Foremost Manufactured Home Insurance

Foremost Manufactured Home Insurance

Why Make The Foremost Choice®

Foremost was the first company to create a policy specifically for Mobile Homes in 1952, and they have been leading the industry ever since. The Foremost Choice® Manufactured Home Program is built to meet the needs of customers like you. Talk with your agent at Mid-Columbia Insurance about the different options available to fit your home and your lifestyle.

Foremost is the top insurer of manufactured and mobile homes in the nation, so why not go with the leader? The policy insures your home, personal property, and other structures against accidental physical loss. Foremost understands that not every lifestyle is the same, so optional coverages are tailored specifically to what you may want covered.


Coverages that come standard with a Foremost Owner-Occupied Manufactured Home Policy:

  • Agreed Loss Payment Method
    If your home is destroyed by an insured loss, you receive the full “amount of insurance” for your home (minus any applicable deductible). No hassles.
  • Golf Cart coverage for Physical Damage and Liability
    Provides coverage for both physical damage and liability for golf carts not designed or modified to be licensed and/or registered for road use when used on your premises.
  • Coverage for trees, shrubs, plants and lawns
    Storm damage to your landscaping? Our policy provides coverage for trees, shrubs, plants, and lawns belonging to the insured home.
  • Debris Removal
    The last thing you want to worry about if your home is damaged is what to do with the remaining debris. This coverage provides for debris removal when/if the insured property is damaged by an insured peril. 
  • Food Spoilage
    In the event of mechanical breakdown or loss of power in the insured home, the policy provides coverage for your spoiled food items.
  • Credit Card and Check Forgery
    Fraudulent activity because your credit card or checks were lost or stolen? This policy coverage can help you recoup the loss up to a certain amount for such incidents of fraud.


Foremost offers more coverage if you want it, including:

  • Extended Replacement Cost (up to an additional 20%)
  • Replacement Cost on Personal Property
  • Earthquake coverage


Here are just a few of the ways you can save money by choosing Foremost:

  • Multi-Policy: Have more than one Foremost policy.
  • Age of Home: newer homes qualify for a higher discount.
  • Age of Insured: if the named insured is 50 years old or older.
  • Approved Park: homes located in an approved park qualify.


Foremost insures all kinds of manufactured/mobile homes including, new and old, owner-occupied, rental and seasonal, and tenant.

Washington State Foremost Insurance Agent

Do you live in Washington State? Call Mid-Columbia Insurance at (509)783-5600 to find out more regarding Foremost Mobile Home & Manufactured Home Insurance Products.

Required Disclaimer
This brief summary is for illustrative purposes only and is not a policy document. Always review the actual policy for important details on coverages, exclusions, limits, conditions, and terms. 
Not all products, coverages, and discounts are available in every state.
Insurance provided by a member of the Foremost Insurance Group, part of the Farmers Insurance Group®