Enumclaw Motorcycle Insurance – Cheap Quotes Insurance for Your Trike, Scooter, RZRs, & Snowmobile

Instantaneous Proof of Cycle Insurance Coverage for You!

Are you looking for the cheapest motorcycle insurance in Enumclaw? You have actually come to the ideal place. We have longstanding partnerships with top-rated motorcycle insurance companies in order that we can find you the best rate. Whether your ride is a street bike, a touring bike, a cruiser, a custom chopper, or perhaps a moped or scooter, your ride is synonymous with flexibility which brings excitement. But with this adventure comes uncertainty and since you never know what is around the next corner, the best protection can make sure you’re ready for it.

The motorcycle coverage you want at a price you can afford

Do you just need the general motorcycle insurance coverage to get legal? We can help! Are you enthusiastic about your bike? We can cover your bike, your accessories, plus your riding gear. Choosing the right protection is like picking the best bike. You want it to fit your needs and your lifestyle but also to be within your budget. The state requires you have a minimal level of liability coverage yet greater limits are available and other protections are suggested. Make sure you go over all your readily available options with a trained agent at Mid-Columbia Insurance.

Below is everything you need to understand to get the best price on your motorcycle insurance coverage:

Scary Cycle Crashes - VIDEO

Is Motorbike Insurance Required in Washington State?

Motorbike insurance is needed in Washington state since July 2019. The Washington state legislature passed and the Governor signed a change eliminating the phrasing in the insurance coverage law exempting cycles from being forced to carry insurance.
If you trigger a crash and do not have insurance, you could put you and your loved ones in financial risk for the damage caused to others. Likewise, whether the accident is your fault or not, medical costs and lost income for you and any passengers could drive you to personal bankruptcy. Required or not, you would want to have motorcycle insurance so you can safeguard yourself from a liability claim or a reckless driver who hits you.
motorcycle, trike, scooter, moped, and 4-wheeler insurance in Enumclaw

What Motorcycle Insurance Should I Get?

There are 3 insurance coverages every cycle insurance policy ought to have: liability, uninsured motorist}, and medical.
  • Liability insurance coverage is the only protection that Washington state mandates you to carry (effective July 2019). Liability insurance secures you if you’re found at fault for a crash where another person is injured or their property is harmed.
  • Uninsured Motorist is, probably, the most crucial insurance protection and is listed second simply due to the fact that you can not purchase it without first getting liability. With uninsured motorist, your insurance provider covers you and any others in your car as if they were the uninsured chauffeur’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical coverage is an optional coverage and covers any required medical treatment for you and any passengers up to the coverage amount you select. This can be essential if you do not have medical insurance to cover your medical expenses or you have a high-deductible health plan.
You might be amazed that comprehensive & collision (aka full coverage) are not on this list. These coverages are often required by lenders if you secure a loan to purchase your bike. Yes, this protection is very important to the bank however the three coverages above are a lot more most likely to keep you from insolvency in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a video game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means using the best protective gear. If you take your safety and the financial safety of your loved ones seriously, then insurance needs to be viewed like protective gear.
cycle, trike, moped, scooter, and ATV insurance in Enumclaw

Can I Insure My AutoCycle?

Yes! If your bike is designed for either off-road or street use, we can insure it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, trike, scooter, moped, and ATV insurance in Enumclaw

What is BroadForm Motorcycle Insurance?

BroadForm Motorcycle Insurance Coverage is meant to offer the policy owner liability insurance coverage no matter what cycle they might ride. Comprehensive and also collision protections (also known as “full coverage”) that would pay to deal with the bike in the event of an accident, theft, or vandalism can not be included in a motorcycle broadform plan yet Uninsured Motorist and also Medical can be added. If you respond Yes to these three sentences, then Broad Form Motorcycle Insurance policy might simply be perfect for you. 1. You own or ride multiple motorbikes. 2. You are the just one that at any time rides your motorcycles. 3. You don’t need “full coverage” on any one of your motorcycles.
cycle, moped, scooter, trike, and 4-wheeler insurance in Enumclaw

Just How Much Does Motorbike Insurance Cost?

A Motorbike insurance policy can cost you less than $200 annually or be more than $2000 yearly depending on six significant variables: your age, your driving record, your motorbike, your zip code, your chosen insurance coverages, as well as the discounts you qualify for.
  • Your Age: Statistics tell the insurance company that if you are under 25 you are more probable to have a wreck than if you happen to be 30+.
  • Your Driving History: If you have received speeding tickets or have already had an accident in the last few years, then your odds of having another accident are greater.
  • Your Cycle: Particular cycles seem to encourage reckless cyclists.
  • Your Home Address: Crowded, urban areas also raise your odds of being involved in a wreck.
  • Your Insurance Coverages: Obviously, if you purchase more coverages your price is going to be increased however similar to when you buy the bigger package at the food store, you likewise end up paying less per $1,000 of insurance. For instance, doubling your liability insurance coverage from $25,000 per person to $50,000 per person will not double the price yet probably increase it less than 20%.
  • Your Discounts: Every insurer makes available various combinations of discounts. The more that match up with your circumstances, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle organization membership, and others.
cycle, scooter, moped, trike, and ATV insurance in Enumclaw

Who Has The Very Best Motorcycle Insurance Quotes?

Motorbike insurance is not “One Size Fits All”. The very best cycle insurance provider for you will offer a policy that aligns with your specific requirements. One call to us will get you all the quotes you require. As an independent agent, we quote you with multiple cycle insurers to find the very best match for you. Whether that’s protection for a custom motorcycle or simply the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ companies such as State Farm, Allstate, Farmers, Geico, or Markel, you just get one quote from their brand. Each company we carry, Progressive, Safeco, Dairyland, and Foremost, has various specialties providing you options when you are shopping. Some of our insurance providers even offer a car & cycle insurance package discount, marking down both policies. This is a fantastic method to save money on your cycle insurance policy.
motorbike, trike, moped, scooter, and 4-wheeler insurance in Enumclaw

Motorcycle Insurance for New Riders

Purchasing your first motorcycle can be a dream come true. Whether you are searching for motorbike insurance coverage as a 18 year old or have at long last saved up enough to purchase your very first cycle or ATV/UTV, we can get you the best motorcycle insurance coverage. As a new rider, you have less experience so insurers figure you are more likely to be in an accident and for that reason will make you pay more. Keep your record clear and don’t get in accidents and you ought to see your rate drop as you get experience.
motorbike, scooter, trike, moped, and ATV insurance in Enumclaw

About Enumclaw

Enumclaw ( EE-nəm-klaw) is a city in King County, Washington, United States. The population was 10,669 at the 2010 census. The 2019 estimate is 12,190.

The Enumclaw Plateau, on which the city resides, was formed by a volcanic mudflow (lahar) from Mount Rainier approximately 5,700 years ago.

The name Enumclaw is derived from a Salish term that translates as “place of evil spirits”, apparently referring to Enumclaw Mountain, located about 6 miles (9.7 km) to the north. The mountain’s name was derived from an evil incident that occurred there or to the occasional powerful windstorms from the east that affect the region. Native American mythology tells the story of two brothers – Enumclaw and Kapoonis – who were turned into thunder and lightning, respectively, by their father. The City of Enumclaw says the name means “thundering noise”.

Source: Enumclaw, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Top Cycle Repair & Gear Near Enumclaw

PNW Powersports
1 review
Motorcycle Gear, Motorcycle Repair, Auto Parts & Supplies
1713 Garrett St, Ste 1, Enumclaw, WA 98022
Enumclaw Suzuki Kawasaki
11 reviews
Motorcycle Dealers
408 Roosevelt Ave, Enumclaw, WA 98022
Clem’s Enumclaw Powersports
14 reviews
Motorcycle Dealers
408 Roosevelt Ave, Enumclaw, WA 98022
American Custom Cycle
1 review
Motorcycle Dealers
29304 State Route 410 E, Buckley, WA 98321

Top Things to Do Around Enumclaw

Pita’s Taqueria
205 reviews
1547 McHugh Ave, Enumclaw, WA 98022
The Kettle
292 reviews
Breakfast & Brunch, American (Traditional)
1666 Garrett St, Enumclaw, WA 98022
Sweet Necessities
100 reviews
Ice Cream & Frozen Yogurt, Coffee & Tea
1215 Griffin Ave, Enumclaw, WA 98022
Griffin & Wells Cafe
114 reviews
Desserts, Salad, Sandwiches
1239 Griffin Ave, Enumclaw, WA 98022