(509) 783-5600 [email protected]

Everett Motorcycle Insurance – Cheapest Prices Insurance for Your Trike, Moped, Side x Sides, & Snowmachine

Instantaneous Proof of Motorcycle Insurance Coverage!

Are you searching for the most inexpensive motorcycle insurance in Everett? You have come to the ideal agency. We have established longstanding partnerships with premier motorcycle insurance providers so that we can find you the very best rate. Whether your cycle is a street bike, a touring bike, a cruiser, a custom-made chopper, or even a moped or scooter, your cycle is associated with freedom which brings enjoyment. But with this adventure comes uncertainty and since you never ever know what is around the next corner, the ideal coverage will ensure you’re prepared for it.

The cycle coverage you want at a rate you can manage

Do you simply require the basic cycle insurance to be legal? We can assist! Are you passionate about your bike? We can cover your motorbike, your accessories, plus your riding gear. Selecting the right protection is like picking the right bike. You want it to fit your needs and your lifestyle however likewise to be within your budget. The state requires you have a minimal amount of liability coverage yet higher limits are available and other coverages are suggested. Make certain you talk about all your offered alternatives with a trained insurance agent at Mid-Columbia Insurance.

Listed below is all you must know to get the very best cost on your bike insurance:

Scary Motorbike Crashes - VIDEO

Is Motorbike Insurance Required in Washington State?

Motorbike insurance is needed in Washington state as of July 2019. Washington state passed and the Governor signed a modification getting rid of the wording in the insurance law excusing motorbike owners from being forced to have insurance coverage.
If you trigger an accident and do not have insurance, you could put you and your loved ones in monetary risk for the damage done to others. Whether the accident is your fault or not, medical bills and lost income for you and any passengers could drive you to personal bankruptcy. Required or not, you would want to have motorbike insurance coverage so you can safeguard yourself from a liability claim or an irresponsible driver who crashes into you.
motorbike, trike, moped, scooter, and ATV insurance in Everett

What Cycle Insurance Coverage Should I Get?

There are three insurance coverages every cycle insurance policy needs to have: liability, uninsured motorist}, and medical.
  • Liability insurance is the only protection that Washington state requires you to have (since July 2019). Liability safeguards you if you are discovered at fault for a crash where another person is injured or their property is harmed.
  • Uninsured Motorist is, probably, the most essential insurance coverage and is listed second simply due to the fact that you can not get it without first getting liability. With uninsured motorist, your insurance provider covers you and any passengers as if they are the uninsured driver’s insurance company.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical payments is an optional protection and pays for any necessary medical treatment for you and any others in your car up to the coverage amount you select. This can be crucial if you don’t have medical insurance to cover your medical costs or you have a high-deductible health plan.
You may be amazed that comprehensive & collision (aka full coverage) are not on this list. These protections are frequently required by loan providers if you get a loan to buy your cycle. Yes, this protection is very important to the bank however the three protections above are far more likely to keep you from personal bankruptcy in the event of a crash. Let’s face it. All motorcyclists are at the mercy of other motorists. This is not a video game where you can reset the game and start over. If you get hit, you might be hospitalized for months. Riding safe means wearing the best protective gear. If you take your safety and the financial security of your family seriously, then insurance should be seen like protective gear.
motorbike, moped, scooter, trike, and ATV insurance in Everett

Can I Insure My Scooter?

Yes! If your cycle is designed for either off-road or street use, we can insure it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
cycle, trike, scooter, moped, and 4-wheeler insurance in Everett

What is Broad Form Motorbike Insurance?

Broad Form Cycle Insurance is meant to offer the policy owner liability protection no matter what motorcycle they may ride. Comprehensive and also collision insurance coverages (also known as “full coverage”) that would pay to fix the bike in case of a crash, theft, or vandalism can not be included in a motorcycle broadform policy yet Uninsured Motorist and Medical can be included. If you answer Yes to these three statements, then Broad Form Motorcycle Insurance might just be right for you. 1. You own or ride a couple motorbikes. 2. You are the only one who ever rides your bikes. 3. You don’t require “full coverage” on any of your motorcycles.
motorcycle, moped, scooter, trike, and ATV insurance in Everett

How Much Does Motorbike Insurance Coverage Cost?

A Motorbike insurance policy can cost you less than $200 yearly or be greater than $2000 annually depending on six major factors: your age, your driving record, your motorbike, your home town, your selected insurance coverages, as well as the discounts for which you qualify.
  • Your Age: Statistics tell the insurance provider that if you are under 25 you are more probable to be involved in an accident than if you are 30+.
  • Your Driving Record: If you have accumulated speeding tickets or have already had a wreck in the last couple years, then your chances of having another crash are higher.
  • Your Motorcycle: Some motorcycles seem to encourage careless cyclists.
  • Your Home Address: Crowded, metropolitan areas also raise your odds of being in a crash.
  • Your Insurance Coverages: Naturally, if you purchase better insurance coverages your rate will be increased however just like when you buy the larger package at the food store, you also end up paying less per $1,000 of insurance. As an example, doubling your liability insurance coverage from $25,000 per person to $50,000 per person would not double the cost however possibly increase it less than 20%.
  • Your Discounts: Every insurer makes available different combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle organization membership, and others.
cycle, trike, moped, scooter, and ATV insurance in Everett

Who Has The Very Best Motorbike Insurance Rates?

Motorbike insurance coverage is not “One Size Fits All”. The best cycle insurance company for you will provide a policy that lines up with your specific requirements. One call to us will get you all the quotes you require. As an independent agent, we quote you with several cycle insurance providers to find the best match for you. Whether that’s coverage for a custom motorcycle or just the minimum Washington state requirements so you are legal. If you call any of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we represent, Progressive, Safeco, Dairyland, and Foremost, has various specialties providing you alternatives when you are shopping. Some of our insurance companies even provide an auto & motorcycle insurance package discount, saving money on both policies. This is a fantastic method to save money on your cycle insurance plan.
motorbike, moped, trike, scooter, and 4-wheeler insurance in Everett

Motorbike Insurance for New Riders

Buying your first cycle can be a dream come true. Whether you are looking for motorbike insurance coverage as a 19 year old or have at long last saved up enough to buy your very first cycle or ATV/UTV, we can get you cheap cycle insurance. As a new rider, you have less experience so insurance companies figure you are more likely to be in an accident and for that reason will need you to pay more. Keep your driving record spotless and don’t get in crashes and you will see your rate drop as you get experience.
motorcycle, trike, scooter, moped, and 4-wheeler insurance in Everett

About Everett

Everett is the county seat of and the largest city in Snohomish County, Washington, United States. It is 25 miles (40 km) north of Seattle and is one of the main cities in the metropolitan area and Puget Sound region. Everett is the seventh-largest city in the state by population, with a total of 103,019 residents at the 2010 census. The city is primarily situated on a peninsula at the mouth of the Snohomish River along Port Gardner Bay, an inlet of Possession Sound (itself part of Puget Sound), and extends to the south and west.

The Port Gardner Peninsula was historically inhabited by the Snohomish people, who had a winter village named Hibulb near the mouth of the river. Modern settlement in the area began with loggers and homesteaders arriving in the 1860s, but plans to build a city were not conceived until 1890. A consortium of East Coast investors seeking to build a major industrial city acquired land in the area and filed a plat for “Everett”, which they named in honor of Everett Colby, the son of investor Charles L. Colby. The city was incorporated in 1893, shortly after the arrival of the Great Northern Railway, and prospered as a major lumber center with several large sawmills.

Everett became the county seat in 1897 after a dispute with Snohomish contested over several elections and a Supreme Court case. The city was the site of labor unrest during the 1910s, which culminated in the Everett massacre in 1916 that killed several members of the Industrial Workers of the World. The area was connected by new interurban railways and highway bridges in the 1920s, transforming it into a major commercial hub, and gained an airport at Paine Field in 1936.

Source: Everett, Washington in Wikipedia

Pulled over one too many times?

We Work For You – The coverage you want at a price you can afford

Best Cycle Repair & Gear Near Everett

Everett Powersports
45 reviews
Motorcycle Dealers, Motorcycle Repair, Motorcycle Gear
+14253474545
215 SW Everett Mall Way, Everett, WA 98204
Motorcycle Goodies
10 reviews
Motorcycle Repair, Motorcycle Parts & Supplies
+14252524595
2024 Broadway, Everett, WA 98201
Nelson Motorsports
11 reviews
Motorsport Vehicle Dealers, Motorcycle Dealers, Motorsport Vehicle Repairs
+14253742640
3326 Bickford Ave, Ste B, Snohomish, WA 98290
Re-Cycle’d Biker Stuff
9 reviews
Thrift Stores, Motorcycle Repair
+13607625373
2211 Sr 530, Arlington, WA 98223

Top Things to Do Around Everett

Nick’s Jr Burgers and Gyros
744 reviews
Burgers, Greek, Fish & Chips
5821 Evergreen Way, Everett, WA 98203
Curries
564 reviews
Indian, Desserts, Salad
7318 Evergreen Way, Everett, WA 98203
Brooklyn Bros Pizzeria
591 reviews
Pizza, Salad, Chicken Wings
1919 Hewitt Ave, Everett, WA 98201
Narrative Coffee
304 reviews
Coffee & Tea, Breakfast & Brunch, Cafes
2927 Wetmore Ave, Everett, WA 98201