50% higher than the National General. So, as you can see, you can save quite a bit by allowing us to compare car insurance quotes for you.
6-month DUI insurance rates by company
|6-Month Cost for |
|1 DUI |
* Rates are for 25/50/25 liability coverage for a 30-year-old single male living in Yakima, WA.
Even though National General shows up best here they are not always the cheapest for DUI insurance. Depending on the coverages you choose, the discounts you qualify for, your age, driving record, the city you live in, and your credit will affect your personal rate. You can wind up paying a lot — or saving a lot — depending on the company you choose. Let us help you find the right DUI insurance company.
How long does a DUI affect insurance rates?
Do I have to admit to my DUI when getting an insurance quote?
Can my insurance company cancel my policy because of my DUI?
Will a DUI conviction make it hard for me to get insurance?
Can I get DUI insurance without a car?
If you need DUI insurance but don’t own a car, a Washington Broad Form Insurance will cover you to drive any car, owned or non-owned.
Broad Form car insurance covers you in the event you’re determined to be at fault in an accident while driving any car or pickup for personal use. If you cause an accident while driving an owned or borrowed vehicle, a broadform policy covers damages to other people’s vehicles and property.
What is an SR22?
What’s an ignition interlock device?
Testimonials & Referrals
Estevan was very helpful and friendly. He provided great customer service in a timely manner. He made everything so convenient and easy. I definitely recommend him.
Gary Paulson was extremely helpful and courteous with me when I was looking to insure my recently purchased car. I felt bad because we wound up playing phone tag for weeks trying to get a time to talk that would work for me. Luckily, he is extremely patient! He got us a great deal through Progressive and we are definately happy to be back on the road. Thanks Gary and Mid Columbia Insurance. We appreciate your time and effort. We will definately use your services in the future and reccomend you to our friends. 5+++
Daisy Montejano was a pleasure to work with!