Granite Falls Motorbike Insurance – Affordable Prices Insurance for Your Bike, Moped, RZRs, & Snowmachine

Immediate Evidence of Motorbike Insurance for You!

Are you trying to find the most economical motorbike insurance coverage in Granite Falls? You have actually come to the ideal agency. We have cultivated longstanding relationships with top-rated motorcycle insurance carriers in order that we can find you the best rate. Whether your ride is a street bike, a touring bike, a cruiser, a customized chopper, and even a moped or scooter, your ride is associated with flexibility which brings enjoyment. However with this adventure comes uncertainty and since you never know what is around the next corner, the best protection can ensure you’re prepared for it.

The motorcycle protection you want at a price you can handle

Do you simply need the inexpensive motorbike insurance coverage to get legal? We can help! Are you enthusiastic about your bike? We can cover your cycle, your accessories, plus your riding gear. Choosing the ideal coverage is like selecting the best bike. You want it to fit your needs and your lifestyle but likewise to be within your budget. The state mandates you carry a minimal level of liability protection yet higher levels are available and extra coverages are recommended. Make certain you talk about all the readily available options with a licensed agent at our office.

Below is everything you must know to get the very best price on your cycle insurance coverage:

Bad Cycle Wrecks - VIDEO

Is Cycle Insurance Mandated in Washington State?

Motorcycle insurance coverage is needed in Washington state as of July 2019. The Washington state legislature passed and the Governor signed a change getting rid of the phrasing in the insurance law excusing motorbikes from being required to have insurance coverage.
If you trigger an accident and do not have insurance coverage, you could put you and your family in financial danger for the damage done to others. Likewise, whether the accident is your fault or not, medical costs and lost income for you and any occupants of your car might drive you to personal bankruptcy. Required or not, you would want to have cycle insurance so you can secure yourself from a liability claim or an irresponsible driver who crashes into you.
motorcycle, trike, scooter, moped, and ATV insurance in Granite Falls

What Motorcycle Insurance Coverage Should I Get?

There are three insurance coverages every motorcycle insurance plan ought to have: liability, uninsured motorist}, and medical coverage.
  • Liability insurance is the only protection that Washington state mandates you to carry (since July 2019). Liability secures you if you’re found at fault for a crash where another person is injured or their property is damaged.
  • Uninsured Motorist is, probably, the most essential insurance protection and is listed second only due to the fact that you can not get it without first getting liability. With uninsured motorist, your insurance company covers you and any passengers as if they were the uninsured motorist’s insurance provider.In their October 2017 report, the Insurance Research Council reported that 17.4% of Washington drivers are uninsured.
  • Medical protection is an optional protection and covers any needed medical treatment for you and any others in your car up to the coverage amount you select. This can be important if you don’t have medical insurance to cover your medical expenses or you have a high-deductible health insurance.
You may be surprised that comprehensive & collision (aka full coverage) are not on this list. These coverages are frequently required by loan providers if you get a loan to purchase your motorbike. So yes, this coverage is extremely crucial to the bank however the 3 coverages above are far more most likely to keep you from bankruptcy in the event of an accident. Let’s face it. All motorcyclists are at the mercy of other drivers. This is not a computer game where you can reset the game and start over. If you get struck, you might be hospitalized for months. Riding safe means wearing the right protective gear. If you take your safety and the financial safety of your loved ones seriously, then insurance should be viewed as protective equipment.
motorbike, trike, scooter, moped, and ATV insurance in Granite Falls

Can I Insure My Enduro?

Yes! If your cycle is designed for either off-road or street use, we can insure it! We can insure your:
  • Moped, scooter, dirt bike, and enduro
  • Custom, vintage, classic, collector, and antique
  • Cruiser, touring, sport touring, and trike, and even an autocycle
  • ATV or UTV with 3 wheels, 4 wheels, or even 8
  • What did we forget?
motorcycle, scooter, trike, moped, and 4-wheeler insurance in Granite Falls

What is a BroadForm Motorbike Insurance Policy?

Broad Form Cycle Insurance Coverage is meant to provide the policy owner liability protection no matter what motorbike they may ride. Comprehensive as well as collision protections (aka “full coverage”) that would pay to deal with the bike in case of a crash, theft, or vandalism can not be included in a motorcycle broadform policy but Uninsured Motorist and also Medical can be included. If you respond Yes to these three statements, then Broad Form Bike Insurance policy could just be right for you. 1. You have or ride numerous bikes. 2. You are the only one that ever rides your motorcycles. 3. You don’t require “full coverage” on any one of your motorcycles.
motorcycle, trike, scooter, moped, and 4-wheeler insurance in Granite Falls

Just How Much Does Motorbike Insurance Cost?

A Motorcycle insurance policy can cost you less than $200 per year or be greater than $2000 each year depending on 6 significant elements: your age, your driving history, your motorbike, your zip code, your chosen coverages, as well as the discounts for which you qualify.
  • Your Age: Statistics inform the insurance company that if you are under 25 you are more probable to have an accident than if you happen to be 30+.
  • Your Driving History: If you have collected speeding tickets or have already had a crash in the last few years, then your chances of having another accident are higher.
  • Your Motorbike: Certain cycles seem to encourage negligent riders.
  • Your Garaging Address: Congested, metropolitan areas also boost your possibilities of being involved in a wreck.
  • Your Insurance Coverages: Obviously, if you purchase better coverages your rate will be higher but just like when you purchase the bigger package at the supermarket, you likewise wind up paying less per $1,000 of insurance coverage. Increasing your liability insurance coverage from $25,000 per person to $50,000 per person would not double the price yet probably elevate it less than 20%.
  • Your Discounts: Every company makes available various combinations of discounts. The more that match up with your situation, the more likely you will end up paying less. Some discounts available include: Multiple cycle, Multiple policy, Claim-free, Safety training course, Paid-in-full, Motorcycle organization membership, and others.
motorbike, trike, moped, scooter, and 4-wheeler insurance in Granite Falls

What Company Has The Very Best Cycle Insurance Rates?

Motorcycle insurance is not “One Size Fits All”. The best motorcycle insurer for you will feature a policy that aligns with your particular needs. One call to us will get you all the quotes you require. As an independent agent, we quote you with several cycle insurance providers to find the best match for you. Whether that’s coverage for a customized motorcycle or just the minimum Washington state requirements so you are legal. If you call some of the ‘name brand’ providers such as State Farm, Allstate, Farmers, Geico, or Markel, you only get one quote from their brand. Each insurer we represent, Progressive, Safeco, Dairyland, and Foremost, has various specialties providing you alternatives when you are shopping. Some of our insurance companies even offer an auto & motorcycle insurance bundle discount, marking down both policies. This is an excellent method to save money on your cycle insurance plan.
motorcycle, scooter, trike, moped, and 4-wheeler insurance in Granite Falls

Cycle Insurance for New Riders

Purchasing your first motorcycle can be a dream come true. Whether you are searching for motorbike insurance coverage as a 19 year old or have finally saved up enough to buy your first motorbike or ATV/UTV, we can get you low-cost motorbike insurance. As a brand-new rider, you have less experience so insurance companies figure you are most likely to be involved in a crash and for that reason will make you pay more. Keep your record clean and don’t get in crashes and you should see your rate drop as you acquire experience.
motorbike, moped, scooter, trike, and ATV insurance in Granite Falls

About Granite Falls

Granite Falls is a city in Snohomish County, Washington, United States. It is located between the Pilchuck and Stillaguamish rivers in the western foothills of the Cascade Range, northeast of Lake Stevens and Marysville. The city is named for a waterfall north of downtown on the Stillagumish River, also accessible via the Mountain Loop Highway. It had a population of 3,364 at the 2010 census.

The site of Granite Falls was originally a portage for local Coast Salish tribes prior to the arrival of American settlers. The settlement was founded in 1883 and prospered after the discovery of gold and silver in the Monte Cristo mines located east of Granite Falls on the Everett and Monte Cristo Railway. Granite Falls was platted in 1891 and incorporated as a fourth-class town on November 8, 1903.

The Pilchuck River and Upper Stillaguamish basin was historically inhabited by the Skykomish people, who used the modern-day site of Granite Falls as a portage along with other Coast Salish tribes. Several Skykomish archaeological sites were discovered in the 1970s between modern-day Granite Falls and Lochsloy, with over 700 artifacts recovered from later excavation.

Source: Granite Falls, Washington in Wikipedia

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Top Cycle Repair & Gear Near Granite Falls

Re-Cycle’d Biker Stuff
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Top Places to See Around Granite Falls

Playa Bonita Mexican Restaurant
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Spar Tree
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106 W Stanley St, Granite Falls, WA 98252
Eat Thai Cuisine
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402 E Stanley St, Granite Falls, WA 98252